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All Journal JEJAK An-Nisbah: Jurnal Ekonomi Syariah Jurnal Studi Islam Jurnal Terapan Abdimas Jurnal Ilmiah Ekonomi Islam TA'DIBUNA: Jurnal Pendidikan Agama Islam Varia Justicia Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Community Empowerment Borobudur Law Review Abdi Psikonomi Cakrawala: Jurnal Studi Islam Milkiyah: Jurnal Hukum Ekonomi Syariah An-Nisbah: Jurnal Ekonomi Syariah IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita
Nur Rizqi Febriandika
Universitas Muhammadiyah Surakarta
Religion Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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ANALISIS KESESUAIAN SYARIAH ELECTRONIC MONEY PADA BANK PENERBIT UANG ELEKTRONIK DI INDONESIA Febriandika, Nur Rizqi; Hakimi, Fifi
An-Nisbah: Jurnal Ekonomi Syariah Vol 7, No 1 (2020): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2020.7.1.212 - 249

Abstract

Uang elektronik sebagai instrumen pembayaran mikro (micropayment) dapat menjadikan proses pembayaran secara lebih cepat, mudah, efisien, dan aman. Walaupun mempunyai banyak kemanfaatan dan keunggulan, kesesuaian uang elektronik dengan syariat Islam masih perlu didiskusikan mengingat baru ada satu uang elektronik yang mendapatkan sertifikat halal MUI. Kesesuaian dengan kaidah fiqh, akad-akad muamalah, maqasid syariah dan fatwa DSN-MUI sangat penting untuk menentukan apakah uang elektronik tersebut telah sesuai dengan syariat Islam atau tidak. Penelitian ini mengambil data dari kepustakaan (library research). Penelitian ini melakukan teknik pengumpulan data dengan melakukan penelitian terhadap berbagai literatur. Literatur yang digunakan merujuk kepada hukum ekonomi syariah, maqasidh syariah, dan Peraturan Bank Indonesia tentang uang elektronik. Dalam penentuan kesesuaian syariah pada uang elektronik terdapat dua hal yang perlu dianalisis, yakni karakter uang elektronik (dzatnya) dan bagaimana mekanisme uang elektronik yang berlaku (penerapan muamalahnya). Dari segi karakteristik dzatnya, nilai uang elektronik konstan dan stabil sehingga tidak bisa dijadikan alat spekulatif bagi yang memegangnya. Sehingga uang elektronik bisa terbebas dari unsur riba, gharar dan perjudian karena jumlahnya tetap. Jika bank tersebut mengelola secara benar dan tidak bertentangan dengan prinsip-prinsip syariah maka hal tersebut diperbolehkan. Pengguna uang elektronik tidak perlu khawatir tentang kehalalan produk uang elektronik tersebut sebab pada dasarnya itu adalah representasi dari sejumlah uang yang mereka miliki. Adapun kelebihan pembayaran saat hendak mengisi ulang uang elektronik merupakan ujroh/imbalan atas jasa yang telah ditawarkannya. Akad-akad yang dapat digunakan dalam mekanisme uang elektronik adalah jual beli (al-ba?y), 2) wadiah, 3) sharf, 4) ijarah, 5) wakalah, 6) qardh.
The Impact of Climate Change on Economic Conditions: Evidence in Indonesia Febriandika, Nur Rizqi; Rahayu, Cahyaningtiyas
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 14, No 2 (2021): September 2021
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v14i2.29920

Abstract

Climate change has consequences and influences on agricultural productivity, especially in tropical areas such as Indonesia. Agricultural produce contributes to the level of Gross Domestic Product. Climate change is a challenge for the environment that has the most extensive impact on the economic, natural resources, and agricultural sectors, even as a concern for climate change on agricultural production. So it is needed to discuss climate change which has an impact on various sectors, especially the economic sector. This research was carried out during 2016-2018 using all provinces in Indonesia. This study uses panel data regression method, and the chosen model is the Fixed Effect Model (FEM) by displaying the effects of each region. The results of this study show that R-squared value is  0.990095 which means that 99% of independent variables collectively determine the value of GDP. Meanwhile, changes in temperature, increased rainfall, and increased air quality index partially have no effect on GDP. Only the extent of agricultural land area partially has a positive effect on GDP.
The Impact of Climate Change on Economic Conditions: Evidence in Indonesia Febriandika, Nur Rizqi; Rahayu, Cahyaningtiyas
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 14, No 2 (2021): September 2021
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v14i2.29920

