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DETERMINAN PEMBIAYAAN MURABAHAH (Studi Pada Bank Pembiayaan Rakyat Syariah Periode 2012-2017) Syawal Harianto; Mizan Mizan; Haris Al Amin; Dwi Meilvinasvita
Ekonis: Jurnal Ekonomi dan Bisnis Vol 21, No 1 (2019): JURNAL EKONOMI DAN BISNIS (EKONIS)
Publisher : Politeknik Negeri Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (899.686 KB) | DOI: 10.30811/ekonis.v21i1.897

Abstract

Abstract: This article was created to examine the determinants of murabahah financing as seen from the indicators: (a) Number of Sharia Rural Banks; (b) Third Party Funds; (c) Non Performing Financing. The data used is secondary data obtained from Sharia Banking publications by the Financial Services Authority and Bank Indonesia in the 2012-2017 period. This research approach method in two ways, namely associative and quantitative analysis. For the purpose of data analysis used multiple linear regression analysis and uses a hypothesis test that is Fisher test and student test. The test results show that simultaneously the number of sharia people's finance bank offices, third party funds and non-performing financing have a significant effect on murabahah financing and partially the number of sharia people's financing bank offices, third party funds and non-performing financing have a positive and significant impact on murabahah financing. This study recommends the Sharia People's Financing Bank (BPRS) to continuously monitor the number of sharia people's finance bank offices, third party funds and non-performing financing so that murabahah financing is able to deal with the monetary crisis Keywords: Murabahah Financing, Determinan,F isher Test, Studet Test
Analysis of Islamic Supply Chain Strategies in Indonesia Yuhanis Ladewi; Antoni Antoni; Mizan Mizan; Rima Melati
International Journal of Supply Chain Management Vol 9, No 3 (2020): International Journal of Supply Chain Management (IJSCM)
Publisher : International Journal of Supply Chain Management

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Abstract

Abstract- This conceptual paper is aimed to explore critical factors of the Islamic supply chain for their economic impact in the region of Indonesia. The variable used in this study is the strategy of Halal supply chain and optimizing the potential of economy. The data analysis used was qualitative descriptive. The results of the research carried out were the supply chain strategy carried out by the Halal management institution in Palembang, namely by establishing halal strategy collection units which were placed in several government agencies such as government agencies and companies as well as cooperating with banks, government officials, and religious leaders. The strategy for halal supply chain can be done by OPZ, LAZIS or BAZIS through the payment system, among others; supports from government and private; halal hub; differentiation between Muslim and non-Muslim suppliers; halal  control  and  labeling; also be paid through Islamic banking services. We highlighted that in fulfilling the orders from customer, complete segregation between halal and non-halal products throughout the supply chain is strictly required. The manufacturing flow management is about physical handling of the products that must be controlled from the origin to the consumption points. In addition, procurement also plays an important role in the supply chain, which is according to Tieman et  al. (2012), to define and manage the upstream supply chain networks.  It  covers  purchasing  strategy,  selection  of  suppliers,  ordering, evaluating suppliers, and determining the specification
Pengaruh Penerapan Sistem Pengandalian Internal Pemerintah Terhadap Pencegahan Kecurangan Yuhanis Ladewi; Nunung Nurhayati; Mizan Mizan; Riska Janatul
Kajian Akuntansi Volume 21, No. 1, 2020
Publisher : Universitas Islam Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/ka.v21i1.5835

Abstract

The purpose of this study was to determine the effect of the implementaion of the government internal control system on prevention of fraud in Regional Device Organization Palembang. The variabels in this study used the implementation of the government internal control system. and prevention of fraud. The data used primary data in the from of questionnaires. The analitycal method and analysis techniquesin this study used a quantitative analysis method and descriptive and associative analysis techniques with the help of the Statistical Program Special Science (SPSS). The results of this study indicated that government internal control had effect on the prevention of fraud. Keywords: Government Internal Control, Prevention of Fraud, and Regional Device Organization AbstrakPenelitian ini bertujuan untuk mengatahui pengaruh penerapan sistem pengendalian internal pemerintah terhadap pencegahan kecurangan pada Oraganisasi Perangkat Daerah Kota Palembang. Variabel  yang digunakan dalam penelitian ini yaitu penerapan sistem pengendalian internal pemerintah sebagai variabael X dan variabel pencegahan kecurangan sebagai variabel Y. Data yang digunakan adalah data primer dan teknik pengumpualan data menggunakan kuesioner. Metode analisis dan teknik analisis data yang digunakan dalam penelitian ini adalah metode analisis kuantitatif dan teknik analisis deskriptif dan assosiatif dengan bantuan Program Statistical Program Special Science (SPSS). Dari hasil analisis tersebut menunjukan bahwa penerapan sistem pengendalian internal pemerintah berpengaruh terhadap pencegahan kecurangan. Kata Kunci: pengendalian internal pemerintah, pencegahan kecurangan, organisasi      perangkat daerah
Faktor Faktor Yang Mempengaruhi kualitas laporan keuangan Dan Dampaknya Terhadap Minat Membayar Zakat Yuhanis Ladewi; Mizan Mizan; Indah Rizki Gustiriyani
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10183

