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INNOVATION DALAM PENGEMBANGAN PRODUK PERBANKAN SYARIAH Cahyaningtyas, Kartika; Andriyatsari, Rizqa Zuhra; Rizki D, Zulfana
PARENTAL Vol 1, No 2 (2013)
Publisher : Fakultas Hukum Universitas Sebelas Maret

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Abstract

The conditions of Islamic law into national law is now pervasive in all aspects of community’s life, primarily in the economic aspects of banking. Banking in Indonesia is now currently developing sharia -based banking system. That is because of the needs of Indonesian people who are predominantly Muslim in banking activities that do not violate the rules of Islam, that is usury. All of banking activities ranging from service, the form of transactions, business relationships, and supervision of banking product, can not be separated from Islamic principles. However, the current state of public interest to turn into a sharia bank customers are still lacking. One possible cause is Islamic banking products have not been able to innovate so that the products can not full fill the needs of the community. This is due to the lack of human resources,  both in terms of product innovation and supervision as well as the specific regulations. Thus, we need a mechanism to oversee the concept of Islamic banking products in order to full fill peoples needs and remain within Islamic principles through the concept of Monitoring Mechanism of Shariah Product Innovation.
KAJIAN HUKUM PERSEKONGKOLAN TENDER TERHADAP PENGADAAN BARANG/JASA PEMERINTAH SECARA ELEKTRONIK (Studi Kasus Putusan Nomor 03/KPPU/L/2015 dalam Tender Pekerjaan Pelebaran Jalan Merek – Bts. Kab. Simalungun – Bts. Kab. Tanah Karo – Seribu Dolok Pada Kelompok Kerja (Pokja) Pengadaan Barang/Jasa Satuan Kerja Pelaksanaan Jalan Nasional Wilayah I Propinsi Sumatera Utara Tahun Anggaran 2013) Kartika Cahyaningtyas; Albertus Sentot Sudarwanto; Adi Sulistiyono
HUKUM PEMBANGUNAN EKONOMI Vol 6, No 1 (2018): JANUARI-JUNI
Publisher : Program Pascasarjana Fakultas Hukum Universitas Sebelas Maret Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/hpe.v6i1.17598

