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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Ekonomi Kuantitatif Terapan Jurnal Keuangan dan Perbankan SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS Dinamisia: Jurnal Pengabdian Kepada Masyarakat SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Ekonomi Pembangunan Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Jurnal ABDINUS : Jurnal Pengabdian Nusantara Jurnal Riset Bisnis dan Manajemen Sricommerce: Journal of Sriwijaya Community Services Jurnal Pengabdian Masyarakat Asia Jurnal Pengabdian UNDIKMA Journal of International Conference Proceedings Optimum: Jurnal Ekonomi dan Pembangunan
Sri Andaiyani
Universitas Sriwijaya
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Digital Entrepreneurship: Opening Opportunities, Highlighting Challenges, and Mapping Start-Up in Palembang, Indonesia Azwardi Azwardi; Sri Andaiyani; Alghifari Mahdi Igamo
Journal of International Conference Proceedings (JICP) Vol 5, No 3 (2022): 2022 BICAB International Conference Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v5i3.1855

Abstract

This study specifically aims to analyze the opportunities, challenges, and mapping of Startups in Palembang. The object of this research is divided into two, namely founders and digital consumers. The method used in this research is a Mixed method, combining quantitative research methods and qualitative. Data was collected by distributing questionnaires to founders and digital consumers in Palembang. The study found that there were 40 start-ups in Palembang, but only 16 are active. Many start-ups in Palembang are engaged in the service sector. Opportunities for products and services for local start-ups in Palembang are as follows: (a). From the founder's point of view, they already have a workforce that is quite capable, high enthusiasm, creativity, and quality to innovation; (b) From the user side, the generation that is more interested in technological advancements and internet use is Generation Z; (c) From the non-users side, those who have not enjoyed the products and services offered by local start-ups in Palembang do not know for sure the existence of start-ups. The challenges in the form of obstacles that must be resolved by start-ups are as follows: (a) from the founder's perspective, the digital business sector that is occupied by the majority is in the form of general commodities, especially in the service sector. They have obstacles in the form of capital assistance and support, facilities, clarity of regulations and laws from the government; (b) from the side of start-up users, the products and services offered have attracted the attention of users from Generation Z.
Pelatihan Memulai Usaha Untuk Berwirausaha Cara Merintis Dan Memulai Suatu Bisnis Pada Remaja Putus Sekolah Di Desa Kerinjing Kabupaten Ogan Ilir Deassy Apriani; Muhammad Subardin; Muhammad Teguh; Sri Andaiyani; Imelda Imelda
Jurnal Pengabdian Masyarakat Vol 3 No 2 (2022): Jurnal Pengabdian Masyarakat
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jpm.v3i2.479

Abstract

Kegiatan Pengabdian Kepada Masyarakat merupakan salah satu Tri Dharma Perguruan Tinggi yang harus dilaksanakan. Pada kesempatan kali ini, kegiatan pengabdian tahun 2020 dilakukan di salah satu Desa Binaan Fakultas Ekonomi Universitas Sriwijaya yakni Desa Kerinjing yang terletak di Kecamatan Tanjung Raja Kabupaten Ogan Ilir. Kegiatan pengabdian kali ini mengangkat tema mengenai kewirausahaan bagi remaja yang putus sekolah atau menganggur. Mereka akan diberikan pelatihan untuk memulai berwirausaha baik cara merintis dan memulai suatu bisnis. Sulitnya lapangan kerja saat ini, membuat kita untuk melaksanakan kegiatan ini, sehingga masyarakat desa khususnya yang putus sekolah ataupun menganggur dapat memiliki ilmu untuk memulai usaha baik dari segi permodalan, pengaturan keuangan maupun strategi untuk memulai usaha.
Non-Cash Instruments and Money Supply in Indonesia During Pandemic Covid-19 Skolastika Ferlicia; Suhel Suhel; Sri Andaiyani
Signifikan: Jurnal Ilmu Ekonomi Vol 11, No 2 (2022)
Publisher : Faculty of Economic and Business Syarif Hidayatullah State Islamic University of Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/sjie.v11i2.26491

Abstract

The emergence of the Covid-19 pandemic phenomenon at the end of 2019 caused non-cash transactions to increase, but several macro variables decreased. The study investigates the relationship between Non-Cash Transactions (through APMK and E-money proxies), National Income (GDP), Money Supply (M0), and Velocity of Money with the Vector Auto Regression method. The data was used from 2010 to 2021 at three different times, before Covid-19 and during Covid-19. Our result confirms that there was a relationship between money supply and non-cash transactions, the positive response occurred in all periods, and the negative response occurred during the Covid-19 pandemic. National income positively impacts money supply and velocity of money during all periods and Covid-19. It implicates that electronic money should be increased because it accelerates the circulation of money and can increase the flow of goods and services.How to Cite:Ferlicia, S., Suhel, S., & Andaiyani, S, (2022). Non-Cash Instruments and Money Supply in Indonesia During Pandemic Covid-19. Signifikan: Jurnal Ilmu Ekonomi, 11(2), 383-398. https://doi.org/10.15408/sjie.v11i2.26491.JEL Classification: E41, E52
FINTECH 4.0 TRAINING TO INCREASE CAPITAL AND BUSINESS INCOME FOR SME IN ULAK BANDING VILLAGE, INDRALAYA Ariodillah Hidayat; Liliana Liliana; Abdul Bashir; Yunisvita Yunisvita; Sri Andaiyani; Nazeli Adnan
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 7 No. 1 (2023): MARET
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v7i1.1548

