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All Journal J-MAS (Jurnal Manajemen dan Sains) Jurnal Manajemen dan Bisnis SULTANIST: Jurnal Manajemen dan Keuangan Journal of Industrial Engineering & Management Research (JIEMAR) Indonesian Research Journal on Education Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Gita Sari Gustika
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ANALYSIS OF FINANCIAL PERFORMANCE AT THE KP-RI KOPEKA SAVING AND LOAN COOPERATION (KSP) KOPEKA INDRAGIRI HULU REGENCY Hasanah Yaspita; Gita Sari Gustika
JURNAL MANAJEMEN DAN BISNIS Vol 10 No 2 (2021): JURNAL MANAJEMEN DAN BISNIS (TERBIT DESEMBER 2021)
Publisher : LPPM Press STIE Indragiri Rengat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34006/jmbi.v10i2.354

Abstract

In essence, the financial performance of a cooperative can be measured and viewed through financial statements by analyzing financial statements. The financial report is a financial list that is directly related to the financial position and financial operations, both of which provide information regarding the financial condition of the cooperative. In the measurement of financial position, the elements that are directly related are assets, liabilities and equity. One of the analytical techniques is ratio analysis which can provide clues that describe the condition of KSP KP-RI Koppeda, Indragiri Hulu Regency, especially in the financial sector.This study aims to test and analyze financial performance using financial ratio analysis methods: (1) Liquidity Ratio which is calculated based on Current Ratio and Quick Ratio, (2) Solvency ratio calculated based on Debt to Equity Ratio and Debt to Total Assets Ratio, (3) Profitability Ratio calculated based on the Net Rate of Return On Investment and Return On Equity. The object used in this study is financial performance in the form of a Balance Sheet and Profit and Loss Statement of KSP KP-RI Kopeka, Indragiri Hulu Regency for the period 2016 to 2020. The data used is secondary data. The data analysis method used was quantitative descriptive analysis technique, which is an analysis that describes by calculating the ratios in the financial statements using certain formulas.The results showed that the financial performance of the Savings and Loans Cooperative (KSP) KP-RI Kopeka, Indragiri Hulu Regency was in poor condition, both from the ratio of liquidity, solvency and profitability. This situation is illustrated by the condition of current assets that have not been able to meet current liabilities. And their own capital and total assets have not been able to meet the total debt. And Cooperatives have not been able to generate the remaining operating results from their own capital and total assets used.
Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Mahasiswa STIE Indragiri Rengat Gita Sari Gustika; Hasanah Yaspita
J-MAS (Jurnal Manajemen dan Sains) Vol 6, No 1 (2021): April
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v6i1.252

Abstract

Investment is a form of investment or capital to generate wealth, which will be able to provide returns, both present and future. Not a few people still do not understand how to invest properly and correctly, so many of them are deceived by investments by offering unreasonable interest returns and unclear investment management. By using financial literacy, it can make it easier for someone to understand and know things about finance and financial risks that may occur in order to avoid financial problems. This study aims to determine the effect of financial literacy on investment decisions in society, especially students. The case study in this research is the undergraduate student of the Sekolah Tinggi IlmuEkonomi Indragiri (STIE-I) Rengat. This study uses a comparative causal quantitative approach. Based on the calculation of the sampling using purposive sampling method with the Slovin formula.Results of Simple Linear Regression Analysis, jIf financial literacy is equal to 0 (zero), the amount of investment decisions will be 8.141 points, if financial literacy increases by 1 (one) unit, investment decisions will increase by 0.506 points. And hresult of partial test (t test, obtained t count is 8,434> t table 1,985, so it can be concluded that the Financial Literacy variable (X) has an effect on the Investment Decision variable (Y).
ANALYSIS OF PREMIUM INCOME, INVESTMENT RESULTS AND UNDETWRITING RESULTS ON PROFIT (CASE STUDY AT PT. ASURANSI BANGUN ASKRIDA) Masriza Masriza; Gita Sari Gustika; Hasanah Yaspita; Dewi Hartika
JURNAL MANAJEMEN DAN BISNIS Vol 11 No 1 (2022): JURNAL MANAJEMEN DAN BISNIS (TERBIT JUNI 2022)
Publisher : LPPM Press STIE Indragiri Rengat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34006/jmbi.v11i1.470

