Article Per Year (5 Year)
p-Index From 2021 - 2026
3.057
P-Index
This Author published in this journals
All Journal Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Kodifikasia: Jurnal Penelitian Islam International Journal Ihya' 'Ulum al-Din Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan JESI (Jurnal Ekonomi Syariah Indonesia) Tasharruf: Journal Economics and Business of Islam Journal of Management and Islamic Finance Mazahib: Jurnal Pemikiran Hukum Islam Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Borneo Islamic Finance and Economics Journal (BIFEJ) INASJIF Journal of Finance and Islamic Banking Wealth: Journal of Islamic Banking and Finance
Dedy Mainata
UIN Sultan Aji Muhammah Idris Samarinda
Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 25 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 25 Documents
Search

 1   2   3 
The Influence of Fee Based Income on Gross Profit Margin and Profit Margin Ratio of Sharia Commercial Bank in Indonesia Period 2018 to 2023 Arvika, Arvika; Parno, Parno; Mainata, Dedy
Wealth: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, UIN Prof. K. H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/wealth.v3i2.12242

Abstract

The financial reports of Islamic Commercial Banks (BUS) for the years 2018–2023 that are posted on the websites of the Financial Services Authority (OJK) and associated Islamic Commercial Banks (BUS) serve as the primary source of secondary data for this quantitative research type study. Panel data regression with Fixed Effect and Random Effect models is the data analysis technique employed. E-Views 12 is the analysis tool that was utilized. The results of this study partially show that the Fee-based Income variable has no effect on the Gross Profit Margin of Islamic Commercial Banks for the 2018- s.d 2023 period with a t-statistic value <t table (0.384 <1.970) and a probability value of more than 0.05 (0.70 > 0.05). Fee Based Income has no partial effect on the Profit Margin Ratio of Islamic Commercial Banks with a statistical t value < t table (-0.258 < 1.970) and a probability value greater than 0.05 (0.79 > 0.05). So it can be concluded that Fee Based Income has no partial effect on Gross Profit Margin and Profit Margin Ratio of Islamic Commercial Banks.  
EXPLORING MOBILE BANKING ADOPTION IN INDONESIAN ISLAMIC BANKS: AN APPLICATION OF THE UTAUT2 MODEL Mainata, Dedy; Septia, Rita; Giovani, Revi Mariska
Journal of Management and Islamic Finance Vol. 5 No. 1 (2025): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v5i1.12193

Abstract

Users of smartphones, PDAs, or other mobile devices can independently perform financial transactions via mobile banking anytime and anywhere. This study aims to understand the factors influencing customer adoption and continued usage of mobile banking services in Indonesia by applying the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2), which considers user experience, gender, age, and education level as moderating variables. Data were collected through a structured questionnaire distributed both online and offline to 226 users of Islamic bank mobile banking services in Indonesia. Selected using a non-probability purposive sampling method, targeting individuals with prior experience in using mobile banking. The sample consisted of respondents from various provinces across Indonesia, predominantly from Java and Kalimantan, with diverse backgrounds in terms of age (mainly aged 30–40 years). The data were analyzed using Smart PLS 4 software. The findings reveal that effort expectancy, habit, hedonic motivation, and social influence significantly influence the adoption and use of mobile banking services. The demographic analysis indicates that users with master’s degrees and those in the 30–40 age group are the most likely to adopt these services. These findings provide strategic insights for Islamic financial institutions aiming to maintain and enhance customer engagement with mobile banking. This study offers a novel contribution to academic discourse and delivers actionable recommendations for policymakers and banking practitioners to design inclusive and Sharia-compliant digital transformation strategies.
Soft Skills Training to Become Professionals for Students at Samakisast Wittaya School in Sadao, Thailand Mainata, Dedy; Darmawati; Yanti, Dharma; Wibowo, Arista; Siregar, Shamil Hekmatyar
Dimas: Jurnal Pemikiran Agama untuk Pemberdayaan Vol. 25 No. 1 (2025)
Publisher : LP2M of Institute for Research and Community Services - UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/dms.v25i1.21506

Abstract

This community service program was conducted at Samakisast Wittaya School, Sadao, Thailand, to address the lack of students’ interpersonal readiness for higher education and employment. The activity aimed to strengthen soft skills such as professional demeanor, communication, teamwork, and courteous speech. Using participatory action research integrated with community-based research, service-learning, and asset-based community development, the one-day program engaged sixty students through tutorials and rotating practice stations focusing on appearance, posture, handshake protocol, and polite expressions. The results showed high participation, improved understanding of the importance of soft skills, and observable behavioral enhancement during coached demonstrations. Tangible outputs included behavioral rubrics and photo documentation for continued use. The program concludes that a participatory, low-cost, and asset-based model effectively embeds soft-skills training into school routines and can serve as a foundation for sustained teacher-led reinforcement and future quantitative evaluation.
PENGARUH KINERJA KEUANGAN TERHADAP PERTUMBUHAN ASET UUS DENGAN ASET BANK INDUK SEBAGAI VARIABEL INTERVENING DI INDONESIA Gusniawan, Irvan; Parno, Parno; Mainata, Dedy
Indonesian Scientific Journal of Islamic Finance Vol 1 No 1 (2022): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v1i1.4546

