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All Journal JEJAK An-Nisbah: Jurnal Ekonomi Syariah Jurnal Studi Islam Jurnal Terapan Abdimas Jurnal Ilmiah Ekonomi Islam TA'DIBUNA: Jurnal Pendidikan Agama Islam Varia Justicia Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Community Empowerment Borobudur Law Review Abdi Psikonomi Cakrawala: Jurnal Studi Islam Milkiyah: Jurnal Hukum Ekonomi Syariah An-Nisbah: Jurnal Ekonomi Syariah IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita
Nur Rizqi Febriandika
Universitas Muhammadiyah Surakarta
Religion Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Why is PayLater Scheme via E-commerce Prohibited in Islam? Islamic Law Overview Nur Rizqi Febriandika; Ahmad Syaifuddin; Aminudin Ma'ruf
Varia Justicia Vol 18 No 2 (2022): Vol 18 No 2 (2022)
Publisher : Fakultas Hukum Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/variajusticia.v18i2.6759

Abstract

The internet has now been used as a medium for Online shopping; one of the media for Online shopping is e-commerce. Currently, a delayed payment system (debt) called PayLater has been implemented in e-commerce. The purpose of this study is to find out how the usage of PayLater in e-commerce is based on the perspective of Islamic law. This type of research is qualitative. Data collection methods used are library research, observation, and interviews. This study uses descriptive data analysis techniques, namely analyzing a phenomenon or social reality, by describing variables that are concerned with the problem and unit being studied and analyzed descriptively qualitatively using an inductive thinking approach, namely a way of thinking that departs from facts, events that occur. Then from the specific and concrete facts, generalizations that have a general nature are drawn. The results of the study prove that the law of buying and selling online according to Islamic law is valid as long as it does not contain haram elements and the goods being traded are halal. However, the practice of PayLater loans is not in accordance with Islamic law because there is an element of usury contained in it.
Wirausaha Merdeka: Pemberdayaan Mahasiswa Melalui Program Wirausaha Merdeka di Universitas Muhammadiyah Surakarta Erlan Dwi Chayo; Nur Rizqi Febriandika; Nur Prasetyo Aji; Moch Hisyam Ramadhan
Abdi Psikonomi Vol 3, No 4 (2022): Desember 2022
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/psikonomi.vi.1394

Abstract

Dengan hadirnya perguruan tinggi baik swasta dan negeri memberikan sumbangan tenaga ahli lulusan mahasiswa di setiap tahunnya, akan tetapi dengan predikat sarjana hal tersebut belum tentu menjanjikan untuk mendapat pekerjaan yang sesuai, terkadang dari banyaknya lulusan tak semua terserap di lapagan pekerjaan yang menyebabkan pengangguran. Pemberdayaan mahasiswa dari dini melalui program wirausaha merdeka tahun 2022 di universitas muhammadiyah surakarta dengan cara mengoptimalkan potensi yang dimiliki tiap – tiap mahasiswa merupakan sebuah hal yang penting dalam mengembangkan wirausaha muda. Tujuan dilakukannya program wirausaha merdeka ini yaitu untuk membantu mahasiswa dalam menciptakan pendapatan sesuai dengan kemampuan dan kompetensi dari mahasiswa tersebut agar mereka dapat mandiri, berkembang serta tidak selalu bergantung dari bantuan pemerintah dengan cara membantu peningkatan kelangsungan usaha yang dikelola oleh mahasiswa. Mahasiswa perlu mengetahui betapa pentingnya untuk tetap berwirawasta dalam masa mendatang. Tahapan kegiatan dirancang selama empat bulan yang didahului dengan kegiatan koordinasi dan komunikasi dengan peserta dan panitia maupun stack holder dalam mendukung program tersebut, salah satunya dengan mitra Praktik Magang peserta WMKUMS yang akan dilaksanakan di Unit Kerja Budidaya Air Tawar P2MK Alang-Alang Subur. Persiapan dimaksudkan adalah penetapan sasaran kegiatan, dan lokasi kegiatan. Hasil kegiatan ini sangat sesuai dengan yang diharapkan yaitu pada kegiatan yang dilaksanakan dapat membantu Wirausaha Mahasiswa yang secara aktif melalui bantuan pendanaan dan Dosen Pembimbing lapangan guna membantu peningkatan jiwa wirausaha Mahasiswa Universitas Muhammadiyah Surakarta.
PERFORMANCE ANALYSIS OF WAQF INSTITUTION USING BALANCED SCORECARD ANALYSIS: CASE STUDY AT LAZNAS YATIM MANDIRI Febriandika, Nur Rizqi
An-Nisbah: Jurnal Ekonomi Syariah Vol 9 No 1 (2022): An-Nisbah
Publisher : IAIN Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v9i1.5347

