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Information Literacy Against Interest in Making Online Loans With Ease of Use as a Moderating Variable for Muslim Entrepreneurs in Indonesia Prajogo, Uke
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 12 No. 1 (2023): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v12i1.2269

Abstract

This study aims to analyze and prove the effect of information literacy variables on interest in making online loans with perceived ease of use as a moderating variable. The results of this study are expected to be useful and contribute to technology-based financial services, especially in peer-to-peer lending in order to provide safe and good quality services for the community. The object of this research is Indonesia a students who are members of ABM Preneur. The data used in this study is primary data, which was obtained through the distribution of online questionnaires. The sampling method was stratified purposive random sampling. The results showed that information literacy had a negative and partially insignificant effect
PENGARUH PERSEPSI MANFAAT TERHADAP MINAT PENGGUNA PAYLATER DENGAN DAYA TARIK PROMOSI SEBAGAI VARIABEL MODERASI Prajogo, Uke; Ashidiq, Shafa Adellia; Andiani, Lidia
Inspirasi Ekonomi : Jurnal Ekonomi Manajemen Vol. 6 No. 2 (2024): Inspirasi Ekonomi : Jurnal Ekonomi Manajemen
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Timor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32938/ie.v6i2.7483

Abstract

This research aims to analyze and prove the influence of perceived benefit variables on Paylater user interest with promotional attractiveness as a moderating variable. It is hoped that the results of this research will be useful and contribute to business actors being able to manage and improve their business performance. The object of the research is young entrepreneurs who are members of ABM Preneur. The total population is 71 entrepreneurs. Meanwhile, the total sample was 60 respondents obtained based on the Slovin formula. The data in this research is primary data obtained through distributing questionnaires or questionnaires. Sampling used the stratified purposive random sampling method. The analysis tool uses Smart PLS 3. The results of this research show: 1. Perceived benefits have a positive and significant effect on interest in using Paylater. 2. Promotional attractiveness does not moderate the influence of perceived benefits on Paylater user interest.
Peningkatan Produktivitas dan Profitabilitas Petani Pisang Barlin di Desa Papringan Kecamatan Temayang Kabupaten Bojonegoro Putra, Arda Purnama; Pratiwi, Iqlima; Prajogo, Uke
Jurnal ABM Mengabdi Vol 11 No 2 (2024): Desember
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31966/jam.v11i2.1492

Abstract

Barlin Banana is a leading agricultural products in Bojonegoro. However, the shelflife of Pisang Barlin only 10 days at room temperature. Therefore, a lot of which iswasted because of rotten bananas. As a result, the loss is very large bananagrowers. The selling price of the product is also relatively cheap only around Rp1500 per comb. These conditions led to the welfare of farmers Barlin Banana stilllow. Farmers group Barlin Banana "Papringan" which became a partner in thePKM program is in District Papringan Bojonegoro. Farmers group Barlin Banana"Papringan" was established in 2005 with the purpose as a means of fostering theBarlin Banana Farmers so that productivity and quality of crops Barlin Bananacan be maximized. Existence of banana growers group "Papringan" is felt by thesurrounding community. Since its founding five years ago, members of this groupof banana farmers has reached 100 farmers. If we assume that each farmer groupmembers bear live an average of 3 persons consisting of a wife and 2 children, thenit implies the existence of a group of banana farmers "Papringan" relates to thefate of 400 people in the District Papringan Bojonegoro. Activities undertaken inthe stages: 1) the selection of the group's strategic objectives, 2) grant reliefmachinery and equipment which include machine vacuum fryer, spinner, sealer,tool kit, and digital scales, 3) test, 4) ttraining of machine operation , 4) monitoringand evaluation.The results of this activity is a group of farmers Barlin Banana partners have ownedmachinery and processing equipment Barlin Banana and can operate it well. Anincrease product shelf life of up to 7 months, the farmers profit increased 600%from Rp 1,000 to Rp. 6000. So that the welfare of farmers has also increased
PENGARUH LITERASI KEUANGAN, LIFESTLE DAN HEDONISME TERDADAP PENGGUNAAN SHOPEE PAYLATER DIKALANGAN MAHASISWA Prajogo, Uke; Putri, Dea Amanda Chairil; Andiani, Lidia
JOURNAL of APPLIED BUSINESS and BANKING (JABB) Vol 5, No 2 (2024): November
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jabb.v5i2.27443

