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All Journal Jurnal Maneksi (Management Ekonomi Dan Akuntansi) JPM (Jurnal Pemberdayaan Masyarakat) PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat MONSU'ANI TANO Jurnal Pengabdian Masyarakat Journal of Contemporary Accounting Proceeding of National Conference on Accounting & Finance Abdimas Galuh: Jurnal Pengabdian Kepada Masyarakat TheJournalish: Social and Government ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Community Empowerment Jurnal Pengabdian Masyarakat (ABDIRA) Universitas Muhammadiyah Yogyakarta Undergraduate Conference Proceeding Rahmatan Lil’alamin Journal of Community Services (RLA) Jurnal Riset dan Aplikasi: Akuntansi dan Manajemen West Science Business and Management IECON: International Economics and Business Conference Jurnal Cendekia Ilmiah Jurnal Ekonomi, Manajemen, Akuntansi Ulil Albab
Nindiasari, Avininda Dewi
Universitas Aisyiah Yogyakarta
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Physics Public Health Social Sciences Other

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The Effect of Financial Literacy, Financial Attitudes, and Financial Planning on Student Financial Behavior in West Java Barus, Irwan Irawadi; Chandra, Johnny; Fitriani, Heny; Nindiasari, Avininda Dewi; Sudarmanto, Eko
West Science Business and Management Vol. 3 No. 03 (2025): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v3i03.2240

Abstract

This study examines the impact of financial literacy, financial attitudes, and financial planning on the financial behavior of students in West Java. Using a quantitative approach, data were collected from 170 student respondents through questionnaires with a 5-point Likert scale. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS 3). The results show that financial attitudes, financial literacy, and financial planning have positive and significant effects on financial behavior. Among the three variables, financial attitudes have the strongest influence, followed by financial literacy and financial planning. The model explains 81.5% of the variance in financial behavior, indicating strong predictive power. These findings highlight the importance of fostering positive financial attitudes, enhancing financial knowledge, and encouraging structured financial planning to promote responsible financial behavior among students. The study contributes to the growing body of literature in behavioral finance and provides practical insights for educators and policymakers in designing effective financial education programs.
Edukasi Literasi Keuangan Digital dan Gaya Hidup Konsumtif pada IMM Rosyad Sholeh: Digital Financial Literacy Education and Consumer Lifestyle at IMM Rosyad Sholeh Nindiasari, Avininda Dewi; Warastri, Annisa; Ningrum, Iin Setya; Mulidinisa, Siti Anggraeni; Wulandari, Fatma Dwi
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 9 No. 10 (2024): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v9i10.7542

Abstract

This community development activity aims to provide education on digital financial literacy and consumer lifestyles to IMM Rosyad Sholeh, Faculty of Economics, Social Sciences and Humanities, Aisyiyah University, Yogyakarta, Indonesia. This activity is a collaborative community development activity involving accounting and psychology knowledge. This community development activity was attended by IMM colleague Rosyad Sholeh. Implementation of community development activities will be carried out directly on Sunday, June 30 2024 at Universitas Aisyiyah Yogyakarta, Indonesia. The results of this activity explain understanding digital financial literacy through financial management through the Jago and Bibit applications. Not only that, there is an understanding of consumer lifestyles to be able to understand and control expenses that are not necessities. The usefulness of this educational activity can be seen from the increase in scores from the pre-test of 81.74% and post-test of 88.26%, a survey of participant satisfaction levels with 80% very satisfied and 20% satisfied with the implementation of this activity. It is hoped that this activity can be continued both from the participants' side to be able to provide financial literacy to the surrounding environment and the community development team can develop educational materials on financial literacy and consumer lifestyles using video or comic media.
Strategi Penguatan Kelembagaan Bumdes Dalam Peningkatan Kesejahteraan Masyarakat Desa Sidoagung Fathah, Rigel Nurul; Safitri, Teti Anggita; Saharuddin, Erni; Nindiasari, Avininda Dewi
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 6, No 1 (2026): Abdira, Januari
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v6i1.946

