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Family Financial Management Training for Farmer Housewives in Terutung Payung Hulu Village Andiansyah, Farma; Saddam Hasrul
Journal of Community Service and Rural Development Vol. 1 No. 1 (2024): Maret
Publisher : Business Finence Analyst Co.,

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Abstract

This Family Financial Management Training activity is part of a community service program. This activity was carried out in Terutung Payung Hulu Village, Bambel District, Southeast Aceh Regency. This training activity aims to provide an understanding for residents about effective financial management plans and practices for families, helping housewives to set priorities for household needs. Assist housewives in allocating funds based on the priority of their household needs and assist housewives in allocating financial needs to the household. The program implementation method consists of socialization, providing material through lectures, then guidance and mentoring. This training was attended by 35 participants from housewives and 6 heads of households.  Based on the results of the post-training evaluation, it is known that participants know that farming household financial management increases: participants are able to compile and implement financial plans well, participants can distinguish household needs based on priority needs with household consumption desires, besides that there is a change in household consumption patterns where participants can allocate household expenses ideally.
Optimizing Sharia Bank Digitalization Efforts to Improve the National Economy and Human Resources in the Industrial Era 4.0 Andiansyah, Farma; Rini, Endang Sulistya; Absah, Yeni
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11732

Abstract

The movement of the community's economic structure experienced a very drastic decline in line with the spread of the COVID-19 virus. The Covid-19 pandemic has become a driving force for digitalization in almost all sectors, including payment systems. Digitalization of the payment system is considered to be the key to accelerating national economic recovery in addition to the COVID-19 vaccination program. This research aims to find out how the Digitalization of Sharia Banks Promotes National Economic Recovery during the COVID-19 pandemic. The research method used by the author in preparing this article is a literature review or literature study that contains theories that are relevant to the research problems. Several digital services can be put forward to encourage the acceleration of increasing sharia financial inclusion in Indonesia such as digital payment systems, peer-to-peer lending, and branchless banking. Increasing Sharia financial inclusion itself is carried out because it has a direct impact on improving the welfare of people who use digital-based Sharia financial services and products. Digitalization of Sharia banking can be the key to encouraging national economic recovery. The convenience of digital transaction services facilitates bank transaction activities amidst the limited mobility of community activities. So it cannot be denied that the Sharia banking industry has experienced an increase through digital banking services even though it has been hit by a crisis due to the COVID-19 pandemic.
Peran Zakat terhadap Kemiskinan Ditinjau dari Jenis Pendistribusian Zakat Atasoge, Immawan Ben Azhar; Andiansyah, Farma; Asyrofi, Imam; Monada, Fani
Tapis: Jurnal Penelitian Ilmiah Vol 5 No 2 (2021): Tapis : Jurnal Penelitian Ilmiah
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat of Universitas Islam Negeri Jurai Siwo Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/tapis.v5i2.3684

Abstract

Poverty is a social economic and political problem in Indonesia. The Central Agency on Statistics reported that Indonesia's poor population in 2019 was 9.41%, equivalent to 25.14 million people. Zakat is one of the Islamic social finance instruments which has an important role in poverty alleviation efforts. The Indonesian government through the Indonesian’s National Zakat Agency (BAZNAS) has issued various programs in an effort to alleviate poverty in Indonesia. This study aims to test the effectiveness of the zakat fund distribution programs by BAZNAS in reducing poverty levels in Indonesia. This research uses OLS (Ordinary Least Square) method. Research using Secondary Data in the form of Monthly data for the period of 2011-2019. This study found that zakat distribution programs in the social and educational sectors have a significant negative effect on poverty levels in Indonesia.