Garuda - Garba Rujukan Digital

The Impact of Economic Growth and Trade Openness on Environmental Degradation: Evidence from A Panel of ASEAN Countries A'yun, Indanazulfa Qurrota; Khasanah, Uswatun
Jurnal Ekonomi & Studi Pembangunan Vol 23, No 1: April 2022
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v23i1.13881

Global warming and climate change show a decrease in environmental quality. The main cause of global warming is the emission of carbon dioxide (CO2). This study aims to analyze the effect of economic growth and economic openness on environmental quality in ASEAN countries from 2010 to 2019. This research uses a panel data analysis method. The analysis results show that the variable economic growth has a negative and significant effect on carbon dioxide emissions. Meanwhile, the variables used for economic openness are exports, imports, and FDI. Export and FDI variables have a positive and significant effect on CO2 emissions, but there is no effect on imports. This study also used population variables as control variables and the result is there is no effect on CO2. Based on the results, it is necessary to have a carbon emission reduction policy for ASEAN countries using environmentally friendly technology.

Money Demand in Indonesia: Does Economic Uncertainty Matter? Kurniawan, Mahrus Lutfi Adi; A'yun, Indanazulfa Qurrota; Perwithosuci, Winny
Jurnal Ekonomi & Studi Pembangunan Vol 23, No 2: October 2022
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v23i2.15876

Since the global financial crisis of 2008, there has been a rise in economic uncertainty and money demand research. The money demand is vital in monetary policy, which has implications for the regional economy. This study aims to analyse the money demand in Indonesia in the middle of global economic uncertainty, as well as the contribution of the study, which includes the economic and monetary policy uncertainty in a separate model for an enhanced money demand function. The study used a structural vector autoregressive (SVAR) approach. The results indicate that monetary demand is negatively affected by economic uncertainty. With the development of the financial sector, the impact of economic uncertainty and the unpredictability of US monetary policy drives people to be more cautious, resulting in a movement of "wealth" to other instruments. The current study implies that the monetary policy in the form of interest rates as the response to the global condition should consider monetary aggregates in terms of money demand as a precautionary measure to maintain money demand. The study revealed that stable money demand suggests inflation targeting as a monetary policy that can enhance monetary policy in the face of rising economic uncertainty.

Analysis of the Development of E-Commerce Transactions in the 6 Highest Transaction Countries in Southeast Asia A'yun, Indanazulfa Qurrota; Anggraini, Lusiana; Asmara, Gea Dwi; Khoirunnisa, Rikha Muftia
Journal of Economics Research and Social Sciences Vol 8, No 2: August 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v8i2.22033

The background of this study is driven by the significant growth of the internet, particularly in the Southeast Asian region, which has led to technological advancements and the emergence of e-commerce. E-commerce has become crucial for meeting consumer needs, highlighting the necessity to further enhance the potential of economic digitalization through e-commerce. This study aims to examine the impact of e-commerce development factors on the growth of e-commerce transaction values in six Southeast Asian countries. It utilizes secondary data sourced from the official e-Conomy SEA website and DataReportal. The research employs panel data regression analysis using the Random Effects Model (REM) approach. The findings indicate that increases in population, number of social media users, and mobile phone users significantly contribute to the growth of e-commerce transaction values, urging platform developers and policymakers to enhance digital infrastructure and marketing strategies to maximize the digital economy potential in Southeast Asia.

Analysis of the Development of E-Commerce Transactions in the 6 Highest Transaction Countries in Southeast Asia A'yun, Indanazulfa Qurrota; Anggraini, Lusiana; Asmara, Gea Dwi; Khoirunnisa, Rikha Muftia
Journal of Economics Research and Social Sciences Vol. 8 No. 2: August 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v8i2.22033

The background of this study is driven by the significant growth of the internet, particularly in the Southeast Asian region, which has led to technological advancements and the emergence of e-commerce. E-commerce has become crucial for meeting consumer needs, highlighting the necessity to further enhance the potential of economic digitalization through e-commerce. This study aims to examine the impact of e-commerce development factors on the growth of e-commerce transaction values in six Southeast Asian countries. It utilizes secondary data sourced from the official e-Conomy SEA website and DataReportal. The research employs panel data regression analysis using the Random Effects Model (REM) approach. The findings indicate that increases in population, number of social media users, and mobile phone users significantly contribute to the growth of e-commerce transaction values, urging platform developers and policymakers to enhance digital infrastructure and marketing strategies to maximize the digital economy potential in Southeast Asia.

UMKM Go Digital: Memanfaatkan Fintech dan Sumber Pendanaan untuk Ekspansi Bisnis Lubis, Firsty Ramadhona Amalia; Az zakiyyah, Nurul Azizah; Sukarniati, Lestari; Basia, Lusmino; Cholida, Maya Nur; Apriliana, Dwi; Gatari, Altis Puspa; A'yun, Indanazulfa Qurrota; Nasir, Muhammad Safar
Ahsana: Jurnal Penelitian dan Pengabdian kepada Masyarakat Vol. 3 No. 2 (2025): Juni 2025 - Ahsana: Jurnal Penelitian dan Pengabdian kepada Masyarakat
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59395/ahsana.v3i2.393

Pelatihan bertema "UMKM Go Digital: Memanfaatkan Fintech dan Sumber Pendanaan untuk Ekspansi Bisnis bertujuan untuk mendorong transformasi digital pada pelaku usaha mikro, kecil, dan menengah (UMKM) melalui pendekatan terpadu literasi keuangan dan pemanfaatan teknologi. Kegiatan pelatihan melibatkan kombinasi teori dan praktik pengelolaan media sosial, serta penggunaan Excel untuk pencatatan keuangan. Hasil dari pelatihan ini menunjukkan bahwa Toko Roti Marauleng berhasil memahami menerapkan pencatatan keuangan yang terstruktur. Transformasi ini tidak hanya meningkatkan efisiensi operasional dan pemisahan keuangan pribadi dan usaha, tetapi juga berkontribusi dalam memperkuat daya saing serta kesiapan UMKM dalam memanfaatkan fintech dan akses pendanaan untuk ekspansi bisnis yang berkelanjutan.