Abstract

Climate change has consequences and influences on agricultural productivity, especially in tropical areas such as Indonesia. Agricultural produce contributes to the level of Gross Domestic Product. Climate change is a challenge for the environment that has the most extensive impact on the economic, natural resources, and agricultural sectors, even as a concern for climate change on agricultural production. So it is needed to discuss climate change which has an impact on various sectors, especially the economic sector. This research was carried out during 2016-2018 using all provinces in Indonesia. This study uses panel data regression method, and the chosen model is the Fixed Effect Model (FEM) by displaying the effects of each region. The results of this study show that R-squared value is  0.990095 which means that 99% of independent variables collectively determine the value of GDP. Meanwhile, changes in temperature, increased rainfall, and increased air quality index partially have no effect on GDP. Only the extent of agricultural land area partially has a positive effect on GDP.
The Effect of Distributive Justice, Procedural Justice of Compensation and Emotional Intelligence on Affective Commitments Nur Rizqi Febriandika
Jurnal Ilmiah Ekonomi Islam Vol 6, No 1 (2020): JIEI, Vol. 06 No. 01, 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (780.326 KB) | DOI: 10.29040/jiei.v6i1.654

Abstract

This research determines the distributive justice of compensation, procedural justice of compensation and emotional intelligence on affective commitment. The populations of this study are 115 non-managerial employees of three BMT in Yogyakarta. This study uses quantitative methods and SEM (Structural Equation Modeling) is used to analyze the data collection which is operationalized by the AMOS 21 application program. The results of this study indicate that distributive justice and emotional intelligence have a significant positive effect on affective commitment while procedural justice compensation has no effect on affective commitment.
ISLAMIC CHARACTER DEVELOPMENT THROUGH BOARDING-BASED PUBLIC SCHOOLS: INTERNALIZATION ISLAMIC METHODS Nur Rizqi Febriandika; Chori Miftahul Kosidatul Natus
TA'DIBUNA: Jurnal Pendidikan Agama Islam Vol 4, No 1 (2021): Educational Issues
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jpai.4.1.12-28

Abstract

This study aims to explain and identify the methods used in internalizing Islamic characters in boarding-based public schools. Public schools that implement a boarding system have a unique and special character. It is different from Islamic education which has been firmly embedded in schools that have been based on pesantren since the beginning. This research is descriptive qualitative, with data collection methods through observation, interviews, and documentation. The results of this study show that internalization of Islamic characters through subjects in the dormitory, such as the study of classical Islamic books (Fiqhu Sunnah, Aqidatul Awwan, Bidayatul Mujtahid, etc) and self-development activities in the form of extracurricular and organizational activities. The used methods are the wisdom method, exemplary method, habitual method, mauidzah method, and the reward and punishment method. Unlike pesantren culture which is closely tied to the figure of the kyai, the dormitory-based State Islamic schools tend to be weak in terms of the initiative and charisma of the kyai who the leaders are. Individually, kyai figures in boarding-based public boarding schools do not have as strong a role as those in pesantren. However, the ustad and coach figures play a collective and joint role in building students' Islamic character.Keywords: Islamic Character, Madrasah Aliyah, Boarding System, Public Schools
MARKETING STRATEGY OF GHARAR BUSINESS SCHEMES: Mystery Box on E-Commerce Shopee Platform Nur Rizqi Febriandika; Nabila Putri Tsany; Tipmanee Sriplod
Islamuna: Jurnal Studi Islam Vol. 9 No. 1 (2022)
Publisher : Madura State Islamic Institute (Institut Agama Islam Negeri (IAIN) Madura)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/islamuna.v9i1.6028