Abstract

This research aims to measure the performance of the waqf institution (LAZNAS Yatim Mandiri) using a balanced scorecard (BSC). This study uses quantitative and qualitative analysis or mixed-method by using a balanced scorecard (BSC). The Balanced Scorecard is used to measure performance from both a financial perspective and a non-financial perspective, which includes four main perspectives: (1) finance, (2) customers, (3) internal business processes, and (4) learning and growth. The study found that an overall BSC score of 85,6% shows that the performance of LAZNAS Yatim Mandiri is categorized as very good. From each perspective, customer perspective is the highest BSC score, followed by financial perspective and internal business while learning and growth perspective gain the lowest score. The BSC suggests a direction of priority to improve each strategic goal of perspective. Customer satisfaction becomes the first place, followed by waqf collection and distribution as the second priority. The next priority is employee satisfaction while keeping other strategic goals to be maintained. The findings of this study could help Islamic philanthropic institutions define their vision and strategy, as well as change their vision and strategy into specific activities, by implementing measures that are accurate and comprehensive, as well as providing information that is accurate and correct for managers to make business decisions.
Implementation of Islamic Campus Values Based on Human Rights and Wasathiyyah Islam Erlan Dwi Cahyo; Andri Nirwana AN; Nur Rizqi Febriandika; Tipmanee Sriplod
Cakrawala: Jurnal Studi Islam Vol 17 No 2 (2022)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/cakrawala.7854

Abstract

Wasathiyyah Islam and human rights are one of the many terminologies that appear in Islamic thought, especially in counteracting radicalism. In the context of Muhammadiyah universities, all activities are recommended to refer to the Guidelines for Islamic Life for Muhammadiyah Members (PHIWM). This study aims to identify the implementation of Islamic values based on human rights and Wasathiyyah Islam in Muhammadiyah universities. This study used a qualitative method through a literature review approach. The results of the study revealed that the Al-Islam and Kemuhammadiyahan Development Institute is the motor for implementing Wasathiyyah Islamic values and human rights in Muhammadiyah universities. One of the main programs is the obligation to follow baitul arqam for the entire Muhammadiyah academic community.
Indonesian language training and introduction of Al-Islam Kemuhammadiyahan (AIK) to the Thai muslim community Nur Rizqi Febriandika; Harun Harun; Sausan Liski Aulia; Alif Rio Harsenda; Wildan Hamdani; Syamsul Hidayat
Community Empowerment Vol 8 No 5 (2023)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.8631

Abstract

Thailand is a country in Southeast Asia and is in the form of a unitary state with a majority population of Buddhist beliefs. However, in Southern Thailand, the majority are Muslims with Malay cultural features and there are many Islamic-based educational institutions. It is not uncommon for the people of Southern Thailand to send their children to study in Indonesia. One of the problems faced is the small number of Muslim people who can speak Indonesian. Therefore, we conducted a 1-month training in the context of providing language training and Al-Islam Kemuhammadiyahan (AIK) to the Thai Muslim community in collaboration with the Association of Education Cultural International (AECI). The results of the activity showed that the students' understanding of Indonesian grammar at Eakkapapsassanawich Islamic School and Adameesuksavittaya School increased significantly. Likewise with understanding related to Al-Islam Kemuhammadiyahan.
The Determinant Factors of Poverty in Eastern Indonesia: Evidence from 12 Provinces Nur Rizqi Febriandika; Cahyaningtiyas Rahayu; Rahul Kumar
JEJAK: Jurnal Ekonomi dan Kebijakan Vol 15, No 2 (2022): September 2022
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jejak.v15i2.36675

