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All Journal Jurnal Keuangan dan Perbankan JDM (Jurnal Dinamika Manajemen) JEJAK Journal of Economics, Business, & Accountancy Ventura BAKI (Berkala Akuntansi dan Keuangan Indonesia) EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Penelitian Pendidikan IPA (JPPIPA) Jurnal BPPK : Badan Pendidikan dan Pelatihan Keuangan Jurnal Pasar Modal dan Bisnis Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam Quantitative Economics and Management Studies Jurnal Manajemen dan Usahawan Indonesia Indonesian Capital Market Review The South East Asian Journal of Management International Journal of Accounting & Finance in Asia Pasific Journal of International Conference Proceedings Eduvest - Journal of Universal Studies IIJSE
Dony Abdul Chalid
Department Of Management, Faculty Of Economics And Business, Universitas Indonesia
Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Neuroscience Physics Social Sciences Other

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Journal : Quantitative Economics and Management Studies

 1 
Analysis of the Factors Influencing the Intension to Use Cross-Border QRIS as A Payment Method Santi, Bestari Nirmala; Chalid, Dony Abdul
Quantitative Economics and Management Studies Vol. 5 No. 4 (2024)
Publisher : PT Mattawang Mediatama Solution

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35877/454RI.qems2750

Abstract

Aligned with the goal of the Indonesian Payment System 2025 to accelerate inclusive finance, develop MSMEs (Micro, Small, and Medium Enterprises), streamline transactions, and enhance economic growth, the government has implemented cross-border QRIS payment system cooperation with Thailand, Malaysia, and Singapore. Technology Acceptance Model/TAM, Unified Theory of Acceptance and Use of Technology 2/UTAUT2, user system trust theories (perceived trust and perceived security), and financial literacy are integrated to identify factors influencing the intention to use cross-border QRIS. The research method is quantitative using SEM (Structural Equation Modeling), data collected through online questionnaires distributed to cross-border QRIS users. The total number of participant respondents is 356, and the data obtained are processed using SmartPLS application. The data analysis results from this study show that the intention to use QRIS cross-border is only significantly and positively affected by perceived usefulness, habit, and then hedonic motivation.
Co-Authors achmad rifqi, achmad Aiyubi, Rangga Yusuf Anindya Apta Apsari Anisti, Novia Putri Aprisal W. Malale Arief Hadiwibowo Chaerani Nisa, Chaerani Fadli Rahman, Fadli Hastanto, Gilang Rahmat Hati, Sri Rahayu Hijrah Humarseno, Ony I Made Pradityarjuna Mahatmyam Mahayana Isnandari, Melati Laksmindra Joshua, Yolanda Luh Putu Gina Gisella Mahayana, I Made Pradityarjuna Mahatmyam Mery Mery Muhammad Brilliant Bidjaksono Muhammad Faisal Sihite Nadia Putri Maharani Nurfaiz, Rifki Parsaulian, Renata Ratnasari, Nissa Ghulma Santi, Bestari Nirmala Sihite, Muhammad Faisal Sodri, Ahyahudin Vincentius Ryan Cokrodiharjo Viverita Viverita