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PENGEMBANGAN BUDAYA KEWIRAUSAHAAN BERBASIS SYARIAH UNTUK MENCIPTAKAN PENGUSAHA DARI LINGKUNGAN SANTRI PADA PONDOK PESANTREN DI KABUPATEN JEMBER Sunarsih Sunarsih; Ratih Rahmawati; Bagus Qomaruzzaman
RELASI : JURNAL EKONOMI Vol 18 (2013)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v18i0.8

Abstract

Development of an entrepreneurial culture based on Islamic boarding school is an important part in the economic life of the people, especially in growing businesses of the neighborhood students, who have distinctive characteristics: honesty, risk-taking, hard-never give up, and independent.In order to optimize the development of the regional economy Jember, the development of an entrepreneurial culture to create a Sharia-based environmentalentrepreneurs from Boarding School in Jember more effective and relevant for the study, because the district. Jember city known as students save a lot of potential support for accelerated development of Sharia-compliant forward. Identifying the purpose of this study sharia-based entrepreneurial ability, the boarding school in Jember. Research utilizing primary and secondary data from the Department of Cooperatives and related agencies as well as the spread of structured questionnaires to the respondents. Determined that respondent knowingly 9 boarding schools that have received program package C/SMA equivalent and approved by the Office of Religious Affairs of data analysis using methods Turla and Hawkins.
EFEKTIVITAS BANK PERKREDITAN RAKYAT (BPR) DALAM RANGKA MEMBANGUN EKONOMI KERAKYATAN DI DAERAH PEDESAAN Bagus Qomaruzzaman Ratu Edi; Syamsul Hadi
RELASI : JURNAL EKONOMI Vol 16 (2012)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v16i0.57

Abstract

Government policy making BPR as direction Rural Bank specializes in serving rural communities by focusing on effectiveness. The effectiveness of BPR principles need to be applied in interacting with rural communities to build social economy. The research goal is, (1) to determine the effectiveness of that principle has been applied by the BPR in order to help drive the economy of rural communities to realize the people's economy(2) to determine prekreditan system implemented by BPR and its relationship with the effectiveness of BPR in order to formulate the direction government policy towards the development of existing BPR became Rural Bank. Analysis method used is scoring analysis and multiple linear regression. Discussion of the results showed, (1) the general existence of BPR in Jember is quite equally effective in building a democratic economy for rural communities. (2 by multiple linear regression analysis showed that all systems simultaneously credits applied BPR real impact on the efforts to build a democratic economy for rural communities.
PENGARUH LINGKUNGAN EKONOMI, ORGANISASI, DAN ORIENTASI PASAR TERHADAP KINERJA PETANI KOPI Bagus Qomaruzzaman Ratu Edi
RELASI : JURNAL EKONOMI Vol 11 No 2 (2015)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v11i2.79

Abstract

BagusQomaruzzaman RatuEdi, 041520201002, Departement of Agribusiness, Postgraduate Program, University of Jember, research title: "The Effect ofEnvironmental Economics, Organization and PerformanceOrientationAgainstCoffee FarmersMarkets", under supervision guidance ofProf. Dr. KabulSantoso, MS, as supervisor andIr. RudiHartadi, MP, as co-supervisor. The purposeof this study wasto determine (a) Effect ofpartiallybetweentheeconomicperformance ofthe coffeegrowers(b) Effect ofpartiallybetweenfarmers' organizationswiththe performance ofthe coffeegrowers(c) Effect ofpartialperformancebetween market orientationwithcoffee farmers(d) Effect ofeconomic environment, organizations of farmersand market orientationon performancesimultaneouslycoffee farmers. The methodof researchuseddescriptivemethodcorelasional, the study areais determinedbythe sampling methodintentionally (purposive sampling method) andsamplingdoneintentionally(purposive). Conclusion Thestudy showed(1)There isa partialeffect oftheeconomic environmenttheperformance ofcoffee farmers, (2)There isa partialinfluencebetween the organizationof coffeefarmerswith theperformance of thefarmers, (3) Nopartialeffectbetween market orientationwith theperformance of thecoffee growers, (4)There is asimultaneouseffect ofthe economic environmentand farmers' organizationsto Performancefarmer.
ANALYSIS OF FINANCING EFFECTIVENESS IN SHARIA COOPERATIVES BMT BINA TANJUNG IN JEMBER Bagus Qomaruzzaman Ratu Edi; Karim Budiono; Musaiyadi Musaiyadi
RELASI : JURNAL EKONOMI Vol 18 No 2 (2022)
Publisher : STIE Mandala Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v18i2.603