Abstract

Dalam mengelola keuangan dikalangan mahasiswa sangatlah penting. Hal itu juga membutuhkan dukungan dalam keberhasilannya yaitu literasi keuangan. Lifestyle juga harus diperhatikan dalam melakukan pengelolaan keuangan. Terdapat masalah diantaranya dalam perilaku manajemen keuangan mahasiswa pada mahasiswa STIE Malangkucecwara. Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, gaya hidup, dan hedonisme terhadap penggunaan Shopee PayLater di kalangan mahasiswa. Literasi keuangan merupakan kemampuan untuk memahami dan mengelola informasi keuangan. Lifestyle merupakan bagaimana seseorang dalam menjalani hidupnya termasuk dari produk apa yang mereka beli, bagaimana menggunakannya serta apa yang dipikirkan dan dirasakan setelah menggunakan produk tersebut . Hedonisme menggambarkan pandangan yang menganggap bahwa setiap kesenangan dan kemikmatan yang berbentuk materi. Penelitian ini menggunakan analisis deskripstif kuantitatif, populasi yang digunakan dalam penelitian ini adalah mahasiswa aktif STIE Malangkucecwara Angkatan 2020-2023, sampel yang diambil berjumlah 88 dengan kriteria mahasiswa yang menggunakan layanan shopee dan memiliki pengalaman dalam bertransaksi menggunakan fitur tersebut. Metode analisis yang digunakan adalah : uji validitas, uji reliabilitas, uji asumsi klasik, uji R square
Pengaruh Product Development Terhadap Business Growth Kerajinan Batik di Desa Banyubiru Kabupaten Ngawi dengan Peran E-Commerce sebagai Variabel Intervening Prajogo, Uke
Jurnal Teknologi dan Manajemen Informatika Vol. 8 No. 1 (2022): Juni 2022
Publisher : Universitas Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jtmi.v8i1.7667

Abstract

This study aims to determine the effect of product development on the business growth of batik in Banyubiru Village, Ngawi Regency with the role of e-commerce as an intervening variable. The type of research used is explanatory research. The sample in this study was 60 batik craftsmen who were taken by incidental sampling. The research instrument used a questionnaire and observation. The analysis used is multiple regression analysis, where X1 refers to product development variables, Y1 to e-commerce, and Y2 to business growth. Based on the results of the study, it was concluded that product development did not have a positive and significant effect on business growth, and e-commerce did not mediate the effect of product development on business growth.
Moderasi Promosi pada Pengaruh Perceived Ease of Use Terhadap Minat Penggunaan Paylater Prajogo, Uke; Maulana, Moh. Zulfiqar Naufal
Jurnal Teknologi dan Manajemen Informatika Vol. 9 No. 2 (2023): Desember 2023
Publisher : Universitas Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jtmi.v9i2.11172

Abstract

This research aims to analyze the influence of perceived ease of use on interest in using pay-later with the moderation of promotion. The research object is SMEs (small and Medium Enterprises) affiliated with ABM Preneur. The sampling method used is stratified purposive random sampling. The researcher determined the sample criteria as follows: 1. SMEs affiliated with ABM Preneur, 2. Awareness or prior use of Paylater. To determine the minimum sample size, the researcher used the Slovin Technique. The population size in this study is 71 SMEs, and a sample of 60 individuals was obtained. The sample size was determined using the Slovin formula. Data analysis was conducted using SmartPLS 3, where variable X1 is perceived ease of use, variable Y is interest in using pay-later, and variable Z is promotion. The research results show that H1 and H2 are accepted. Therefore, perceived ease of use has a positive and significant influence on interest in using pay-later. Promotion moderates the influence of perceived ease of use on interest in using pay-later. The limitation of this research is that it only analyzes the moderation of promotion and the influence of perceived ease of use on the interest in using pay-later in SMEs affiliated with ABM Preneur in Malang City.
THE INFLUENCE OF INDEPENDENT ATTITUDE ON THE DECISION BECOMING AN ENTREPRENEUR WITH ENTREPRENEURIAL KNOWLEDGE AS A MODERATING VARIABLE Prajogo, Uke; Arda Purnama Putra
Inspirasi Ekonomi : Jurnal Ekonomi Manajemen Vol. 7 No. 1 (2025): Inspirasi Ekonomi : Jurnal Ekonomi Manajemen
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Timor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32938/ie.v7i1.8756

Abstract

The purpose of this study was to examine the effect of an independent attitude on the decision to become an entrepreneur with entrepreneurial knowledge as a moderating variable. The type of research used was quantitative with questionnaire data distribution. The population and sample in this study amounted to 50 young entrepreneurs in Malang City. The data analysis method used SPSS assistance. The results showed that an independent attitude had a significant positive effect on the decision to become an entrepreneur. Entrepreneurial knowledge moderates the effect of an independent attitude on the decision to become an entrepreneur