Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal MANAJEMEN DEWANTARA Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan
Suaryansyah, Berandi
Unknown Affiliation
Arts Computer Science & IT Economics, Econometrics & Finance Education Social Sciences

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
STRATEGI DIGITALISASI DAN LITERASI KEUANGAN UNTUK MENINGKATKAN KEUNGGULAN KOMPETITIF SERTA KEBERLANJUTAN EKONOMI KREATIF BERBASIS KEARIFAN LOKAL DI KEPULAUAN BANGKA BELITUNG Fatika Sari, Willa; Fauzi, Ahmad; Suaryansyah, Berandi
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 4 No. 10 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v4i10.3463

Abstract

This study aims to analyze the influence of digitalization and financial literacy on the sustainable competitive advantage of culinary MSMEs in Pangkalpinang City with local wisdom as a moderation variable. The method used was mixed methods with quantitative dominance through a survey of 50 culinary MSME actors, as well as interviews with the Pangkalpinang City Tourism Office and the Cooperatives, Trade, and MSMEs Office of Bangka Belitung Islands Province. Data analysis was carried out using Partial Least Squares Structural Equation Modelling (PLS-SEM). The results showed that digitalization (coefficient 0.472; p<0.05) and financial literacy (coefficient 0.351; p<0.05) had a significant positive effect on sustainable competitive advantage. Local wisdom was also shown to have a positive effect (coefficient 0.249; p<0.05) while moderating the relationship between financial literacy and sustainable competitive advantage positively (coefficient 0.301; p<0.05), but weakening the relationship between digitalization and sustainable competitive advantage (coefficient -0.205; p<0.05). These findings confirm that the integration of digitalization, financial literacy, and local wisdom is an important strategy to strengthen the competitiveness of culinary MSMEs in the archipelago, although the dominance of local culture can slow down the adoption of technology. This research makes a theoretical contribution to the integrative model of creative economy development based on local wisdom and policy recommendations to support the sustainability of MSMEs.
THE ROLE OF ATTITUDES AND INTENTIONS IN SHARIA FINANCIAL BEHAVIOR OF MSMES: A THEORY OF PLANNED BEHAVIOR APPROACH Abdul Hafiz; Suaryansyah, Berandi; Sari, Willa Fatika; Fauzi, Ahmad; Azelya, Iis
MANAJEMEN DEWANTARA Vol 9 No 2 (2025): MANAJEMEN DEWANTARA
Publisher : Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30738/md.v9i2.20024

Abstract

The objective of this research is to examine how attitudes and intentions influence the sharia-compliant financial behavior of MSME practitioners, employing the Theory of Planned Behavior (TPB) as a theoretical framework. TPB explains that actual behavior is influenced by intention, which is formed by attitudes and control of perceptual behavior. The research adopts a quantitative explanatory approach and applies the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method for data analysis. The sample consisted of 35 micro, small, and medium enterprise (MSME) actors located in Toboali District, South Bangka, selected via purposive sampling. Data were collected through a structured questionnaire based on a five-point Likert scale, measuring four main constructs: attitude (ATT), perceived behavioral control (PBC), intention (INT), and actual behavior (BEH). The results of the study show that attitude has a significant effect on actual intentions and behaviors. Intention also plays a key role as a key predictor of actual behavior, strengthening the SDG framework. However, perceptual behavior control did not show a significant effect on intentions or behavior. These findings affirm the importance of forming a positive attitude and strengthening intentions in encouraging the adoption of Islamic finance practices among MSMEs. Strategic interventions need to be directed at increasing literacy, understanding sharia values, and strengthening the internal motivation of business actors so that Islamic financial transformation can run sustainably and equivocally.
Co-Authors Azelya, Iis Fatika Sari, Willa Fauzi Ahmad Muda Hafiz, Abdul Sari, Willa Fatika