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All Journal Society: Jurnal Pengabdian Masyarakat International Journal of Integrative Sciences Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Taujiharrahman, Darma
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Pembelajaran Manajemen Konflik dan Scientific Problem Solvation pada Pelatihan Kader Muda IPNU Pimpinan Anak Cabang Semarang Utara Taujiharrahman, Darma
Society : Jurnal Pengabdian Masyarakat Vol 3, No 6 (2024): November
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/jpm.v3i6.452

Abstract

Pembelajaran manajemen konflik dan scientific problem solvation kepada kader dan calon pengurus Ikatan Pelajar Nahdlatul Ulama di kecamatan Semarang Utara bertujuan untuk memberikan bekal kemampuan untuk dapat mengelola organisasi dengan baik. Peserta kegiatan ini adalah pelajar di level usia SMA dan Unviersitas yang masih dalam proses aktualisasi diri melalui wadah organisasi. Tehnik manajemen konflik dan scientific problem solvation yang diajarkan adalah Aktual, Problematik, Kekhlayakan, Kelayakan (APKL); Urgency, Seriousness, Growth (USG); dan Fishbone dalam level sederhana sehingga mudah dipelajari dan diaplikasikan. Model pembelajaran yang digunakan adalah tatap muka, project-based learning dan small group discussion. Hasil dari kegiatan ini adalah kemampuan peserta dalam melakukan identifikasi isu atau konflik mulai dari proses mengenali atau membaca isu, menilai isu dan mencari akar permasalahannya untuk kemudian menyusun gagasan yang solutif sebagaimana nilai-nilai yang berlaku dalam organisasi.
Pemberdayaan Perempuan Fatayat NU Windusari Magelang Melalui Pelatihan Pemasaran Digital Facebook Marketplace Taujiharrahman, Darma; Novita, Yeyen; Achmad Nur Alfianto; Khusni, Kholilatul; Herawati, Mesi
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 3 No. 2 (2025): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v3i2.496

Abstract

In the digital era, women entrepreneurs must be equipped with relevant digital skills to enhance their business potential. Many women’s business groups still face challenges in utilizing technology, particularly in marketing their products online. This community service initiative aimed to strengthen the digital marketing capabilities of women from Fayat NU Windusari, Magelang, through training focused on the use of Facebook as a promotional tool. Using a Participatory Action Research (PAR) approach, the program emphasized collaborative learning and direct practice, enabling participants to better understand and apply Facebook features for marketing purposes. The training covered content creation, product promotion, and interaction with potential customers via social media. As a result, the participants showed improved knowledge and skills in leveraging Facebook for business activities. This activity illustrates the importance of digital empowerment for women, enabling them to expand market access, increase income, and sustain their entrepreneurial efforts in the digital age.
Evaluation of Revenue Volatility Risk in Financing Assets of Islamic Banks in Indonesia: Variance and Standard Deviation Approach Taujiharrahman, Darma; Kismojo, Bambang; Puspita, Elsa; Kharmain, Muhammad Miftah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 11, No 2 (2025)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v11i2.8609

Abstract

Purpose: This study aims to measure the risk associated with the financing assets of Islamic banks in Indonesia by examining the volatility of income generated, both at the level of individual assets and within a portfolio context..Design/methodology: This research adopts a quantitative approach through descriptive statistical methods. The analysis utilizes variance and standard deviation formulas to process historical data obtained from the official statistics of Islamic banking in Indonesia over the period 2015-2024.Findings: The findings indicate that portfolio diversification can reduce risk levels in Islamic bank financing assets. However, a high degree of correlation among financing instruments suggests that the diversification strategy may not be fully effective. This highlights the importance of asset selection and correlation analysis in constructing resilient Islamic finance portfolios.Practical implications: Periodic and empirical risk assessments are crucial for evaluating strategic vision within a risk management framework. This study reveals that diversification practices in Islamic banks in Indonesia are executed by considering risk-return deviation, particularly through high musyarakah allocations with low deviation rates. Equity-based financing demonstrates a safer deviation rate than fixed-based financing such as murabahah, istishna, and ijarah thereby offering an alternative allocation to secure portfolios.Originality/Value: This study contributes to the literature by offering an empirical evaluation of income volatility risks in Islamic banking financing assets. It critically assesses the implementation of diversification strategies, providing insights into their effectiveness and alignment with the foundational goals of Sharia-based financial risk management.
Penguatan Literasi Keuangan Melalui Pelatihan Pengelolaan Keuangan Bagi Pelajar IPNU–IPPNU Kota Semarang Herawati, Mesi; Novita, Yeyen; Alfianto, Achmad Nur; Khusni, Kholilatul; Taujiharrahman, Darma
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 3 No. 3 (2025): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v3i3.676

