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All Journal Journal Riset Bisnis Indonesia EkoBis ( Ekonomi & Bisnis ) Jurnal Bisnis dan Ekonomi Jurnal Siasat Bisnis Value Added : Majalah Ekonomi dan Bisnis JDM (Jurnal Dinamika Manajemen) Media Ekonomi dan Manajemen JAM : Jurnal Aplikasi Manajemen IJIBE (International Journal of Islamic Business Ethics) International Research Journal of Business Studies (E-Journal) Jurnal Aplikasi Bisnis Fokus Ekonomi JURNAL EKONOMI MANAJEMEN AKUNTANSI DHARMA EKONOMI Economics and Finance in Indonesia Share: Jurnal Ekonomi dan Keuangan Islam Cerdika: Jurnal Ilmiah Indonesia Jurnal Ilmiah Sultan Agung Economic and Finance in Indonesia International Research Journal of Business Studies
Nunung Ghoniyah
Jl. Raya Kaligawe KM 4, Semarang, Jawa Tengah
Religion Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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Journal : JAM : Jurnal Aplikasi Manajemen

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SMEs' PERFORMANCE IMPROVEMENT IN NON-AGRICULTURAL PRODUCTION THROUGH FINANCIAL LITERACY MEDIATION BY EXTERNAL FUNDING ACCESS IN JEPARA, INDONESIA Khajar, Ibnu; Ghoniyah, Nunung
Jurnal Aplikasi Manajemen Vol. 20 No. 2 (2022)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2022.020.02.13

Abstract

SMEs have contributed to labor absorption and the province's budget. However, SMEs face significant obstacles in accessing external funding. They also have a weak understanding of various financial aspects. This study aims to examine the effect of financial literacy and external funding access on the growth of SMEs. The sample population comprised SMEs in the non-agricultural sector in Jepara, Indonesia, Central Java Province. This study employed PLS-SEM statistical tools to prove the hypotheses and answer the research objectives. The study indicated that financial literacy could improve access to external funding sources, enhancing the growth of SMEs. However, financial literacy had no significant positive effect on the development of SMEs. This study also proved complete mediation with external funding as the mediator. This study is expected to be an essential reference and recommendation for reducing the unemployment rate. Additionally, it increases the prosperity and welfare of the people in Central Java Province through the establishment and development of SMEs and government policies to further intensify the program.
Co-Authors ., Nurhidayati Adhitam, Ardian Alfiatul Wardah Amilahaq, Farikha Arini Novandalina Faozi*, Imam Faozi, Imam Farikha Amilahaq Heru Sulistyo Ibnu Khajar Imam Faozi Julius, Frans Ken Sudarti Lutfi Nurcholis Masurip - Muhamadun Muhamadun Muhammad Taufiq Abadi Mulya Noviana, Nana Nurul Wakhidah Puspitaningrum, Putri Febiana Sri Hartono Sugito Sugito Supriyanah . Sutarto Sutarto Ursila Ani