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All Journal Journal of Business & Banking Jurnal Akuntansi Multiparadigma Jurnal Manajemen dan Kewirausahaan (JMDK) Jurnal Kajian Akuntansi Jurnal Ekonomi dan Bisnis Jurnal Bisnis dan Akuntansi Menara Ilmu Jurnal Proaksi Jurnal Informatika Ekonomi Bisnis The Indonesian Journal of Accounting Research Current : Jurnal Kajian Akuntansi dan Bisnis Terkini Jurnal Kajian Akuntansi dan Auditing Journal of Social Research Jurnal Akuntansi dan Keuangan Indonesia Jurnal Informasi, Perpajakan, Akuntansi, dan Keuangan Publik Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties
Fivi Anggraini
Fakultas Ekonomi Dan Bisnis, Universitas Bung Hatta Padang
Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Library & Information Science Social Sciences

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MONEY ATTITUDE AND FINANCIAL BEHAVIOR TO SUPPORT THE FINANCIAL WELL-BEING OF SMES IN WEST SUMATRA Anggraini, Fivi; Wahyuni, Nengsih Sri; Yunilma; Nurhuda
CURRENT: Jurnal Kajian Akuntansi dan Bisnis Terkini Vol. 7 No. 1 (2026): Current : Jurnal Kajian Akuntansi dan Bisnis Terkini
Publisher : Universitas Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31258/current.7.1.122-136

Abstract

Financial well-being plays a crucial role in the sustainability of small and medium enterprises (SMEs). As such, it is considered one of the key factors supporting business continuity in Indonesia, particularly in West Sumatra. The concepts of money attitude and financial behavior are critical for SME owners in enhancing their financial well-being. Financial well-being can serve as an effective strategy for improving financial stability in the development of SMEs. This study aims to empirically examine the impact of money attitude on financial well-being, with financial behavior acting as a mediating variable. A purposive sampling method was employed, involving 178 SMEs operating in West Sumatra as respondents. Data were collected through a survey, where questionnaires were distributed directly to SMEs at their business locations, as well as via Google Forms for areas difficult to access by the researchers. The data analysis technique used was Partial Least Squares (PLS) version 3.0. The findings indicate that money attitude significantly influences financial well-being, with financial behavior mediating this relationship.
Co-Authors Annisa Annisa Arie Frinola Minovia Aza Azlina Md Kassim Cahyati, Ferli Meidiana Daniati Puttri Desiyanti, Rika Dwi Fitri Puspa, Dwi Fitri Erni Febrina Harahap Ethika, Ethika Febri Yanto, Febri Hakim, Luqmannul Hana Nabila Juwita, Siti Pritiza Kamener, Dahliana Karisma Yuliawati, Ananda Kemal, Surya Djorgi Meihendri Nadia Dwi Astri Nurhuda Putri Yolanda Rangkuti, Sri Wahyuni Reni Yuliviona, Reni Riska Gustivani Safitri, Selvi Adenia Sahab, Syarifah Mulya Safitri M Seprijon, Yenni Pillisia Siti Rahmi Siti Rahmi, Siti Surya Djorgi Kemal Syarifah Mulya Safitri M Sahab Wahyuni, Nengsih Sri Yeasy Darmayanti Yenni Pillisia Seprijon Yuliviona , Reni Yunilma Yunilma, Yunilma Zefriyenni Zefriyenni