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Islamic Financial Literacy Socialization at Pesantren Terpadu Semayoen Nusantara Riyaldi, Muhammad Haris; Farma, Junia; Najla, Najla; Umuri, Khairil; Muftahuddin, Muftahuddin
Jurnal Pengabdian Bakti Akademisi Vol 2, No 1 (2025): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v2i1.44321

This activity aims to enhance the understanding and skills of pesantren administrators and students in managing Islamic finance, including the principles of Sharia-based financial management and the integration of digital financial technology. The event took place on Saturday, August 24, 2024, at Pesantren Terpadu Semayoen Nusantara, using a service learning (SL) approach that involved all stakeholders of the pesantren as active participants. Evaluation through pre-tests and post-tests showed significant improvement in participants' understanding, with a notable increase in their comprehension of Islamic finance principles after the activity. Participants also demonstrated a better readiness to apply Islamic financial literacy concepts into real-life practice, such as implementing Sharia-compliant financial management within the pesantren. These results are consistent with previous studies that highlight the critical role of education and capacity building in promoting the adoption of Islamic financial systems within the community.This activity contributes to the SDG's goals, particularly Goal 4 (Quality Education) and Goal 8 (Decent Work and Economic Growth), by equipping the pesantren community with knowledge and skills to manage finances ethically and effectively. Despite challenges such as time constraints, this activity successfully achieved its objectives and inspired the implementation of similar programs in the future.

PROSEDUR PENCATATAN BARANG MASUK (STUDI KASUS PADA TOKO UTARA GAME, KOTA BANDUNG, JAWA BARAT) najla, najla; Dwi Yulianto, Hery
ABDI KAMSIA Vol 2 No 1 (2022): Pengabdian Pada Masyarakat Sistem Informasi Akuntansi (ABDIKAMSIA)
Publisher : Program Studi D3 Komputerisasi Akuntansi Fakultas Teknik dan Ilmu Komputer , Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/abdikamsia.v2i1.8517

Dalam dunia bisnis retail pada era sekarang, pengelolaan toko adalah hal yang terpenting dalam menjalankan usaha retail agar lebih terstruktur dalam menjalankan berbagai bisnis. Salah satunya adalah pengelolaan barang dalam bisnis retail dengan membentuk dan menjalankan laporan data barang. Toko Utara Game’s beralamatkan di JL. Purnawarman 13-15 BEC Lt. 2A 07 Kota Bandung. Di Toko Utara Game’s dalam melakukan pengelolaan stok barang, masih menggunakan Microsoft Excel, sehingga sering terjadi permasalahan dalam pencatatan maupun pelaporannya. Sehingga terjadi kerugian dalam pengelolaan manajemen usaha tersebut. Berdasarkan permasalahan tersebut, penulis mengambil judul Kerja Praktik “Prosedur Pencatatan Barang Masuk Pada Toko Utara Game’s Berbasis Web Menggunakan PHP dan Postgres”. Metode Kerja Praktik yang dipakai penulis adalah melakukan observasi dengan ikut berpartisipasi bekerja di Toko Utara Game’s. Hasil dari pelaksanakan Kerja Praktik ini adalah perancangan aplikasi Pendataan Barang berbasis web agar pencatatan dalam pengelolaan stok barang Toko Utara Game’s dapat terkomputerisasi dengan baik.