Abstract

AbstractThe article is aimed to analyze the way of electrolical procurement of electronic procurement of goods and / or services and the analysis of KPPU's decision No. 03 / KPPU-L / 2015 in the case of Tender Widening Work of Jalan-Brand Bts Kab. Simalungun-Bts Kab. Tanah Karo-Seribu Dolok In Working Group (Working Group) Procurement of Goods / Services Unit of National Road Implementation Area I of North Sumatera Province Fiscal Year 2013 based on Law Number 5 Year 1999 concerning Prohibition of Monopolistic Practices and Unfair Business Competition (Anti Law Monopoly). The research used normative legal research method, with approach statute approach and case approach and data analysis technique is deduction logic with qualitative analysis. Sources of research in the decision of KPPU Number 03 / KPPU-L / 2015 in the case of Tender for Widening of Jalan Brand - Bts. Kab. Simalungun - Bts. Kab. Tanah Karo - A Thousand Dolok In Working Group (Working Group) Procurement of Goods / Services Work Unit Implementation of National Road Region I North Sumatra Province Budget Year 2013 is not in accordance with the Anti-Monopoly Law in the imposition of sanctions. The action required to avoid a tender conspiracy by using the concept of affiliation in e-procurement is to create a program on e-procurement mechanism in order to know the existence of affiliation on the business actor. Suggestions are also needed to overcome the inconsistency of KPPU decision No. 03 / KPPU-L / 2015 in the case of Tender of Widening of Jalan Brand - Bts. Kab. Simalungun - Bts. Kab. Tanah Karo - A Thousand Dolok In Working Group (Working Group) Procurement of Goods / Services Work Unit Implementation of National Road Region I North Sumatra Province Fiscal Year 2013 with Anti-monopoly Law is to in the future revise Anti-Monopoly Law.Keyword: Procurement for goods and or services; Conspiracy of tender; Affiliation AbstrakArtikel ini bertujuan untuk menganalisis putusan KPPU Nomor: 03/KPPU-L/2015 dalam kasus Tender Pekerjaan Pelebaran Jalan Merek-Bts Kab. Simalungun-Bts Kab. Tanah Karo-Seribu Dolok Pada Kelompok Kerja (Pokja) Pengadaan Barang/Jasa Satuan Kerja Pelaksanaan Jalan Nasional Wilayah I Propinsi Sumatera Utara Tahun Anggaran 2013 berdasarkan Undang-Undang Nomor 5 Tahun 1999 tentang Larangan Praktik Monopoli dan Persaingan Usaha Tidak Sehat (Undang-Undang Anti Monopoli). Penelitian menggunakan metode penelitian hukum normatif, dengan pendekatan statute approach dan case approach serta teknik analisis data adalah logika deduksi dengan analisis kualitataif. Hasil penelitian ini adalah amar putusan KPPU Nomor 03/KPPU-L/2015 dalam kasus Tender Pekerjaan Pelebaran Jalan Merek – Bts. Kab. Simalungun – Bts. Kab. Tanah Karo – Seribu Dolok Pada Kelompok Kerja (Pokja) Pengadaan Barang/Jasa Satuan Kerja Pelaksanaan Jalan Nasional Wilayah I Propinsi Sumatera Utara Tahun Anggaran 2013 tidak sesuai dengan Undang-Undang Anti Monopoli dalam pemberian sanksi. Tindakan yang diperlukan untuk tidak terjadi persekongkolan tender dengan menggunakan konsep afiliasi pada e-procurement adalah membuat program pada mekanisme e-procurement agar dapat mengetahui adanya afiliasi pada pelaku usaha. Saran yang diperlukan juga untuk mengatasi adanya ketidaksesuaian putusan KPPU Nomor 03/KPPU-L/2015 dalam kasus Tender Pekerjaan Pelebaran Jalan Merek – Bts. Kab. Simalungun – Bts. Kab. Tanah Karo – Seribu Dolok Pada Kelompok Kerja (Pokja) Pengadaan Barang/Jasa Satuan Kerja Pelaksanaan Jalan Nasional Wilayah I Propinsi Sumatera Utara Tahun Anggaran 2013 dengan Undang-Undang Anti Monopoli adalah dengan kedepannya melakukan revisi Undang-Undang Anti Monopoli. Kata Kunci: Pengadaan Barang/Jasa; Persekongkolan Tender; Afiliasi 
IMPLEMENTASI SISTEM SELF ASSESSMENT PADA PAJAK BEA PEROLEHAN HAK ATAS TANAH DAN BANGUNAN (BPHTB) DI KABUPATEN BOYOLALI Kartika Cahyaningtyas; Nafi’uddin Fauzi Mahfudh; Muh. Isra Bil Ali
Jurnal Akuntansi dan Pajak Vol. 25 No. 2 (2024): JAP, Vol. 25, No. 02, Agustus 2024 - Januari 2025
Publisher : ITB AAS INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jap.v25i2.16815

Abstract

This study aims to determine the authority of the Land Deed Official (PPAT) in Boyolali Regency, Implementation of the self-assessment system based on Regional Regulations Regional Regulation Number 2 of 2011 concerning Land and Building Acquisition Fees in conjunction with Regional Regulation Number 12 of 2020 concerning Amendments to the Regulations on Land and Building Acquisition Fees. This type of research is empirical legal research, taking the research location in Boyolali Regency. The research sample was 6 Land Deed Officials (PPAT)/Notaries and 6 Temporary Land Deed Officials (PPATS)/Sub-district Heads. Data collection was carried out through field studies and literature studies to obtain primary and secondary data. Data analysis used interactive analysis methods. The results of this study can be presented that the role of the Land Deed Official (PPAT)/Notary in determining the Land and Building Acquisition Fee (BPHTB) tax is not in accordance with their duties. This is because there is still authority from the Land Deed Official (PPAT)/Notary that is not in accordance with its portion. In addition, there must also be coordination with the Regional Finance Agency (BKD) of Boyolali Regency and the Ministry of Agrarian Affairs and Spatial Planning/National Land Agency of Boyolali Regency to provide guidance to Land Deed Making Officials (PPAT)/Notaries and Temporary Land Deed Making Officials (PPATS)/Sub-district Heads and the surrounding community. The self-assessment system which is used as the basis for data obtained from Regional Regulation Regional Regulation Number 2 of 2011 concerning Land and Building Acquisition Fees in conjunction with Regional Regulation Number 12 of 2020 concerning Amendments to the Regulation on Land and Building Acquisition Fees is still not in accordance with these regulations. Keywords: Tax, Self-assessment system, Land and Building Acquisition Fee (BPHTB)
Optimalisasi Pengisian Beban Kerja Dosen (BKD) di SISTER: Pelatihan Praktis bagi Dosen Baru ITB AAS Indonesia Fitria, Tira Nur; Fatihah Wari Nurjanah; Triwahyuniastuti; Dewi Setyoningsih; Kartika Cahyaningtyas; Eko Ari Wibowo
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 7 No. 1 (2025): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v7i1.16682

