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<![CDATA[MENGUJI KAUSALITAS ANTARVARIABEL EKONOMI DAN POLITIK: IBN KHALDUN THEORY ON WEALTH ]]>
<![CDATA[Rusydiana, Aam Slamet]]>
<![CDATA[ JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol 4, No 1 (2018): JURNAL SYARIKAH ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam FEI UNIDA Bogor ]]>
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DOI: 10.30997/jsei.v4i1.1031
<![CDATA[One of the Muslim scholars called the historian of Schumpeters world is Ibn Khaldun. This figure has realized the great impact of economic factors on social and political life. Ibn Khalduns formulation shows the composite and relationship of variables that are the prerequisites for the realization of a state (G). The variables are syariah (S), society (N), wealth (W), and development (D). This research will try to test the relation between several economic and political variables proposed by Ibn Khaldun by using quantitative approach of Vector Autoregression (VAR) and Granger Causality test.There are some important findings. First, the variable W (welfare) has a significant effect on the level of development of a State (DEV). When a country has a good level of economic growth, then the physical development of a State is relatively good and positive. Vice versa. Second, the N variable (society) has a significant effect on the level of development of a State (DEV). This conclusion is in line with Ibn Khalduns thesis that the quantity and quality of human resources, especially those who work productively, will be able to improve the economy and the development of a State.Another conclusion is that the relatively stable state of the economy, the current government at that time will tend to have the power to survive in its leadership dynasty. In addition, with the good economic conditions and wealth of a State, the position and condition of the people will get better.]]>
<![CDATA[EFISIENSI SOSIAL DAN FINANSIAL BANK SYARIAH DI INDONESIA: PENDEKATAN NONPARAMETRIK ]]>
<![CDATA[Rusydiana, Aam Slamet]]>
<![CDATA[ Riset Akuntansi dan Keuangan Indonesia Vol 4, No 1 (2019): Riset Akuntansi dan Keuangan Indonesia ]]>
Publisher : <![CDATA[Universitas Muhammadiyah Surakarta ]]>
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DOI: 10.23917/reaksi.v4i1.6814
<![CDATA[Every single effort or process taken by Islamic bank to maximize output should also uphold Islamic values, so that maqashid sharia (maslahah-sharia objectives) would be authomatically achieved. There were some research conducted to measure Islamic bank performance using maqashid sharia framework. However, these studies were not explicitly addressing the issue of cost-saving strategies within the framework of efficiency measurement. It is therefore this paper aims to have financial and social efficiency in one assessment framework that is social-financial efficiency quadrant (SFEQ). Hence, in order to measure efficiency level of Islamic Banking Industry this study use Data Envelopment Analysis (DEA) method and employ Banxia Frontier Analyst 3.1 for data analysis. Within the SFEQ framework, the study revealed that Sharia Panin Bank and Sharia Bukopin Bank are excellent since both are within the first quadrant.Whereas Sharia Maybank, and BCA Sharia are considered good at the second quadrant; Bank Sharia Mandiri (BSM), Bank Muamalat, Bank Rakyat Indonesia Sharia (BRIS), Bank Negara Indonesia Sharia (BNI) and Mega Sharia are fair at the third; and Victoria Sharia, and Bank Jabar Banten Sharia (BJB) are poor at the fourth sequentially. It is urge for Islamic bank that are in low level of ‘social efficiency’ to have a critical policy to keep in line with the five factor of maqashid sharia apart of having efficiency in order to reach maslahah. ]]>
<![CDATA[DIGITALISASI KEUANGAN SYARIAH MENUJU KEUANGAN INKLUSIF: KERANGKA MAQASHID SYARIAH ]]>
<![CDATA[Nurfalah, Irfan]]>;
<![CDATA[Rusydiana, Aam Slamet]]>
<![CDATA[ Ekspansi: Jurnal Ekonomi, Keuangan, Perbankan dan Akuntansi Vol 11, No 1 (2019) ]]>
Publisher : <![CDATA[Jurusan Akuntansi Politeknik Negeri Bandung ]]>
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DOI: 10.35313/ekspansi.v11i1.1205
