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POTRET KINERJA BANK SYARIAH INDONESIA (BSI) DALAM MENGEMBANGKAN INDUSTRI HALAL DI INDONESIA Dinna Charisma
AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausahaan Vol 6, No 3 (2021): AdBispreneur : Jurnal Pemikiran dan Penelitian Administrasi Bisnis dan Kewirausa
Publisher : Departemen Ilmu Administrasi Bisnis, Fakultas Ilmu Sosial dan Ilmu Politik, UNPAD

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/adbispreneur.v6i3.34962

Abstract

The government has officially merged 3 sharia commercial banks owned by state-owned subsidiaries into one large entity called Bank Syariah Indonesia (BSI). The merger of Bank Syariah Mandiri, BNI Syariah, and BRI Syariah is expected to be able to form the largest national Islamic commercial bank with strong capital that can contribute to the development of the Indonesian halal industry during the COVID-19 pandemic. BSI as a sharia bank with the largest assets in Indonesia is expected to perform better so that it can become a facilitator both in the form of financing and the collection of third-party funds (DPK) in the halal industry which is one of the industries that has a market share in the country with the largest Muslim population. This research is qualitative descriptive research with a case study approach technique which is carried out in four stages, namely data collection, data presentation, data reduction, categorization, and data verification. The results of this study are expected to improve banking performance, especially sharia as part of the national economic recovery (PEN) in the halal industry ecosystem. Maintaining the value of ROE, distribution of financing, TPF, NPF, and BOPO, as well as synergizing with various parties is one of the keys to BSI's success in developing the halal industry in Indonesia. Pemerintah resmi menggabungkan 3 bank umum syariah milik anak perusahaan BUMN menjadi satu entitas besar bernama Bank Syariah Indonesia (BSI). Merger Bank Syariah Mandiri, BNI Syariah, dan BRI Syariah diharapkan mampu membentuk bank umum syariah nasional terbesar dengan permodalan yang kuat yang mampu memberikan kontribusi bagi perkembangan industri halal Indonesia di tengah pandemi COVID-19. BSI selaku bank syariah dengan aset terbesar di Indonesia, diharapkan dapat berkinerja lebih baik sehingga dapat menjadi fasilitator baik dalam bentuk pembiayaan maupun penghimpunan dana pihak ketiga (DPK) dalam industri halal yang merupakan salah satu industri yang memiliki pangsa pasar di dalam negeri dengan penduduk muslim terbesar. Penelitian ini merupakan penelitian deskriptif kualitatif dengan teknik pendekatan studi kasus yang dilakukan dalam empat tahap, yaitu pengumpulan data, penyajian data, reduksi data, kategorisasi dan verifikasi data. Hasil kajian ini diharapkan dapat meningkatkan kinerja perbankan khususnya syariah sebagai bagian dari upaya pemulihan ekonomi nasional (PEN) pada ekosistem industri halal. Menjaga nilai ROE, penyaluran pembiayaan, DPK, NPF, dan BOPO, serta bersinergi dengan berbagai pihak menjadi salah satu kunci keberhasilan BSI dalam mengembangkan industri halal di Indonesia.
DELONE AND MCLEAN MODELS IN THE IMPLEMENTATION OF ASSET MANAGEMENT INFORMATION SYSTEM ANALYSIS Dinna Charisma
Sosiohumaniora Vol 22, No 3 (2020): SOSIOHUMANIORA, NOVEMBER 2020
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/sosiohumaniora.v22i3.28305

Abstract

The study is testing the determinants of physical asset management performance with the approaching Model DeLone and Mclean in the application of The Asset Management Information System (SIMA). The determinant factors studied are the system of quality, top management support, user experience, perceived usefulness, and user satisfaction. This test uses the PLS-SEM (Partial Least Squire - Structural Equation Modeling ). Results of the study indicate that the construct of system quality affects positively and significantly to user satisfaction, while top management support and user experience impact positively and significantly to the perceived usefulness, and perceived usefulness and user satisfaction impact positively and significantly to the physical asset management performance. The final result found that the impact of the implementation of SIMA on the physical asset management performance in BNI has amounted to 69.4%.
The Influence of Return on Assets and Debt to Equity Ratio on Company Value Dinna Charisma; Ari Bramasto; Olivia Ardan Ameswari
Almana : Jurnal Manajemen dan Bisnis Vol 5 No 2 (2021): August
Publisher : Program Studi Manajemen, Fakultas Ekonomi, Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (653.173 KB) | DOI: 10.36555/almana.v5i2.1672

