Article Per Year (5 Year)
p-Index From 2021 - 2026
2.225
P-Index
This Author published in this journals
All Journal Journal of Business and Management Indonesian Journal of Business and Entrepreneurship (IJBE) EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Mirai Management Journal of Innovation, Business and Entrepreneurship Journal of Islamic Monetary Economics and Finance International Journal of Financial, Accounting, and Management Jurnal Ekonomi Manajemen Sistem Informasi Jurnal Social Library Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Rekayasa elektrika Journal Integration of Social Studies and Business Development
Taufik Faturohman
Unknown Affiliation
Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 27 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 27 Documents
Search

 1   2   3 
The Relationship of MSME Owner's Financial Literacy Score and MSMEs Performance (Case Study of MSMEs in School of Business and Management at Institut Teknologi Bandung) Sijabat, Dedy Syahputra; Faturohman, Taufik
Journal of Innovation, Business and Entrepreneurship Vol 2, No 1 (2017)
Publisher : Journal of Innovation, Business and Entrepreneurship

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (896.295 KB)

Abstract

Abstract. In the era when Indonesia’s entrepreneurship is growing and increasing, a proper assessment of financial literacy index among the MSMEs owner is very crucial because those index supposed to be one of the factors that determines the success of the business. In the case of MSMEs in School of Business and Management Institut Teknologi Bandung (SBM ITB), it was found that 8 out of 10 of SBM ITB students’ small enterprises are running out of businesses just within 1 or 2 years after its establishment. It was also found that 9 out of 10 businesses in SBM ITB do not have a proper financial management system. Therefore, the researcher in this study wanted to measure the financial literacy score of those MSMEs owners aiming to see its relationship with the performance of the respective MSMEs. Additionally, research or study that sees financial literacy from the point of view of MSMEs owners in Indonesia is still quite low compared to those that see it from an individual/personal point of view. So, this research is also expected to be able to fill the gap. To achieve those goals, ordinal logistic regression analysis is used. The findings are indicative of a significant relationship between financial literacy score with MSME performance in term of managerial experience, expertise in customer service, enterprise culture, and innovation and learning process in term of investment and efficiency of new product development.  Keywords: Financial Literacy, MSME Performance, MSME Financial Literacy
The Relationship Between Fundamental Factors and Stock Return: A Case Based Approach On Banking Companies Listed In Indonesia Stock Exchange Abdulmannan, Adamilyara Aqil; Faturohman, Taufik
Journal of Business and Management Vol 4, No 5 (2015)
Publisher : Journal of Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (298.684 KB)

