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PENERAPAN MANAJEMEN RISIKO DALAM MEMINIMALISIR KLAIM PRODUK JAMINAN BANK GARANSI PADA PERUSAHAAN ASURANSI DI PROVINSI RIAU Prama Widayat
Inovbiz: Jurnal Inovasi Bisnis Vol 6, No 1 (2018)
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (128.512 KB) | DOI: 10.35314/inovbiz.v6i1.392

Abstract

The research was conducted to observe the implementation of risk management in analyzing the contractor before issuing Surety Bond guarantee by the insurance and continue as the basis for the issuance of Bank Guarantee (KGB) by private banks and BUMN, because there are still contractors who do not perform their obligation to finish the work causing the claim bank guarantee product. The study was conducted by direct interviews to underwriting insurance issuing Bank Guarantee Cons (KGB) products. The study population amounted to about 67 insurance companies registered in Riau province. But not all of them publish KGB is only 5 general insurance companies, the determination of the number of samples is done by using the sampling area.
Pembuatan POC Pada Bank Sampah Pematang Pudu Bersih Kecamatan Mandau Kabupaten Bengkalis Prama Widayat; Ryan Pahlawan; Safrul Rajab
COMSEP: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 2 (2022): COMSEP : Jurnal Pengabdian Kepada Masyarakat
Publisher : Asosiasi Dosen Akuntansi Indonesia

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Abstract

Mandau District is one of the most densely populated districts in Bengkalis Regency, here there is a Pematang Pudu Clean Waste Bank located in Pematang Pudu village with a population of 29,986 people consisting of 17 RW and 95 RT with an area of 25 KM2. This waste bank was established in 2015 and accommodates non-organic waste such as bottles, plastic, paper, and cardboard of various types. However, organic waste that has not been maximized for processing is therefore given training on the manufacture of POC or Liquid Organic Fertilizer by involving the Adiwiyata school in Mandau District so that the benefits are felt to be wider and can be practiced at home to process organic waste.
Analysis of Digital Transformation in MSMEs to Support Local Economic Growth Heppi Syofya; Prama Widayat; Deki Irawan; Suherman Suherman; Deby Anggun Sari
Inkubis : Jurnal Ekonomi dan Bisnis Vol. 8 No. 2 (2026): INKUBIS Jurnal Ekonomi Dan Bisnis
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59261/inkubis.v8i2.288

Abstract

Background: MSMEs are crucial for employment and economic growth, but must adopt and effectively use digital technology to stay competitive. Objective: This study aims to analyze the effectiveness of digital technology adoption among MSMEs in accelerating local economic growth. Methods: Following the PRISMA 2020 guidelines, a systematic literature search was conducted using Google Scholar, the Directory of Open Access Journals (DOAJ), and SINTA-indexed journals. Boolean search strings, such as “digital transformation” AND “MSME” AND “local economic growth,” were applied. Open-access articles published in Indonesian or English between 2021 and 2026 were included. From an initial pool of 47 records, 18 articles met the inclusion criteria and were examined through qualitative thematic synthesis. Results: The thematic synthesis of the 18 articles identified three dominant mechanisms through which digital transformation strengthens MSME performance: (1) market expansion through e-commerce and digital marketing, (2) improved operational efficiency through cloud-based management systems, and (3) increased economic participation facilitated by financial technology (fintech) adoption. The quantitative studies reported productivity gains of up to 30% and sales increases of up to 60% among digitally transformed MSMEs. However, the effects varied across regions and business sizes and were influenced by the availability of digital infrastructure and the organizational readiness of MSMEs. Conclusion: Digital technology helps MSMEs expand market reach and improve efficiency, profitability, and resilience, contributing to local economic growth through increased activity and employment. However, its adoption is still hindered by limited digital skills, unequal infrastructure, restricted capital access, and weak organizational strategies.
Politisasi Senat Akademik Dan Relasinya Dengan Konflik Kepentingan dan Perilaku Korupsi di Perguruan Tinggi Lucky Lhaura Van F.C; Afred Suci; Charles Simabura; Alexsander Yandra; Emy Sadjati; Adrian Faridhi; Prama Widayat
Integritas: Jurnal Antikorupsi Vol 7 No 2 (2021): INTEGRITAS: Jurnal Antikorupsi
Publisher : Komisi Pemberantasan Korupsi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32697/integritas.v7i2.840

