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All Journal Al-Ulum Jurnal Ar-Ribh Al-Buhuts (e-journal)
Abdul Wahab
UIN Alauddin Makassar
Religion Economics, Econometrics & Finance

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Journal : Al-Buhuts (e-journal)

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Peran Ta’awun dalam Mengentas Kemiskinan di Kota Makassar Zulkarnain; Abdul Wahab; Syaharuddin Syaharuddin
Al-Buhuts Vol. 16 No. 2 (2020): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (360.32 KB) | DOI: 10.30603/ab.v16i2.1755

Abstract

This study aims to determine the role of ta'awun in the community of Makassar City in alleviating poverty and to find the inhibiting factors that exist in the implementation of ta'awun and their solutions. This study uses a phenomenological approach as the main approach and is assisted by a pedagogical approach. The results of this study indicate that ta'awun has the opportunity and potential to alleviate poverty in Makassar City. The inhibiting factors of the application of ta'awun are the poor social ethics of the community, the existence of social stratification, and the lack of understanding of religion. The solution to these obstacles is to maximize the role of the government, community leaders, and religious leaders in terms of the policy, education, and socialization of the importance of ta'awun behavior.
Analisis Penggunaan Fintech Syariah Perspektif Mashlahah Mursalah : (Studi Pada Dana Syariah.Id) Muhammad Saleh; Andiny Utari; Abdul Wahab
Al-Buhuts Vol. 16 No. 1 (2020): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (517.252 KB) | DOI: 10.30603/ab.v16i1.1766

Abstract

This research is aimed to analyze the use of Sharia Fintech with the perspective of Mashlahah Mursalah on the Website and Dana Syariah.id Application. This type of research is a qualitative study with data sources are primary data obtained directly through the Website, application and interviews with syariah.id fund admin staff. Besides that it is also supported by secondary data obtained from literature studies. The analytical method uses descriptive analysis and content analysis in order to draw conclusions. The results of the research show that the use of syariah fintech applied by the syariah.id fund with crowd funding system has been officially registered and is inseparable from the supervision of the Sharia supervisory Board as well as OJK and DSN-MUI regulations. The easier and more efficient transaction process makes it attractive for customers to use services in syariah.id funds. This is indicated by the number of customers that have increased and the benefits that can be given in their transactions, minimizing all business risks, taking problems and keeping away from mudharat that is most important in accordance with the concept or perspective of the problematic mashlahah.
Construction of Macroeconomic Variables on Financial Inclusion in Indonesia Abdul Wahab; Qarina Qarina; Alim Syariati; Muhammad Dwi Aprinandhi
Al-Buhuts Vol. 18 No. 1 (2022): Al-Buhuts
Publisher : Institute Agama Islam Negeri (IAIN) Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30603/ab.v18i1.2599

Abstract

This study aims to determine the construction of macroeconomic variables and the level of financial inclusion in Indonesia. The variables in this study are the Gini ratio, poverty, economic growth (GDP), and the open unemployment rate as independent variables and financial inclusion as the dependent variable. The analysis technique is in the form of panel data regression using the best model of the three panel data regression models, namely the common effect model, fixed effect model, and random effect model. The model chosen based on the results of the Hausman test and Chow test is a random effect model. The value of the coefficient of determination is 21.6%. By using a random effects model that was processed using the Eviews 12 program, the results obtained that the Gini ratio variable had a positive and insignificant effect on financial inclusion, the percentage of poor variable had a negative and significant effect on financial inclusion, the variable economic growth (GDP) had a positive and significant effect on financial inclusion, The open unemployment rate variable has a negative and significant effect on financial inclusion.
Co-Authors Alim Syariati Andiny Utari Irwan Misbach Jamaluddin Uddin Muhammad Dwi Aprinandhi Muhammad Saleh Mukhtar Lutfi Nurlina Nurlina Qarina Qarina Syaharuddin Syaharuddin Zulkarnain