Abstract

The value of the company is oriented towards the future of the company, so it is expected that every decision making must consider the value of the company. This study formulates several problems, namely the analysis of the values of return on assets and the ratio of debt to equity partially in increasing the Company Value of 11 business entities whose capital is all or partly owned by the government that has been listed on the Indonesia Stock Exchange for the Year 2017-2019. The author's purpose in conducting this research is to find out the values of return on assets and the ratio of debt to Equity to the company value. The quantitative approach used in this research is descriptive and verificative data analysis using classical assumptions including normality, autocorrelation, multicollinearity, heteroscedasticity, and hypothesis testing with multiple linear regression analysis. The results of this study found that Return on Assets has a significant effect on Company Value. The results of this study can be used as input and information about the implementation of Return on Assets and Debt to Equity Ratio which can be used as a basis for knowing the value of BUMN companies that have registered on the Indonesia Stock Exchange.
Analysis of the Effect of Capital Adequacy Ratio and Non-Performing Loans on Return on Assets in 4 State-Owned Banks Listed on the IDX for the 2017-2021 Period Dinna Charisma; Ari Bramasto; Elvina Nisa A S
Almana : Jurnal Manajemen dan Bisnis Vol 6 No 3 (2022): December
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v6i3.1953

Abstract

One indicator of banking financial performance can be seen through Return on Assets (ROA). This is because ROA is used to measure the effectiveness of a company in generating profits by utilizing its assets. Financial ratios such as Capital Adequacy Ratio (CAR) and Non Performing Loans (NPL) help industrial banking to evaluate and assess the soundness of a bank. This study aims to analyze the effect of Capital Adequacy Ratio (CAR) and Non-Performing Loan (NPL) on Return on Assets (ROA) in 4 state-owned banks listed on the Indonesia Stock Exchange for the period 2017-2021. The type of data used in this study is secondary data obtained from the annual financial statements of banks published on the Indonesia Stock Exchange for the period 2017-2021. The sampling technique in this study used purposive sampling with 3 criteria and the sample in this study amounted to 4 banks. The analytical method used is quantitative, processed using SPSS 25. The results show that partially the Capital Adequacy Ratio (CAR) variable has a significant positive effect on Return on Assets (ROA), while the Non-Performing Loan (NPL) variable has no significant effect to Return on Assets (ROA).
EFEKTIVITAS PENERAPAN EKOSISTEM HALAL VALUE CHAIN (HVC) PADA INDUSTRI MAKANAN DAN MINUMAN HALAL DI INDONESIA Charina, Anne; Charisma, Dinna
Mimbar Agribisnis : Jurnal Pemikiran Masyarakat Ilmiah Berwawasan Agribisnis Vol 9, No 2 (2023): Juli 2023
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ma.v9i2.10135

Abstract

Indonesia's potential in the halal industry is currently very calculated, because Indonesia is a country with the largest Muslim population in the world. This role should not only be seen as a mere captive market but must also encourage the growth of the halal industry in Indonesia which is able to compete globally. However, currently the Indonesian halal food and beverage industry is not yet included in the top 10 countries with the best performance in the world for halal food and beverages. Whereas on the other hand, Indonesia actually has a great opportunity to develop halal products in this sector. The purpose of this study is to determine the effectiveness of implementing the halal value chain (HVC) ecosystem in the halal food and beverage industry in Indonesia. This research method uses a type of qualitative research with a descriptive analysis approach. Data collection techniques were carried out by observation and literature study. The results of this study indicate that based on data from the Central Statistics Agency (BPS) regarding the Data on the Number of Exports of Halal Food and Beverages for 2022 after the implementation of HVC shows that there has been an increase in the export process and a reduction in the import process; this means that the application of HVC to halal food and beverages in Indonesia is very influential so that it can increase the effectiveness of these halal products even though they are not fully running optimally. The supporting factors for the success of HVC are government support, halal assets, information technology, human resource management, collaborative partnerships, halal certification and halal traceability.
Repurchase Interest Using Shopeefood as an Impact of Online Customer Reviews and Promotions Wati, Nur Sahara; Charisma, Dinna
Almana : Jurnal Manajemen dan Bisnis Vol 7 No 3 (2023): December
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v7i3.2392

