Garuda - Garba Rujukan Digital

Islamic Entrepreneur Resilience Model: Retail Business Survives During Crisis Rahman El Junusi; Ferry Khusnul Mubarok
Journal of Digital Marketing and Halal Industry Vol 2, No 2 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jdmhi.2020.2.2.6350

Covid-19 affects all sectors, including micro, small and medium enterprises. The purpose of this study is to determine the factors that affect the resilience of Muslim retail entrepreneurs and to develop models of entrepreneurial strength in the face of crises due to Covid 19. The research sample used 160 Muslim retail entrepreneurs who are members of the Sampoerna Retail Community (SRC). The analytical techniques used are factor analysis and SEM model testing with AMOS. From the results of the factor analysis, there are six variables, namely resilience capacity entrepreneurship, customer orientation, retailer's attitude, social capacity, Islamic Spirituality and digital marketing that affect the resilience of Muslim retail entrepreneurs. The model developed shows that social capital is not significant in explaining the resilience capacity of Muslim retail entrepreneurs. For that, we need encouragement, support, coaching and support to empower retail business businesses.

Development Strategy for Micro, Small, and Medium Enterprises through Islamic Financial Inclusion Novatul Isrowiyah; Warno Warno; Rahman El Junusi
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

This study calculates and analyzes the Islamic financial inclusion index which covers three dimensions; accessibility, availability, and usage of sharia banking. The results showed that the level of Islamic financial inclusion in Indonesia was classified as low during the study period and DKI Jakarta Province was the most inclusive province in Indonesia. Furthermore, this study analyzes the effect of the Islamic financial inclusion index on Islamic financing channeled to Micro, Small and Medium Enterprises (MSMEs) in Indonesia. Using the saturated sampling method, a total of 33 provinces in Indonesia were selected as samples with an observation period. The results show that the Islamic Financial Inclusion Index (IIK) has a significant positive effect on sharia financing channeled to the MSME sector, one of the regions that appears to be growing faster than other regions is Aceh. This research is different from previous financial sector inclusiveness studies that still see and study conventional (non-sharia) financial inclusion and find out the impact of sharia financial inclusion based on sharia financial inclusion indexes on sharia financing distributed to Micro, Small and Medium Enterprises in Indonesia and discuss comprehensively for MSME.

Financing Relations Of MSME And Non-MSMEs, Number Of Syariah Bank Offices To Gross Regional Domestic Product Darma Taujiharrahman; Rahman El-Junusi; Zuhdan Ady Fataron
AL-ARBAH: Journal of Islamic Finance and Banking Vol 3, No 1 (2021)
Publisher : Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/al-arbah.2021.3.1.7424

AbstractPurpose - This study aims to analyse the relations of financing of MSME, non-MSMEs and the number of offices on Gross Regional Domestic Product of Central Java Province during 2014-2019.Method - This research is using The comparative causal research method which one of the ex post-facto quantitative research methods carried out by looking at the causal relationship between one change and another based on existing data.Result - The result of this research indicates that the financing of MSME and non-MSMEs had positive and significant effect on Gross Regional Domestic Product of Central Java Province during 2014-2019 and the number of offices had negative non-significant effect on Gross Regional Domestic Product of Central Java Province during 2014-2019.Implication - This study uses the data from Islamic bank in Central of Java and the Gross Regional Domestic Product of Central Java.Originality- The paper looks into the relations of the financial inclusion that provided by Islamic banks to the public in order to support the creation of economic growth in Central Java. The number of offices discribed the access to Islamic banks and the financing of MSME and non-MSMEs discribed the usage of Islamic banks in Central Java.

Development Strategy for Micro, Small, and Medium Enterprises through Islamic Financial Inclusion Novatul Isrowiyah; Warno Warno; Rahman El Junusi
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 9 No. 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

This study calculates and analyzes the Islamic financial inclusion index which covers three dimensions; accessibility, availability, and usage of sharia banking. The results showed that the level of Islamic financial inclusion in Indonesia was classified as low during the study period and DKI Jakarta Province was the most inclusive province in Indonesia. Furthermore, this study analyzes the effect of the Islamic financial inclusion index on Islamic financing channeled to Micro, Small and Medium Enterprises (MSMEs) in Indonesia. Using the saturated sampling method, a total of 33 provinces in Indonesia were selected as samples with an observation period. The results show that the Islamic Financial Inclusion Index (IIK) has a significant positive effect on sharia financing channeled to the MSME sector, one of the regions that appears to be growing faster than other regions is Aceh. This research is different from previous financial sector inclusiveness studies that still see and study conventional (non-sharia) financial inclusion and find out the impact of sharia financial inclusion based on sharia financial inclusion indexes on sharia financing distributed to Micro, Small and Medium Enterprises in Indonesia and discuss comprehensively for MSME.

Relevance of Key Performance Indicators and Islamic Higher Educations Reputation Rahman El Junusi; Tolkah Tolkah; Heny Yuningrum; Ferry Khusnul Mubarok
At-Taqaddum Vol 14, No 1 (2022)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v14i1.11546

The university ranking is an achievement indicator based on reputation, especially global reputation. The objectives of this study are (1) To determine the relevance of Key Performance Indicators (KPI) and PTKINs’ reputation based on SMS and Webometrics ranking; (2) To find out the correlation between KPI and PTKINs’ Reputation. This study uses mixed methods or integration of quantitative and qualitative research. The research objects were 17 PTKINs. For the analysis technique, it uses person correlation and explorative analysis. The results showed that of 51 KPI criteria, only one was relevant to the reputation of PTKINs based on the SMS ranking. In contrast, there are 13 KPI criteria that fit PTKINs' reputation based on Webometrics ranking. KPI does not correlate with PTKINs’ reputation based on SMS ranking, while KPI correlates with PTKINs’ reputation based on Webometrics ranking. For this reason, a policy is needed to synchronize KPI with WCU standards that have been recognized globally. While the implementation of ranking based on SMS needs to be reviewed because it does not reflect PTKINs' reputation.