Abstract

This research was conducted at PT. Asuransi Bangun Askrida. Just like in other financial institutions in general, insurance companies are required to sharpen the direction so that the vision and mission of insurance can be achieved. One strategy to achieve this vision is to improve the company's financial performance. PT. Asuransi Bangun Askrida with a partner motto in the business of protecting in grief, Askrida offers complete and intelligent insurance protection as well as reliable and trustworthy. In addition to receiving premiums as one of the company's sources of income, the company also makes investments, the results of which are to offer insurance programs for both the public and the company. This is because apart from its business activities that provide protection to the public, insurance is also an institution that raises funds sourced from receiving insurance premiums from the public. Underwriting results are also profit-maximizing activities through risk acceptance which is expected to generate profits. Recognition of premium income and investment returns as well as underwriting results obtained in a certain period will determine the profit of the insurance company. This study aims to analyze the effect of premium income, investment returns and underwriting results on profits. This study uses secondary data and multiple regression analysis. The targeted output in this research is publish disinta 3 or 4.
Pengaruh Total Aset, Jumlah Simpanan dan Jumlah Anggota terhadap Sisa Hasil Usaha pada Koperasi Pegawai Republik Indonesia PGRI Sejahtera Lestari Kecamatan Batang Cenaku Gita Sari Gustika; Yenny Iskandar; Silviayan Arnindhita
J-MAS (Jurnal Manajemen dan Sains) Vol 7, No 2 (2022): Oktober
Publisher : Universitas Batanghari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jmas.v7i2.759

Abstract

The remaining operating results of the Indonesian Civil Servant Cooperative PGRI Sejahtera Lestari, Batang Cenaku Subdistrict, fluctuated, meaning that there was an increase and a decrease. This increase and decrease is influenced by total assets, total deposits, and number of members. Total assets, total deposits, and number of members also fluctuated. This research was conducted at the Indonesian Civil Servant Cooperative PGRI Sejahtera Lestari, Batang Cenaku District. The purpose of this research is to analyze the total assets, the number of deposits, and the number of members that affect the remaining operating results of the Indonesian Employee Cooperative PGRI Sejahtera Lestari, Batang Cenaku District. Cenaku To analyze the amount of savings that affect the remaining operating results of the Indonesian Employee Cooperative PGRI Sejahtera Lestari Batang Cenaku District. This type of research is quantitative. The data used is secondary data. With data collection techniques using literature study techniques, documentation studies, and interviews. The method used to analyze the data is quantitative method, namely multiple linear regression analysis, correlation coefficient and determination, F test and t test. Based on the results of research and discussion, some conclusions can be drawn as follows: Total assets, total savings, and number of members simultaneously have no significant effect on the remaining operating results of the Indonesian Employee Cooperative PGRI Sejahtera Lestari, Batang Cenaku District. Total assets partially have no significant effect on variable residual operating results in the Employee Cooperative of the Republic of Indonesia PGRI Sejahtera Lestari, Batang Cenaku Subdistrict The number of deposits partially has no significant effect on the variable remaining operating results in the Republic of Indonesia Employee Cooperative PGRI Sejahtera Lestari, Batang Cenaku Subdistrict. Indonesian Civil Servants Cooperative PGRI Sejahtera Lestari, Batang Cenaku Distri.
ANALYSIS OF THE DEVELOPMENT POTENTIAL OF ECOTOURISM OBJECTS IN INDRAGIRI HULU DISTRICT Suwaji, Suwaji; Apriansyah, Roky; Heriasman, Heriasman; Gustika, Gita Sari; Warnadi, Warnadi
SULTANIST: Jurnal Manajemen dan Keuangan Vol. 12 No. 2 (2024)
Publisher : Sekolah Tinggi Ilmu Ekonomi Sultan Agung Pematangsiantar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37403/sultanist.v12i2.648