Abstract

Currently, online sales and purchases using electronic devices are very advanced and developing. The presence of Shopee, which is a buying and selling site, can make it easier for people to fulfill their needs and desires. This research aims to determine the condition of online customer reviews, promotions and repurchase interest on the Shopeefood application. This research uses a sample of 111 Instagram followers @nursaharaaa who use Shopeefood using descriptive and verification methods. The data collection technique used by researchers is by using primary and secondary data sources in the form of questionnaires. The analysis used is path analysis with the help of the SPSS program and hypothesis testing. The results of this research based on hypothesis testing show that Online Customer Reviews have a positive and significant effect on Repurchase Interest, Promotion has a positive and significant effect on Repurchase Interest, and Online Customer Reviews and Promotions simultaneously have a positive and significant effect on Repurchase Interest among Shopeefood application users.
PEMANFAATAN SAMPAH ORGANIK MELALUI PELATIHAN INOVASI BUDIDAYA MAGGOT BAGI WARGA 05 KELURAHAN SUKAMISKIN BANDUNG Indah, Diani; Kamil, Indriyati; Charisma, Dinna
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Volume 5 No. 3 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v5i3.29399

Abstract

Pelatihan budidaya maggot bagi warga RW 05 di Kelurahan Sukamiskin, Bandung, merupakan kegiatan pengabdian Tim PKM Universitas Langlangbuana Bandung kepada masyarakat yang bertujuan untuk memberikan keterampilan dan pengetahuan kepada masyarakat terkait dengan pemanfaatan dan pengelolaan sampah khususnya limbah organik menjadi maggot sehingga mereka mendapatkan sumber pendapatan yang berkelanjutan. Tujuan program pengabdian ini adalah transfer knowledge dengan memberikan pengetahuan dan keterampilan kepada warga dalam mengelola limbah organik melalui budidaya maggot yang dapat dimanfaatkan sebagai pakan ternak, serta meningkatkan kesejahteraan ekonomi mereka. Metode pengabdian ini menggunakan Participatory Action Research (PAR) melibatkan pendampingan intensif dan berkelanjutan terhadap anggota masyarakat, termasuk pelatihan budidaya maggot, penguatan pemberdayaan masyarakat, dan kolaborasi dengan berbagai pihak serta pemerintah daerah. Hasil pengabdian menunjukkan peningkatan warga dalam belajar tentang teknik budidaya maggot dari limbah organik, termasuk pengelolaan kandang hingga pemanfaatan menjadi pakan ternak. Selain itu, mereka juga akan diberikan informasi tentang nilai ekonomis dan manfaat lingkungan dari budidaya maggot. Kegiatan pemanfaatan sampah organik melalui pelatihan inovasi budidaya maggot bagi warga RW 05 Kelurahan Sukamiskin Bandung diharapkan dapat meningkatkan perekonomian dan taraf hidup masyarakat setempat serta berkurangnya limbah plastik yang dibuang ke lingkungan hidup disamping mampu menciptakan inovasi maggot yang dapat dijual sebagai pakan ternak. Hasil dari kegiatan pengabdian kepada masyarakat program kemitraan masyarakat adalah terciptanya kebiasaan baru di masyarakat dalam upaya pemanfaatan dan pengelolaan sampah.
Farmers' Perceptions and The Impact of Agricultural Extension on Rice Productivity in Ciparay Sub-District, Bandung District Anne Charina; Dinna Charisma; Rani Andriani BK
Agrisocionomics: Jurnal Sosial Ekonomi Pertanian Vol 10, No 1 (2026): Maret 2026
Publisher : Faculty of Animal and Agricultural Science, Diponegoro University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/agrisocionomics.v10i1.27412