Abstract

This study aims to analyze the factors forming the number of poor people in Eastern Indonesia. Panel data regression was utilized as the analysis approach, with a cross-section comprising 12 provinces in Indonesia's Eastern Region from 2010 to 2018. This study will examine the effect of total government spending on education, government spending on health, labor force participation rate, regional minimum wage, investment, and the Gini index on poverty in Eastern Indonesia. The results showed that government spending on health and regional minimum wages had a negative effect on the number of poor people in Eastern Indonesia. The number of poor people in Eastern Indonesia will decrease if the realization of government spending on health and the determination of regional minimum wages increases. The increase in the realization of government spending in the health sector indicates that regional policies on the allocation of health spending have been carried out in a proportional, efficient, and effective manner so that they are right on target. Meanwhile, government expenditure on education, investment, labor force participation rates, and the Gini index has no effect on the number of poor people in Eastern Indonesia.
Program Pengabdian Masyarakat Internasional di Sekolah Bersepadu Musa-Asiah (Sepama) Cambodia: Pembelajaran Bahasa Indonesia Menggunakan Arab Pegon Nur Rizqi Febriandika; Imron Rosyadi; Yayuli
Abdi Psikonomi Vol 4, No 3 (2023): Oktober 2023
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/psikonomi.vi.1996

Abstract

Kamboja merupakan suatu negara yang masih dalam area Asia Tenggara dan berbentuk kesatuandengan penduduknya secara mayoritas berkeyakinan agama budha (97%). Walaupun demikiandi bagian wilayah kamboja yakni daerah cham mayoritas beragama Islam dengan corak budayamelayu. Di Champ berdiri lembaga-lembaga pendidikan yang berbasis kepada keislamaanyang digunakan masyarakat Muslim Kamboja Khususnya dari ras melayu mendidik anakanaknyaatau generasi sebagai penerus perjuangan Islam masihlah sedikit. Tidak jarang jugamasyarakat kamboja mengirimkan anak-anaknya untuk menempuh pendidikan di Indonesiayang notabenya sebagai Negara Islam yang lebih maju. Walaupun demikian jumlah maysrakatMuslim yang bisa berbahasa Indonesia atau melayu masihlah sedikit dan minim mengingatmereka juga banyak tertarik melanjutkan studi di perguruan tinggi Muhammadiyah di Indonesia.Walaupun demikian mereka mengalami kesulitan dalam belajar bahasa asing yang notabenenyamenggunakan huruf alfabet sebab bahasa kamboja memiliki huruf sendiri yang berbeda denganhuruf alfabet. Oleh sebab itu kami akan melaksanakan pengabdian masyarakat selama 6 bulandi Sekolah Bersepadu Musa-Asiah (SEPAMA) Cambodia yang merupakan satu-satunya sekolahmuslim swasta yang dikelola oleh Yayasan Musa-Asiah Fondation. Pengabdiana masyarakat ini dalam bentuk pendampingan pembelajaran bahasa Indonesia menggunakan arab pegon karenadinilai lebih efektif dalam mengajarkan bahasa indonesia sebab sebagai seorang muslim merekasudah dibekali pembelajaran aksara arab sebelum masuk sekolah dasar. Tim pengabdian akanbekerjasama dengan pihak sekolah dalam merumuskan pembelajaran arab pegon yang sesuaidengan jenjang pendidikan. Setelah itu, mahasiswa akan diterjunkan di kamboja selama 6 bulansebagai penutur asing guna mengajarkan dan mencontohkan pembelajaran arab pegon.  
The Standard for Allocating Zakat Social Funds as An Operational Expense of Nonprofit Organizations in Indonesia, Sudan and Algeria Febriandika, Nur Rizqi; Rohmah, Fatihah Annisa
Milkiyah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 1 (2024): Milkiyah: Jurnal Hukum Ekonomi Syariah, February 2024
Publisher : Sekolah Tinggi Agama islam Negeri Majene

