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All Journal Jurnal Sinergi Economic Journal of Emerging Markets EQUILIBRIUM Jurnal Ketahanan Nasional Journal of Indonesian Economy and Business Jurnal Ekonomi Pembangunan: Kajian Masalah Ekonomi dan Pembangunan INTELEKTIVA Unisia Journal of Islamic Economics Lariba
Edy Suandi Hamid
Fakultas Ekonomi, Universitas Islam Indonesia, Yogyakarta
Religion Arts Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Reorientasi Strategi Pembangunan Ekonomi yang Berorientasi pada Rakyat Edy Suandi Hamid
Unisia No 39/XXII/III/1999
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.v0i39.5739

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The discourse on people' economy in crisis and in the strong wave of reform movement is undoubtedly relevant. This is because of impact of the crisis on the people economy which is extremely huge. This article describes what so called the "people economy" and how the system vis a vis the market system of economy. Further, this article also discusses how the economic gap happens in Indonesia and recommends a system which is feasible to cope with it. 
Privatisasi Menuju BUMN yang Lebih Berorientasi pada Pasar Edy Suandi Hamid
Unisia No 36/XXI/IV/1998
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.v0i36.5752

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Perekonomian Indonesia Pasca Pemutusan Kontrak dengan IMF Edy Suandi Hamid
Unisia No 50/XXVI/IV/2003
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.vol26.iss50.art8

Abstract

IMF Contract exit constitutes the best choice particularly in escaping the dependence of Indonesia from foreign intervention regarding economy policies. Thefund andnatural resources of Indonesia could be expected to pay Indonesia loan from IMF nowadays. In this sense, emotional attitude and narrow nationalism are not enough to avoid the negative Influence of IMF exit strategy. So, an anticipative step and radical policy should beconducted by Indonesian government tostopcorruption, collusion, and nepo tism practices strictly and consequently. Besides, ending IMF contract in Indonesia could be used for both modern sector and traditional sector. Traditional sector, it is clear that marginalized. The traditional sector indicates survival sector and cancreate a vocation. 
Ekonomi Indonesia Menyongsong Abad ke-21: Beberapa Pemikiran untuk Penyusunan GBHN 1998 Edy Suandi Hamid
Unisia No 33/XVIII/I/1997
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.v0i33.5834

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Beberapa Problematik Ekonomi Indonesia Memaski Abad XXI Edy Suandi Hamid
Unisia No 31 Tahun 1996
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.v0i31.5865

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FAKTOR - FAKTOR YANG MEMPENGARUHI PEMBIAYAAN PADA BPR DAN BPRS DI INDONESIA FAJAR DARMAWAN; EDY SUANDI HAMID
JURNAL EKONOMI, SOSIAL & HUMANIORA Vol 4 No 04 (2022): INTELEKTIVA : JURNAL EKONOMI, SOSIAL DAN HUMANIORA - EDISI DESEMBER 2022
Publisher : KULTURA DIGITAL MEDIA ( Research and Academic Publication Consulting )

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh faktor eksternal berupa BI Rate dan pengaruh faktor internal berupa Dana Pihak Ketiga, Likuiditas, Profitabilitas dan Biaya Operasional terhadap Pendapatan Operasional serta variabel dummy yaitu Transformasi Digital pada Pembiayaan pada BPR dan BPRS di Indonesia untuk periode triwulanan dari Januari 2013 sampai dengan Desember 2021. Analisis data yang digunakan adalah Error Correction Model (ECM) yang dapat menganalisis hubungan antara variabel independen dan variabel dependen dalam jangka pendek dan jangka panjang. Hasil analisis menunjukkan bahwa dalam jangka panjang BI Rate berpengaruh negatif signifikan terhadap BPR, sedangkan BPRS tidak berpengaruh signifikan dalam jangka panjang dan jangka pendek. Dana Pihak Ketiga tidak berpengaruh signifikan terhadap pembiayaan BPR dalam jangka pendek, sedangkan dalam jangka panjang dan terhadap BPR Syariah berpengaruh positif signifikan. Likuiditas berpengaruh positif signifikan terhadap pembiayaan pada BPR dan BPRS . Profitabilitas tidak berpengaruh signifikan terhadap pembiayaan BPR, sedangkan pada BPRS berpengaruh positif signifikan. BOPO tidak berpengaruh terhadap pembiayaan BPR dan BPRS. Dan Transformasi Digital berpengaruh positif signifikan terhadap BPR, sedangkan BPRS tidak berpengaruh signifikan terhadap pembiayaan
Gambaran Beberapa Kasus Kredit Pedesaan di Jawa Tengah Hamid, Edy Suandi
Unisia Vol. 10 No. 2 (1988)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/unisia.v0i2.5147