Abstract

This community service program aimed to improve the financial literacy of IPNU-IPPNU student members in Semarang City through financial management training. The activity focused on two main aspects: personal financial management, including budgeting, saving, basic investment, and debt control; and organizational financial management, including budgeting, recording financial transactions, and accountability reporting. The implementation consisted of three main stages: an initial survey to measure participants’ financial literacy, a two-day interactive workshop with practical exercises and case discussions, and an evaluation through post-tests and group interviews. The results showed a significant improvement in participants’ understanding and skills in managing both personal and organizational finances. Moreover, participants demonstrated greater awareness of the importance of financial governance. This program demonstrates that brief yet structured financial literacy training can have a significant impact on knowledge and awareness, although sustained mentoring is necessary to ensure long-term behavioral change.
Pembelajaran Manajemen Konflik dan Scientific Problem Solvation pada Pelatihan Kader Muda IPNU Pimpinan Anak Cabang Semarang Utara Taujiharrahman, Darma
Society : Jurnal Pengabdian Masyarakat Vol. 3 No. 6 (2024): November
Publisher : Edumedia Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55824/jpm.v3i6.452

Abstract

Pembelajaran manajemen konflik dan scientific problem solvation kepada kader dan calon pengurus Ikatan Pelajar Nahdlatul Ulama di kecamatan Semarang Utara bertujuan untuk memberikan bekal kemampuan untuk dapat mengelola organisasi dengan baik. Peserta kegiatan ini adalah pelajar di level usia SMA dan Unviersitas yang masih dalam proses aktualisasi diri melalui wadah organisasi. Tehnik manajemen konflik dan scientific problem solvation yang diajarkan adalah Aktual, Problematik, Kekhlayakan, Kelayakan (APKL); Urgency, Seriousness, Growth (USG); dan Fishbone dalam level sederhana sehingga mudah dipelajari dan diaplikasikan. Model pembelajaran yang digunakan adalah tatap muka, project-based learning dan small group discussion. Hasil dari kegiatan ini adalah kemampuan peserta dalam melakukan identifikasi isu atau konflik mulai dari proses mengenali atau membaca isu, menilai isu dan mencari akar permasalahannya untuk kemudian menyusun gagasan yang solutif sebagaimana nilai-nilai yang berlaku dalam organisasi.
The Effect of Sharia Compliance, Attitudes, Satisfaction and Perceived Usefulness on Continued Intention to Use Sharia Digital Banking: A Study of Muslim Customer Behavior Taujiharrahman, Darma; Alfianto, Achmad Nur
International Journal of Integrative Sciences Vol. 3 No. 10 (2024): October 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijis.v3i10.11783

Abstract

In activities related to financial services, a Muslim has a tendency to choose Shariah-compliant services. The presence of digital banking services will certainly not escape this tendency but in a rational view, this tendency is often challenged. For this reason, research is needed that relates the behavior of a Muslim in choosing digital banking services that not only comply with sharia provisions but also provide benefits that can be felt directly. This study integrates the factors recognized in technology continuance theory with the prevailing values in Muslim behavior to provide results that match the digital characteristics of Islamic banking. Data were collected from 183 Muslim users of Islamic digital banking services in Java, Indonesia and then tested with structural equation modeling (SEM). The research findings show that sharia compliance and perceived usefulness directly have no effect on continuance intention to use Islamic digital banking services, but indirectly through attitude mediation, these two factors have a significant effect. In the direct effect, satisfaction is the most determinant factor in influencing continuance intention to use, while perceived usefulness is the most determinant factor in influencing attitude. Then in the indirect effect, attitude has a full mediation role on the effect of perceived usefulness on continuance intention to use, and partial mediation of the effect of sharia compliance on continuance intention to use
Co-Authors Achmad Nur Alfianto Alfianto, Achmad Nur Elsa Puspita, Elsa Herawati, Mesi Kharmain, Muhammad Miftah Khusni, Kholilatul Kismojo, Bambang Novita, Yeyen