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All Journal Forum Pasca Sarjana Scientific Journal of Reflection : Economic, Accounting, Management and Business Sahid Development Journal: Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah Sahid Banking Journal Jurnal Kajian Islam Modern Sahid Business Journal: Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah
Ria Kusumaningrum
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Religion Chemistry Economics, Econometrics & Finance Education Public Health Social Sciences

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PERLINDUNGAN KONSUMEN PADA PRODUK KREDIT PEMILIKAN RUMAH DITINJAU DARI PERSPEKTIF ISLAM (Studi Di Bank Tabungan Negara Kantor Cabang Syariah Bogor) Siti Indah Dahlia; Rully Trihantana; Ria Kusumaningrum
SAHID BANKING JOURNAL Vol 1 No 02 (2022): Mei 2022
Publisher : Jurnal Penelitian Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (68.385 KB) | DOI: 10.56406/sahidbankingjournal.v1i02.46

Abstract

This research is motivated by the importance of consumer protection for banking customers, especially housing. The purpose of this research is to find out the contract and mechanism of mortgage financing, the responsibility of bank BTN as a provider of mortgage products, and whether there are Islamic values in consumer protection at Bank BTN Syariah KC Bogor. This research was conducted at Bank BTN Syariah KCS Jalan Jendral Sudirman Bogor. This research is qualitative and the data collection method is by conducting interviews, observation and documentation at BTN KCS Bogor. The analysis used in this research is descriptive qualitative. The results of the study show that the contracts used in mortgage financing at Bank BTN KCS Bogor are murabahah and wakalah. Consumer protection still needs to be improved.
Antara Persepsi Peternak dan Keberhasilan Inseminasi Buatan (IB) dalam Upaya Percepatan Peningkatan Populasi Sapi Ria Kusumaningrum
JURNAL KAJIAN ISLAM MODERN Vol 8 No 1 (2022): Juni 2022
Publisher : Institut Agama Islam Sahid (INAIS) Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (422.307 KB) | DOI: 10.56406/jkim.v8i1.66

Abstract

Food security is an important issue for all countries in the world because it is related to the limitations in the fulfillment of food, energy and water due to an increase in population. Indonesia as a developing country has a problem in the level of food production and distribution which only supplies local resources. The Special Efforts Program for the Acceleration of Increasing Cattle Obligatory Populations (Upsus Siwab) is a national program for food security with the target of accelerating the increase in population of cattle. But in fact in 2018 there was a decline in cattle population in Indonesia which means that the Upsus Siwab program which was made a strategic step by the Ministry of Agriculture since 2017 has not been able to run according to the target. The causes of this program's failure will be examined in this article. The Upsus Siwab program reviewed focuses on improving Artificial Insemination (IB) services. The success rate of IB is influenced by several factors, namely the quality of frozen semen, human resources (inseminator and farmer), IB acceptor physiology, IB implementation time and livestock maintenance management. The critical success factors that have been anticipated in the Upsus Siwab program are the quality of frozen semen, human resources (inseminator) and the physiology of IB acceptors, while other determinants have not been resolved properly because they are directly related to the expertise and skills of the breeders themselves. Basically, farmers will breed their livestock, either in natural mating or IB. And when viewed from the side of farmers' perceptions of the implementation of IBs, it can be concluded that the knowledge and awareness of farmers in implementing IBs in Indonesia is good. This is evidenced that 47 percent of the cows population did IB before the Upsus Siwab program and when compared to the number of IB implementations after the program did not differ much there was only an increase of 12 percent. So it appears that the increase in the implementation of IB in this program is not proportional to the increase in the number of IB acceptors by 52 percent. This program can be modified with a counseling program for farmers in the form of animal husbandry management training and skills in determining heat. In addition, the target of implementing the Upsus Siwab program is not only seen from the number of IB acceptors but from the addition of the number of IB acceptors for farmers who have never done IB and/or farmers who do not yet have an awareness of the importance of IB.
ANALISIS MANAJEMEN BISNIS SYARIAH STRATEGI PENJUALAN JASA PERCETAKAN DI KOTA BOGOR DI MASA PANDEMI COVID-19 Rully Trihantana; Ria Kusumaningrum; Ai Nurjanah
SAHID BUSINESS JOURNAL Vol 1 No 02 (2022): Mei 2022
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (157.309 KB) | DOI: 10.56406/sahidbusinessjournal.v1i02.54

Abstract

The printing business is one that feels a dilemma because of the Large-Scale Social Restrictions (PSBB) to reduce the spread of the Corona Virus during a pandemic. If usually the printing shop was filled with visitors, now it looked deserted and only a few customers and employees were on guard. In some areas, a number of small printing shops have started to close and not serve customers. However, some are still open, but only serve online order pickup and delivery. During this pandemic, of course, many people choose to reduce activities outside the home and limit interactions with other people or what is known as social distancing. This method is believed to prevent the spread of the Corona Virus. However, on the other hand, the printing business is trying hard to maintain the continuity of their business in the midst of the epidemic. One of the efforts to maintain a printing business or printing service that has been sluggish and avoid the threat of bankruptcy includes making business pivots and making promotions.
MEMPROGRAMKAN AKSES PEMBIAYAAN SYARIAH BAGI USAHA MIKRO KECIL DAN MENENGAH DI DESA CIBITUNG WETAN, KECAMATAN PAMIJAHAN, KABUPATEN BOGOR Ria Kusumaningrum; Ratu Dinny; Muhammad Ryandika Zulkarnaen
SAHID DEVELOPMENT JOURNAL Vol 2 No 02 (2023): Mei 2023
Publisher : Jurnal Pengabdian Kepada Masyarakat Perbankan Syariah: Program Studi Perbankan Syariah.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahiddevelopmentjournal.v2i02.87

Abstract

The traditional manufacture of palm sugar in Cibitung Wetan Village, Pamijahan District, Bogor Regency, is carried out by many Micro, Small and Medium Enterprises or MSMEs by making it from palm sap which comes from the male flower bunches of palm palm trees or sugar palms which are left to let the juices out of palm trees, such as coconut, and palm trees. In making sugar, MSMEs finance independently. The government has not been involved much in capitalizing MSMEs. MSMEs hope for investment from other parties. Palm sugar production requires capital. Therefore, cooperation between MSMEs is needed so that they can compete with other vegetable material processing businesses. In such cases, sharia financing can enter the palm sugar manufacturing business.
Co-Authors Ai Nurjanah Anisa Rahman Bonar M. Sinaga Fitri Nur AnggraenI Geopani Abad Harianto . Irpan Maulana Keris Kartono M. Reza Nurapriajul Muhamad Djedjen Syukrilah Muhammad Ryandika Zulkarnaen Nurandika Maulana Rachman Rahmah Farahdita Soeyatno Ratu Dinny Rully Trihantana Siti Indah Dahlia Trihantana, Rully Tubagus Rifky Thantawi