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All Journal Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan

Putri Mellita Sari, Cut

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Author-ID : 2088270

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Other

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Articles

Strategic Implementation of Multipurpose Financing in Islamic Banking Khairisma; Muhammad Yoesoef, Yoesrizal; Putri Mellita Sari, Cut; Nailufar, Fanny; Andyna, Cut
Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe) Vol. 9 No. 1 (2025): Jurnal Ekonomi Syariah, Akuntansi dan Perbankan (JESKaPe)
Publisher : Institut Agama Islam Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jeskape.v9i1.6431

This study explores the strategic implementation of multipurpose financing at Bank Aceh Syariah Bireuen Branch using a qualitative descriptive approach with a SWOT analytical framework. Six informants were involved, consisting of three bank staff and three customers selected purposively based on their relevance to the financing process. Data were collected through interviews, observations, documents, and questionnaires, then analyzed using IFAS–EFAS matrices to identify internal and external strategic factors. The results show that the branch is positioned in SWOT Quadrant II, indicating strong internal capabilities amidst significant external threats. Key strengths include sharia-compliant financing, responsive service, and wide community trust, while the main challenges stem from limited product variety, modest promotion, and rising competition from national Islamic banks with advanced digital platforms. Based on the SWOT positioning, the study recommends prioritizing feasible strategies such as product diversification, digital development, and customer-centered outreach. This study contributes to the discourse on Islamic regional banking by offering a contextualized, branch-level analysis of strategy formulation. Future research is encouraged to involve more branches and diverse stakeholders to expand the applicability of findings.

HOUSEWIFE EMPOWERMENT STRATEGY TOWARDS HIGHLY COMPETITIVE INDEPENDENT BUSINESSES IN REULEUT TIMUR VILLAGE MUARA BATU NORTH ACEH REGENCY Putri Mellita Sari, Cut; Heriyana, Heriyana; Rasyimah, Rasyimah; Yusniar, Yusniar; Nurainun, Nurainun
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 2 No. 2 (2022): July-October 2022
Publisher : RADJA PUBLIKA

The problem faced by partners is the lack of ideas in business development, moreover, many medium-scale industrial-scale food factories have sprung up while home-scale food production houses have been displaced because they are not able to compete with the quality of products produced by medium-scale industrial factories. The Housewife Empowerment Strategy is intended to foster ideas in business development so as to increase the economy of home-scale food production houses and will be able to become highly competitive businesses. This activity is here to inspire and raise awareness of potential, as well as to develop knowledge, insight, and ideas in the development of the types of food produced. The method used in this activity is a guided training method, namely the method of discussion and training. This service activity focuses on training to make “Bread Sobek” which is one of the promising business ideas. In carrying out this activity requires several stages, namely explaining the ingredients needed in making bread and the function of each of these ingredients through small discussions as well as bread making training so that participants are not only able to make bread but also know the function of the ingredients for making bread. the.The results of the training activities show that new ideas for food variations that can be produced by highly competitive home-scale production houses have emerged, housewives have also been able to apply these new ideas as variations of the torn bread itself. with various variants that can make an independent business highly competitive.

TRAINING ON TABLE MANNERS FOR PKK WOMEN, PADANG SAKTI VILLAGE, MUARA ONE DISTRICT, LHOKSEUMAWE CITY Hamdiah, Hamdiah; Likdanawati, Likdanawati; Putri Mellita Sari, Cut; Thahira Yusral, Syifa; Naja, Safinatun
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 2 No. 3 (2022): November 2022 - February 2023
Publisher : RADJA PUBLIKA

Eating Together is an activity that is often carried out by many people, especially in business cooperation with colleagues or colleagues. The term Table Manner is used as a term for eating ethics and rules in politeness and manners at the dinner table, how to sit, eat, drink using the correct cutlery, and leave the dinner table. The phenomenon found in Padang Sakti village regarding table manners is the lack of understanding of the community regarding the correct procedures for eating and drinking at the dinner table, especially at weddings which are part of official banquets. Where invited guests, especially in-laws, will be served officially. On average, people have very low ethics at banquets (weddings). Low ethics when eating or drinking shows a low social status as well. PKK women who are part of the community are seen as having an important role in shaping the ethics and social status of their community. Therefore, the partners chosen for this community service activity are PKK mothers. The main objective in carrying out table manners training activities for PKK Padang Sakti Village mothers is to develop Human Resources (HR) in the community and increase social status by adding insight, skills and confidence in organizing or attending banquets both within the community itself and outside the community environment. This activity was carried out by 1) Delivering material on banquet procedures, which included room and table arrangements, mealtime sharing, menus, serving rules, how to sit, how to use cutlery, eating procedures, how to talk and emergencies at the dining table. The entire material provided is interspersed with simulations. 2) The training ends with the practice of having a banquet by paying attention to and obeying the general rules of the banquet, including by maintaining ethics during the banquet. Mastery of manners at banquets shows personality and adjustment in relationships. From the training activities carried out, the PKK women in Padang Sakti Village have been able to understand and participate in the training well and understand how to eat good etiquette at the dinner table or commonly referred to as table manner.

