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Analisis Pengaruh Inflansi, Tingkat Pengangguran Terbuka Dan Tingkat Kemiskinan Terhadap Pertumbuhan Ekonomi Diprovinsi Lampung (2013-2022) Serli Agustia; Siti Chotifah Hastuty; Viska Rahmawati; Muhammad Kurniawan
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 2 No. 3 (2024): Juli : MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v2i3.902

Abstract

This research aims to analyze the influence of inflation, open unemployment rates, and poverty rates on economic growth in Lampung Province during the 2013-2022 period. Secondary data related to inflation, open unemployment rate, poverty rate and economic growth in Lampung Province were collected from the Central Statistics Agency (BPS). The analysis was carried out using the multiple linear regression method. The research results show that inflation has a significant positive influence on economic growth, while the open unemployment rate and poverty rate do not have a statistically significant influence. These findings contribute to understanding regional economic dynamics and can be the basis for formulating more effective policies to support sustainable economic growth in Lampung Province.
Pengaruh Ekspor Dan Impor Terhadap Pertumbuhan Ekonomi Di Indonesia Periode 2014-2023 Ria Wahyuni; Saarah Olinda Putri; Soni Aldi; Muhammad Kurniawan
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 2 No. 3 (2024): Juli : MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v2i3.903

Abstract

This research explains the influence of exports and imports on growth, stating that imports have a negative and insignificant effect on economic growth, while exports have a positive but significant effect on economic growth. According to the data that has been processed, it is stated that the results of the probability of exports and imports on economic growth in 2014- 2023.
Pengaruh Tingkat Pengangguran, Tingkat Pendidikan Dan Laju Pertumbuhan Penduduk Terhadap Tingkat Kemiskinan Penduduk Provinsi Lampung Tahun 2013-2022 Eka Fatimah; Evilia Gunawan; Iqbal Hasyim; Muhammad Kurniawan
MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis Vol. 2 No. 3 (2024): Juli : MUQADDIMAH: Jurnal Ekonomi, Manajemen, Akuntansi dan Bisnis
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59246/muqaddimah.v2i3.916

Abstract

This research aims to determine and analyze the influence of the unemployment rate, education level and population growth rate on the poverty rate in Lampung Province in 2013-2022. The method used is a quantitative method with a descriptive and verification approach, with the data collection method in this research using time series data for 10 years, namely 2013-2022 from the total of Lampung Province, the data source is secondary data taken from the Agency The Lampung Provincial Statistics Center was analyzed using the classic assumption test, multiple linear regression test, and coefficient of determination using the Eviews application. Based on the results of calculations both partially and simultaneously, the unemployment rate, education level and population growth rate influence the poverty level of the population of Lampung Province in 2013-2022, with a coefficient of determination of 0.740, meaning that 74% of the poverty variable can be influenced by the unemployment rate, education level and population growth rate , while the remaining 26% can be explained by other variables which were not examined by researchers in this study. The suggestion that the government should make is to pay attention to improving the quality of human resources, by providing training to improve the education and skills of the workforce so that they can compete in getting jobs so that they are not trapped in poverty and suppressing the rate of population growth, for example by reviving the transmigration program, equal distribution. employment opportunities, imposing high tariffs on immigrants and so on.
Analisis Pengaruh Aglomerasi Industri, Jumlah Industri Besar, dan Human Capital Investment Terhadap Pertumbuhan Ekonomi di Provinsi Pulau Jawa dalam Perspektif Ekonomi Islam: Analisis Data Panel Tahun 2018-2023 Anggun Selfi Febriyani; Muhammad Kurniawan; Is Susanto
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 8 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i8.8909

Abstract

Economic growth is the increase in the ability of an economy to produce goods and services, which is usually measured by the changes in Gross Regional Domestic Product (GRDP) or real national income over time. Economic growth reflects continuous quantitative changes towards better economic conditions and is one of the key indicators of the success of development in a region. The objective of this research is to determine and analyze the impact of Industrial Agglomeration, Number of Large Industries, and Human Capital Investment on Economic Growth in the Province of Java Island during the years 2018-2023. This research is a quantitative study using secondary data obtained from the Central Statistics Agency (BPS). The analysis technique used in this study is panel data regression analysis with the selected model being the Common Effect Model (CEM). The research results show that industrial agglomeration has a negative but insignificant impact on economic growth in the Province of Java Island. The number of large industries has a negative and significant impact on economic growth in the Province of Java Island. Human capital investment has a positive and significant impact on economic growth in the Province of Java Island. Together, industrial agglomeration, the number of large industries, and human capital investment influence economic growth in the Province of Java Island from 2018 to 2023.
Consumer Religiosity as a Moderator of the Determinants of Impulse Buying: Discounts and Hedonic Lifestyle Della Nur Fitriyani; Muhammad Kurniawan; Yeni Susanti
Studi Ilmu Manajemen dan Organisasi Vol 6 No 4 (2026): Januari
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/simo.v6i4.4883

