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Increased E-commerce and Fintech Transactions During the Covid-19 Pandemic Nilasari, Ayunda Putri; Retnosari, Retnosari; Panggiarti, Endang Kartini; Astutik, Erni Puji
Jurnal Analisis Bisnis Ekonomi Vol 20 No 2 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/bisnisekonomi.v20i2.5963

Abstract

Activity restrictions to suppress the spread of the Covid-19 virus have made people take advantage of existing technology as well as the emergence of e-commerce and the ease of transactions creating business opportunities that greatly assist people in meeting their needs without having to leave the house and interact with many people. Researchers want to know the influence of the development of fintech, e-commerce, delivery services, lifestyle and banking security on meeting the online needs of the millennial community among students. The research method used is quantitative research with a sample of millennial society from Tidar University and Stekom University students. Various e-commerce applications, social media, fintech and online transportation are the most widely used by respondents 94.2% shoppe, 49.7% whatsapp and grab. Technological sophistication affects lifestyle in meeting needs during the pandemic because more than 75% answered agree and 45% strongly agreed. The lifestyle of today's society by utilizing technology becomes faster, more effective and efficient because more than 75% answered agree and 50% answered strongly agree. Respondents from Tidar University and Stekom University operate e-commerce applications that are available by taking advantage of the ease of transactions, 90% agree. The results of student responses to promos or free shipping coupons made them interested in making online purchases, 80% answered strongly agree. The results of the survey of student respondents regarding the security and ease of payment from banking services to conduct transactions either through e-banking or top up answered 75% agreed.
Perancangan Aplikasi Laporan Keuangan Berbasis Web Untuk Pelaku UMKM Sarfiah, Sudati Nur; Nilasari, Ayunda Putri; Retnosari, Retnosari; Abidin, Rohmad
Jati: Jurnal Akuntansi Terapan Indonesia JATI Vol 6, No 1: March 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jati.v6i1.18034

Abstract

Penelitian ini bertujuan untuk merancang aplikasi penyusunan laporan keuangan berbasis web yang dapat diakses melalui smartphone dan komputer, sehingga memudahkan akses dan pengawasan terhadap keuangan UMKM. Penelitian ini menggunakan metode prototype, yang melalui empat (4) tahap yaitu 1. identifikasi kebutuhan dasar aplikasi, 2, perancangan dan membangun prototype aplikasi, 3. pengujian dan evaluasi prototype aplikasi dan 4. pengambilan kesimpulan, aplikasi penyusunan laporan keuangan berhasil dibuat dengan baik. Aplikasi memiliki desain menu sesuai kebutuhan UMKM yang mudah dipahami. Berdasarkan hasil uji coba dan evaluasi menunjukkan bahwa aplikasi penyusunan laporan keuangan telah berhasil mengolah data transaksi yang diinputkan dan menghasilkan laporan keuangan.
Exploring Technology Adoption and SAK EMKM Adherence among MSMEs in the Borobudur Area Nilasari, Ayunda Putri; Anis Chariri
Jati: Jurnal Akuntansi Terapan Indonesia JATI Vol 9, No 1: March 2026
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jati.v9i1.30764

Abstract

This research aims to investigate the level of IT adoption and compliance with SAK EMKM. A qualitative interpretive phenomenological paradigm was employed to explore the level of IT adoption and compliance with SAK EMKM in the financial reporting of MSMEs in the Borobudur area. The results disclosed the low level of IT adoption and compliance caused by SAK EMKM being too complex, irrelevant to the business scale, and having limited resources and low technical capabilities. This research contributes to the accounting research literature, revealing the perspectives of SAK EMKM, as well as integrating IT adoption with applicable standards, particularly in the Borobudur area.