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All Journal Jurnal Ilmu Manajemen (JIM) JAM : Jurnal Aplikasi Manajemen JURNAL NUSANTARA APLIKASI MANAJEMEN BISNIS Journal of Humanities and Social Studies The International Journal of Business Review (The Jobs Review) SULTANIST: Jurnal Manajemen dan Keuangan Journal of Economics, Business, and Government Challenges Nusantara Science and Technology Proceedings Jurnal Pengabdian Kepada Masyarakat Patikala KARYA: Jurnal Pengabdian Kepada Masyarakat Al Khidma: Jurnal Pengabdian Masyarakat Al-Khidmah Jurnal Pengabdian Masyarakat Business and Investment Review IIJSE Journal of Computer Science Contributions (Jucosco) JHSS (Journal of Humanities and Social Studies)
Khoirotunnisa, Fani
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Medicine & Pharmacology Public Health Social Sciences

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Pembinaan Penerapan Nomor Induk Berusaha dalam Mendukung Pengembangan UMKM Di Kelurahan Rungkut Kidul Surabaya Zulkarnain Al Arsy, Muhammad; Khoirotunnisa, Fani
Jurnal Pengabdian Kepada Masyarakat Patikala Vol. 5 No. 1 (2025): Jurnal PkM PATIKALA
Publisher : Education and Talent Development Center of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51574/patikala.v5i1.3509

Abstract

This community service program aims to provide assistance and education on the implementation of the Business Identification Number (Nomor Induk Berusaha or NIB) for Micro, Small, and Medium Enterprises (MSMEs) in Rungkut Kidul Sub-district, Surabaya. Many MSME actors in the area still lack formal business legality, which limits their access to government support programs such as funding, training, and partnerships. Through this initiative, the implementing team conducted socialization, technical training, and direct assistance in the online NIB registration process via the Online Single Submission (OSS) system. The method employed was a participatory approach, involving local business owners as active participants in each stage of the activity. The results indicate that most participants successfully obtained their NIBs and gained a better understanding of the importance of business legality for long-term development. This program has made a significant contribution by raising legal awareness and business capacity among the community, while also strengthening the foundation of the local economy through a more structured and formal MSME sector.
The Influence of Financial Literacy and Financial Technology With Parental Guidance as a Moderating Variable on Saving Behavior of State University Students in Surabaya City Sari, Anisa Kartika; Nur, Dhani Ichsanuddin; Khoirotunnisa, Fani
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 2. (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.12057

Abstract

Saving is very important for students to prepare for a more stable financial future. By saving, students can learn to manage finances, face urgent needs, and achieve long-term financial goals. This study aims to determine the effect of financial literacy and financial technology on saving behavior in state university students in Surabaya City and the role of parental guidance in strengthening or weakening the influence of financial literacy and financial technology on saving behavior in state university students in Surabaya City. This study uses quantitative methods and variable measurements using a Likert scale. Data were collected through questionnaires filled out by 100 respondents of state university students in Surabaya City using a purposive sampling technique. The data obtained were analyzed and tested using the Partial Least Square (PLS) method with SmartPLS 4. The results showed that financial literacy can contribute to saving behavior in state university students in Surabaya City. Financial technology can also contribute to saving behavior in state university students in Surabaya City. In addition, parental guidance is proven to be able to contribute to and strengthen the influence of financial technology on saving behavior on state university students in Surabaya City. However, parental guidance cannot contribute to and weaken the influence of the relationship between financial literacy and the saving behavior of state university students in Surabaya City.
PENGARUH LOSS AVERSION DAN OVERCONFIDENCE TERHADAP INVESTMENT PERFORMANCE DENGAN INVESTMENT EXPERIENCE SEBAGAI VARIABEL MODERASI PADA INVESTOR GALERI INVESTASI DI SURABAYA Amelia, Novi; Suwaidi, Rahman Amrullah; Khoirotunnisa, Fani
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7662