Abstract

Purpose: Purpose to identify and analyze the relationship between the variables studied. Methodology/approach: This study uses quantitative research methods. the sample was taken from this is april consumers who met certain criteria, such as those who actively bought and had a shopping experience at this is april. In this study the sampling used by researchers is non probability sampling. Data collection techniques using questionnaires and interviews.data sources in this study using primary and secondary data. Results/findings: The results show that discounts and hedonic lifestyle significantly influence impulse buying, with an Adjusted R² of 0.765, indicating that 76.5% of the variation in impulse buying is explained by these variables. Consumer religiosity was found not to moderate the relationship between discounts, hedonic lifestyle, and impulse buying. Conclusion: The study found that although discounts and hedonic lifestyles trigger impulsive buying, consumer confidence serves as a significant moderator, where higher levels of religiosity can reduce such tendencies, providing important insights for Islamic businesses to manage marketing strategies ethically and responsibly. Limitations: This study has limitations on the scope of respondents who only include consumers with a certain cultural background and level of religiosity, so the results may not necessarily be generalized to the wider population. Contribution: This study contributes to enriching the literature on impulsive consumer behavior with a religiosity moderation approach in the context of Islamic business, which is still rarely studied in depth.
Pengaruh Kualitas Pelayanan dan Customer Retention Terhadap Preferensi Nasabah dalam Menggunakan Jasa Perbankan Syariah dengan Digital Banking debagai Variabel Intervening Muhammad Kurniawan; Dina Safitri; Dimas Pratomo; Nurlaini Nurlaili
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 6: September 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i6.4688

Abstract

The aim of this research is to determine the influence of service quality and customer retention on customer preferences with digital banking as an intervening variable. This research uses quantitative methods with a sampling technique, namely incidental sampling. The population in this research are BSI customers. The number of samples taken was 100 respondents. The data analysis methods used are regression analysis and path analysis. The data obtained in this research was then processed using SPSS. The results of this research show that the variables of service quality and customer retention partially have a positive and significant effect on BSI customer preferences. In the variables of service quality and customer retention, service quality does not have a positive and significant effect on digital banking, while customer retention, service quality has a positive and significant effect on digital banking. However, digital banking variables cannot mediate between service quality variables and customer preference variables. Meanwhile, digital banking variables can mediate between customer retention variables and customer preference variables.
Determinants of Financial Stability in the Islamic Financial Services Industry: CS-ARDL Panel Analysis of Islamic Countries Muhammad Kurniawan; Muhammad Iqbal Fasa; Mohd Syahril Ahmad Razimi; Ersi Sisdianto
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 12, No 1 (2026)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v12i1.9230

Abstract

Purpose: This research aims to identify the factors influencing stability reporting in the Islamic financial services industry, with a specific focus on financial performance, efficiency, asset quality, and capital adequacy.Design/Methodology: Utilizing panel data from Islamic financial institutions across ten countries (Iran, Saudi Arabia, Malaysia, UAE, Kuwait, Qatar, Turkey, Bangladesh, Indonesia, and Bahrain), the research employs the Cross-Sectionally Augmented Autoregressive Distributed Lag (CS-ARDL) approach to address cross-sectional dependence and heterogeneity in panel data. The model's validity and consistency were confirmed through robust diagnostic tests, including cointegration and cross-sectional dependence tests.Findings: This study finds that financial performance (ROA) and capital adequacy (CAR) are key drivers of stability in the Islamic financial services industry. Institutions with higher profitability and stronger capital buffers are better able to withstand economic pressures and maintain stable operations, both in the short and long term. In contrast, inefficiency (high Cost to Income Ratio) and poor asset quality (high NPF) weaken stability. When institutions operate inefficiently, their costs erode profits that could otherwise serve as a cushion during difficult times. Likewise, when financing defaults increase, asset quality deteriorates, directly threatening institutional soundness. These findings indicate that achieving stability requires Islamic financial institutions to simultaneously strengthen profitability, maintain adequate capital, control operational costs, and manage credit risk effectively.Practical Implications: This study offers practical implications for regulators and financial institutions to enhance stability monitoring and risk management frameworks, thereby improving systemic resilience within the Islamic financial services industry.Originality/Value: This study contributes to the literature on Islamic financial stability by providing robust empirical evidence on the critical determinants of stability reporting, using a sophisticated methodology to account for data complexities.
Pengaruh Foreign Direct Investment, Ekspor Barang Dan Jasa, Tingkat Inflasi Terhadap Pertumbuhan Ekonomi Di 10 Negara Asean Dalam Perspektif Ekonomi Islam Aliyatun Fitri; Muhammad Kurniawan; Is Susanto
Assyarikah: Journal of Islamic Economic Business Vol. 6 No. 2 (2025): Assyarikah: Journal Of Islamic Economic Business
Publisher : Al-Amien Prenduan for Islamic Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/assyarikah.v6i2.2502

