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Journal : Jurnal Scientia

MSME INTERNATIONALIZATION EMPOWERMENT STRATEGY: FURNITURE CASE STUDY IN PASURUAN, EAST JAVA Akhlis Priya Pambudy; Sudarmiatin; Imam Mukhlis
Jurnal Scientia Vol. 11 No. 02 (2022): Education, Sosial science and Planning technique, November
Publisher : Sean Institute

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Abstract

In Indonesia's economic development, SMEs are the backbone of the people's economic system to reduce poverty problems, and their development can broaden the economic base and improve the economy. In order for Pasuruan Furniture SMEs to survive in exporting furniture production, an appropriate strategic model is needed to continue their existence in free trade flows. In research using qualitative methods, data collection methods interviews, participant observation and documentary research. Data analysis techniques for this study then used data acquisition, data reduction, data display, and inference from data analysis. The results of the study show that Furniture SMEs in Pasuruan can survive by using a production strategy that is characterized and serving orders based on customer wishes combined through innovation, product improvement and then applying social capital through expanding business networks
THE EFFECT OF THIRD PARTY FUNDS, CAPITAL ADEQUACY, AND CREDIT RISK ON BANKING PERFORMANCE IN INDONESIA Yenni Vera Fibriyanti; Akhlis Priya Pambudy
Jurnal Scientia Vol. 12 No. 03 (2023): Education, Sosial science and Planning technique, 2023 (June-August)
Publisher : Sean Institute

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Abstract

This study aims to analyze the effect of third party funds, capital adequacy ratios and credit risk on the financial performance of banks in Indonesia. The data used in this research is secondary data. Meanwhile, the samples in this study were banking companies listed on the IDX during the 2018-2022 period. The method used is porposive sampling and there are 24 banks that are included in the criteria of this study. The results showed that third party funds (X1) had a positive and significant effect on financial performance because the value of tcount > ttable was 8.294 > 1.97993. The capital adequacy variable (X2) has no partial effect on financial performance (ROA) because the tcount < ttable is 1.405 < 1.97993. The credit risk variable (X3) has a negative and significant effect on financial performance (ROA) because the tcount < ttable is -3.834 < 1.97993. Third Party Funds, Capital Adequacy and Credit Risk simultaneously affect the financial performance of banks listed on the IDX in 2018 – 2022. This can be seen from the significance level of the F test which produces a value of Fcount > Ftable, namely 26.082 > 2.68.