Abstract

This study aims to determine partially the effect of transparency and accountability on the quality of financial reports and their impact on intention to pay zakat. The type of research used is descriptive and associative research. The variables used transparency, accountability, quality of financial reports, and intention to pay zakat. The location of the research was carried out at the National Amil Zakat Agency, South Sumatra Province. The population used is 104 respondents. The sample used is saturated sample. The data used are primary and secondary data, as well as data testing using validity and reliability tests. The analysis technique used is descriptive statistics and inferential statistics (normality test, multicollinearity test and heteroscedasticity test) and the coefficient of determination test (R²) as well as path analysis and hypothesis testing (t). Research data processing was assisted by the SPSS version 25 computer program. The results of the study can be concluded partially (t test) showing that partially accountability affects the quality of financial reports. While transparency has no significant effect on the quality of financial reports. Accountability and quality of financial statements have a significant effect on the intention to pay zakat. Meanwhile, transparency has no significant effect on the intention to pay zakat
PERAN MANAJEMEN PEMBELAJARAN DALAM MENINGKATKAN PRESTASI AKADEMIK Ami Putri Nadia; Mizan Mizan; Zubaidah Zubaidah
EDUCATIONAL JOURNAL : General and Specific Research Vol. 5 No. 1 (2025): FEBRUARI
Publisher : CV. ADIBA AISHA AMIRA

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Abstract

Learning management plays an important role in improving students' academic achievement by creating a conducive and organized learning environment. This article discusses the relationship between learning management and academic achievement, which is influenced by internal factors, such as student motivation and cognitive ability, as well as external factors, such as family support and learning quality. The method used is a literature study by reading various sources that discuss education management and academic achievement. The results of the study show that student academic achievement does not only reflect the results of numerical evaluation, but also the mastery of competencies such as critical thinking, creativity, and cooperation. The use of relevant learning strategies, such as project-based learning and technology, can increase student engagement in the learning process. In addition, teachers' competence in managing the classroom and providing constructive feedback are also key to successful learning. This article recommends the implementation of a holistic approach that involves support from various parties, including families, teachers and the school environment, to create optimal learning conditions and support maximum student academic achievement.
SHARIA EQUITY CROWDFUNDING MODEL WAQF Syawal Harianto; Mizan Mizan; Haris Al Amin; Abdul Halim
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 1 (2023): January
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i1.613

Abstract

The concept of inclusive finance in the fintech era encourages Islamic banking to improve the quality and innovation of technology-based products. Currently, the development of financial technology is starting to move towards the digitization of financial institutions The purpose of this research is: first, to know the concept of Sharia equity crowdfunding in Indonesia from the perspective of sharia compliance; second, to find out the implementation of crowdfunding-sharia from the perspective of shariah compliance. The method used by researchers is the thematic approach method. The results of this study show that transactions in the concept of Sharia equity crowdfunding can be developed and granted but must be in accordance with sharia compliance with the orentation of economic transactions in the real sector. As for the agreement that can be used in the form of mudharabah, musyarakah, salam, ijarah, and qard, The field of construction/agriculture/agricultural plantations can be a partner (mudharib). The implementation of the sharia equity crowdfunding (SEC) model must still pay attention to risk management and legal issues and become an alternative solution for Islamic banks. Based on the findings of this study, the following recommendations are made: Islamic banking must innovate products using the SEC model to reach MSMEs and startups through the use of mobile platforms and collaboration with fintect; improve SEC literacy and socialization of Sharia economy through financial technology; sec.The SEC model can be an alternative to my banking innovation in financial instruments by targeting MSMEs, startups. By supporting the implementation of the SEC model, it is expected that there will be technological modernization and improvement in the quality of Islamic banking human resources.