An Analysis of the Role of the Mitra Dhuafa Cooperative (KOMIDA) in Awakening the Economic Potential of Women in the Pase Raya Sub-District, Aceh Jaya District Karila, Nurul; Farma, Junia; Najla, Najla
International Journal of Kita Kreatif Vol 2, No 1 (2025): International Journals Kita Kreatif Vol.2 No.1 Februari 2025
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v2i1.44856

Mitra Dhuafa Cooperative (KOMIDA) society, especially for economically weak women, as a financial institution that focuses on providing business capital assistance for the small and medium economic business sector has been supportive in sustaining the lives of micro-enterprises, home-based businesses, and low-income women in general. This thesis research aims to find out the role of Koperasi Mitra Dhuafa (KOMIDA) in raising the economic potential of women in Pasie Raya District, Aceh Jaya Regency. This research is a qualitative descriptive research. The data used is primary data obtained from direct interviews with the management of the Mitra Dhuafa Cooperative Branch and members in Pulo Tinggi, Lhok Guci, and Tuwi Perya Villages in Pasie Raya District, Aceh Jaya Regency. Data collection techniques using interview techniques, observation, and documentation. Data analysis techniques in this study are 1) data reduction, 2) data presentation, 3) data analysis, and conclusion drawing. The results showed that: (1) the implementation of savings and loan business unit activities, creating business entrepreneurs for women who allow community potential to develop (2) the existence of Mitra Dhuafa Cooperative, can make it easier for women to generate existing potential through capital loans so that they can improve the economy better.

Training to Build a Creative and Innovative Young Entrepreneur Mindset Hanidah, In-In; Halim, Hendra; Fadhil, Rahmat; Kesuma, T. Meldi; Siregar, M. Ridha; Ramadhani, Evi; Ginting, Ledy Mahara; Najla, Najla; Fakhrurrazi, Fakhrurrazi; Rahimi, Sayyid Afdhal El; Zikran, Ghrina
Jurnal Pengabdian Bakti Akademisi Vol 1, No 4 (2024): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v1i4.41551

The community service activity Training to Build a Creative and Innovative Entrepreneurial Mindset for Young Entrepreneurs aimed to enhance innovation and creativity among beginner entrepreneurs in Banda Aceh. The program involved 100 participants and was conducted using the service learning method, which included practical sessions, group discussions, and business simulations. Pre-test and post-test evaluations showed an average improvement of 40% in understanding innovation concepts, technology adoption, and strategic business planning. Despite challenges such as limited digital infrastructure, the results demonstrated that participants were able to develop innovation-driven business plans. This program contributes to achieving the SDGs, particularly in the areas of decent work and economic growth, as well as industry, innovation, and infrastructure. It is hoped that this activity can serve as a model for future community service programs focused on entrepreneurial development.

An Analysis Of The Role Of The Mitra Dhuafa Cooperative (Komida) In Awakening The Economic Potential Of Women In The Pase Raya Sub-District, Aceh Jaya District Karila, Nurul; Farma, Junia; Najla, Najla
Jurnal Pengabdian Bakti Akademisi Vol 2, No 2 (2025): Jurnal Pengabdian Bakti Akademisi
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jpba.v2i2.44841

Mitra Dhuafa Cooperative (KOMIDA) society, especially for economically weak women, as a financial institution that focuses on providing business capital assistance for the small and medium economic business sector has been supportive in sustaining the lives of micro-enterprises, home-based businesses, and low-income women in general. This thesis research aims to find out the role of Koperasi Mitra Dhuafa (KOMIDA) in raising the economic potential of women in Pasie Raya District, Aceh Jaya Regency. This research is a qualitative descriptive research. The data used is primary data obtained from direct interviews with the management of the Mitra Dhuafa Cooperative Branch and members in Pulo Tinggi, Lhok Guci, and Tuwi Perya Villages in Pasie Raya District, Aceh Jaya Regency. Data collection techniques using interview techniques, observation, and documentation. Data analysis techniques in this study are 1) data reduction, 2) data presentation, 3) data analysis, and conclusion drawing. The results showed that: (1) the implementation of savings and loan business unit activities, creating business entrepreneurs for women who allow community potential to develop (2) the existence of Mitra Dhuafa Cooperative, can make it easier for women to generate existing potential through capital loans so that they can improve the economy better.