Abstract

ABSTRACT Mystery box sale and purchase have developed into a fraudulent area, the prices and goods obtained are not appropriate, so consumers feel at a loss. This study aims to determine the marketing strategy and sales mechanism of the mystery box. The research method used in this research is descriptive qualitative with the type of research used in this study being observation by examining mystery box products in Shopee. Based on the results of the analysis carried out on the Shopee application, two types of keywords were found. The first keyword is the Mystery Box and the second keyword is the "Misteri Box" both have different product categories. There are ±27,000 products entitled mystery box and ±14,678 products with the name mystery box. So, it can be concluded that most of the sellers use titles with the keyword "mystery box". Mystery box on the Shopee site can be categorized as a marketing strategy that uses marketing segmentation without differentiating the market (Undifferentiated Marketing) and targeting in the form of full market coverage/mass market targeting. ABSTRAK Jual beli mystery box berkembang menjadi sebuah lahan penipuan, harga dan barang yang didapat tidak sesuai sehingga konsumen merasa rugi. Penelitian ini bertujuan untuk mengetahui strategi marketing dan mekanisme penjualan dari mystery box. Metode penelitian yang digunakan dalam penelitian ini adalah kualitatif deskriptif melalui pendekatan observasi pada produk mystery box yang ada di Shopee. Bedasarkan dari hasil analisis yang dilakukan pada aplikasi Shopee ditemukan dua jenis kata kunci, pertama adalah “Mystery box” dan kata kunci kedua adalah “Misteri Box”. Keduanya memiliki kategori produk berbeda. Hasil penelitian menunjukkan bahwa terdapat 27.000 produk yang muncul jika menggunakan kata kunci “mystery box” dan terdapat terdapat 7.000 produk jika menggunakan kata kunci “misteri Box”. Sehingga, dapat disimpulkan jika kebanyakan dari penjual lebih banyak menggunakan judul dengan kata kunci “mystery box”. Strategi pemasaran produk mystery box di Shopee dapat dikategorikan sebagai strategi marketing yang menggunakan segmentasi pemasaran tanpa membedakan pasar (Undifferentiated Marketing) dan targeting berupa cakupan pasar penuh (full market coverage/mass market targeting).
Survey On Career Interest of Sharia Economic Law Students In The Final Semester Nur Rizqi Febriandika; Fajriyanti Fatimah; Putri Wirayanti
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 2 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (449.492 KB) | DOI: 10.47467/alkharaj.v5i2.1234

Abstract

This study aims to map the career interests of Islamic economic law students after graduating from college. Sharia economic law is a unique study program because it combines several major scientific competencies, namely law, economics, and sharia science. The type of research is descriptive qualitative research by distributing questionnaires. Data collection methods include filling out questionnaires, interviews, observations, and documentation. This study indicates that 74% of the samples taken choose to work directly rather than continue their master's studies (S2). The biggest factor influencing career choice is own desire (74%). The first priority that is most in-demand are Islamic financial institutions with 23%, the selected jobs that are the second priority that is most in demand are in non-bank companies 38%. Meanwhile, students who want to continue their studies after graduation tend to choose masters with the same major, namely the master of sharia economic law (16%). The implementation of a law degree for graduates of Islamic Economic Law has a very large advantage for graduates of Islamic Economic Law, but many students choose to work in the field of economics even though the degree obtained is a law degree because there is still a lack of understanding of law compared to law graduates from the law faculty itself. Keywords: Career, Sharia Economic Law, Students
Potential Fraud on Online Auction Business Via Instagram: Overview of Islamic Law and Indonesian Statutory Law Nur Rizqi Febriandika; Jajang Nurzaman; Muhammad Reynaldi Ariananda Arkiang
Varia Justicia Vol 18 No 1 (2022): Vol 18 No 1 (2022)
Publisher : Fakultas Hukum Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/variajusticia.v18i1.6640

Abstract

This study aims to discuss the potential problem of auction fraud carried out by the @xxx Instagram account in terms of Islamic law and Indonesian law. The research method used is descriptive qualitative, through a normative juridical approach, and is complemented by the results of observations and interviews with sources. The results of this study indicate some indications of fraud. First, the seller creates a fake account and colludes with his friend to make a fake offer. Second, the seller who entrusted the goods to the @xxx Instagram account did not send the goods to the auction winner. Third, the seller of the @xxx Instagram account sells goods by mixing genuine and fake products. It is contrary to Islamic law, which prohibits any intentional fraudulent activity. Of the several acts of fraud committed by the perpetrators, they can be subject to Article 28 of the 2016 ITE Law, Article 378 of the Criminal Code, Law no. 20 of 2016 concerning Brands and Geographical Indications, Law Number 11 of 2008 concerning Information and Electronic Transactions, and Article 16 of Law no. 8 of 1999 concerning Consumer Protection.
Review of Islamic Law on microtransaction contracts in the gacha system Nur Rizqi Febriandika; Nurkholis Majid; Rahul Kumar
Borobudur Law Review Vol 4 No 2 (2022): Vol 4 No 2 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/burrev.6789