<![CDATA[Sharia financial literacy and financial inclusion in indonesia are still in the lower level, Indonesian’s Financial Services Authority launched in 2016 that the data of sharia financial literacy is about 8.11% and sharia financial inclusion only about 11.06%. The easiness of access against sharia financial products and services are the main factors that caused both are still in the lower level. In case of enhancement of society knowledge and access needs the innovation to simplify the utilization of sharia financial products and services. One of the best innovation must be developed by Sharia Financial Institution is digitalization.The digitalization will affect the increase of sharia financial literacy and inclusion index, because this era is an open public information, most people now are easy to access the internet and also the smartphone users in Indonesia are increasing every year. So this is an opportunity for Sharia Financial Institution to combine their products and services with the latest technology. The author makes a digital innovation solution to accommodate these opportunities, named "Connected, One Stop Solution" which are 20 features that can be enjoyed by all segments of society. In addition, the 20 features are adapted to sharia rules which refer to maqashid sharia.]]>
<![CDATA[Elaborating Cash Waqf Development In Indonesia Using Analytic Network ]]>
<![CDATA[Rusydiana, Aam Slamet]]>;
<![CDATA[Devi, Abrista]]>
<![CDATA[ International Journal of Islamic Business and Economics (IJIBEC) IJIBEC VOLUME 2 NO. 1 JUNE 2018 ]]>
Publisher : <![CDATA[Faculty of Islamic Economics and Business of Institut Agama Islam Negeri (IAIN) Pekalongan ]]>
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DOI: 10.28918/ijibec.v2i1.1177
<![CDATA[This research is aim to identify the priority factors that being barrier to develop the practice of cash waqf in Indonesia using Analytic Network Process (ANP) method. Here is also offered some solutions for the problems identified. ANP is a mathematic theory that allows one to deal systematically with dependence and feedback and that can capture and combine tangible and intangible factors by using ration scale. Result show that the problems appeared in managing cash waqf in Indonesia divided into 4 important aspects, there are: Human Resource aspect, trust aspect, system aspect, and sharia aspect. The rank for most priority problems to less priority based on the priority result are: 1) trust problems (whereas the most priority for this sub-criteria is donators’ lack of trust), 2) sharia problems (is unfulfilled waqf covenants), 3) human resource problems (is misappropriation of waqf funds, 4) system problems (is weak of management systems). Strategies that can be built to develop the practice of cash waqf in Indonesia based on the priorities are: 1) more computerized cash waqf management, 2) the development of waqf education institutions, 3) more comprehensive fund manager quality improvement, 4) transparency and accountability in every step.]]>
<![CDATA[Mengembangkan Koperasi Syariah di Indonesia: Pendekatan Interpretative Structural Modelling (ISM) ]]>
<![CDATA[Rusydiana, Aam Slamet]]>;
<![CDATA[Devi, Abrista]]>
<![CDATA[ Economica: Jurnal Ekonomi Islam Vol 9, No 1 (2018) ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN Walisongo ]]>
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DOI: 10.21580/economica.2018.9.1.2181
<![CDATA[Despite growing rapidly, but Islamic cooperatives are still experiencing many obstacles in its development, both from the internal, external and regulatory side. This study attempts to identify the factors of needs, activities, and objectives in the development of sharia cooperatives in Indonesia, using the Interpretative Structural Modelling (ISM) approach. The results of this study provide some conclusions include: (1) Elements of the needs of the key key in sharia cooperative development strategy in Indonesia to improve SMEs is the need for strong support on the legal aspects of sharia cooperatives, (2) Elements of activities that are key to Shariah cooperative development are to conduct training and certification programs for shariah cooperative management and members, and (3) Elements of actors/institutions that are key in sharia cooperative development strategy in Indonesia to improve UMKM is sharia financial institution.Walaupun tumbuh dengan pesat, namun koperasi syariah masih mengalami banyak kendala dalam pengembangannya, baik dari sisi internal, eksternal maupun regulasi. Penelitian ini mencoba untuk mengidentifikasi faktor-faktor kebutuhan, aktifitas dan tujuan dalam pengembangan koperasi syariah di Indonesia, dengan pendekatan metode Interpretative Structural Modelling (ISM). Hasil penelitian memberikan beberapa kesimpulan, antara lain: (1) Elemen kebutuhan yang menjadi kunci utama dalam strategi pengembangan koperasi syariah di Indonesia untuk meningkatkan UMKM adalah perlu adanya dukungan yang kuat pada aspek hukum koperasi syariah, (2) Elemen aktifitas yang menjadi kunci utama dalam pengembangan koperasi syariah adalah mengadakan training dan program sertifikasi bagi manajemen koperasi syariah dan anggota, dan (3) Elemen pelaku/lembaga yang menjadi kunci utama dalam strategi pengembangan koperasi syariah di Indonesia untuk meningkatkan UMKM adalah lembaga keuangan syariah.]]>