Analysis of Sharia Financial Literacy, Self-Control, and Deliberative Thinking on the Financial Behavior of MSMEs in Banda Aceh City Siregar, Muhammad Rendhie; Umuri, Khairil; Najla, Najla; Amri, Khoirul
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 7 No. 2 (2025)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/dt18gb98

This study aims to investigate the impact of Islamic financial literacy, self-control, and deliberative thinking on the financial behavior of MSMEs in Banda Aceh City. This study uses quantitative data consisting of primary and secondary data. The sample of this study consisted of 108 respondents, obtained using the Hair formula. Data analysis used the multiple linear regression test method. The results of this study indicate that the variables of Islamic financial literacy, self-control, and deliberative thinking partially influence financial behavior. Then, simultaneously, the variables of Islamic financial literacy, self-control, and deliberative thinking influence financial behavior among MSMEs in Banda Aceh City. Therefore, to improve financial behavior among MSMEs, greater emphasis should be placed on Islamic financial literacy, self-control, and deliberative thinking to help foster more responsible financial behavior.

ShopeePay Later Restrictions in Aceh: A Study of Qanun No. 11 of 2018 and Consumer Protection Syahrizal, Teuku Muhammad; Najla, Najla; Rusdi, Rusdi
Jurnal Bisnis Dan Kajian Strategi Manajemen Vol 9, No 2 (2025): JURNAL BISNIS DAN KAJIAN STRATEGI MANAJEMEN
Publisher : universitas teuku umar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35308/jbkan.v9i2.13350

The development of fintech and e-commerce in Indonesia has triggered a transformation in consumer behavior, one of which is through Paylater services that provide instant access to financing. However, in Aceh, these services are inaccessible due to the implementation of Aceh Qanun No. 11 of 2018 on Sharia Financial Institutions, which requires all financial activities to be based on sharia principles and prohibits the practices of usury, gharar, and maisir. This study aims to analyze the relationship between the Qanun on Sharia Financial Institution and the protection of Muslim consumers in the context of fintech and e-commerce development, with a focus on the case of ShopeePay Later restrictions. The research method employed is a descriptive qualitative approach, utilizing a literature study and regulatory analysis. The findings indicate that the restrictions on ShopeePay Later in Aceh represent not only the enforcement of local law but also a strategy to safeguard Muslim consumers from non-Sharia financial practices. These results confirm that the Qanun on Sharia Financial Institution functions as both a legal instrument and a mechanism for securing Islamic values in digital transactions. Furthermore, this regulation encourages fintech and e-commerce innovation to deliver Sharia-based products, so that consumer protection does not become an obstacle but rather an opportunity.

Authenticity: Do City Image Affect Revisit Intentions to Banda Aceh, Indonesia? Mardiah, Rima Humaira; Riyaldi, Muhammad Haris; Halim, Hendra; Najla, Najla; Nurlina, Eka
International Journal of Kita Kreatif Vol 2, No 4 (2025): International Journals Kita Kreatif Vol.2 No. 4 November 2025
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v2i4.50834

This study aims to analyze the effect of city authenticity on revisit intention for religious tourism in Banda Aceh, with city image acting as a mediating variable. The research was conducted at major religious tourist destinations, such as the Baiturrahman Grand Mosque and other historical sites that serve as symbols of the citys identityThis study utilized a quantitative approach with a survey method, collecting data through closed-ended questionnaires that were directly distributed to 108 respondents chosen through purposive sampling. The data were then analyzed using path analysis to investigate the direct and indirect relationships between the variablesThe findings indicate that city authenticity positively and significantly affects both city image and tourists intention to revisit. Additionally, city image has been shown to exert a positive influence on revisit intention and acts as a mediator in the relationship between city authenticity and revisit intention within the context of religious tourism in Banda Aceh. These findings highlight the importance of preserving the citys authenticity and strengthening its positive image to increase tourist loyalty to revisit religious tourism destinations. The practical implication is that the local government should maintain the authenticity of city elements and enhance the city image to ensure the sustainability of religious tourism in the future.

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