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All Journal Law, Development and Justice Review Bulletin of Pedagogical Research
Pramesti, Mutiara
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Education Law, Crime, Criminology & Criminal Justice

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The Development of Animated Video Media in Mathematics Learning Map Scale Material for Grade V Elementary School Students Pramesti, Mutiara; Amelia, Winda
Bulletin of Pedagogical Research Vol. 2 No. 2 (2022): Bulletin of Pedagogical Research
Publisher : CV. Creative Tugu Pena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51278/bpr.v2i2.259

Abstract

This study aims to develop animated video learning media that has a level of validity and attractiveness so that it can be used to increase students' interest in learning mathematics on a map scale material for class V Elementary School, determine the effectiveness of the media, and determine student responses to the use of the media. This research is a type of Research and Development (RnD) research or research and development according to Borg and Gall, which consists of: (1) research and data collection, (2) planning, (3) product design, (4) product design validation. (5) product revision, (6) product trial, (7) usage trial. The subjects of the trial in this study were the fifth grade students of SDN Cikoko 03, South Jakarta, totaling 32 students with details of 9 students being tested on a small scale, and 32 students being tested on a large scale. The results of this study indicate the level of validity of animated video learning media as learning media based on assessments by media experts, material experts, and language experts. Keyword : Development Learning Media, Animated Video, Map Scale Material
Perlindungan Konsumen Dalam Penyelesaian Sengketa Sektor Keuangan (Studi Komparatif LAPS-SJK Dan BPSK) Pramesti, Mutiara; Njatrijani, Rinitami; Widanarti, Herni
Law, Development and Justice Review Vol 8, No 1 (2025): Law, Development & Justice Review
Publisher : Faculty of Law, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/ldjr.8.2025.52-68

Abstract

This article discusses the legal protection provided by 2 (two) consumer dispute resolution institutions, namely the Financial Services Sector Alternative Dispute Resolution Institution (LAPS-SJK) and the Consumer Dispute Resolution Agency (BPSK). This article focuses on a comparison of the legal force of decisions issued by the two institutions. By combining normative legal views and the opinions of practitioners consisting of the Financial Services Authority (in this case represented by OJK Central Java Province) and the Consumer Dispute Resolution Body (in this case represented by BPSK Semarang City), this article can underline the optimization of consumer protection in disputes with business actors in the financial services sector. This article can show the complementary side of BPSK with the presence of LAPS-SJK as an institution that handles disputes in the financial sector. This article aims to present a comparison between LAPS-SJK and BPSK as alternative resolution institutions resulting from a combination of factual events and practitioners' opinions with the analytical knife being the applicable laws and regulations.
Tinjauan Yuridis Penambahan Biaya Tambahan Pada Sistem Pembayaran Quick Response Code Indonesian Standard (QRIS) Pramesti, Mutiara; Priyono, Ery Agus
Law, Development and Justice Review Vol 9, No 1 (2026): Law, Development & Justice Review
Publisher : Faculty of Law, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/ldjr.9.2026.103-119

Abstract

The 21st century marks a massive transition toward the digital era that changes the transaction behavior of society from cash to non-cash. One of the crucial innovations in Indonesia's payment ecosystem is the implementation of the Quick Response Code Indonesian Standard (QRIS). However, the implementation of QRIS has sparked controversy regarding regulatory disparities related to the imposition of additional administrative fees or surcharges on consumers, even though, according to regulations, the Merchant Discount Rate (MDR) fee is the responsibility of the business operators. This research aims to analyze the regulatory disparities arising from the implementation of QRIS and its impact on financial transactions in Indonesia. The research method used is normative juridical with a doctrinal approach that examines legislation and positive legal norms. The research results indicate a discrepancy between Bank Indonesia's regulation prohibiting additional charges to service users and the actual practice in the field where business operators set fixed rates to protect their profit margins. On the other hand, the use of QRIS significantly impacts the operational efficiency of banking, enhances financial inclusivity for MSMEs, and creates a cashless society ecosystem that supports transaction transparency
Co-Authors Ery Agus Priyono, Ery Agus Herni Widanarti Rinitami Njatrijani Winda Amelia