Abstract

Abstract: This study investigates the relationship of various fundamental factors in determining the stock price in Indonesia Stock Exchange (IDX). It consists of 22 listed banking companies under banking sub-sector in Indonesia Stock Exchange (IDX). This aim of this study is to figure out the relationship between stock price and companies performance, which include earning per shares (EPS), dividend per shares (DPS), fixed assets to total assets (FA/TA),  return on assets (ROA), and return on equity (ROE)  towards long term stock price changes. This paper is using annual data that gathered from company’s financial annual report from 2005 to 2013. This study focused on the banking sub-sectors listed in Indonesia Stock Exchange. This study uses multiple regression analysis as a method for deeper understanding and analysis. This research found that there are not statistically significant relationship between chosen fundamental factors toward stock return. This study also expected to contributes for helping the investor in investing their valuable assets to stock market especially in banking sector. This research is quite interesting due to the topic research in Indonesia’s context. Keywords: Indonesia Stock Exchange, Stock Return, Fundamental Factors, Multiple Regression
ANALYSING THE DETERMINANTS OF ARREARS RATE IN SHARIA MICROFINANCE: CASE STUDY OF BAITUT TAMWIL TAMZIS Ar Rasyid, Muammar Farras; Faturohman, Taufik
Journal of Business and Management Vol 7, No 3 (2018)
Publisher : Journal of Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract. This research has purpose to determine is there any statistically significant relationship between some factors of financing (plafon, tenor, main installment, purpose of financing, installment pattern, domain) and arrears rate. The methods used is multi-linear regression and logistic regression. This research uses two methods because the dependent variable could interpreted into two ways, which are continuous and binary. The data used is secondary data from Baitut Tamwil Tamzis database. The data used is financing data that has maximum plafon on Rp10,000,000.00. It consist of independent variable: plafon, tenor, and main installment, domain, purpose of financing, installment pattern. For the dependent variable used is the arrears. The ar rears is categorized into four risk index categories. After performed the multi-linear regression, the variables that have statistically significant relationship are productive financing, Cijerah, and monthly pattern, and after performed the logistic regression, there is one more variable that has statistically significant relationship, which is main installment.Keywords: Arrears, Baitut Tamwil, Determinants, multi-linear regression, logistic regressionz
THE CORRELATION OF EMPLOYEE EFFICIENCY AND ASSET GROWTH: CONVENTIONAL VS ISLAMIC BANKS IN INDONESIA FROM 2010 TO 2016 Khootimah, Chusnul; Faturohman, Taufik
Journal of Business and Management Vol 6, No 3 (2017)
Publisher : Journal of Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract - There is no compatibility between the condition of the market share with its balance sheets and growth. According to Otoritas Jasa Keuangan (OJK), there is a slowing growth in Islamic banks. There is therefore a need for authorities to be aware of strategic issues that may inhibit the growth of Islamic banks in Indonesia. One of the strategic issues is the lack of human resources in Islamic banks, if we compare it to conventional banks. The aim of this study is to compare the efficiency of conventional and Islamic banks and the correlation of the efficiency and the asset growth from 2010-2016. The Variable Return to Scale (VRS) Data Envelopment Analysis (DEA) application is used to measure the efficiency. This measurement is based on the output orientation. For determining the significant difference between the efficiency of conventional bank and that of Islamic ones, Mann-Whitney test is employed. To determine the correlation between the efficiency and the asset growth of those two types of bank, Spearman correlation is used. The efficiency measurement is based on employee efficiency, which is calculated by considering the input and the output. Related to the input, the variables include number of employees and personnel expenses. For the output, those variables are loans, total deposits and Net Income Before Tax (NIBT).  The findings show that conventional banks have higher average of efficiency score than that of Islamic banks in 2010-2016 periods. Except in 2014, there is no statistical difference between Islamic and conventional banks. The statistical significant difference in the 2014 period shows that the technical efficiency of conventional banks is higher than that of Islamic banks. The findings indicate that the performance of Islamic banks is lower compared to the performance of conventional banks. Using Spearman correlation test, it shows that there is no correlation between the employee efficiency and the asset growth of all of those banks. The findings indicate that the employee efficiency is not the factor for increasing the asset growth of both conventional and Islamic banks. Because of that, the Islamic banks are as competitive as those conventional counterparts.  It is therefore expected that the Islamic banks can increase their number of customers/market share. Because this study only considers employee efficiency, it is suggested that future research is directed to evaluate efficiency by considering other stakeholders. Keywords: Islamic Bank, Conventional Bank, Employee Efficiency, Coefficient Correlation, Asset Growth.
Technical Efficiency of Islamic Banks in ASEAN: An Examination Under Intermediation and Production Approach Khansa Maharani, Auryn; Faturohman, Taufik
Journal of Business and Management Vol 8, No 2 (2019)
Publisher : Journal of Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the relative efficiency scores of Islamic banks across six countries in ASEAN from 2011-2018 using Data Envelopment Analysis under the intermediation and production approach. The accounts used in the intermediation approach as inputs are fixed assets, staff expenses, and customer deposits, while for the production approach fixed assets andstaff expenses are used as input. The accounts used for intermediation output are loans for customers, non-interest operating income, while for the production approach the output is loans for customers, non-interest operating income, and customer deposits. The processing is divided into two frontiers, namely single-multiyear frontier to examine the efficiency trends of all ASEAN countries in eight years and cross-sectional frontier to compare the efficiency of countries in ASEAN in one year. The single multi-year frontier shows that the Philippines, Malaysia, Thailand and Singapore presents positive trend efficiency, while Indonesia fell, and Brunei fluctuated. Cross-sectional frontier shows that Brunei has the highest number of years in achieving optimum efficiency.
CORPORATE SOCIAL RESPONSIBILITY DISCLOSURE AND ISLAMIC BANK PROFITABILITY (EVIDENCE FROM INDONESIA) Nugraha, Tsamara Hasanah; Faturohman, Taufik
Journal of Business and Management Vol 7, No 3 (2018)
Publisher : Journal of Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract. By  doing  this  research,  the  author  wants  to   examine  the  relationship  between corporate social responsibility (CSR) disclosure and profitability  in Islamic banks in Indonesia over the period of 2008-2017. The author tried to explore whether CSR and its individual dimension   index   would   have   significant   relationship   with   financial   performance   using profitability ratio (ROA), since it has inconsistencies results, theoretical explanation suggests a possibly positive, negative, or neutral relationship between two coefficients. A content analysis method is conducted to measuring the CSR disclosure. Panel data regression were applied to analyse the relationship between independent and dependent variables, since it’s a combination of time-series and cross-sectional data. Based on the data from the sample of 102 Islamic bank annual reports, corporate social responsibility disclosure gives a significant positive relationship with profitability in Indonesia Islamic banks. The individual dimension of CSR namely ‘mission and vision, ‘product and services’, and ‘commitment toward employees’ also found to have a positive significant relationship. Keyword: CSR disclosure, Profitability, Islamic Bank
A Comparative Efficiency Analysis of Islamic and Non Islamic Bank in Indonesia Using Financial Ratios Ardantyo, Irham Fauzan; Faturohman, Taufik
Journal of Business and Management Vol 4, No 6 (2015)
Publisher : Journal of Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (495.467 KB)