Abstract

During the COVID-19 pandemic, SME in Indonesia became one type of business that was able to adapt and survive and even become a solution for improving the national economy. Fintech has supported SME to develop their business through collaboration with e-commerce partners. This is very helpful for SME during the Covid-19 pandemic. In increasing the capacity of SME actors towards fintech, it is necessary to provide permanent assistance such as digital training. It is intended that actors have digital skills which are expected to have an impact on their financial capabilities. Ulak Banding Village is one of the villages in South Sumatra, Ogan Ilir Regency where SME in the village still lack information about fintech. The problem of SME in Ulak Banding Village in terms of financing can be overcome with capital assistance from peer to peer (P2P) lending and crowdfunding. As well as to increase revenue using digital payment transfers through digital wallet applications, marketplaces, and social media. The training participants are expected to play an active role in increasing capital and expanding their business and transmitting the knowledge they have acquired to other SME.
Do Demographic Factors Affect Digitial Financial Literacy? Fida Muthia; Agil Novriansa; Sri Andaiyani
SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS SIJDEB, Vol. 7, No. 1, March 2023
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/sijdeb.v7i1.41-50

Abstract

The purpose of this study is to determine the socio-economic influence on digital financial literacy. This research also focuses on differences in digital financial literacy by age category. The samples in this study are generation Z, millennials, generation X and baby boomers in Indonesia. The sample is selected using criteria and around 420 participants are selected as the sample of this study. The data is collected using a survey method with a questionnaire. Data analysis in this study was carried out using regression analysis to see the causal relationship between variables. Meanwhile, the one-way ANOVA test was used to see differences in digital financial literacy by age category. The results showed that age and education have a significant effect on digital financial literacy. Meanwhile, gender and income are not the factors that influence digital financial literacy. The findings also suggest that digital financial literacy differs based in the age group. This research suggests policy makers to consider digital financial literacy as part of the knowledge offered at schools or universities and use a a different program to promote digital financial literacy in each age group.
Penguatan Budaya Lokal melalui Pemberdayaan Kelompok Pengrajin Angkinan Berbasis E-Commerce: Strengthening Local Culture through E-Commerce based Empowerment of Angkinan Craftsman Group Yunisvita Yunisvita; Sri Andaiyani; Ariodillah Hidayat
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 8 No. 6 (2023): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v8i6.4468

Abstract

The Angkinan Craftsmen are included in homemade crafts, so the right strategy is needed to develop them. Applying this local culture is essential to the e-commerce business that can help increase Angkinan Craftsmen's income. This activity aims to assist in promoting products and provide training on the use of e-commerce applications. The method of implementing this service is training by providing counseling, tutorials, and discussions. The results show that the training participants can understand the importance of strengthening e-commerce-based local culture and apply online selling sites through Instagram and Shopee. It is very relevant to the current conditions where knowledge of the preferences and behavior of local shoppers is more dominant in online shopping using the most popular e-commerce applications. In this case, Angkinan embroidery artisans can provide detailed information regarding the products offered and how to interact with customers online. Without implementing local values, artisans will not have an effective go-to-market strategy and opportunities for embroidery artisans.
GENDER DIVERSITY AND FINANCIAL DISTRESS: EVIDENCE FROM NON-FINANCIAL COMPANIES IN INDONESIA Fida Muthia; Melisa Putri; Sri Andaiyani
Jurnal Riset Bisnis dan Manajemen Vol. 17 No. 1 (2024): February Edition
Publisher : Faculty of Economic and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jrbm.v17i1.12082

Abstract

This research aims to empirically test the influence of board gender diversity on the likelihood of financial distress in non-financial companies in Indonesia. The percentage of women on the board of directors and board of commissioners is used as a proxy for the board gender diversity variable. Financial distress is measured using the Altman Z-score ratio. 2553 total observations were used from 2018-2022 to measure the effect of board gender diversity on the likelihood of distress. The results of logistic regression show that the presence of women on the board of directors and board of commissioners reduces the possibility of financial distress. The research results also show that the increase in supervision is directly proportional to the number of members of the board of directors and board of commissioners. The results of these findings can be input for decision makers regarding regulations on the number of women in company top management.
Analyzing the Influence of Bank Competition on Credit Risk: Perspectives from Indonesia's Dual Banking System Adella Febriana; Suhel Suhel; Sri Andaiyani
Jurnal Ekonomi Kuantitatif Terapan Vol 17 No 1 (2024): Vol. 17, No. 1, Februari 2024 (pp.1-154)
Publisher : Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/JEKT.2024.v17.i01.p04