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Artificial Intelligence adoption in micro, small, and medium enterprises: Evidence, barriers, and Islamic ethical reflections for Muslim entrepreneurs in Yogyakarta Hamid, Edy Suandi; Artha, Bhenu
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art26

Abstract

IntroductionArtificial intelligence is increasingly recognized as a strategic driver of competitiveness and innovation in micro, small, and medium enterprises. Yet the benefits of artificial intelligence adoption are uneven across contexts and often depend on organizational readiness, infrastructure, and ethical governance. This issue is particularly relevant for micro, small, and medium enterprises in Yogyakarta, Indonesia, where many businesses operate with limited digital capability and constrained access to capital. For Muslim entrepreneurs, adoption decisions are further shaped by Islamic business ethics that emphasize trust, transparency, fairness, halal integrity, and social responsibility.ObjectivesThis study examines the importance of artificial intelligence adoption for micro, small, and medium enterprises by synthesizing global evidence and developing a context-sensitive reflection for Muslim entrepreneurs in Yogyakarta, Indonesia. It aims to clarify key benefits, identify persistent barriers, and propose an ethically grounded rationale for responsible adoption.MethodThis study uses an argumentative review approach to analyze peer-reviewed literature on artificial intelligence adoption in micro, small, and medium enterprises. The synthesis is organized into five analytical themes: (1) global evidence on performance impacts, (2) drivers and barriers of adoption, (3) characteristics of micro, small, and medium enterprises in Indonesia and Yogyakarta, (4) opportunities and constraints for implementation in Yogyakarta, and (5) ethical reflections based on Islamic business ethics.ResultsThe review indicates that artificial intelligence adoption can improve productivity, cost efficiency, and decision-making quality in micro, small, and medium enterprises, while also supporting innovation and market competitiveness when integrated with complementary digital capabilities. However, adoption is frequently constrained by limited financial resources, skills gaps, inadequate infrastructure, weak data governance, and uncertainty about return on investment. In Yogyakarta, these constraints are reinforced by informal business structures and uneven digital readiness, suggesting that adoption pathways must be incremental, affordable, and supported by capability development.ImplicationsThis study highlights that artificial intelligence adoption for micro, small, and medium enterprises in Yogyakarta should be approached as a socio-technical and ethical decision, not merely a technical investment. Practical implications include the need for targeted training, affordable artificial intelligence services, and governance practices that strengthen consumer trust.Originality/NoveltyThis study contributes a contextual and ethically grounded synthesis by linking global artificial intelligence adoption evidence with the realities of micro, small, and medium enterprises in Yogyakarta and the normative considerations of Muslim entrepreneurship in Indonesia.
Co-Authors Anwar Sahid Armaidy Armawi Artha, Bhenu Awan Setya Dewanta Chairil Anwar Chairil Anwar Dian Insani Ambarwati Diana Wijayanti, Diana Edhi Martono Endang Sih Prapti Endang Sih Prapti FAJAR DARMAWAN Hudiyanto Hudiyanto Hudiyanto Hudiyanto, Hudiyanto Hudiyanto _ Imam Subekti In'ami, Moh John Suprihanto MB Hendrie Anto Mubyarto Mubyarto Mubyarto Mubyarto, Mubyarto Mubyarto _ Nur Feriyanto Puthut Indroyono Puthut Indroyono S, Syamsuri Susilo, Adib . Suyoto Arief Unggul Priyadi Y. Sri Susilo Y. Sri Susilo