Analysis of the Return and Risk of Investment in Insurance Companies Listed on the Indonesia Stock Exchange Robbyah, Aizzah Sifaur; Mubarok, Ferry Khusnul; El Junusi, Rahman; Wahyudi, Rofiul
At-Taqaddum Vol. 13 No. 1 (2021)
Publisher : Quality Assurance Institute (LPM) State Islamic University Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/at.v13i1.8949

The return and risk of stock investment have a high level of volatility because it depends on fundamental and technical conditions and the influence of micro and macro variables. This study aims to determine the risk and return on investment in insurance companies and analyze the effect of macroeconomic variables on the level of risk and return on investment in insurance companies. The sampling technique used was purposive sampling. Data analysis shows that for three years, Asuransi Jasa Tania Tbk has the highest level of conclusion, which is 22.3%, and Asuransi Harta Aman Pratama Tbk. has the lowest rate of -3.3%. For three years, the value of Gross Domestic Product has increased successively so that this will cause a stock return that is proportional to the level of risk that will be faced. Changes in the inflation rate up and down for three consecutive years have a different effect every year where when the inflation rate decreases, the rate of return on investment will be high. In addition, the interest rate decreased from 4.75% in 2016 to 4.25% in 2017. Then it increased to 6.00% in 2018. The Rupiah exchange rate against the dollar is getting weaker, indicating an increase in the exchange rate. Every year from 2016 to 2018. When the rupiah exchange rate weakens, people will choose to invest in foreign currencies because the value of these foreign currencies can determine the size of the risk of a business.

When values fall short: The surprising roles of honesty-humility, emotionality, and conscientiousness on leadership effectiveness Arifin, Johan; El Junusi, Rahman; Mubarok, Ferry Khusnul; Al-Ansyari, Ahmad Fuad; Fad, Mohammad Farid; Kurniawan, Cecep Soleh
JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen Vol. 22 No. 1 (2025): JEMA: Jurnal Ilmiah Bidang Akuntansi dan Manajemen
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31106/jema.v22i1.23943

Building effective global leaders is crucial for an organization to remain competitive. While fundamental traits like personality have always been important in the context of leadership, the use of the HEXACO model in Indonesian organizational leadership development is relatively new. This research examines the impact of HEXACO traits on the leadership effectiveness of lecturers who also serve as academic leaders at one of Indonesia’s Islamic higher education institutions, which is ranked among the top 40 religious-based universities worldwide, according to uniRank 2024. A total of 147 valid responses were garnered and analyzed descriptively using Structural Equation Modelling (SEM) with AMOS. The results show that extraversion, agreeableness, and openness to experience positively influence leadership effectiveness, while honesty-humility, emotionality, and conscientiousness have no significant effect. Although honesty and humility are important values that support ethical behavior, global leaders require the ability to influence and adapt, be flexible, and be creatively innovative. Additionally, overly conscientious leaders tend to be inflexible and emotionally high-stress during critical moments, which makes them less dependable.

EFEKTIFITAS PELATIHAN MANAJEMEN KEUANGAN BAGI TKI DI MALAYSIA SEBAGAI UPAYA UNTUK MENINGKATKAN KESEJAHTERAAN Kristin Prasetyoningrum, Ari; Sahilla Binti Mohd Amir Hamzah, Afzan; Istiariani, Irma; El Junusi, Rahman; Setyaningrum, Annisa
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 8, No 9 (2025): MARTABE : JURNAL PENGABDIAN KEPADA MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v8i9.3553-3564

Tenaga Kerja Indonesia (TKI) merupakan sumber devisa negara terbesar kedua setelah migas. Ironisnya, masih banyaknya nasib para TKI yang tidak sejahtera setelah mereka pulang ke Indonesia. Banyak dari mereka yang kurang bahkan tidak memahami sama sekali tentang literasi keuangan, pentingnya menabung dan investasi, perlunya mempersiapkan dana darurat, perlunya mempersiapkan perencanaan pensiun. Pengabdian ini bertujuan untuk memberikan pelatihan pengelolaan keuangan sederhana untuk para TKI agar mereka dapat meningkatkan kesejahteraannya. Pengabdian ini dilakukan pada TKI yang bekerja di Malaysia. Alasan mengapa dipilihnya TKI yang bekerja di Malaysia karena Malaysia menduduki peringkat ketiga penempatan TKI, setelah Hongkong dan Taiwan. Di samping itu, TKI yang bekerja di Malaysia merupakan TKI yang tidak memiliki ketrampilan, selain menjadi buruh bangunan, pekerja di restoran atau asisten rumah tangga, sehingga banyak dari mereka yang tidak paham akan literasi keuangan, sehingga tidak dapat mengelola keuangannya. Penghasilan yang mereka peroleh selama mereka bekerja di Malaysia tidak mampu dikelola secara optimal sehingga meskipun mereka sudah bekerja di Malaysia, namun kondisi tersebut tidak mampu meningkatkan kesejahteraannya. Wawancara secara terbuka dilakukan untuk menggali data sedalam mungkin dari para informan. Hasil dari pengabdian ini adalah setelah diberikan pelatihan pengelolaan keuangan sederhana membuat mereka sadar dan mampu untuk melakukan pengelolaan keuangan secara cermat dan lebih hati-hati

Title

Found 18 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 18 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 18 Documents
Search