Abstract

Economic growth is one of the very important macroeconomic indicators, which shows the increase in the capacity of an economy to produce goods and services over time. Conceptually, this growth reflects the expansion of economic activity, which is often measured through increases in real GDP that eliminate the effects of inflation, thus providing a more accurate picture of the actual increase in production volume. This research aims to analyze and identify the effects of Foreign Direct Investment (FDI), exports of goods and services, and the inflation rate on economic growth. These three variables are considered major macroeconomic indicators that have significance. The methodology applied is a quantitative approach using regression analysis models, such as Multiple Linear Regression or panel data analysis. This model is used to test the causal relationships and significance between the independent variables (FDI, exports, and inflation) and the dependent variable (economic growth). The results of the research partially indicate that FDI has a negative but insignificant effect on economic growth, while exports of goods and services have a significant positive effect on economic growth. The inflation rate has a positive but insignificant effect on economic growth. However, in a partial manner, the three variables of FDI, Exports, and Inflation Rate together have a significant positive effect on economic growth in 10 ASEAN countries from 2018 to 2022.
EFEKTIVITAS PENGELOLAAN DANA ZAKAT PRODUKTIF PADA PROGRAM BAZNAS MICROFINANCE MASJID: STUDI PADA MUSTAHIK BAZNAS KABUPATEN PESAWARAN Salman Al Farisi; Dimas Pratomo; Muhammad Kurniawan
KENDALI: Economics and Social Humanities Vol. 4 No. 1 (2025): KENDALI: Economics and Social Sciences Humanities, Juli 2025
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i1.784

Abstract

Baznas Microfinance Masjid (BMM) di Kabupaten Pesawaran telah menyalurkan dana zakat produktif kepada 37 pelaku usaha mikro di sekitar Masjid Ar-Rayyan, dengan tujuan memberdayakan ekonomi mustahik dan mendorong kemandirian usaha. Namun, dalam pelaksanaannya, masih ditemukan berbagai kendala, baik dari sisi mustahik maupun lembaga pengelola, seperti rendahnya motivasi berusaha, kurangnya disiplin dalam penggunaan dana, minimnya pengetahuan pengelolaan usaha, serta pengawasan yang belum optimal. Selain itu, belum optimalnya perencanaan, monitoring, dan evaluasi program juga menjadi tantangan dalam memastikan efektivitas pendayagunaan dana zakat produktif agar benar-benar meningkatkan kesejahteraan mustahik secara berkelanjutan. Penelitian ini bertujuan untuk mengetahui mekanisme distribusi zakat produktif dalam program Baznas Microfinance Masjid Kabupaten Pesawaran serta mengetahui dan menganalisis efektivitas pengelolaan dana zakat produktif pada program baznas microfinance masjid. Penelitian ini merupakan penelitian lapangan dengan menggunakan pendekatan penelitian deskriptif kualitatif. Teknik pengumpulan data menggunakan teknik wawancara, observasi dan dokumentasi. Mekanisme distribusi zakat produktif dilakukan dengan pengajuan mendapatkan zakat produktif yang terstruktur dan sesuai prinsip syariah, penyaluran modal usaha tanpa bunga, pendampingan, monitoring, dan evaluasi yang konsisten mendukung pengembangan usaha mustahik secara mandiri dan berkelanjutan. Distribusi zakat produktif yang dilaksanakan oleh Baznas Kabupaten Pesawaran melalui Program Baznas Microfinance Masjid (BMM) kepada mustahik sudah efektif, karena dapat meningkatkan kesejahteraan mustahik, hal ini dibuktikan dengan meningkatnya pendapatan dari 37 mustahik ada 10 orang yang diwawancarai, 4 orang yang pendapatannya tetap dan 6 orang yang pendapatannya meningkat telah mencapai tingkat muzaki.