Abstract

Agricultural extension officers are agents of change who play a vital role in transferring technology and knowledge to improve farmers practices. However, the failure rate of traditional extension activities remains quite high in developing countries such as Indonesia. This study examines rice farmers’ perceptions of extension officers’ performance and the impact of extension services on rice productivity in Ciparay District, Bandung Regency. A quantitative approach was used, with data collected through questionnaires from 80 rice farmers (40 active participants in the extension program and 40 non-participants). Descriptive statistics and Propensity Score Matching (PSM) were applied. Results show that farmers’ perceptions of extension officers’performance are moderate in responsiveness, responsibility, accountability, and service quality. Participation in extension programs positively impacted rice productivity, with participating farmers achieving 8.12 tons/ha more than non-participants. To enhance effectiveness, the local government should ensure a balanced ratio of extension officers to farmers, particularly in high-density farming villages. Capacity-building programs should be tailored to Ciparay’s agroecological conditions, focusing on water management, adoption of locally suitable high-yield varieties, and integrated pest management. Extension activities should be conducted regularly, aligned with planting seasons, and employ participatory methods such as field schools for hands-on learning. Additionally, improving meeting facilities, providing demonstration tools, and expanding access to digital agricultural information are crucial to strengthening extension services and sustaining productivity gains in Ciparay District.
Digital Marketing Workshop for SMEs in Kiaracondong During COVID-19 Pandemic Siti Rosimah; R. Indriyati Kamil; Dinna Charisma
Journal of Innovation and Community Engagement Vol. 3 No. 1 (2022)
Publisher : Faculty of Smart Technology and Engineering, Universitas Kristen Maranatha, Bandung, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28932/jice.v3i1.4124

Abstract

In the face of the COVID-19 coronavirus pandemic, the role of small and medium enterprises (SMEs) needs to be strengthened. Especially now that small and medium enterprises are no longer seen as an alternative, but as the backbone or foundation of the country's economy. There are three things that must be considered and improved in an effort to strengthen the existence of SMEs, namely finance, improving Human Resources (HR) and innovating marketing models through digital technology. MSMEs in Kiaracondong District which are engaged in culinary and handicrafts are small businesses owned and developed by individuals in the guidance, direction and supervision of the Head of the Economic and Development Section at both the sub-district and village levels. In the time of COVID-19 pandemic, the majority of MSMEs in the Kiaracondong sub-district tend to experience a decrease in sales turnover, this is because the marketing of their products is still done conventionally and only around the neighborhood where they live. Therefore, the Langlangbuana University community service team provides assistance to SMEs to develop their entrepreneurial spirit, through discussion methods and FGDs for product innovation assistance, sales promotion strategies, online marketing strategies and digital literacy. The results of the mentoring activity showed that the SME participants in the Kiaracondong sub-district actively participated in mentoring activities and could understand the strategy for developing product variations and understanding digital literacy in marketing their products through social media such as Whatsapp groups and business WhatsApp, Facebook, and Instagram.
Impulse Buying pada Produk Fashion Brand Jilbrave di Shopee sebagai Dampak dari Scarcity dan Hedonic Shopping Motivation Salwa Az Zahra; Wawan Hermawan; Dinna Charisma; R. Ela Sulastri
JUEB : Jurnal Ekonomi dan Bisnis Vol. 5 No. 2 (2026): JUEB: Jurnal Ekonomi dan Bisnis
Publisher : Yayasan Jompa Research and Development

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57218/jueb.v5i2.2890

Abstract

This study aims to analyze the effect of Scarcity and Hedonic Shopping Motivation on Impulse Buying on Jilbrave fashion consumers. The data collection technique in this research is questionnaires and literature study. The population in this study were Jilbrave consumers in Shopee. The number of samples taken in this study were 180 samples. The sampling method used in this study is non-probability sampling using the purposive sampling technique. The data processed using the SEM-PLS method with SmartPLS 4.1.1.8 software. Testing the coefficient of determination produces findings where the variables scraity and hedonic shopping motivation are able to effect impulse buying on Jilbrave fashion consumers in the shopee by 74,1%. While the remaining 25,9% is effect by other variables. The result of this study indicate that Hedonic Shopping Motivation has a dominant effect on Impulse Buying, Scarcity has an effect on Impulse Buying.