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The Effect of Discipline, Motivation, Work Environment on Employee Performance and Their Impact on Job Satisfaction Employees at Bank Muamalat Tulungagung Branch Office Puryanti, Anggi Putri; Supriyadi, Ahmad; Rafikasari, Elok Fitriani
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 13 No. 1 (2023): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2023.13.1.67-82

Abstract

This study examines the influence of discipline, motivation, and work environment on employee performance and their indirect effect on job satisfaction at Bank Muamalat Tulungagung Branch Office. Using a quantitative explanatory design with path analysis, data were collected from all 30 employees using a saturated sampling technique. The results show that all three independent variables significantly impact employee performance, both directly and indirectly through job satisfaction. Notably, the work environment exerted the strongest direct influence on performance, while job satisfaction served as a significant mediating variable, contributing to 72.9% of the variance in performance. The study contributes to international human resource and Islamic organizational behavior literature by integrating job satisfaction as a key mediating construct in performance enhancement within Islamic financial institutions. It highlights how discipline rooted in Shariah values, intrinsic motivation, and supportive environments shape optimal employee outcomes. This research provides a foundational model for Islamic HR performance frameworks that can be tested across global Islamic banking settings. Future studies may compare the mediating role of satisfaction across different cultural and regulatory environments or incorporate Islamic leadership and spiritual motivation as additional variables in performance modeling.
ZAKAT COLLECTION: POTENTIAL AND REALIZATION IN BAZNAS TULUNGAGUNG REGENCY Rafikasari, Elok Fitriani; Supriyadi, Ahmad; Yanti, Fina Indah
An-Nisbah: Jurnal Ekonomi Syariah Vol 8 No 2 (2021): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v8i2.4872

Abstract

Zakat is one of the pillars of Islam that plays a role in handling poverty in Indonesia. The potential for zakat in Indonesia is very large, as is the case in Tulungagung regency which was collected by Baznas Tulungagung regency. The amount of potential is not yet proportional to the revenue where the total collection is still far from the existing potential. The purpose of this study was to analyze the gap between acceptance and potential from a quantitative point of view through statistical methods. The method used is the independent sample test which shows that the receipt of zakat at Baznas Tulungagung regency in 2010-2020 is far below its potential which has only reached less than 1%. The highest revenue realization was in 2018 and 2016 which only reached 0.52% of GRDP.
THE EFFECT OF GROSS DOMESTIC PRODUCT, EXPORTS, IMPORTS, EXCHANGE RATES, INFLATION AND EXTERNAL DEBT ON INDONESIA'S FOREIGN EXCHANGE RESERVES IN 2017-2020 (STUDY FROM AN ISLAMIC PERSPECTIVE) Alda Heriyatma; Elok Fitriani Rafikasari; Moh Farih Fahmi
Qawanin: Jurnal of Economic Syaria Law Vol 6 No 2 (2022): December
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v6i2.156

Abstract

Indonesia is a country that cannot be separated from international relations. In addition, it also has a major influence in the event iof fluctuations in the world economy caused by adopting an open economic system. By conducting international relations, of course, it can increase foreign exchange reserves which of course provide benefits for the country. Indonesia itself has little foreign exchange reserves available because it is used to pay off the government's foreign debt and high import costs. If a country makes foreign loans continuously, the amount of foreign exchange reserves will decrease, so that the economy becomes sluggish. The purpose of this study was to analyze the effect of gross domestic product, exports, imports, exchange rates, inflation and foreign debt on Indonesia's foreign exchange reserves. The sample in this study is 48 data from 2017-2020. This research method is a quantitative approach with data analysis using classical assumption test, multiple linear regression analysis, hypothesis testing and coefficient of determination test with data processing test equipment, namely SPSS version 16. The results show that partially (1) gross domestic product has a positive and positive effect. significant effect on Indonesia's foreign exchange reserves, (2) exports have a positive and significant effect on Indonesia's foreign exchange reserves, (3) imports have a negative and significant effect on Indonesia's foreign exchange reserves, (4) the exchange rate has a negative and significant effect on Indonesia's foreign exchange reserves, (5) inflation does not have a significant effect on Indonesia's foreign exchange reserves, (6) foreign debt has a positive and significant effect on Indonesia's foreign exchange reserves, (7) simultaneously gross domestic product, exports, imports, exchange rates, inflation and foreign debt have a positive and significant effect on Indonesia’s foreign exchange reserves
Zakat Payment Antecedents via Digital Platform Wulandari, Nur Aini; Khoiri, Fatwa Adhma; Rafikasari, Elok Fitriani; Chotimah, Chusnul; Huda, Qomarul
International Journal of Zakat Vol 10 No 2 (2025): International Journal of Zakat
Publisher : Center of Strategic Studies (PUSKAS) BAZNAS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37706/ijaz.v10i2.696

Abstract

This study investigates the factors influencing zakat payment via digital platforms, focusing on platform innovation and transparency as the primary variables, and it employs the Technology Acceptance Model (TAM) as the theoretical framework to examine their impact. A quantitative methodology is adopted using an online survey, and the research is categorized as explanatory in nature. The researchers applied a purposive sampling technique with a sample of 100 respondents, while the data analysis was conducted using SPSS 26 to test the study hypotheses. The findings reveal that platform innovation significantly enhances muzaki decisions to contribute to zakat via digital platforms such as BAZNAS Platform, E-Commerce, and Fintech Services, while transparency also exerts a substantial positive influence on their decisions. Taken together, platform innovation and transparency are shown to have a strong and meaningful impact on muzaki decisions to contribute zakat through digital platforms. (BAZNAS Platform, E-Commerce, and Fintech Services).