Abstract

This study aims to develop a strategic plan for the establishment of a Village-Owned Enterprise (BUMDes) in Sidoagung Village, Godean, Sleman, to improve community welfare. The research addresses the challenges faced by the village, such as the absence of a BUMDes, limited human resource capacity, and a lack of community participation in economic development. The method involves a series of assistance programs, including a workshop on potential mapping and business selection, training on institutional strengthening and governance, assistance in preparing the Articles of Association/Bylaws (AD/ART), and training on product innovation and marketing. The preliminary findings indicate that the BUMDes currently has minimal partnership networks, primarily limited to the sub-district level. It has also been identified that the BUMDes needs to expand its collaboration with various stakeholders, such as related government agencies, banks, and the private sector, to strengthen its position and accelerate business growth. Based on potential mapping, three business types were chosen: goat farming, catering, and field rental. These results highlight the need for structured assistance to formalize the BUMDes and enhance its managerial capacity.
KINERJA KEUANGAN PT. SRI REJEKI ISMAN Tbk. DITINJAU BERDASAR ANALISIS RASIO PROFITABILITAS Alqurni, Panggih; Nindiasari, Avininda Dewi
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 11 No. 1 (2022)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v11i1.1073

Abstract

Penilaian kinerja perusahaan dapat dilakukan dengan melakukan analisis kinerja keuangan perusahaan berupa analisis rasio profitabilitas untuk mengetahui apakah performa perusahaan telah efektif dan efisien. Penting dilakukan penilaian kinerja keuangan berdasarkan rasio profitabilitas terlebih untuk perusahaan yang telah beroperasi sejak tahun 60an. Tujuan penelitian ini untuk menilai kinerja perusahaan dengan menggunakan analisis rasio profitabilitas antara PT Sri Rejeki Isman Tbk. dengan rata-rata industri yang termasuk dalam Sektor Barang Konsumen non-Primer dengan Sub industri Tekstil yang terdaftar di Bursa Efek Indonesia pada tahun 2015-2019. Penelitian ini merupakan penelitian deskriptif kuantitatif dengan metode time series. Penelitian ini menggunakan teknik dokumentasi data yang diperoleh dari laporan keuangan PT Sri Rejeki Isman Tbk. dan perusahaan yang termasuk dalam Sektor Barang Konsumen non-Primer dengan Sub industri Tekstil. Analisis rasio profitabilitas yang digunakan yaitu rasio GPM, OPM, OR, NPM, ROA, ROI dan ROE. Dari hasil perhitungan dan perbandingan antara antara PT Sri Rejeki Isman Tbk. dan rata-rata industri, dapat disimpulkan bahwa GPM, OPM, OR, NPM, ROA, ROI dan ROE mengalami fluktuasi untuk tahun 2015 sampai dengan 2019. Jika dibandingkan dengan rata-rata industri, hasil GPM, OPM, OR, NPM, ROA, ROI dan ROE diatas nilai rata-rata industri, dapat disimpulkan dalam keadaan baik.
Co-Authors Afifah, Alya Nur Alqurni, Panggih Amara Mulia Lumaku Andini Larasati Widodo Barus, Irwan Irawadi Dea Nur Salsabila Fajar Satriya Segarawasesa Fathah, Rigel Nurul Firdonsyah, Arizona Gerry Katon Mahendra, Gerry Katon Heny Fitriani Johnny Chandra Kevin Dikko Laudza Kusnianti Sampulawa Mulidinisa, Siti Anggraeni Nala Ratih Ni'mah Mahmudah Ningrum, Iin Setya Nugroho, Hendrato Setiabudi Panggih Alqurni Rohmadani, Zahro Varisna Saharuddin, Erni Sikka Mutiara Silmi Sudarmanto, Eko Syahra Nabila Sajid Teti Anggita Safitri, Teti Anggita Tri Winarsih warastri, annisa Wulandari, Fatma Dwi Yoga Afriansa