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All Journal Jurnal Eksplorasi Akuntansi (JEA) Abdimisi GANESHA: Jurnal Pengabdian Masyarakat East Asian Journal of Multidisciplinary Research (EAJMR) Formosa Journal of Multidisciplinary Research (FJMR) Formosa Journal of Science and Technology (FJST) International Journal of Business and Applied Economics (IJBAE) Jurnal Abdimas: Pengabdian dan Pengembangan Masyarakat International Journal of Asian Business and Management (IJABM) Jurnal RAK (Riset Akuntansi Keuangan) Prosiding Seminar Nasional dan Call Paper STIE Widya Wiwaha Jurnal Riset Mahasiswa Akuntansi Dharma: Jurnal Pengabdian Masyarakat Jurnal Ekonomi, Manajemen, Akuntansi
Lestari, Baiq Anggun Hilendri
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Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Journal : Formosa Journal of Multidisciplinary Research (FJMR)

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The Influence of Financial Literacy, Lifestyle on Financial Management Behavior with Self Control as an Intervening Variable Study on the Student Exchange Program at Mataram University Yustina, Eka Putri; Lestari, Baiq Anggun Hilendri
Formosa Journal of Multidisciplinary Research Vol. 3 No. 8 (2024): August 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v3i8.10408

Abstract

Indonesia entered an era of revolution that continued to develop with this flight, students are required to adapt to existing development patterns such as social media platforms or e-commerce with financial literacy, lifestyle, and self-control as the basis for managing student finances. This research aims to determine the impact that financial literacy, lifestyle, and self-control have on the financial management of the student exchange program at Mataram University. This research uses quantitative methods with a descriptive quantitative type. The population in this study were the student exchange at Mataram University, using the purposive sampling method with the Slovin technique so that the total sample obtained was 150 students. The research results showed a significant effect but lifestyle had an insignificant impact. After going through the second model, namely intervening, it was found that all the results had a significant effect through self-control as an intermediate variable.
Financial Management of MSMEs in Central Lombok Tourism Village A’ini, Nurul; Lestari, Baiq Anggun Hilendri
Formosa Journal of Multidisciplinary Research Vol. 3 No. 8 (2024): August 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v3i8.10504

Abstract

The research entitled "Financial Management of MSMEs in Central Lombok Tourism Village" aims to analyze how to manage the finances of MSMEs in Central Lombok Tourism Village and to find out the challenges faced by MSME actors in Central Lombok Tourism Village. This research was conducted in Central Lombok, Pujut area. This research uses a qualitative descriptive approach method. The data collection technique used observation, questionnaire dissemination, and direct interviews with resource persons other sources of books and journals to support research. The number of respondents in this study is 35 MSME business actors in the central Lombok tourist village, Pujut area. This study concludes that the financial management of MSMEs in Central Lombok Tourism Village still needs to be improved, especially in the financial recording that has been eroded. From the results of the research that has been carried out, it can be explained that MSME actors in the tourist village of Central Lombok carry out financial management and planning. However, in simple terms, other MSME actors do not carry out financial management because there is still a lack of knowledge related to financial planning and management. In addition, MSMEs in Central Lombok Tourism Village still do not know about accounting so to run MSMEs, they do not record or make financial reports.
The Impact of Financial Technology and MSMEs in Mataram City: Increasing Financial Literacy Based on Payment Gateways Raharja, Lalu Bayu Segara Kusna; Lestari, Baiq Anggun Hilendri
Formosa Journal of Multidisciplinary Research Vol. 3 No. 11 (2024): November 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjmr.v3i11.11870

Abstract

This study aims to analyze the Impact of Financial Technology and on MSMEs in Mataram City: Increasing Financial Literacy Based on Payment Gateway. This study uses primary data or data collected directly from MSME actors and the sample in this study, a total of 60 respondents were obtained. This study uses the Smart PLS 4.0 data analysis tool. The results of this study are that fintech adoption and transaction volume have a positive effect on financial literacy. This means that the better the adoption of fintech and transaction volume, the better the financial literacy of MSMEs in Mataram City. This study is limited to the use of fintech adoption and transaction volume variables so that for subsequent researchers it is necessary to develop other variables that are rarely or have never been studied before and also increase the number of respondents so that the results obtained are better.
Co-Authors Abdul Kohar Agustiningsih, Wulandari Andika Noviawan, Lalu Anindya, Baiq Ailsa Apriana, Rika Aryan Agus Pratama Awaliah, Azizah A’ini, Nurul Berlian, Endah Septina Biana Adha Inapty, Biana Adha Cahyani, Regita Effenndy, Lukman Effriyanti, Effriyanti Eni Indriani Hadi, Yogi Firman Hairuzzami, Baiq Arnita Hariyati, Ketut Icih, Icih Isnawati Isnawati Jumaidi, Lalu Takdir Kartikasari, Nungki M. Firmansyah Maulidi, Muhammad Gilang Nabila, D. Tialurra Della Nirmayani, Sujarti Nurabiah Nurfajrian Oktarianti, Ni Putu Oktavianna, Rakhmawati Pancawai M., Rr. Sri Paradisa Sukma Priyambodo, Victoria Kusumaningtyas Putri, Putu Devia Diandra Raharja, Lalu Bayu Segara Kusna Rengganis, Fadia Maya Rini Ridhawati Salikin, Muhammad Adi Salikin Sandya, Sundus Setiyorini, Wahyu Silvia Hendrayanti Sugiyarti, Listya Suhaedi, Wirawan Suryantara, Adhitya Bayu Taha, Roshaiza Waladina, Faras Widia Astuti Widowati, Syagita Dimesia Yustina, Eka Putri Zakiro, Fadilla