Abstract

Gacha system is a game from Japan. The popularity of mobile games with a freemium (F2P) business model that uses the gacha system as a game monetization tool has become a problem when viewed from the legality of transactions according to Islamic law. Purchases of virtual items in the game are referred to as microtransactions, where players use real money that is spent into virtual items or game currency as a medium of exchange for these items. The freemium strategy has an attraction for players to spend money to explore a game. Gacha is a method to get virtual items in the game, the concept of gacha is very dependent on the probability and rarity of the item. The rarer the item, the player is required to spend more money. In Japan, in 2012, gacha was banned for carrying out a misleading campaign. This study aims to analyze the validity of the microtransaction contract system for purchasing virtual items using the gacha system according to Islam. This research uses the library research method. In collecting research data, the researchers analyzed sources from previous studies related to freemium business strategies, microtransactions and the use of the gacha system, as well as the rules of Islamic law from these various transactions. The results show that transactions using the gacha system contain elements of maysir, taghrir and tadlis. Using the gacha system without doing microtransactions with real money does not fulfil the elements of maysir, taghrir and tadlis. Meanwhile, players who perform microtransactions to buy in-game items directly or without going through gacha are included in the ijarah agreement. Players can also get rewards (sell) in the form of certain items if they grind as a gift from the game developer.
How are NFT (Non-Fungible Token) transactions reviewed according to Islamic law? Nur Rizqi Febriandika; Fadli Fadli; Denizar Abdurrahman Mi'raj
Borobudur Law Review Vol 4 No 1 (2022): Vol 4 No 1 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/burrev.6807

Abstract

In the current digitalization era, many people are motivated to increase economic income in many ways, one of which is using digital technology NFT (Non-Fungible Token). The use of technology contained in NFT has a positive impact on people who have expertise in digital art; this is used to significantly increase economic income. This study discusses the history of NFT, the mechanism of buying and selling NFT, the characteristics of NFT and the view of Islamic law on buying and selling NFT transactions. The purpose of this study is to find out what is meant by NFT, the history of NFT, characteristics of NFT, how the mechanism of NFT sales is, and to find out how Islamic law views NFT buying and selling transactions. This research is a type of qualitative research; the author uses a descriptive-analytical approach which is classified as a qualitative research type by searching through library data or library research. The results of this study found that the history of NFT began in the BC era (Before Cryptokittes) 2012-2016, Cryptokitties and Cyptopunks (2017-2021), and the Decentraland Era (Metaverse) (2021-present). The law of buying and selling NFT is not found in the Koran or Hadith specifically but can be studied based on the pillars and conditions of buying and selling that have been regulated in Islamic law. According to Islamic law, transactions in the sale and purchase of NFT are included in the permissible sale and purchase; the transaction of buying and selling NFT is considered valid as a form of buying and selling in Islam because of the terms and pillars of the sale and purchase have been fulfilled.
Co-Authors Ahmad Syaifuddin Alif Rio Harsenda Aminudin Ma'ruf Andri Nirwana AN Azhar Alam Azizi, Muhammad Cahyaningtiyas Rahayu Chori Miftahul Kosidatul Natus Denizar Abdurrahman Mi'raj Dewi, Veronika Candra Erlan Dwi Cahyo Erlan Dwi Chayo Fadli Fadli Fajriyanti Fatimah Hakimi, Fifi Harun Harun Imron Rosyadi Inayati, Nurul Latifatul Jajang Nurzaman Moch Hisyam Ramadhan Muhammad Reynaldi Ariananda Arkiang Nabila Putri Tsany Nur Prasetyo Aji Nurkholis Majid Putri Wirayanti Rahayu, Cahyaningtiyas Rahul Kumar Rohmah, Fatihah Annisa Sausan Liski Aulia Sisna Gaida Syamsul Hidayat Tipmanee Sriplod Tipmanee Sriplod Wildan Hamdani Yayuli