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Pengaruh Pengetahuan Investasi, Perilaku Keuangan Dan Pendapatan Terhadap Keputusan Investasi Mahasiswa Di Fakultas Ekonomi Universitas Se-Kota Denpasar Damayanti, Pande Kadek Dian; Padnyawati, Kadek Dewi; Yuliantari, Ni Putu Yeni
Hita Akuntansi dan Keuangan Vol. 6 No. 4 (2025): Hita Akuntansi dan Keuangan
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32795/f8bez535

Abstract

    An investment decision is a decision to allocate or place a certain amount of funds into a certain type of investment. It can also be said to be a step chosen by investors in their capital investment activities based on their considerations and experience. One of the factors needed in making investment decisions is investment knowledge, financial behavior and income. The aim of this research is to determine the influence of Knowledge, Financial Behavior and Income on Student Investment Decisions at the Faculty of Economics at Universities in Denpasar City. Research is quantitative or relates to numbers as a benchmark.    Data was collected using a gform questionnaire using Stratified Random Sampling techniques. The number of samples in this research was 100 student respondents at the Faculty of Economics, Universities in Denpasar City using the Slovin Formula. Analysis techniques in research use descriptive analysis techniques, validity & reliability tests, classical assumption tests and multiple linear regression tests. The research results show that Investment Knowledge (X1) has a positive and significant effect on Investment Decisions (Y). Financial Behavior (X2) has a positive and significant effect on Investment Decisions (Y). Income (X3) has a positive and significant effect on Investment Decisions (Y). 
Pengaruh Persepsi Kemudahan Penggunaan, Persepsi Keamanan Dan Manfaat Terhadap Minat Pemakaian Financial Technology Pada Penggunaan Pembayaran Digital UMKM Kabupaten Badung Darmayanti, Rai; Ayu, Putu Cita; Yuliantari, Ni Putu Yeni
Hita Akuntansi dan Keuangan Vol. 6 No. 3 (2025): Hita Akuntansi dan Keuangan
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32795/tg8dzb36

Abstract

Fintech is the use of technology to provide innovative solutions in the financial industry. Fintech combines elements of finance with information and communication technology. The goal is to create products and services that are more efficient, fast and easily accessible. This study aims to examine the Influence of Perceived Ease of Use, Perceived Security and Benefits on Interest in Using Financial Technology on the Use of Digital Payments for MSMEs in Badung Regency. This study uses a quantitative approach by determining the sample using the Slovin formula with an error rate of 10%, resulting in a total of 100 respondents in MSMEs in Badung Regency and data was collected through questionnaires. The data used are primary data in the form of responses from respondents, and processed using SPSS. The results of this study indicate that Perceived Ease of Use (X1), Perceived Security (X2), and Benefits (X3) have a positive and significant effect on Interest in Using Financial Technology (Y) in Badung Regency.
Pengaruh Persepsi Kemudahan, Kepercayaan dan Fitur Layanan Terhadap Minat  Mahasiswa Menggunakan Financial Technology (Fintech): Seluruh Mahasiswa Aktif Fakultas Ekonomi Bisnis Dan Pariwisata Universitas Hindu Indonesia Yuli Artini, Ni Luh Putu; Yuliantari, Ni Putu Yeni
Hita Akuntansi dan Keuangan Vol. 6 No. 4 (2025): Hita Akuntansi dan Keuangan
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32795/gpkk6x90

Abstract

Financial Technology is an investment alternative that presents options for people who wish to access financial services in a practical, efficient, convenient and economical manner. This study aims to determine the effect of perceived convenience, trust, and service features on interest in using financial technology (fintech). The final sample in this study was 225 responden from the Faculty of Economics, Business and Tourism, Indonesia Hindu University Active who were willing to answer the questionnaire. The analysis technique used is multiple linear regression. The results of the study show that perceived convenience, trust, and service features have a positive effect on interest in using financial technology (fintech).