Abstract

Public participation in investment, especially within the banking sector, is witnessing notable growth driven by technological advancements and increased access to information. Nonetheless, this growth masks a reality where investor behaviour is often irrational and influenced by psychological factors. Insights from behavioural finance reveal that investment decisions rely on objective analysis, emotional factors, and individual perceptions. Specifically, loss aversion and overconfidence biases are thought to affect investment performance. Additionally, investment experience can amplify or diminish the impact of investment outcomes. This study identifies and analyses how loss aversion and overconfidence influence investment performance, with investment experience as a moderating variable. Employing a quantitative methodology, the research used purposive sampling to distribute a questionnaire at the Surabaya Investment Gallery. Data analysis was conducted through the Partial Least Square (PLS) method, utilizing SmartPLS 3.0. The study’s findings reveal that: 1) Loss aversion significantly positively impacts investment performance among investors at the Surabaya Investment Gallery; 2) Overconfidence also has a significant positive effect on investment performance among these investors; 3) Investment experience moderates the effect of loss aversion on performance; and 4) Investment experience similarly moderates the effect of overconfidence on performance among investors at the Surabaya Investment Gallery. These findings elevate behavioural finance literature and can guide investors toward making more rational decisions.
Pengaruh Knowledge Gap dan Service Quality terhadap Digital Financial Service Experience dengan Internet Usage sebagai Moderator Khoirotunnisa, Fani; Dewanti, Mentari Clara; Rosyanti, Daisy Marthina
Jurnal Ilmu Manajemen Vol. 12 No. 3 (2024)
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jim.v12n3.p650-663

Abstract

Digital transformation significantly impacts various industries, compelling businesses to enhance their digital presence. In the financial sector, traditional banks and technology companies like Goto, Shopee, and Traveloka are entering the market with digital financial services and are becoming strong competitors. With the growing number of companies offering digital financial services in Indonesia, businesses are increasingly focused on delivering high-quality services to improve customer satisfaction and user experience. This study investigates factors influencing the user experience of digital financial services. Using purposive sampling, the study gathered 112 valid responses from Indonesian users of these services. Findings reveal that knowledge gaps negatively affect user experience, as limited understanding hinders full utilisation of available features. Additionally, high-quality service, characterised by reliability, ease of use, and responsiveness, enhances user satisfaction and trust, leading to a more positive overall experience. However, the study found no moderating effect of internet usage on the relationship between knowledge gaps and service quality, suggesting that other factors may play a more significant role in this dynamic.
Pembuatan Studio Mini Sebagai Sarana Branding Product di Era Digital Marketing Pada UMKM Keputih Surabaya Khoirotunnisa, Fani; Wikartika, Ira; Sibarani, Steven Arrow Rinel; Sari, Rafika
Journal Of Computer Science Contributions (JUCOSCO) Vol. 2 No. 2 (2022): Juli 2022
Publisher : Lembaga Penelitian, Pengabdian kepada Masyarakat dan Publikasi Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31599/9zfv7111

Abstract

Along with the continued development of digital marketing in product marketing today, it is very necessary to be able to improve product branding for Small, Medium, and Micro Enterprises (MSMEs), especially in Keputih Village, Surabaya. The lack of maximum ability in branding the products offered is due to limited facilities in taking good product photos. Product photos can be used as a visual communication medium, because a good product photo can convey the intent of the photo, so as to increase product knowledge. Making a mini studio as a solution to the problem of the availability of facilities to be used as a studio. The implementation of this mini studio creation activity was carried out in mutual cooperation in Keputih Village with simple tools and materials through the KKNT MBKM UPN "Veteran" East Java activity. This activity can be a solution to the problem of photo studio availability and simplify the process of taking pictures through the use of a mini studio. As a result of this activity, participants and readers of the publications can find out what tools and materials need to be prepared and the costs to be incurred in making a mini studio and the stages in making a mini studio. The mini studio that resulted from this activity was handed over to the Harmoni Keputih Tourism Market to be used by MSME actors and the mini studio module which is expected to be useful for UMKM actors in Keputih.
Pembuatan Desain Denah Lokasi di Desa Wisata Kampung Kue Surabaya Pada Kegiatan KKN Adjar, Dinda Dwi Puspita; Prasetiawati, Fisca Ardi; Pratama, Maulana Rifqi; Azizah, Nurul; Khoirotunnisa, Fani; Wikartika, Ira; Sari, Rafika
Journal Of Computer Science Contributions (JUCOSCO) Vol. 2 No. 2 (2022): Juli 2022
Publisher : Lembaga Penelitian, Pengabdian kepada Masyarakat dan Publikasi Universitas Bhayangkara Jakarta Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31599/y56ry243

