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All Journal E-Bisnis : Jurnal Ilmiah Ekonomi dan Bisnis Eksis: Jurnal Ilmiah Ekonomi dan Bisnis Indonesian Journal of Islamic Economics and Business EKSYA: Jurnal Ekonomi Syariah Jurnal Riset Manajemen dan Akuntansi (JURIMA) Jurnal Ilmiah Manajemen, Ekonomi dan Akuntansi Gemilang: Jurnal Manajemen dan Akuntansi Jurnal Riset Akuntansi Masip: Jurnal Manajemen Administrasi Bisnis dan Publik Terapan Lokawati: Jurnal Penelitian Manajemen dan Inovasi Riset Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Nian Tana Sikka: Jurnal Ilmiah Mahasiswa Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Menawan : Jurnal Riset dan Publikasi Ilmu Ekonomi Ekonomi Keuangan Syariah dan Akuntansi Pajak JURNAL AKADEMIK EKONOMI DAN MANAJEMEN
Mohammad Orinaldi
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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ANALISIS KEPUTUSAN NASABAH DALAM PEMBIAYAAN SYARI'AH PADA PEDAGANG ANGSO DUO KOTA JAMBI M. Nazori; Mohammad Orinaldi; Redo Saputra
EKSYA : Jurnal Ekonomi Syariah Vol 4 No 2 (2023): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v4i2.1229

Abstract

The purpose of this study is to find out and analyze customer decisions in using Business Capital Financing for Islamic Financial institutions on Angso Duo traders in Jambi City. This research method is descriptive qualitative. The results showed that (1) the characteristics of the majority of respondents were women with a proportion of 56 percent and the remaining 44 percent were men. Then the largest proportion of respondents based on age was from respondents aged > 35 years as much as 52 percent. Furthermore, the largest proportion of respondents based on education was from respondents with high school/vocational high school education with a total of 12 people and the proportion was 48 percent of all respondents. Then the largest proportion of respondents based on income is from respondents with an income of Rp. 3,000,000 – Rp. 4,999,999 with the number of respondents as many as 10 people and the proportion of 40 percent of all respondents. Then the largest proportion of respondents based on the use of financing institutions is from respondents who use Islamic Bank financing institutions, namely with the number of respondents as many as 9 people and the proportion is 36 percent of all respondents, while the largest proportion of respondents based on the financing received is from respondents with financing received by > Rp. 5,000,000 with a total of 10 respondents and a proportion of 40 percent of all respondents, (2) Based on the results of the study it shows that cultural, social and marketing mix factors are the factors that determine the decisions of Angso Duo market traders in Jambi City in using institutional Business Capital Financing Sharia Finance.
Co-Authors A. Tarmizi Ading Nadia Sansabilla Agusriandi, Agusriandi Agustina Mutia Ahsan Putra Ani Maryani Azzuratul Nissa Dina Widian Putri Dinda Sukma Noprianti Putri Efni Anita Elya Yuliani Elyanti Rosmanidar Faturahman Faturahman Hayatun Solihat Khairiyani Khairiyani M Randi Saputra M. Nazori Mahdiatun Soleha Mellya Embun Baining Miftahur Rezqi Muhammad Al Fajri Novi Mubyarto Nurrahma Sari Putri Rafidah RAfidah Redo Saputra Rella Asri Utami Rena Rosnawati Rofiqoh Ferawati Siti Lamilatul Rofiah Suci Salira Ayatusifa Sulis Handayani Titin Agustin Nengsih Usdeldi, Usdeldi Via Ullya Syafitri Wati, Azmida Winda Rosalia Youdhi Prayogo Yudha Nurwahid