Abstract

Indragiri Hulu Regency has quite diverse natural tourism potential (Ecotourism). Natural tourist attractions are tourist characteristics that are in great demand by tourists, the main attraction is the scenery and natural physical symptoms they have. This research aims to analyze the feasibility of potential natural tourism objects in Indragiri Hulu Regency. Field observation and interviews with designated key informants carried out primary data collection. The analysis used in the research includes feasibility analysis which refers to the 2003 Directorate General of Forest Protection and Nature Conservation's Operation Area Analysis of Natural Tourist Attraction Objects (ADO-ODTWA) guidelines. Based on these guidelines, an assessment is carried out on the variables where each variable's weight has been determined. value. The assessment of each variable begins with determining a score for each variable, determining the feasibility index value. Based on the index value, the classification or level of feasibility of the object under study can be determined. The research results show that 4 of the 6 objects have a high feasibility index, namely the Lake Raja tourist attraction, the Bukit Tigapuluh National Park tourist attraction, the Menduyan Lake tourist attraction and the Kembar Lake tourist attraction. Meanwhile, the other 2 objects, namely the Tembulun Berasap Waterfall Tourist Attraction, and the Denalo Waterfall are still in the medium or unsuitable category. The feasibility of an object's potential is contributed more by the object's attractiveness variables, the availability of clean water and supporting conditions around the area, management and service variables, and supporting facilities still in the not yet feasible category. The accessibility factor is also a key to connectivity, and On average, the availability of accommodation for tourists' comfort is still in the inadequate category.
Sosialisasi Mencetak Generasi Anti Bullying di Sekolah Dasar Negeri 004 Desa Dusun Tua Pelang Kecamatan Kelayang Kabupaten Indragiri Hulu Dewi Hartika; Gustika, Gita Sari; Yaspita, Hasanah
Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Vol. 3 No. 2 (2025): Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat
Publisher : Yayasan Sagita Akademia Maju

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61579/beujroh.v3i2.419

Abstract

Bullying is an act of violence that is intentionally carried out by one or a group of people against others repeatedly either by physical violence, verbal violence or through social media. The school environment is one of the highest locations for bullying. Bullying prevention socialization is needed for students in the school environment. The purpose of this activity is to educate students about bullying and prevent bullying in the school environment. The method used was lectures, interactive discussions and quizzes with prizes. The results of this activity are increasing student awareness to be able to prevent bullying behavior, instill a sense of concern for victims of bullying, report bullying perpetrators and instill sensitivity to the social environment.
Analisis Faktor-Faktor yang Mempengaruhi Laba pada PT. Fortune Mate Indonesia Tbk. yang Terdaftar pada Bursa Efek Indonesia Gustika, Gita Sari; Hartika, Dewi; Julieta, Tri Ayuni
Indonesian Research Journal on Education Vol. 5 No. 4 (2025): Irje 2025
Publisher : Fakultas Keguruan dan Ilmu Pendidikan, Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/irje.v5i4.2915

Abstract

Keberhasilan perusahaan dapat dilihat dari perolehan Laba Bersih yang lebih baik setiap tahunnya. Besar kecilnya Laba Bersih perusahaan dipengaruhi oleh beberapa faktor, diantaranya modal kerja, volume penjualan dan total hutang. Tujuan penelitian ini dilakukan untuk mengetahui pengaruh Modal Kerja, Volume Penjualan dan Total Hutang berpengaruh terhadap Laba Bersih pada PT. Fortune Mate Indonesia Tbk. Yang terdaftar pada Bursa Efek Indonesia. Hasil penelitian menunjukkan bahwa Modal Kerja, Volume Penjualan dan Total Hutang secara simultan berpengaruh signifikan terhadap Laba Bersih pada PT. Fortune Mate Indonesia Tbk. Yang terdaftar pada Bursa Efek Indonesia. Hasil penelitian pengaruh Modal Kerja terhadap Laba Bersih menunjukkan secara parsial tidak ada pengaruh signifikan terhadap Laba Bersih. Hasil penelitian pengaruh Volume Penjualan terhadap Laba Bersih menunjukkan secara parsial berpengaruh signifikan terhadap Laba Bersih. Hasil penelitian pengaruh Total Hutang terhadap Laba Bersih menunjukkan secara parsial berpengaruh signifikan namun negative terhadap Laba Bersih.
Co-Authors Apriansyah, Roky Asmara, Bima Sandi Corrina, Fatti Deci Ririen Hartika Dewi HASANAH YASPITA Heriasman, Heriasman Julieta, Tri Ayuni Masriza Masriza Silviayan Arnindhita Suwaji Suwaji Warnadi, Warnadi Yenny Iskandar Ziko Fransinatra