Abstract

Tourism is one of the sectors driving the economy that needs to be given more attention in order to develop properly. Kampung Kue Rungkut is one of the villages that has tourism potential and creative economy. Kampung Kue is located around the Special Economic Zone (Kawasan Ekonomi Khusus, KEK) Surabaya, East Java Province. The villagers, most of whom depend on their livelihood by selling cakes, are a hereditary tradition. Through Kuliah Kerja Nyata (KKN) activities, students try to contribute to the development of Kampung Kue tourism by designing a floor plan for the Kampung Kue tourist location. The results of the floor plan design will be printed and placed at several location points to guide and make it easier for visitors and tourists to recognize the tourist location of Kampung Kue. The implementation of the KKN program went well and contributed to developing a tourism village model based on Regional Innovation Capacity which is expected to contribute to development policies and tourism village management.
Analysis Of Saving Behavior In Influencing Smoking Behavior Among Young People In Surabaya Faradilla, Nafalia Dini; Yuniningsih, Yuniningsih; Khoirotunnisa, Fani
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol. 9 No. 2 (2025): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i2.87

Abstract

The purpose of this study is to analyze the impact of saving on smoking habits, especially vape use among young people in Surabaya. Using quantitative methods, this study collected data from 100 respondents through purposive sampling, focusing on teenagers who have vaped at least once a month. Measurements were taken using a likert scale questionnaire analyzed through Partial Least Squares Structural Equation Modeling (PLS-SEM) using SmartPLS version 4 software. The analysis was conducted by testing validity and construct reliability, namely outer loading, cross loading, composite reliability, and AVE values, and testing the structural model, namely R-square and path coefficient values. The findings from this study indicate that the habit of saving money has a negative impact but is not significant in relation to smoking habits. This shows that the practice of saving money in the context of financial management does not directly strengthen a person's ability to exercise self-control in reducing vape use. Individuals who are accustomed to saving money still tend to spend part of their money on vape products due to the influence of the desire for immediate gratification and pressure from their social environment. These findings indicate that although saving is a crucial element in financial management, this habit has not been successful in controlling smoking behavior
Green Organizational Culture as an Emerging Tren : A Bibliometric Analysis Rosyanti, Daisy Marthina; Dewanti, Mentari Clara; Khoirotunnisa, Fani
Jurnal Nusantara Aplikasi Manajemen Bisnis Vol 10 No 2 (2025): Jurnal Nusantara Aplikasi Manajemen Bisnis
Publisher : UNIVERSITAS NUSANTARA PGRI KEDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/nusamba.v10i2.23666

Abstract

Research aim : Conducting a literature review to examine the development of literature from the green culture variable so that a visual mapping is obtained that describes the interrelated relationship between green culture and environmental performance and other variables in several industrial sectors. Methode : This study employs a quantitative approach, utilizing time series data from the past decade along with bibliometric analysis. From the patterns and trends visualized, it can be known the relationship or correlation between various related factors. Research Finding : Organizational culture still dominates as a fundamental aspect of green organizational performance, although recent trends point to the broader evolution of the concept of "green" when referring to sustainability missions. Regardless of where the organization is on their journey to sustainability, organizational culture remains key to ensuring that eco-friendly policies and practices can be successfully integrated within all elements of the organization. Theoretical contribution/Originality : This study contributes to enriching the literature and improving understanding of how green culture affects organizational structures and processes. Practitionel/Policy implication : The literature on green culture has not been widely researched, this may be because the practice of green cultural transformation is still limited in the field. However, this consensus has great potential to grow as attention to sustainability and environmental responsibility in various sectors, both profit and public sector
Co-Authors Adjar, Dinda Dwi Puspita Amalia, Ishica Azzahra Amelia, Novi Anggraini, Dinda Putri Veri Anisa Kartika Sari, Anisa Kartika Dhani Ichsanuddin Nur Faradilla, Nafalia Dini Ira Wikartika, Ira Kusdardjanto, Fakhri Octavian Kusuma, Zidane Fernanda Mentari Clara Dewanti, Mentari Clara NURUL AZIZAH Prasetiawati, Fisca Ardi Pratama, Maulana Rifqi Putri, Aisyah Desravi Rafika Sari RAHMAT SETIAWAN Resinando, Alberta Rosyanti, Daisy Marthina Sibarani, Steven Arrow Rinel Suwaidi, Rahman Amrullah Yuniningsih Yuniningsih Zulkarnain Al Arsy, Muhammad