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All Journal Jurnal Ilmiah Mahasiswa FEB Jurnal Ilmu Manajemen (JIMMU) Jurnal Ekonomi dan Bisnis Indonesia Accounting Profession Journal (APAJI) International Journal of Global Accounting, Management, Education, and Entrepreneurship (IJGAME2) Jurnal Ilmu Manajemen Advantage Assets : Jurnal Ilmiah Ilmu Akuntansi, Keuangan dan Pajak Capacitarea : Jurnal Pengabdian Kepada Masyarakat Journal of Social Knowledge Education (JSKE)
Yulian Ade Chandra
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences

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Journal : Jurnal Ekonomi dan Bisnis Indonesia

 1 
LITERASI DAN HEDONISME TERHADAP PERILAKU KEUANGAN: PERAN INTERVENSI LOCUS OF CONTROL Kinanti, Kartika Ayu; Chandra, Yulian Ade; Al Maidah, Firdaus; Nareswari, Ayu
Jurnal Ekonomi dan Bisnis Indonesia Vol 10 No 1 (2025): JURNAL EKONOMI DAN BISNIS INDONESIA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Teknologi Sumbawa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37673/jebi.v10i1.6111

Abstract

Globalization has enhanced economic development worldwide, including in Indonesia. Yet, people increasingly find it difficult to differentiate between wants and actual needs. As financial capacity and education levels grow annually in Indonesia, this study investigates how financial literacy and hedonism impact financial management behavior, with locus of control as a mediating factor. Targeting working women in Jember Regency, the study applied Malhotra's sampling rule, selecting 200 respondents based on 20 indicators. Structural Equation Modeling (SEM) using SmartPLS was employed to analyze the data. Findings reveal that financial literacy and hedonistic tendencies influence financial management behavior, with locus of control playing a significant mediating role.
Co-Authors Al Maidah, Firdaus Firdaus Al Maidah Juni Herawati KINANTI, Kartika Ayu Maidah, Firdaus Al Mukhsin, Muhammad Nareswari, Ayu Sumardi, Umar Suyono, Aji Prasetyo Suyono, Aji Preasetyo