Article Per Year (5 Year)
p-Index From 2020 - 2025
0.947
P-Index
This Author published in this journals
All Journal ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES Mudabbir: Journal Research and Education Studies International Conference on Health Science, Green Economics, Educational Review and Technology (IHERT) Paradoks : Jurnal Ilmu Ekonomi Journal of Global Islamic Economic Studies
Arifa Pratami
Unknown Affiliation
Computer Science & IT Economics, Econometrics & Finance Education Health Professions Social Sciences Other

Published : 5 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 5 Documents
Search

 1 
Dampak Inflasi dan Dana Pihak Ketiga terhadap Pembiayaan dengan Moderasi Pertumbuhan Ekonomi Arifa Pratami
Ecoplan Vol 3 No 2 (2020)
Publisher : Jurusan Ilmu Ekonomi dan Studi Pembangunan Fakultas Ekonomi dan Bisnis Universitas Lambung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20527/ecoplan.v3i2.147

Abstract

Abstract - The study aims to analyze the impact of inflation and third-party funds on financing by making economic growth a moderating variable. The course uses secondary monthly-form data from January 2010 to December 2017 with Sharia banking objects. The data analysis technique used is the Error Correction Model (ECM) analysis. The study results found that first, inflation does not have a significant effect on financing in Islamic banking either directly or with the moderating variable of economic growth. Second, Third Party Funds (TPF) does not have a significant direct effect on financing. In contrast, with the moderating variable of economic growth, it is found that economic growth can moderate the influence of Third Party Funds (TPF) on financing in a negative direction. This study provides a recommendation that Islamic banking continues to increase the distribution of Third Party Funds (TPF) in the real sector while still utilizing short-term investment financing instruments in the form of Bank Indonesia Syariah Certificates (SBIS) to increase the level of bank profitability. Keywords: Sharia Banking, Inflation, Third-Party Funding, Economic Growth
Strategi Guru Rumpun Pendidikan Agama Islam dalam Mengintegrasikan Nilai-Nilai Karakter Pada Proses Belajar Mengajar di MTs Istiqlal Delitua Fadiah Azzahra Siregar; Muhammad Akhir; Arifa Pratami
MUDABBIR Journal Research and Education Studies Vol. 5 No. 2 (2025): In Process
Publisher : Perkumpulan Manajer Pendidikan Islam Indonesia (PERMAPENDIS) Prov. Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis strategi guru rumpun Pendidikan Agama Islam dalam mengintegrasikan nilai-nilai karakter pada proses belajar mengajar di MTs Istiqlal Delitua. Metode penelitian yang digunakan adalah kualitatif deskriptif, dengan teknik pengumpulan informasi melalui observasi, wawancara, dan dokumentasi. Informan penelitian meliputi guru Pendidikan Agama Islam, waka kurikulum, guru bimbingan konseling, dan siswa. Hasil penelitian menunjukkan bahwa guru telah menerapkan 18 nilai karakter yang dirumuskan Kementerian Pendidikan Nasional secara efektif, baik melalui pembelajaran langsung maupun tidak langsung. Strategi yang digunakan meliputi keteladanan, penegakan disiplin, pembiasaan kegiatan keagamaan, penciptaan suasana belajar kondusif, serta integrasi nilai karakter dalam materi pelajaran. Faktor pendukung implementasi strategi ini antara lain tata tertib sekolah, keteladanan guru, dan dukungan keluarga, sedangkan faktor penghambatnya meliputi pengaruh negatif teman sebaya, rendahnya kesadaran siswa, dan kurangnya kontrol keluarga. Penerapan strategi ini berperan penting dalam pembentukan karakter siswa secara menyeluruh, sehingga diharapkan mampu membentuk generasi yang berakhlak mulia dan siap menghadapi tantangan zaman.
Pengaruh Ketidakpastian Tarif Impor dan Kurs Dolar AS Terhadap Potensi Ekspor Produk Halal Bagi UMKM Syariah Arifa Pratami; Yesi Safitri; Wahdinil Jannah; Riki Gunawan
Paradoks : Jurnal Ilmu Ekonomi Vol. 8 No. 3 (2025): May - July
Publisher : Fakultas Ekonomi, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/paradoks.v8i3.1357

