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All Journal Ekonis : Jurnal Ekonomi dan Bisnis International Journal of Educational Review, Law And Social Sciences (IJERLAS) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Journal of Accounting Research, Utility Finance and Digital Assets (JARUDA) Jurnal Mahasiswa Akuntansi Samudra
Haris Al Amin
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Journal : International Journal of Educational Review, Law And Social Sciences (IJERLAS)

 1 
SHARIA EQUITY CROWDFUNDING MODEL WAQF Syawal Harianto; Mizan Mizan; Haris Al Amin; Abdul Halim
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 1 (2023): January
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i1.613

Abstract

The concept of inclusive finance in the fintech era encourages Islamic banking to improve the quality and innovation of technology-based products. Currently, the development of financial technology is starting to move towards the digitization of financial institutions The purpose of this research is: first, to know the concept of Sharia equity crowdfunding in Indonesia from the perspective of sharia compliance; second, to find out the implementation of crowdfunding-sharia from the perspective of shariah compliance. The method used by researchers is the thematic approach method. The results of this study show that transactions in the concept of Sharia equity crowdfunding can be developed and granted but must be in accordance with sharia compliance with the orentation of economic transactions in the real sector. As for the agreement that can be used in the form of mudharabah, musyarakah, salam, ijarah, and qard, The field of construction/agriculture/agricultural plantations can be a partner (mudharib). The implementation of the sharia equity crowdfunding (SEC) model must still pay attention to risk management and legal issues and become an alternative solution for Islamic banks. Based on the findings of this study, the following recommendations are made: Islamic banking must innovate products using the SEC model to reach MSMEs and startups through the use of mobile platforms and collaboration with fintect; improve SEC literacy and socialization of Sharia economy through financial technology; sec.The SEC model can be an alternative to my banking innovation in financial instruments by targeting MSMEs, startups. By supporting the implementation of the SEC model, it is expected that there will be technological modernization and improvement in the quality of Islamic banking human resources.
ANALYSIS OF REGIONAL ORIGINAL REVENUE ACCOUNTING SYSTEM (PAD) OF THE ZAKAT SECTOR AT BPKD NORTH ACEH DISTRICT Abdul Halim; Syawal Harianto; Haris Al Amin
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 2 No. 6 (2022): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v2i6.789

Abstract

This study aims to determine the Zakat Sector Regional Original Income Accounting System at the Regional Financial Management Board (BPKD) of North Aceh Regency. This type of research is qualitative research. The data used are primary data in the form of interview results and secondary data in the form of financial reports and documents related to the financial data of the zakat sector's own-source revenue (PAD). Data collection techniques used were interviews and literature studies which were then analyzed using descriptive qualitative analysis methods. The results of the study show that the Zakat Sector Regional Original Revenue Accounting System (PAD) at the Regional Financial Management Board (BPKD) of North Aceh Regency has been carried out properly in accordance with the applicable laws and regulations.
MURABAHAH FINANCING PROBLEM SOLVING STRATEGIES: ANALYSIS AND EVALUATION Haris al Amin; Syawal Harianto; Abi Waqqosh; Abdul Halim
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 1 No. 2 (2021): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v1i2.790

Abstract

The research was conducted wtith the aim of analyzing the settlement of troubled murabahah financing at BPRS Rahmah Hijrah Agung Lhokseumawe. This research is a type of field research conducted in BPRS to obtain relevant data or data sources (primary and secondary) the author conducts data collection through observation, documentation and interviews. Then the data obtained were analyzed using descriptive methods. Based on the research and discussion that the author has done, it can be concluded that the factors that cause problematic murabahah financing can be caused by bank who are not careful in analyzing financing and lack of supervision after funding is given in addition it is also caused by customers who intentionally do not want to fulfill their obligations or because the customer’s business has decreased. The handling of murabahah financing is problematic in the BPRS Rahmah Hijrah Agung Lhokseumawe, namely by collecting incentives, granting warning letters or reprimand, extension of the installment period and execution of collateral. Settlement of troubled financing carried. Out by BPRS Rahmah Hijrah Agung Lhokseumawe is not contrary to islamic because in accordance with the fatwa of the national shariah council of the Indonesia ulama council in handling troubled financing BPRS provides time allowance for customers who have not been able to pay their obligations by giving an ectended period of time to pay installments for customers who fall into the category of experiencing a disaster or a business downturn but still be saved.
PUBLIC PERCEPTION IN CHOOSING SHARIA INSURANCE Haris Al Amin; Muhammad Suip; Imsar; Nursyidah
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 2 No. 6 (2022): November
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v2i6.792

Abstract

This research aims to determine the influence of public perception in choosing Islamic Insurance at Kecamatan Silih Nara, Kabupaten Aceh Tengah. this research using quantitative analysis methods, the variables are public perception (x) and decision making (y), the model used in this study is a simple linear regression model that will be done after the classic assumption test which consist of a normality test and a heteroscedasticity test, using the SPSS Version 18. The data used is primary data.collected using a questionnaire who given to 100 respondents. The results of this research showed partially that public perception had a positive and significant influence in decision making to choosing Islamic Insurance at Kecamatan Silih Nara, Kabupaten Aceh Tengah. Based on the results of the t test, it was found that public perception variable obtained t – value > t – table (9,580 > 1,984), and sig. value 0,000 < 0,05. The results of the coefficient of determination test (R2) in this research are 0,484 (48,4%), which means that public perception has a 48% influence for the decision making process in choosing Islamic insurance. The results of Simple linear regression in this test is 0,695 (Positive value) which means there is a significant influence between public perception and decision making in choosing Islamic Insurane at Kecamatan Silih Nara, Kabupaten Aceh Tengah.
Co-Authors A Halim Abdul Halim Abi Waqqash Abi Waqqosh Aisara Rizkya Dwi Meilvinasvita Imsar Mizan Mizan Muhammad Suip Nursyidah Rauzatul Jannah Syawal Harianto Syawal Harianto