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All Journal Substansi: Sumber Artikel Akuntansi Auditing dan Keuangan Vokasi MALIA IMANENSI: Jurnal Ekonomi, Manajemen dan Akuntansi Islam Jurnal Akun Nabelo : Jurnal Akuntansi Netral, Akuntabel, Objektif Ihsan: Jurnal Pengabdian Masyarakat Jurnal Akuntansi dan Keuangan Syariah - ALIANSI Al Dzahab NUSANTARA: Jurnal Pengabdian Kepada Masyarakat Atestasi : Jurnal Ilmiah Akuntansi
Ekaviana, Dessy
Universitas Brawijaya, Malang
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Productive Zakat Based on Local Potential: A Multi-Case Study in Rural and Urban Areas Ekaviana, Dessy; Nur Ramadhani, Febrina
MALIA: Jurnal Ekonomi Islam Vol 16 No 2 (2025)
Publisher : Department of Islamic Economics, Faculty of Islamic Religion, Yudharta University Pasuruan, East Java, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/ml.v17i2.6153

Abstract

Introduction: This study explores the implementation of locally-based productive zakat programs in urban and rural contexts, aiming to analyze the effectiveness of integrating local economic potential in empowering zakat beneficiaries. Using a qualitative multi-case study approach, Wahdah Inspirasi Zakat (WIZ) Makassar was selected as the urban case and LAZISMU Grobogan as the rural case. Methods: Data were collected through in-depth interviews and document analysis. Results: The results reveal that leveraging local potential in productive zakat programs significantly improves the income and economic independence of mustahik. WIZ Makassar focuses on skills training, micro-business support, and women empowerment to address urban poverty. In contrast, LAZISMU Grobogan utilizes rural resources such as goat farming and organic fertilizer production to support small businesses and community welfare. The study identifies five key phases in program success: mapping potential, selecting beneficiaries, providing continuous assistance, monitoring business progress, and conducting evaluation. Conclusion and Suggestion: However, challenges persist, including beneficiaries' preference for consumptive aid and the limited human resources in zakat institutions. To overcome these barriers, strategies such as community education, institutional capacity development, and funding diversification are necessary. The findings underscore the importance of context-specific zakat management models tailored to local characteristics, ensuring sustainable economic empowerment. This research offers a practical framework for zakat institutions seeking to optimize the impact of productive zakat programs in varied socioeconomic settings.
Co-Authors Ali Djamhuri Ali Djamhuri Andhina Putri Keriyanti Ardina, Ayu Martaning Yogi Atik Ul Mussanadah David Kaluge Hadid Prastyo, Fatah Hasan Mukhibad Iwan Triyuwono Nur Anita Pramono Sari, Maylia Ramadhani, Febrina Nur Ratnani, Mariana Ratih Trisni Suryarini Triwuyono, Iwan