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Do Demographic Factors Affect Digitial Financial Literacy? Fida Muthia; Agil Novriansa; Sri Andaiyani
SRIWIJAYA INTERNATIONAL JOURNAL OF DYNAMIC ECONOMICS AND BUSINESS SIJDEB, Vol. 7, No. 1, March 2023
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/sijdeb.v7i1.41-50

Abstract

The purpose of this study is to determine the socio-economic influence on digital financial literacy. This research also focuses on differences in digital financial literacy by age category. The samples in this study are generation Z, millennials, generation X and baby boomers in Indonesia. The sample is selected using criteria and around 420 participants are selected as the sample of this study. The data is collected using a survey method with a questionnaire. Data analysis in this study was carried out using regression analysis to see the causal relationship between variables. Meanwhile, the one-way ANOVA test was used to see differences in digital financial literacy by age category. The results showed that age and education have a significant effect on digital financial literacy. Meanwhile, gender and income are not the factors that influence digital financial literacy. The findings also suggest that digital financial literacy differs based in the age group. This research suggests policy makers to consider digital financial literacy as part of the knowledge offered at schools or universities and use a a different program to promote digital financial literacy in each age group.
UMKM Desa Ulak Banding Menuju Produk Unggulan Yang Favourable Market Sri Andaiyani; Taufiq Marwa; Yunisvita; Nazeli Adnan; Ariodillah Hidayat; Winike Yourlis Faulita
JURPIKAT Vol 6 No 4 (2025)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v6i4.2520

Abstract

Usaha Mikro Kecil dan Menengah (UMKM) memiliki peran penting dalam mendukung pertumbuhan perekonomian di Indonesia. Kontribusi yang cukup menjanjikan dari sektor UMKM dalam menunjang perekonomian Indonesia secara keseluruhan tentu tidak lepas dari permasalahan. Banyak hal yang menghambat peningkatan UMKM salah satunya kurang inovasi dan kreatifitas dalam membuat kemasan yang menarik. Tujuan kegiatan pengabdian masyarakat ini untuk meningkatkan pemahaman dan keterampilan masyarakat dalam pengemasan produk yang dihasilkan agar lebih menarik serta bagaimana kepercayaan konsumen diraih dari adanya labeling. Metode yang dilakukan menggunakan model pemberdayaan masyarakat yang terdiri dari metode ceramah, diskusi dan Latihan praktek langsung. Hasil dari kegiatan pengabdian ini adalah terciptanya kemasan produk yang memiliki nilai estetika, mitra telah mengetahui bagaimana mengembangkan produk melalui pengemasan yang menarik dan Labeling.
GENDER DIVERSITY AND FINANCIAL DISTRESS: EVIDENCE FROM NON-FINANCIAL COMPANIES IN INDONESIA Fida Muthia; Melisa Putri; Sri Andaiyani
Jurnal Riset Bisnis dan Manajemen Vol. 17 No. 1 (2024): February Edition
Publisher : Faculty of Economic and Business, University of Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jrbm.v17i1.12082

Abstract

This research aims to empirically test the influence of board gender diversity on the likelihood of financial distress in non-financial companies in Indonesia. The percentage of women on the board of directors and board of commissioners is used as a proxy for the board gender diversity variable. Financial distress is measured using the Altman Z-score ratio. 2553 total observations were used from 2018-2022 to measure the effect of board gender diversity on the likelihood of distress. The results of logistic regression show that the presence of women on the board of directors and board of commissioners reduces the possibility of financial distress. The research results also show that the increase in supervision is directly proportional to the number of members of the board of directors and board of commissioners. The results of these findings can be input for decision makers regarding regulations on the number of women in company top management.
Pendampingan Pengenalan Sistem Upah dan Insentif Berbasis Produktivitas pada UMKM Rinjani Snacks Yunisvita Yunisvita; Sri Andaiyani; Rahma Nida; Wiga Ayu Desmanita
KOMUNITA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 5 No 3 (2026): Agustus
Publisher : PELITA NUSA TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60004/komunita.v5i3.670

Abstract

This community service program was implemented to enhance managerial capacity, productivity, and production efficiency at UMKM Rinjani Snacks, which faces challenges such as a non performance based wage system, limited production equipment, and conventional marketing practices. The program was carried out through an initial survey, socialization, training on productivity based wage systems, human resource management, digital marketing, and the provision of production tools such as semprong kapit molds, frying pans, and gas stoves as supporting technologies for capacity improvement. The results of the activities indicate an increase in participants understanding of productivity principles, task distribution, and digital marketing strategies, as well as positive responses to the additional equipment, which has proven to streamline production processes and increase potential output volume. Overall, the interventions provided have strengthened the business management structure, encouraged the adoption of more efficient work systems, and improved the competitiveness of the UMKM. The sustainable implementation of productivity-based wage schemes and the utilization of production technology are expected to support business continuity and local economic growth.
STRATEGI PENINGKATAN CAPACITY PRODUCTION DAN DIGITAL MARKETING UMKM RINJANI SNACKS MELALUI PENERAPAN TEKNOLOGI TEPAT GUNA Sri Andaiyani; Dessy Yunita; Hamira Hamira
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 7, No 12 (2024): MARTABE : JURNAL PENGABDIAN MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v7i12.5133-5140

Abstract

Perekonomian indonesia saat ini tentunya terus menerus berkembang di era digital ini. Sektor industri pengolahan terutama subsektor industri makanan dan minuman terus menerus dikembangkan karena mampu mendayagunakan penduduk usia produktif. Mitra UMKM Rinjani Snack yang bertempat di kota Palembang, merupakan sasaran mitra yang menjadi perhatian khusus dalam pengembangannya di aspek produksi, manajemen usaha, dan juga literasi keuangan. Mitra rinjani snack memiliki potensi yang baik untuk dikembangkan melalui metode yang dilakukan baik dari sosialisasi, pelatihan, penggunaan teknologi tepat guna, dan juga evaluasi. Hasil dari pengabdian PKM ini ialah bahwa mitra telah mampu untuk memasarkan produknya lebih jauh dan lebih luas lagi melalui media sosial dan e-commerce. Serta mitra mampu melakukan peningkatan kapasitas produksi dalam jumlah yang lebih besar dengan menggunakan teknologi tepat guna yang diberikan.Â