Abstract

Abstract - Islamic Bank grow all over the world, with first existence of Islamic bank in Middle East in 1970s and continue to grow. According to Islamic Financial Services Board 2015, the industry’s assets are estimated to be worth USD1.87 trillion as at 2014 and total Islamic Banking asset worldwide is estimated to be worth USD 1.47 trillion as at 2014. The first sign of Indonesia Islamic Banking begin appeared in 1992 which is Bank Muamalat Indonesia and continue to develop. As the Banking Industry in Indonesia keep growing, the Bank have to maintain their efficiency performance. This research aims to find out the difference between Non Islamic and Islamic performance in term of efficiency using financial ratios. The data used in this research are balance sheet and income statement Non Islamic, Islamic Business Unit, and Islamic Bank in Indonesia that are available during period 2004 – 2014. The total observation in this research is 1537 bank-year.  Method used in this research are computation with financial ratios, descriptive statistic, and Mann-Whitney Test. The results from the descriptive analysis mean value of each ratios, Islamic Bank efficiency performance shows that in early years of this study were not as good as Non Islamic Bank. The result of this study can be used by Islamic Bank management to give empirical evidence to the public that efficiency of Islamic Bank can come up and compete with Non Islamic Bank. Hopefully, it can increase the market share in Indonesia. Keywords: Islamic banking, banking Industry, financial ratios, efficiency.
Spin-Off Efficiency Analysis of Indonesian Islamic Banks Sarifudin, Muhammad; Faturohman, Taufik
Journal of Business and Management Vol 6, No 2 (2017)
Publisher : Journal of Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (468.746 KB)