Abstract

Studies about the politization of academic senate at higher education institutions in corruption control and prevention system are scarce. Framed by collective action, power balance, and bureaucratic transparency theories, this research aims to examine the effect of power imbalance due to double position of structural and academic senate leaders, and the dominance of ex-officio elements regarding to conflict of interests and corruptive behavior. The result reveals, the conflict of interests elicited by the power imbalance generated corruptive behavior in HEIs, especially in terms of policy corruption. In practical terms, nepotism and transactional patterns were the most common acts of corruption.   Abstrak Studi terkait politisasi senat akademik dalam sistem pengawasan dan pencegahan korupsi di perguruan tinggi masih sangat jarang dilakukan. Sehingga, penelitian ini bertujuan menguji dampak ketidakseimbangan kekuasaan akibat praktik rangkap jabatan pimpinan struktural dengan pimpinan senat akademik, dan dominasi unsur ex-officio dalam komposisi senat akademik terhadap konflik kepentingan dan perilaku korupsi di perguruan tinggi. Teori yang digunakan adalah teori tindakan kolektif, keseimbangan kekuasaan dan transparansi biro-krasi, Pengumpulan data dilakukan secara daring dan dianalisis menggunakan teknik des-kriptif, t-test, ANOVA, mediasi dan moderasi Hayes PROCESS. Hasil penelitian menyimpulkan, konflik kepentingan akibat ketidakseimbangan kekuasaan menyebabkan munculnya perilaku koruptif di perguruan tinggi, khususnya di ranah kebijakan. Sedangkan di ranah praktis, nepotisme dan pola transaksional menjadi dua perbuatan korupsi yang paling sering terjadi di perguruan tinggi.
Peran Leadership Dalam Pengelolaan Bank Sampah Prama Widayat; Sri Maryanti; Safrul Rajab
Jurnal Indragiri Penelitian Multidisiplin Vol. 6 No. 2 (2026): Jurnal Indragiri Penelitian Multidisiplin
Publisher : Indra Institute Research & Publication

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Abstract

Bank Sampah hadir sebagai salah satu solusi strategis dalam mengatasi permasalahan sampah mulai dari tingkat rumah tangga. Keberadaan bank sampah saat ini telah tersebar di setiap kelurahan, bahkan hingga ke tingkat Rukun Warga (RW). Namun, dalam implementasinya, terdapat dinamika di mana beberapa bank sampah mampu bertahan dan konsisten mengajak warga memilah sampah, sementara sebagian lainnya mengalami kemunduran hingga berhenti beroperasi. Fenomena ini menunjukkan bahwa keberlanjutan bank sampah sangat bergantung pada faktor kepemimpinan. Penelitian ini bertujuan untuk menganalisis peran kepemimpinan dalam pengelolaan bank sampah di Kota Pekanbaru, khususnya pada aspek visi, strategi, dan motivasi. Metode yang digunakan dalam studi ini adalah deskriptif kualitatif dengan teknik pengumpulan data melalui wawancara mendalam, observasi, dan dokumentasi. Subjek penelitian mencakup ketua atau direktur bank sampah induk dan unit di Kota Pekanbaru. Hasil penelitian menunjukkan bahwa terdapat lima aspek kepemimpinan krusial yang harus dimiliki pengelola, yaitu visi dan strategi yang jelas, kemampuan memberikan motivasi, komunikasi yang efektif, rasa tanggung jawab yang tinggi, serta kemampuan pengembangan tim. Kepemimpinan yang kuat terbukti mampu membangun kesadaran kolektif masyarakat dan menjaga konsistensi operasional bank sampah di tengah tantangan sosial dan ekonomi yang dihadapi