Abstract

According to the Decree of the Minister (Kepmen) of Cooperatives and UKM of the Republic of Indonesia Number 91 of 2004 Sharia Financial Services Cooperatives (KJKS) are cooperatives whose business activities are engaged in financing, investment, and savings according to the pattern of profit sharing (sharia). In carrying out its function as a property development house, the BMT Bina Tanjung Sharia Cooperative encourages saving activities and supports the financing of economic activities. The objectives of this study are (1) to determine the effectiveness of sharia financing that has been carried out by the BMT Bina Tanjung Sharia Cooperative in Jember; (2) Knowing the Net Performing Loan (NPL) financing of Sharia Cooperative BMT Bina Tanjung in Jember. This study uses the analysis of Financing Effectiveness and Net Performing Loan Ratio (NPL). By using the purpose sample technique with 30 selected customer respondents, the results include; (a) The effectiveness of financing distribution at the BMT Bina Tanjung Sharia Cooperative in Jember resulted in an average disbursement of financing to customers in the January 2021 to December 2021 range of 105.5%. This means that if the achievement results are more than 100%, then the financing of the BMT Bina Tanjung Sharia Cooperative in Jember is in the Very Effective category, (b) The Net Performing Loan (NPL) calculation shows that the NPL ratio of financing in the BMT Bina Tanjung Jember Sharia Cooperative is above the Bank's ideal number. Indonesia is 5%, which is 7.3%, meaning that there are more bad loans than current loans.
PENDAMPINGAN PKM JASA CUCI SEPATU “SHOES OLD FOOTWEAR” DESA TANGGUL KULON KECAMATAN TANGGUL Salim, Helmi Agus; Edi, Bagus Qomaruzzaman Ratu; Dahliani, Yani
JURNAL PENGABDIAN MASYARAKAT (JPM) Vol 2 No 1 (2022)
Publisher : Institut Teknologi dan Sains Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/jpm.v2i1.561

Abstract

Kemajuan penerapan teknologi yang ditandai era revolusi indutri 4.0 secara jelas memaksa semua elemen kegiatan perekonomian baik manufaktur, industry, maupun jasa untuk menerapkan sistem yang berbasis internet atau digital. Sistem yang mulai perlahan beradaptasi dengan penduduk di negara Indonesia khususnya perlahan jatuh akibat dampak dari pandemic covid-19 yang menghancurkan segala jenis aktivitas ekonomi dan bisnis. Salah satu yang paling terasa adalah Usaha Jasa Cuci Sepatu “SHOES OLD FOOTWEAR” milik pak Jun yang bertempat di Jl. PB Sudirman RT. 03/ RW. 015 Desa Tanggul Kulon Kecamatan Tanggul. Disamping terkena dampak pandemic covid-19, laju pertumbuhan usaha ini dibilang lambat. Kurangnya promosi yang digunakan, belum beralihnya sistem yang digunakan dari konvensional ke digital, dan juga proses akhir yang di berikan kepada pelanggan yang terkesan sederhana dan apa adanya membuat tidak ada nilai unggul yang ditawarkan dari usaha jasa cuci sepatu milik pak Jun. Karena kendala diatas maka kami memberikan pendampingan dengan membantu pemasaran usahanya melalui media cetak dan digital serta memberikan value add servis terhadap pelanggan. Dengan pendampingan ini diharapkan ada nilai lebih yang di hasilkan dari usaha jasa cuci sepatu milik pak Jun.
ANALISIS DAYA SAING DAERAH TUJUAN WISATA UNTUK MENENTUKAN SKALA PRIORITAS PEMBANGUNAN DI JAWA TIMUR (Studi kasus: Kabupaten Jember dan Kabupaten Banyuwangi). Edi, Bagus Qomaruzzaman Ratu; Rachmawati, Ratih
Relasi : Jurnal Ekonomi Vol 14 No 1 (2018)
Publisher : Institut Teknologi dan Sains Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31967/relasi.v14i1.252

Abstract

Jember Regency of East Java a city with tourist attractions amounted to 44 (fortyfour) and excellent products interesting to know and worth to visit. Jember Fashion Carnaval (JFC); an annual fashion parade event held in Jember, suwar suwir, edamame is popularly known. The competitiveness of tourist destinations using Banyuwangi International Tour de Banyuwangi Ijen, Banyuwangi Batik Festival, and Beach Jazz Festival, also have a new airport (airport) and are in the area most Eastern in East Java. The two districts have many strengths (Strengths) and opportunities (Opportunities) to be developed through the scale of their development priorities. The research was conducted in 2017 in Jember Regency and Banyuwangi Regency of East Java. Objective: To analyze the competitiveness of Jember regency tourist destination, and Banyuwangi, as an effort to know the priority scale of Development in East Java; Determining the position of competitiveness of tourist destinations of Jember Regency compared with Banyuwangi Regency. The result shows that tourism growth in Banyuwangi is bigger than Jember Regency. Meanwhile, price competitiveness indicator price and indicator of openness tends to be constant. Keyword: Jember, Banyuwangi, competitiveness, East Java