<![CDATA[Islamic Banking Selection Criteria: Case in Indonesia Using Analytic Network Process ]]>
<![CDATA[Rusydiana, Aam Slamet]]>;
<![CDATA[Hasib, Fatin Fadhilah]]>
<![CDATA[ Economica: Jurnal Ekonomi Islam Vol 10, No 1 (2019) ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN Walisongo ]]>
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DOI: 10.21580/economica.2019.10.1.2846
<![CDATA[The Islamic banking industry is currently one of the main indicators of the development of Islamic economics in Indonesia. In Islamic banking issue, one of the important issues is related to people's preferences and behavior towards Islamic banks. The study of the criteria for selecting a bank has been the concern of many bank marketing researchers. Compared to conventional, such studies are relatively minimal, especially in Indonesia. This study tries to analyze the preferences and behavior of criteria for selection of Islamic banks in Indonesia through the Analytical Network Process (ANP) approach.The results conclude that the most priority criteria that influence the selection of Islamic banks in Indonesia are service factors and religiosity factors or the suitability of banks with sharia principles. Therefore, Islamic banks need to constantly improve the quality of services both services and products so that they can compete with conventional banks.Industri perbankan syariah saat ini merupakan salah satu indikator utama perkembangan ekonomi Islam di Indonesia. Dalam masalah perbankan syariah, salah satu masalah penting adalah terkait dengan preferensi dan perilaku pemilihan masyarakat terhadap bank syariah. Studi tentang kriteria pemilihan bank syariah telah menjadi perhatian banyak peneliti. Studi tersebut relatif minimal jika dibandingkan dengan bank konvensional, terutama di Indonesia. Penelitian ini mencoba menganalisis preferensi dan perilaku pemilihan kriteria bank syariah di Indonesia melalui pendekatan Analytical Network Process (ANP). Hasilnya menyimpulkan bahwa kriteria yang paling prioritas yang mempengaruhi nasabah dalam memilih bank syariah di Indonesia adalah faktor layanan dan faktor religiusitas atau kesesuaian bank dengan prinsip syariah. Oleh karena itu, bank syariah perlu terus meningkatkan kualitas layanan baik produk maupun jasa sehingga mereka dapat bersaing dengan bank konvensional.]]>
<![CDATA[MENGUJI KAUSALITAS ANTARVARIABEL EKONOMI DAN POLITIK: IBN KHALDUN THEORY ON WEALTH ]]>
<![CDATA[Rusydiana, Aam Slamet]]>
<![CDATA[ JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 4 No. 1 (2018): Jurnal Syarikah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam FEI UNIDA Bogor ]]>
Show Abstract
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Full PDF (477.889 KB)
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DOI: 10.30997/jsei.v4i1.1031
<![CDATA[One of the Muslim scholars called the historian of Schumpeter's world is Ibn Khaldun. This figure has realized the great impact of economic factors on social and political life. Ibn Khaldun's formulation shows the composite and relationship of variables that are the prerequisites for the realization of a state (G). The variables are syari'ah (S), society (N), wealth (W), and development (D). This research will try to test the relation between several economic and political variables proposed by Ibn Khaldun by using quantitative approach of Vector Autoregression (VAR) and Granger Causality test.There are some important findings. First, the variable W (welfare) has a significant effect on the level of development of a State (DEV). When a country has a good level of economic growth, then the physical development of a State is relatively good and positive. Vice versa. Second, the N variable (society) has a significant effect on the level of development of a State (DEV). This conclusion is in line with Ibn Khaldun's thesis that the quantity and quality of human resources, especially those who work productively, will be able to improve the economy and the development of a State.Another conclusion is that the relatively stable state of the economy, the current government at that time will tend to have the power to survive in its leadership dynasty. In addition, with the good economic conditions and wealth of a State, the position and condition of the people will get better.]]>
<![CDATA[PENGEMBANGAN LEMBAGA PENGELOLA DANA BERGULIR SYARIAH DALAM MENDUKUNG USAHA MIKRO KECIL DAN MENENGAH DI INDONESIA ]]>
<![CDATA[Rusydiana, Aam Slamet]]>;
<![CDATA[Nugraha, Taufik]]>
<![CDATA[ JURNAL SYARIKAH : JURNAL EKONOMI ISLAM Vol. 4 No. 2 (2018): Jurnal Syarikah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Islam FEI UNIDA Bogor ]]>