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46870/milkiyah.v3i1.788

Abstract

Zakat in the socio-economic structure of society needs to be managed productively and professionally so that it leads the welfare of society. This study aims to reveal standards for the allocation of zakat social funds as an operational expense for nonprofit organizations. This research uses a descriptive qualitative type. We analyse secondary data retrieved in nonprofit organizations in three different countries (Indonesia, Sudan and Algeria). The result of the study revealed that Indonesia has two types of zakat management institutions, the National Amil Zakat Agency (BAZNAS) and Amil Zakat Institute (LAZ). Furthermore, Sudan possesses the Sudanese Zakah Chamber (SZC) or the Zakat Council and Algeria has Kotak Zakat. The pattern of zakat collection in Indonesia applies payments with a voluntary principle, however the zakat has been integrated with taxes so that they can submit claims for zakat payments. In Sudan, payments are made on the principle of mandatory for its citizens accompanied by sanctions for those who ignore it and nonmuslims are obliged to pay a social solidarity tax. Meanwhile, in Algeria, payments are made on a mandatory basis for private companies and voluntary for individuals. In addition, in the pattern of zakat distribution, the three countries distribute according to the guidance of the Qur'an (8 Asnaf) but have slight differences in the priority scale in which Indonesia prioritizes distribution to the poor, Sudan prioritizes the needs of each Mustahik and Muzakki is allowed to distribute to relatives as much as 20% of the obligatory zakat, meanwhile Algeria which prioritizes the poor, people in need and Fisabilillah. Then, the standard for the allocation of zakat social funds that may be taken as operational costs for nonprofit organizations handling zakat in the three countries is 12.5%.
PENYULUHAN MENGENAI PEMBERDAYAAN EKONOMI MASYARAKAT DI DUSUN REJOSARI, BOYOLALI DENGAN USAHA MIKRO MELALUI BAITUL MAL WAT TAMLIK (BMT) Febriandika, Nur Rizqi; Dewi, Veronika Candra
Jurnal Terapan Abdimas Vol 7, No 1 (2022)
Publisher : UNIVERSITAS PGRI MADIUN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25273/jta.v7i1.8729

Abstract

Abstract. The residents of Rejosari Hamlet, Seboto Village, Ampel District, Boyolali Regency are religious residents where there are many mosques in their neighborhood. The majority of residents work as farmers. The necessities of modern life are increasingly complex, plus agricultural products are only able to meet a few of the necessities of life, sometimes forcing some residents into debt and credit. Their ignorance of how to develop the economy through micro business or Home Industry. Making them trapped in debt and poverty. The community in Rejosari Hamlet, Boyolali has not received counseling related to community economic empowerment with micro-businesses through Baitul Mal Wat Tamwil (BMT), so this makes people not know how to start a micro business and is afraid to do a micro business because there is no capital. In this article, the author tries to investigate the needs of the villagers and then provides a solution to them by holding counseling on community economic empowerment with micro enterprises through the Baitul Mal Wat Tamwil (BMT). This counseling activity aims to increase knowledge of residents related to Micro Business or Home Industry and increase public awareness to run micro businesses so that they can increase income. Lectures and dialogues are interactively chosen as service methods, and in this outreach activity is carried out for one day. The results show that the community's understanding of community economic empowerment with micro-businesses through Baitul Mal Wat Tamwil (BMT) has increased significantly after this activity was held, and the people in this village have a high desire to have a micro business.Abstrak. Warga Dusun Rejosari, Desa Seboto, Kecamatan Ampel, Kabupaten Boyolali merupakan penduduk religius dimana terdapat banyak masjid di lingkungan tempat mereka. Mayoritas warga bermata pencaharian sebagai petani. Kebutuhan hidup zaman modern semakin kompleks ditambah lagi hasil pertanian yang hanya mampu mencukupi kebutuhan hidup beberapa saja, hingga terkadang memaksa sebagian warga berhutang piutang. Ketidaktahuan mereka tentang cara mengembangkan perekonomian melalui usaha mikro atau Home Industry. Membuat mereka terjebak dalam hutang dan kemiskinan. Masyarakat di Dusun Rejosari, Boyolali belum mendapatkan penyuluhan terkait Pemberdayaan ekonomi masyarakat dengan usaha mikro melalui Baitul Mal Wat Tamwil (BMT), sehingga hal ini membuat masyarakat tidak mengetahui bagaimana memulai usaha mikro dan takut melakukan usaha mikro karena tidak adanya modal. Pada artikel ini penulis mencoba untuk menginvestigasi kebutuhan dari penduduk desa lalu kemudin memberikan solusi kepada mereka dengan mengadakan Penyuluhan Mengenai Pemberdayaan Ekonomi Masyarakat dengan Usaha Mikro Melalui Baitul Mal Wat Tamwil (BMT). Kegiatan penyuluhan ini bertujuan untuk menambah pengetahuan warga terkait Usaha Mikro atau Home Industry dan menambah kesadaran masyarakat untuk melakukan usaha mikro sehingga dapat menambah penghasilan. Ceramah dan dialog secara interaktif dipilih sebagai metode pengabdian, dan dalam kegiatan penyuluhan ini dilakukan selama satu hari. Hasil menunjukkan bahwa pemahamanan masyarakat mengenai Pemberdayaan ekonomi masyarakat dengan usaha mikro melalui Baitul Mal Wat Tamwil (BMT) mengalami peningkatan secara signifikan setelah diadakan kegiatan ini, dan masyarakat di desa ini mempunyai keinginan yang tinggi untuk memiliki usaha mikro.  
ANALISIS KESESUAIAN SYARIAH ELECTRONIC MONEY PADA BANK PENERBIT UANG ELEKTRONIK DI INDONESIA Febriandika, Nur Rizqi; Hakimi, Fifi
An-Nisbah: Jurnal Ekonomi Syariah Vol 7 No 1 (2020): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2020.7.1.212 - 249