Abstract

This study aims to analyze the impact of import tariff uncertainty and US Dollar exchange rate fluctuations on the halal export potential of Islamic MSMEs in Indonesia. In a rapidly changing global economic landscape, Islamic MSMEs are particularly vulnerable to external pressures that can affect their competitiveness in international markets. Using a quantitative approach, data were collected through surveys involving 70 Islamic MSME actors in Medan City and analyzed using multiple linear regression with SPSS 25. The findings reveal that both import tariff uncertainty and exchange rate fluctuations have a significant influence, both partially and simultaneously, on the potential for halal exports. The regression model shows a coefficient of determination of 82.8%, indicating that the two independent variables explain a substantial portion of the variation in export potential. These results provide strategic insights for strengthening the resilience and global competitiveness of Islamic MSMEs amid ongoing economic uncertainty.
SHARIA ECONOMY AS A SYSTEMIC SOLUTION TO ERADICATING CORRUPTION: BUILDING TRANSPARENCY AND ACCOUNTABILITY BASED ON ISLAMIC VALUES Arifa Pratami; Dina Aghnia; Elvina Sari; Putri Afriza
International Conference on Health Science, Green Economics, Educational Review and Technology Vol. 5 No. 1: IHERT (2023) FIRST ISSUE: International Conference on Health Science, Green Economics,
Publisher : Universitas Efarina

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ihert.v5i1.473

Abstract

Corruption is a systemic problem that undermines economic development, erodes public trust, and distorts resource allocation. Although various efforts have been made to address it, corruption remains entrenched in many countries due to the lack of a moral and institutional framework that ensures transparency and accountability. This paper explores Islamic economics as a systemic and value-based solution to eradicate corruption. Rooted in Islamic principles such as trust (amanah), justice (‘adl), accountability (hisbah), and public welfare (maslahah), the Sharia economic system not only regulates transactions but also promotes integrity and spiritual awareness. Using qualitative methods supported by descriptive analysis, this research outlines how Islamic financial governance, zakat institutions, Sharia-compliant public audits, and ethical leadership models offer practical mechanisms to reduce corruption. This paper also discusses historical Islamic governance practices that demonstrate successful anti-corruption models and provides recommendations for the adaptation of contemporary policies. The findings indicate that the Sharia economy has the potential to promote a culture of accountability and integrity, making it a viable alternative in combating corruption in Muslim-majority countries and beyond.
Abu Ubaid's Contribution to the History of Islamic Economic Thought: A Conceptual Analysis of Al-Amwal and Its Relevance to Modern Economics Ismail; Nurhudawi; Arifa Pratami
Journal of Global Islamic Economic Studies Vol. 3 No. 2 (2025): Journal of Global Islamic Economic Studies (INPRESS)
Publisher : Penerbit Merdeka Kreasi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study discusses the Islamic economic thought of Abu Ubaid al-Qasim ibn Sallam (d. 224 AH/838 AD), one of the important figures in the classical Islamic intellectual tradition who made a major contribution to the formation of the concept of public finance and the distribution of wealth in Islam. The background of this research departs from the need to re-examine classical Islamic economic ideas that are relevant to contemporary economic issues, such as social inequality, distribution justice, and sharia-based fiscal policies. The purpose of this research is to examine in depth Abu Ubaid's thought as contained in his monumental work, Kitab al-Amwal, and to analyze its relevance to modern economic challenges. The method used in this study is a qualitative approach with the type of figure study, through a search of scientific literature obtained from Google Scholar and other credible academic sources. The data was analyzed using content analysis techniques, by examining the main themes in Abu Ubaid's work, such as zakat, kharaj, jizyah, baitul mal, and the principle of wealth distribution. The results of the study show that Abu Ubaid emphasizes the importance of social justice, economic equity, and the active role of the state in ensuring the welfare of the people through a fair public asset management system. His thinking is based on Islamic moral values which place wealth as a trust for the common good. In conclusion, Abu Ubaid's thoughts remain relevant in answering contemporary economic challenges, especially in building an Islamic economic system that is just, sustainable, and in favor of the welfare of the people.
Co-Authors Dina Aghnia Elvina Sari Fadiah Azzahra Siregar Ismail Muhammad Akhir Nurhudawi Putri Afriza Riki Gunawan Wahdinil Jannah Yesi Safitri