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DOI: 10.30997/jsei.v4i2.1502
<![CDATA[This study attempts to identify the factors of needs, activities and objectives in the development of revolving fund management institution (LPDB) sharia in Indonesia, using the Interpretative Structural Model (ISM) approach. The results of this study provide some conclusions include: (1) Elements of the needs of the key in LPDB sharia development strategy in Indonesia to improve SMEs is the need for strong support on internal condition of the institution; (2) Elements of activities that are key to LPDB Shariah development are to identify the problem faced by the member in the field and give some solutions, and (3) Elements of problem that maybe faced in LPDB sharia development in Indonesia is the changes on technology in business lanscape and economic, overall]]>
<![CDATA[Islamic Banking Selection Criteria: Case in Indonesia Using Analytic Network Process ]]>
<![CDATA[Rusydiana, Aam Slamet]]>;
<![CDATA[Hasib, Fatin Fadhilah]]>
<![CDATA[ Economica: Jurnal Ekonomi Islam Vol 10, No 1 (2019) ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN Walisongo ]]>
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DOI: 10.21580/economica.2019.10.1.2846
<![CDATA[The Islamic banking industry is currently one of the main indicators of the development of Islamic economics in Indonesia. In Islamic banking issue, one of the important issues is related to people's preferences and behavior towards Islamic banks. The study of the criteria for selecting a bank has been the concern of many bank marketing researchers. Compared to conventional, such studies are relatively minimal, especially in Indonesia. This study tries to analyze the preferences and behavior of criteria for selection of Islamic banks in Indonesia through the Analytical Network Process (ANP) approach.The results conclude that the most priority criteria that influence the selection of Islamic banks in Indonesia are service factors and religiosity factors or the suitability of banks with sharia principles. Therefore, Islamic banks need to constantly improve the quality of services both services and products so that they can compete with conventional banks.Industri perbankan syariah saat ini merupakan salah satu indikator utama perkembangan ekonomi Islam di Indonesia. Dalam masalah perbankan syariah, salah satu masalah penting adalah terkait dengan preferensi dan perilaku pemilihan masyarakat terhadap bank syariah. Studi tentang kriteria pemilihan bank syariah telah menjadi perhatian banyak peneliti. Studi tersebut relatif minimal jika dibandingkan dengan bank konvensional, terutama di Indonesia. Penelitian ini mencoba menganalisis preferensi dan perilaku pemilihan kriteria bank syariah di Indonesia melalui pendekatan Analytical Network Process (ANP). Hasilnya menyimpulkan bahwa kriteria yang paling prioritas yang mempengaruhi nasabah dalam memilih bank syariah di Indonesia adalah faktor layanan dan faktor religiusitas atau kesesuaian bank dengan prinsip syariah. Oleh karena itu, bank syariah perlu terus meningkatkan kualitas layanan baik produk maupun jasa sehingga mereka dapat bersaing dengan bank konvensional.]]>
<![CDATA[Proposing Blue Sukuk in Indonesia: An Interpretive Structural Model ]]>
<![CDATA[Rusydiana, Aam Slamet]]>;
<![CDATA[Irfany, Mohammad Iqbal]]>
<![CDATA[ Shirkah: Journal of Economics and Business Vol 6, No 1 (2021) ]]>
Publisher : <![CDATA[IAIN Surakarta ]]>
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DOI: 10.22515/shirkah.v6i1.333
<![CDATA[This research aims to identify the priority factors that being barriers to issue and develop Islamic blue sukuk in Indonesia. Employing the Interpretive Structural Modeling (ISM) method, it also offers several solutions for the identified problems. As an advanced planning methodology, ISM is used to identify, analyze, and summarize various relationships among factors that define a problem, model, or issue. In the ISM framework, there are three criteria of blue sukuk development in Indonesia including (1) aspect or foundation required within the framework of developing blue sukuk; (2) infrastructure that will be used as a basis for sukuk issuance (underlying projects); and (3) stakeholders involved in the development of blue sukuk in Indonesia. Results show that important foundations needed in the development of blue sukuk are regulatory aspects, feasible underlying projects, investors, and inter-institutional coordination, respectively. Finally, possible underlying infrastructures for the issuance of Blue Sukuk are the development of integrated fishing villages as well as the procurement of large and environmentally friendly fishing boats.]]>