Abstract

Abstract - Since the Law No.21 of 2008 concerning Islamic Banking, there are only 4 Islamic business unit that have conducted spin-off which are BRI Sharia, BNI Sharia, Bukopin Sharia and BJB Sharia. The number of study regarding spin-off efficiency is still quite small. The study uses input-oriented VRS DEA model with intermediation approach to measure efficiency. Since the results show non-parametric data, Mann-Whitney test is used for hypothesis testing to examine the significant level of the efficiencies before and after conducting spin-off. The average efficiency of BRI Sharia, BNI Sharia, and BJB Sharia has improved after conducting spin-off. In the contrary, average efficiency of Bukopin Sharia has decreased after conducting spin-off. Looking at the trend-line, those four Islamic Banks possess better movement post spin-off than pre spin-off. There is no significant difference of BRI Sharia and BNI Sharia for both before and after conducting spin-off based on Mann-Whitney test. A significant difference occurs in Bukopin Sharia and BJB Sharia. Conventional commercial bank which has an Islamic business unit can learn about efficiency of pre and post-spin-off performances of 4 Islamic Commercial Banks that have performed spin-off to prepare adequate insight before actually conducting spin-off.Keywords: Data Envelopment Analysis, efficiency, intermediation approach, Islamic banks, spin-off
CUSTOMER-COMMUNITY EFFICIENCY OF ISLAMIC BANKS COMPARED TO NON-ISLAMIC BANKS IN INDONESIA FROM 2010 TO 2016 Rejeki, Tari Sri; Faturohman, Taufik
Journal of Business and Management Vol 6, No 3 (2017)
Publisher : Journal of Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract. The Islamic banks has the good reputation in the country with the Muslim minority. Based on the analysis of vision and mission statement of banks in Indonesia. This study to prove the statement of Islamic banks and also to see the movement of customer-community efficiency of Islamic and non-Islamic banks from 2010-2016. The study focus on the growth of market share calculated from total deposits, if the growth of total deposits increases then market share will also increase. The Variable Return to Scale DEA is used to measure the customer and community efficiency of banks. Then the Mann-Whitney test is used to determine whether the customer-community efficiency Islamic banks differ from the non-Islamic banks in Indonesia. Analysis the movement of customer-community efficiency from Islamic and non-Islamic banks is based on the single multiyear DEA result, and the Spearman’s correlation used to analyze the correlation between banks efficiency and market share. The result of this research is, based on the DEA annual frontier results show that only in 2010 the efficiency of Islamic banks and non-Islamic banks is not significant difference. The Single multiyear results show that the customer-community efficiency of Islamic banks in 2010 to 2013 actually ups and downs. But in 2014-2016 the Islamic banks show a positive trend and begin to pursue non-Islamic bank but the efficiency is not as big as the non-Islamic bank's efficiency. Similar to non-Islamic banks, Islamic banks have the significant correlation between the customer-community efficiency and the market share, and also the correlation is strong. It means that good services of banks affect the market share. The result means that if the customer-community efficiency increases then the market share of banks also increases. Many factors can affect the market share of banks such as economic conditions, IT used by banks to serve the customers and the community, and accessibility.Keywords: Customer-Community efficiency, Islamic bank, Non-Islamic bank.
A COMPARATIVE STUDY BETWEEN CONVENTIONAL AND ISLAMIC COMMERCIAL BANKS IN TERMS OF SHAREHOLDERS EFFICIENCY OVER THE PERIOD 2010-2016 Mukaromah, Latif Zuhriyah; Faturohman, Taufik
Journal of Business and Management Vol 6, No 3 (2017)
Publisher : Journal of Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Abstract: There a different explanation between the fact and the prediction regarding to the Islamic Banking growth. The fact shows they were good even faster than Conventional Banking but  predicted slow-moving by Karim Business Consulting (KBC) because of small capital and capacity related with shareholder. This research is conducted to provides new insight for decision maker based on the result of shareholders’ efficiency difference between two types of bank, and correlation between shareholders and growth of bank. Methods: This research using Data Envelopment Analysis (DEA) to measure the efficiency since it is the common method, Spearman’s Correlation to analyze the correlation, Mann-Whitney test is applied to obtain statistically significant different. The data is annual report that consist of Balance Sheet and Income Statement of Conventional Banks and Islamic Commercial Bank during 2010-2016 that listed in Otoritas Jasa Keuangan (OJK). Results:  The finding show there were a statistically significant different shareholders efficiency between two types of bank in 2010 and 2012. In 2010 Conventional Banks were more efficient and in 2012 shows the contrary. For both types of bank have a weak correlatin even very weak correlation for Conventional Banks. Conclusion: Islamic Commercial Banks shows a good progress as they starting to catch up the Conventonal Banks efficiency in 2012. But for both types of bank still need to increase the shareholders efficiency since the result shows a weak correlation. Keywords:  Data Analysis Envelopment (DEA);efficiency;growth;Islamic Commercial Banks, Conventional Banks.
Co-Authors Adam, Muhammad Ibrahim Adamilyara Aqil Abdulmannan, Adamilyara Aqil Adrian Pasca Alpha Pudjono Ar Rasyid, Muammar Farras Arson Aliludin Dermawan Wibisono Fahmi, Ranip Fakhrul Hartasantoso, Fakhrul Herry Hudrasyah Hesti Susilawati Hidayat, Aisyah Indriaeni Ima Fatima Irham Fauzan Ardantyo, Irham Fauzan Kevin Rizky Hidayat Khansa Maharani, Auryn Khootimah, Chusnul Lie, I Gede Artha Juan Christian Maesaroh, Maya Mukaromah, Latif Zuhriyah Nina Mellyana Nugraha, Tsamara Hasanah Purbayanto, Muhamad Anindya Hiroshi Rejeki, Tari Sri Rindawati Maulina Saddam, Teuku Muhammad Abidzar Sarifudin, Muhammad Sijabat, Dedy Syahputra Subekti, Hanifa Endru Syauqi, Shidqi Wawan Dhewanto Widhiatmoko H.P. Yogantara, Satya Elang Yulianti Yulianti