Abstract

Tujuan kegiatan pengabdian kepada masyarakat ini adalah untuk mensosialisasikan cara pengisian Beban Kerja Dosen (BKD) di Sistem Informasi Sumberdaya Terintegrasi (SISTER) bagi dosen baru Institut Teknologi Bisnis AAS Indonesia pada semester gasal tahun akademik 2024/2025. Kegiatan ini bertajuk “Pengisian Beban Kinerja Dosen (BKD) di SISTER” dan dilaksanakan pada hari Senin, 13 Januari 2024. Peserta yang mengikuti kegiatan ini adalah sebagian dosen dari ITB AAS Indonesia. Metode kegiatan pengabdian ini menunjukkan bahwa metode yang digunakan, yaitu demonstrasi, workshop dan praktik langsung, diskusi dan tanya jawab, serta pendampingan dan evaluasi, telah berhasil membantu dosen baru ITB AAS Indonesia dalam memahami dan mengaplikasikan pengisian BKD di SISTER dengan lebih baik. Peserta dapat mengikuti langkah-langkah pengisian BKD secara sistematis melalui demonstrasi dan praktik langsung, sementara diskusi memungkinkan mereka menyelesaikan berbagai kendala teknis yang dihadapi. Pendampingan yang diberikan selama dan setelah kegiatan memastikan bahwa peserta dapat mengisi BKD secara mandiri dengan tingkat kesalahan yang minimal. Evaluasi menunjukkan peningkatan pemahaman dan keterampilan teknis peserta dalam mengelola BKD, sekaligus meningkatkan kesadaran mereka akan pentingnya pelaporan BKD sebagai bagian dari tanggung jawab akademik Kegiatan ini cukup meningkatkan pemahaman dan keterampilan dosen baru ITB AAS Indonesia dalam pengisian BKD di SISTER. Dimulai dengan demonstrasi, workshop, dan praktik langsung, peserta dibimbing untuk mengatasi kendala teknis seperti klaim data dan pemilihan kategori kinerja. Pendampingan memastikan setiap tahapan diikuti dengan baik, dan evaluasi akhir menunjukkan bahwa mayoritas peserta mampu mengisi BKD secara mandiri dengan kesalahan minimal. Selain itu, kegiatan ini meningkatkan kesadaran dosen akan pentingnya pelaporan BKD sebagai bagian dari tanggung jawab akademik sesuai Tri Dharma Perguruan Tinggi. Secara keseluruhan, kegiatan ini berhasil mencapai tujuannya dalam mengoptimalkan pengisian BKD di SISTER bagi dosen baru ITB AAS Indonesia.
Pemberian Layanan Konsultasi Hukum Gratis Untuk Masyarakat Pada Car Free Day (CFD) di Kabupaten Sukoharjo Kartika Cahyaningtyas; Eko Ari Wibowo; Nafi’uddin Fauzi Mahfudh; Muh. Isra Bil Ali
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 7 No. 1 (2025): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v7i1.16778