Penguatan UMKM kuliner: pendekatan finansial, branding product, dan CSR Asmara, Gea Dwi; Saleh, Rahmat; Nasir, Muhammad Safar; Wati, Rinda Kumala; Salim, Agus; A'yun, Indanazulfa Qurrota
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 9, No 4 (2025): Juli
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v9i4.31462

Abstrak Usaha Mikro, Kecil, dan Menengah (UMKM) sektor kuliner memegang peran penting dalam mendukung perekonomian nasional. Namun demikian, masih banyak pelaku UMKM yang menghadapi berbagai tantangan dalam pengembangan usahanya, termasuk akses permodalan, keterbatasan pemasaran digital, serta rendahnya kesadaran akan pengelolaan limbah yang berkelanjutan. Warung Sate Kambing Pakdhe, yang berlokasi di Bantul, Yogyakarta, merupakan salah satu UMKM yang mengalami ketiga permasalahan tersebut. Kegiatan Pengabdian kepada Masyarakat ini bertujuan untuk memberikan solusi melalui tiga pendekatan utama, yaitu: sosialisasi akses permodalan usaha bagi UMKM, pendampingan digital marketing dengan fokus pada pengelolaan media sosial Instagram, serta pelatihan dan praktik langsung pengelolaan sampah organik melalui metode biopori. Program pengabdian masyarakat ini menggunakan pendekatan terstruktur melalui beberapa tahapan: survey awal untuk mengidentifikasi masalah, serta pendampingan dengan pre-test dan post-test untuk mengukur peningkatan pengetahuan. Hasil kegiatan menunjukkan peningkatan pengetahuan dan keterampilan peserta dalam ketiga aspek tersebut. Pendekatan terintegratif ini diharapkan dapat memperkuat kapasitas usaha mitra serta mendorong pertumbuhan usaha yang lebih berkelanjutan dan bertanggung jawab secara sosial dan lingkungan. Kata kunci: akses modal usaha; digital marketing; pengelolaan limbah; UMKM kuliner. Abstract Micro, Small, and Medium Enterprises (MSMEs) in the culinary sector play an important role in supporting the national economy. However, many MSME players still face various challenges in developing their businesses, including limited access to capital, inadequate digital marketing, and low awareness of sustainable waste management. Warung Sate Kambing Pakdhe, located in Bantul, Yogyakarta, is one of the MSMEs experiencing these three problems. This Community Service activity aims to provide solutions through three main approaches: socialization of access to business capital for MSMEs, digital marketing assistance with a focus on Instagram social media management, and training and hands-on practice of organic waste management through the biopore method. This community service programme employs a structured approach through several stages: an initial survey to identify problems, as well as assistance with pre-tests and post-tests to measure knowledge improvement. The results showed an increase in participants’ knowledge and skills in all three aspects. This integrated approach is expected to enhance the business capacity of partners and foster more sustainable, socially responsible, and environmentally responsible business growth. Keywords: access to business capital; digital marketing; waste management; culinary MSMEs.

The Forecasting of Financial Inclusion in East Java Through Islamic Microfinance Institution: an Autoregressive Integrated Moving Average Approach Afandi, Muhammad Anif; A'yun, Indanazulfa Qurrota
Journal of Developing Economies Vol. 3 No. 2 (2018)
Publisher : Universitas Airlangga

Financial inclusion is an effort intended to eliminate price and non-price barriers toward public access to formal financial institutions. The aim of that is income equalization of the societies affecting increasing economic growth, poverty alleviation, and financial system stability. East Java is one of the provinces in Indonesia with the most number of Islamic Rural Banks (BPRS). This study wants to find out how the role of BPRS in realizing the acceleration of Islamic financial inclusion in East Java. Then, this research is conducted in the period January 2014 – May 2018 in which data sourced from the Islamic Banking Statistics (SPS), Financial Services Authority (FSA). An Autoregressive Integrated Moving Average (ARIMA) is applied as research method to predict the level of Islamic financial inclusion in East Java through BPRS by using three from four financial inclusion indicators released by Bank Indonesia in 2014 namely access with number of BPRS as its proxy, usage with amount of third party funds and amount of financing as its proxies, and quality with total assets and Non-Performing Financing (NPF) as its proxies. The results show that based on forecasting values until December 2020, the number of BPRS predicted will decrease with the last number as many as 27 banks, DPK will increase with the last number 1,680,558.79 million Rupiah, the amount of financing will increase with the last number as many as 1,822,810.80 million Rupiah, asset will increase with the last number 2,299,250.44 million Rupiah, and NPF will increase with the last number 12.48 percent. Keywords: Financial Inclusion, Islamic Rural Banks, ARIMA, East Java JEL Classification: N25, G21

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