THROUGH DESIMINATION OF PROCESSED CHICKEN SHIPMENT PRODUCTS INCREASE THE EMPOWERMENT OF MOTHERS IN GUNUNG BALOHEN VILLAGE, KEBAYAK AN DISTRICT CENTRAL ACEH DISTRICT Heriyana, Heriyana; Putri Mellita Sari, Cut; Nurainun, Nurainun
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 2 No. 3 (2022): November 2022 - February 2023
Publisher : RADJA PUBLIKA

Gunung Balohen Village is part of the Kebayakan sub-district, Central Aceh Regency. Most of the population make a living as coffee farmers. The livelihood of the wives of farmers is very dependent on the income of their husbands. In their food consumption, they often consume chicken meat than fish. They are only able to process chicken meat into a side dish for their daily food which of course the activities in processing this food are carried out by mothers. These women from Gunung Balohen Village have the potential to be able to live without depending on their husband's income and also have the potential to process food made from chicken meat so that the women are able to live independently without depending on their husband's income and increase family income. Given this kind of condition, there needs to be an effort to improve the economy and partners to improve skills with a touch of science and technology. For this reason, it is necessary to empower mothers, in an effort to increase knowledge and independence in life. The Community Partnership Program (PKM) in Gunung Balohen Village, Kebayakan District, Central Aceh Regency in collaboration with women is expected to help partner problems. The purpose of this Community Partnership Program is to empower the community by using science and technology to improve the skills and economic income of partners through processing chicken-based food, namely shredded chicken and being able to become a creative economic product. The method of carrying out the activities is carried out by (1) introducing processed food products made from nutritious modern chicken meat (2) training and mentoring in the manufacture of shredded chicken products (3) Product packaging training. The result of this activity is the increased knowledge and skills of partners in processing modern food made from chicken meat.

INCREASING THE ADDED VALUE OF BROILERS IN LHOKSEUMAWE CITY BY DEVELOPING SUPPLY CHAIN AND FOOD BALANCE MODELS Usman, Umaruddin; Likdanawati, Likdanawati; Putri Mellita Sari, Cut; Ichsan, Ichsan
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 1 No. 2 (2022): January (January-March)
Publisher : RADJA PUBLIKA

The purpose of this study was to determine the supply chain's path or flow pattern from the production source area to the consumer, as well as the parties involved, design a supply chain model, and build a food balance to determine whether there was a surplus or deficit of broiler meat in Lhokseumawe City. Furthermore, utilizing the Hayami technique, this study assesses the added value and profit for traders selling chicken meat. Documents, questionnaires, and interviews with retailers were used to collect data. The findings revealed that retailers controlled or monopolized the supply chain of broiler meat distribution, while producers were accomplices of several large corporations that controlled or monopolized the commodity of broiled chicken in Aceh Province. North Aceh Regency, Pidie Jaya Regency, and Pidie Regency are all sources of commodities coming from outside of Lhokseumawe City. To solve the problem of broiler meat supply, all competent parties, including the government, the commercial sector, relevant agencies/institutions, researchers, academics, scientists, and specialists, must work together to build a design model for the purebred broiler meat supply chain. Most actors cooperate and support one another to gain additional value and profit. Meanwhile, to make up for the losses, a few dealers sell other poultry products including free-range chicken and duck, as well as collect waste from the birds.

Co-Authors Andyna, Cut Fanny Nailufar Hamdiah Hamdiah Heriyana Heriyana Ichsan Ichsan Khairisma, Khairisma Likdanawati Muhammad Yoesoef, Yoesrizal Naja, Safinatun Nurainun Nurainun Rasyimah Rasyimah Thahira Yusral, Syifa Usman, Umaruddin Yusniar, Yusniar

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