Abstract

Kegiatan ini bertujuan untuk melaksanakan salah satu Tri Dharma Perguruan Tinggi dalam bentuk pengabdian kepada masyarakat. Harapan yang ingin dicapai adalah masyarakat memahami ilmu yang berkaitan dengan bidang hukum, khususnya bagi masyarakat yang datang ke stan dengan permasalahan hukum dan dapat menemukan solusi yang tepat. Dasar hukum mengenai pemberian bantuan hukum, khususnya dalam bentuk konsultasi hukum, tertuang dalam Pasal 9 huruf c Undang-Undang Nomor 16 Tahun 2011 tentang Bantuan Hukum. Metode yang digunakan adalah advokasi yang meliputi: mengetahui adanya masalah, berminat untuk ikut serta dalam penyelesaian masalah, peduli terhadap penyelesaian masalah, & sepakat untuk menyelesaikan masalah. Dampak dari kegiatan ini adalah masyarakat yang datang ke stan mendapatkan solusi yang tepat untuk menyelesaikan permasalahan hukum. Hal ini penting karena jika tidak mendapatkan solusi yang baik, maka risiko yang akan ditimbulkan akan semakin buruk. Misalnya saja bisa jadi mengeluarkan biaya yang cukup besar untuk tindakan yang tidak seharusnya dilakukan. Kata Kunci: Layanan, Bantuan Hukum, Konsultasi Hukum, Solusi   Abstract The aim of this activity is to implement one of the Tri Dharmas of Higher Education in the form of community service. The hope to be achieved is that the public understands knowledge related to the legal field, especially for people who visit the stand with legal problems and can find the right solution. The legal basis regarding the provision of legal assistance, especially in the form of legal consultations, is contained in Article 9 letter c of Law Number 16 of 2011 concerning Legal Aid. The method used is advocacy which includes: knowing there is a problem, being interested in taking part in solving the problem, caring about solving the problem, & agreeing to solve the problem. The impact of this activity is that people who visit the stand get the right solution to resolve legal problems. This is important because if you don't get a good solution, the risks will be worse. For example, it could be spending quite a lot of money on actions that shouldn't be done.  
KAJIAN HUKUM KASUS KORUPSI BANTUAN SOSIAL DARI KEMENTERIAN SOSIAL BERDASARKAN ALIRAN POSITIVISME Kartika Cahyaningtyas; Eko Ari Wibowo
JURNAL SUMBER HUKUM Vol 1 No 2 (2024): JURNAL SUMBER HUKUM
Publisher : LPPM institut Teknologi Bisnis AAS Indonesia

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Abstract

This research examines and analyzes cases of corruption in social assistance from the Ministry of Social Affairs during the Covid-19 pandemic based on analysis using positivism. This is because of the conditions during the Covid-19 pandemic, where many people around the world are suffering and the economy is unstable, but one of the officials from the Ministry of Social Affairs committed corruption during the Covid-19 pandemic. Positivism is a school that believes that law comes from applicable regulations, so what are the consequences of an official from the Ministry of Social Affairs committing corruption during the Covid-19 pandemic. The method used is normative research with a problem approach, namely the case approach and statutory approach. The results of this research show that perpetrators who commit acts of corruption during the Covid-19 pandemic can receive the death penalty. The provisions that apply are in Law Number 31 of 1999 concerning the Eradication of Corruption Crimes consisting of Article 11, Article 12 letter a or Article 12 letter b, Article 12 letter (i), 5 paragraph (1) letter a or Article 5 paragraph (1) letter b, and Article 13 and there are other regulations in the Criminal Code, namely Article 55 paragraph 1 to 1. Keywords: Corruption, Covid-19 Pandemic, Ministry of Social Affairs, Positivism, Death Penalty
IMPLEMENTATION OF MUROTTAL AL-QURAN THERAPY FOR AUTISTIC CHILDREN (STUDY LIVING QUR'AN IN AINUL YAKIN PESANTREN FOR SPECIAL CHILDREN GUNUNG KIDUL YOGYAKARTA) Rifaannudin, Mahmud; Cahyaningtyas, Kartika
Kontemplasi: Jurnal Ilmu-Ilmu Ushuluddin Vol 11 No 1 (2023): Jurnal Kontemplasi
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/kontem.2023.11.1.67-80

Abstract

The Qur'an is a shifa (antidote) to various diseases. The Qur'an can be one of the non-pharmacological therapies that can help cure autistic children, by listening to the murottal Qur'an. This therapy stimulate delta waves that cause the listener to be calm, and comfortable. This therapy has been practiced at the Ainul Yakin Pesantren for Special Children in Gunung Kidul, Yogyakarta. These students consist of students with special needs, ODGJ students, rehabilitation students, and independent students. This therapy is applied to autistic children, who are hyperactive, unruly, temperamental, also those with difficulty in communication, shout, speak harshly, and have difficulty concentrating and understanding lessons.