Abstract

This study analyzes the effect of competition banks on credit risk in the dual banking system in Indonesia. This research was conducted using a purposive sampling technique in selecting a sample of 5 conventional commercial banks and 5 Islamic commercial banks. The method used is the Generalized Method of Moments (GMM) from 2011 to 2020. Credit risk for Conventional Banks is measured by the value of Non-Performing Loan (NPL), while Islamic Bank Financing is measured by the value of Non-Performing Financing (NPF). The results of this study indicate that Return on Assets (ROA) for Conventional Banks and Islamic Banks has a significant effect on credit risk in the dual banking system, Loan to Deposit Ratio (LDR) for Conventional Banks does not have a significant effect on Non-Performing Loan (NPL) while Financing to Deposit Ratio (FDR) of Islamic Banks has a significant level 2 influence on Non-Performing Financing (NPF). Bank size does not have a significant influence on credit risk in the dual banking system, and the Lerner Index for Conventional Banks has a significant effect on Non-Performing Loan (NPL), while the Lerner Index for Islamic Banks has no effect on Non-Performing Financing (NPF). The Central Bank in making policies can see that the level of competition for banks in the dual banking system in Indonesia is categorized as a monopolistic competition market, where each bank has its own market segment so that it has market power that is strong enough to set prices that are relatively.
Long-term stability of money demand and monetary policy in Indonesia Vinna Agustantira; Imam Asngari; Sri Andaiyani
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 14 No. 1 (2024)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v14i1.9146

Abstract

The purpose of this study is to determine the long-term and short-term relationship between inflation, interest rates, exchange rates, and economic growth to the demand for money in Indonesia. The method used in this study is Autoregressive Distributed Lag (ARDL). The Data used are money demand, inflation, interest rates, exchange rates, GDP in Indonesia for the period 2015-2021. The results of this study are inflation has a positive relationship and significantly affects the demand for money, interest rates have a negative relationship and does not affect significantly, the exchange rate has a positive relationship, while GDP has a positive relationship in the short term, but in the long term has a negative relationship and does not affect significantly.  Policymakers should develop and implement comprehensive long-term economic plans that prioritize sustainable growth. This may include initiatives to diversify the economy, enhance productivity, improve infrastructure, and promote investments to foster a stable economic environment that minimizes adverse effects on the demand for money in the long run. This research can help monetary authorities determine appropriate policies to maintain economic stability, such as collaborating with the government in overcoming market failures with the aim of achieving price stability.
Household Economic Management Training for Achieving Family Well-Being in Kota Daro Village, Ogan Ilir Regency Ariodillah Hidayat; Mardalena Mardalena; Sri Andaiyani; Liliana Liliana; Xenaneira Shodrokova
Jurnal Pengabdian UNDIKMA Vol. 6 No. 2 (2025): May
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v6i2.14593

Abstract

This community service aims to increase the awareness, attitudes, skills, and abilities of family members in managing household finances effectively. The community service method used in this activity is educational-participatory, through interactive service that actively involves residents in the learning process about basic concepts of household finance, budget planning, and saving strategies. The target subjects in this activity are heads of families and MSME actors in Daro City Village, Ogan Ilir Regency, especially heads of families and housewives. The evaluation instrument used was a closed questionnaire, which was distributed after the training activities were completed. The data analysis technique uses quantitative descriptive by using percentages to show the level of response of participants to the level of understanding, motivation, readiness to implement financial strategies, and obstacles still faced in household economic management. The results of the service show that the participants' understanding of financial management has increased. This service fosters greater awareness of the importance of budgeting, prioritizing needs over wants, and maintaining financial discipline in the household. Participants also realized the importance of openness, honesty, and cooperation between family members in achieving long-term financial stability.
Co-Authors Abdul Bashir Adella Febriana Agil Novriansa Ahmad Berlian Alghifari Mahdi Igamo Deassy Apriani Dirta Pratama Atiyatna Djambak, Syaipan Fachrizal Bahri Feny Marissa Fera Widyanata Fida Muthia Hidayat, Ariodillah Imam Asngari Imelda Imelda Ishak, Zulkarnain Liliana Liliana Mardalena Mardalena Melisa Putri Muhammad Teguh Nazeli Adnan Nona Widharosa REZA GHASARMAN, REZA Rostartina, Eka Saleh, Muhammad Syrod Saputri, Nyimas Dewi Murnila Skolastika Ferlicia Subardin, Muhammad Suhel Suhel Vinna Agustantira Xenaneira Shodrokova Yunisvita, Yunisvita Zulfa Wulandari