Abstract

Uang elektronik sebagai instrumen pembayaran mikro (micropayment) dapat menjadikan proses pembayaran secara lebih cepat, mudah, efisien, dan aman. Walaupun mempunyai banyak kemanfaatan dan keunggulan, kesesuaian uang elektronik dengan syariat Islam masih perlu didiskusikan mengingat baru ada satu uang elektronik yang mendapatkan sertifikat halal MUI. Kesesuaian dengan kaidah fiqh, akad-akad muamalah, maqasid syariah dan fatwa DSN-MUI sangat penting untuk menentukan apakah uang elektronik tersebut telah sesuai dengan syariat Islam atau tidak. Penelitian ini mengambil data dari kepustakaan (library research). Penelitian ini melakukan teknik pengumpulan data dengan melakukan penelitian terhadap berbagai literatur. Literatur yang digunakan merujuk kepada hukum ekonomi syariah, maqasidh syariah, dan Peraturan Bank Indonesia tentang uang elektronik. Dalam penentuan kesesuaian syariah pada uang elektronik terdapat dua hal yang perlu dianalisis, yakni karakter uang elektronik (dzatnya) dan bagaimana mekanisme uang elektronik yang berlaku (penerapan muamalahnya). Dari segi karakteristik dzatnya, nilai uang elektronik konstan dan stabil sehingga tidak bisa dijadikan alat spekulatif bagi yang memegangnya. Sehingga uang elektronik bisa terbebas dari unsur riba, gharar dan perjudian karena jumlahnya tetap. Jika bank tersebut mengelola secara benar dan tidak bertentangan dengan prinsip-prinsip syariah maka hal tersebut diperbolehkan. Pengguna uang elektronik tidak perlu khawatir tentang kehalalan produk uang elektronik tersebut sebab pada dasarnya itu adalah representasi dari sejumlah uang yang mereka miliki. Adapun kelebihan pembayaran saat hendak mengisi ulang uang elektronik merupakan ujroh/imbalan atas jasa yang telah ditawarkannya. Akad-akad yang dapat digunakan dalam mekanisme uang elektronik adalah jual beli (al-ba’y), 2) wadiah, 3) sharf, 4) ijarah, 5) wakalah, 6) qardh.
Co-Authors Ahmad Syaifuddin Alif Rio Harsenda Aminudin Ma'ruf Andri Nirwana AN Azhar Alam Azizi, Muhammad Cahyaningtiyas Rahayu Chori Miftahul Kosidatul Natus Denizar Abdurrahman Mi'raj Dewi, Veronika Candra Erlan Dwi Cahyo Erlan Dwi Chayo Fadli Fadli Fajriyanti Fatimah Hakimi, Fifi Harun Harun Imron Rosyadi Inayati, Nurul Latifatul Jajang Nurzaman Moch Hisyam Ramadhan Muhammad Reynaldi Ariananda Arkiang Nabila Putri Tsany Nur Prasetyo Aji Nurkholis Majid Putri Wirayanti Rahayu, Cahyaningtiyas Rahul Kumar Rohmah, Fatihah Annisa Sausan Liski Aulia Sisna Gaida Syamsul Hidayat Tipmanee Sriplod Tipmanee Sriplod Wildan Hamdani Yayuli