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Journal : Al-Tijary : Jurnal Ekonomi dan Bisnis Islam

Peran Sukuk Negara dalam Pembiayaan Infrastruktur Rizky Suci Ramadayanti; Dedy Mainata; Angrum Pratiwi
Al-Tijary Al-Tijary, Vol. 2, No. 2, Juni 2017
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (524.442 KB) | DOI: 10.21093/at.v2i2.788

Abstract

Sukuk are securities issued under sharia principles, as evidence of the participation in the State Sharia Securities/Surat Berharga Syariah Negara (SBSN) assets, either in rupiah or foreign currency. Sukuk is a proportional representation of ownership of an asset for a certain period of time with risksand returns associated with cash flow through underlying asset in the hand of investors. This paper describes the overview of the role of sukuk in infrastructure financing in Indonesia. Sukuk has played a significant role for infrastructure development in Indonesia. Indonesia’s infrastructure budget allocation gradually increased. A number of projects listed in the Anggaran Pendapatan dan Belanja Negara (APBN) are selected specially financed by sukuk. Since the issuance of project financing sukuk has doubled until this year. This is an important concern for the government that sukuk turned out to be an important financial instrument in Indonesia’s infrastructure development.
Pengaruh Capital Adequacy Ratio (CAR) Terhadap Return On Aset (ROA) Pada Bank Syariah Dedy Mainata; Addien Fahma Ardiani
Al-Tijary AL-TIJARY, Vol. 3, No. 1, Desember 2017
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (505.763 KB) | DOI: 10.21093/at.v3i1.960

Abstract

Penelitian ini bertujuan untuk mengetahui apakah ada pengaruh capital adequacy ratio (CAR) terhadap return on assets (ROA) pada perusahaan  Perbankan Syariah  periode tahun 2012 hingga tahun 2016. Populasi  dalam penelitian  ini  sebanyak  9  perusahaan  perbankan  syariah.  Jenis penelitian  ini  adalah penelitian  kuantitafif  dengan  menggunakan  sumber  data  sekunder yaitu laporan keuangan tahunan perusahaan perbankan syariah dan jurnal-jurnal penelitian terdahulu. Teknik analisis yang digunakan adalah analisis regresi sederhana. Berdasarkan hasil penelitian, diketahui bahwa Variabel Capital Adequacy Ratio tidak berpengaruh   signifikan  terhadap profitabilitas perusahaan perbankan syariah, hal  ini dibuktikan dengan uji  tdengan nilai signifikansi 0,003 < 0,05 dimana tingkat signifikan lebih kecil dari level alpha sebesar 0,05 yang berarti ada hubungan atau pengaruh CAR (X) terhadap ROA (Y)
Analytical Tools dan SWOT Analysis Penggunaan M-Banking Perbankan Syariah di Indonesia Dedy Mainata
Al-Tijary Al-Tijary Vol. 3, No. 2, Juni 2018
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (462.028 KB) | DOI: 10.21093/at.v3i2.1131

Abstract

The current shift in banking services is focused in banking technology. Similarly, this is also happening to sharia banking in Indonesia. Banking technology is one of the services that are favored by sharia banking in the competition to attract customers. M-Banking services is one of the products being offered by sharia banking technology, providing the costumer with the highest and newest developments in technology. This goes together with the increasing demand for easier procedures.The significant development of M-Banking services in sharia banking in Indonesia helps evaluating the customers' satisfaction with a specific product. Through M-Banking SWOT analysis, it is expected that the quality of banking services can be improved. This paper aims to analyze more deeply about the strengths, weaknesses, opportunities, and threats (SWOT) of M-Banking services of sharia banking in Indonesia.The strengths of M-Banking banking services are cost-effective, time-saving, attractive features, easy to operate, easy to download, interesting promo, Islamic content info. Weaknesses of M-Banking services in sharia banking are slow data access speed, insufficient Security, network limitations, the lack of accessibility and performance by all customers, and M-Banking functionality still under development process. The outstanding points of M-Banking of sharia banking are the development of performance, functionality and bandwidth of M-Banking server which have the potential to increase the number of customers. In conclusion, main challenges regarding M-Banking are the competition between banks, the relationship between the confidentiality of customer data and its possible misuse by employees or hackers, accessibility, effectiveness and efficiency of the product, as well as improvement of functionalities and performance of M-Banking service.
Unit Usaha Syariah pada Perbankan Syariah: Tinjauan Pustaka dengan Bibliometrik Dedy Mainata
Al-Tijary AL-TIJARY VOL. 7, NO. 1, DESEMBER 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (456.151 KB) | DOI: 10.21093/at.v7i1.4354

Abstract

Islamic Banking Window have a good level of comparison and contribute to government policies in changing from Islamic business units to Islamic commercial banks. This study aims to find out which countries and their relationships with publications can be used as benchmarks for future research and present the findings of the most authored articles and provide direction for future research with the theme of Islamic Banking Window. This paper quantitatively analyzes the literature on Islamic Banking Window, as represented by English-language 60 articles from the Scopus database with a time span from 2008 to 2021. Using a bibliometric approach plus content analysis. We find that Malaysia is the most relevant country, Universiti Kebangsaan Malaysia (UKM) the most relevant institution and the International Journal of Islamic and Middle Eastern Finance and Management and Journal of Islamic Accounting and Business Research the most relevant journal. There are two main topics: (1) general studies on the Islamic banking window and (2) practical implications. We also offer future research directions.