Abstract

The background of the research is that UUS's Asset Growth shows good performance. Therefore, a more in-depth observation and analysis is needed to observe the growth of UUS's assets. The research objectives are to examine the effect of NPF, NOM, and BOPO on UUS asset growth, and to examine the effect of NPF, NOM, and BOPO on parent assets, as well as to examine the effect of NPF, NOM, and BOPO on UUS asset growth mediated by parent assets. The research method in this study is quantitative research using secondary data types in the form of monthly reports that have been published by the OJK and each Parent Bank that has UUS through its official website, which consists of 20 samples of Islamic Business Units. The dependent variable used is UUS Asset Growth, the independent variable is the financial performance of NPF, NOM, and BOPO, and the Intervening Variable is the assets of the parent bank. The analytical method used in this study is Mediation Variable Regression with the help of IBM SPSS Statistics 22 software. The results of this study indicate that partially NPF has a significant negative effect on UUS Asset Growth, namely the lower the NPF ratio, the better. The NOM has a significant negative effect on UUS Asset Growth, indicating that the ratio is not good, meaning that the profits obtained are still relatively small. Likewise, BOPO has a negative effect on UUS Asset Growth, the lower the ratio, the better. Meanwhile, parent bank assets have a positive effect on UUS asset growth. And simultaneously NPF, NOM, BOPO, and the assets of the parent bank have a positive effect on the growth of UUS assets. Partially, NPF also has a negative effect on the parent bank's assets, meaning that the NPF on the parent bank's assets is quite good. The NOM has a negative effect on the Parent Bank's assets, meaning that the ratio is not good because the lower the profit, the less profit. While the BOPO has a negative effect on the Parent Bank's assets, this indicates that the ratio is quite good. And NPF has a negative effect on UUS Asset Growth mediated by its Parent Assets. Meanwhile, NOM has a negative effect on UUS Asset Growth mediated by its Parent Assets. Likewise, BOPO has a negative effect on UUS Asset Growth mediated by its Parent Assets period 2015-2020.
INTEGRASI TEKNOLOGI DAN NILAI SYARIAH: ANALISIS UTAUT2 TERHADAP NIAT PENGGUNAAN MOBILE BANKING DI SAMARINDA Seong, Majiid Ballo; Mainata, Dedy; Wibowo, Arista
Indonesian Scientific Journal of Islamic Finance Vol 4 No 1 (2025): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v4i1.11357

Abstract

Digital transformation in Islamic banking opens significant opportunities to improve efficiency, financial inclusion, and customer satisfaction. However, despite this progress, the adoption of Islamic mobile banking still lags behind that of conventional banks. This study aims to analyze several determinants influencing the intention to adopt Islamic mobile banking in Samarinda using the UTAUT2 theoretical framework. This study employed a quantitative approach, with 165 respondents selected through conventional sampling. Data collection used an online questionnaire, which was then processed using the SEM-PLS technique. Data analysis showed that habit, social influence, enabling conditions, hedonic motivation, price value, effort expectancy, and performance expectancy significantly influenced intention to use. Gender, age, and experience were shown to moderate some of the relationships between variables on intention to use. These findings provide a basis for developing digitalization strategies for Islamic banks that are more adaptive to consumer preferences.
Co-Authors Addien Fahma Ardiani Agustina Ningsih Angrum Pratiwi Ardiani, Addien Fahma Arvika, Arvika Darmawati Darmawati Darmawati Giovani, Revi Mariska Gusniawan, Irvan Hardiana, Dian Irfan Irfan Mahmud, Prananda Priyandan Mauizatul Hasanah, Mauizatul Moh Mahrus Moh. Mahrus Muhamad Halik Muhammad Birusman Nuryadin Mursyid Parno Parno Parno Parno Parno Parno Pratiwi, Angrum Rahmatullah, Nur Ramadayanti, Rizky Suci Ramadayanti, Rizky Suci Ramadhan, Wahid Nur Rifa'at Nur Rahmah Riski Amalia Rismawati Rismawati Rizal, Fitra Rizky Suci Ramadayanti Seong, Majiid Ballo Septia, Rita Siregar, Shamil Hekmatyar Siti Fahraheda Nur Tika Parlina Wibowo, Arista Yanti, Dharma Yovanda Noni