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PENGARUH CAR, NPL, DPK DAN ROA TERHADAP LDR PERUSAHAAN PERBANKAN INDONESIA Setyo Tamtomo, 08.05.52.0043 Handy; Hersugondo, Hersugondo
Students Journal of Accounting and Banking Vol 1, No 1 (2012): Vol. 1 No. 1 Edisi Pertama 2012
Publisher : Students Journal of Accounting and Banking

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Abstract

Penelitian ini bertujuan untuk menguji pengaruh Capital Adequancy Ratio (CAR), Non Performing Loan (NPL), Dana Pihak Ketiga (DPK) dan Return On Asset (ROA) terhadap Loan to Deposit Ratio (LDR) pada Perusahaan Perbankan di Indonesia tahun 2006 – 2009. Hal ini dimaksudkan agar perusahaan-perusahaan perbankan di Indonesia tersebut dapat membuat suatu strategi kebijakan likuiditas yang optimal, sehingga perusahaan perbankan tersebut dapat tetap eksis untuk saat ini dan di masa mendatang.Data yang diperlukan dalam penelitian ini adalah data sekunder yang diperoleh dari Direktori Bank Indonesia tahun 2006 – 2009. Teknik pengambilan sampel dengan menggunakan purposive sampling,sehingga diperoleh sampel sebanyak 320 data observasi, tetapi setelah dilakukan outlier, ternyata sampel yang diolah sebanyak 304. Untuk menguji hipotesis mengenai pengaruh variabel independen dengan variabel dependen digunakan uji regresi linear berganda dengan taraf signifikansi sebesar 5%.Berdasarkan hasil penelitian ditemukan bahwa selama periode penelitian secara parsial, variabel Capital Adequancy Ratio dan Return On Asset berpengaruh positif dan signifikan terhadap LDR perusahaan, Non Performing Loan berpengaruh negatif dan signifikan terhadap LDR perusahaan, sedangkan Dana Pihak Ketiga tidak berpengaruh terhadap LDR perusahaan.Keywords: Capital Adequancy Ratio, Non Performing Loan, Dana Pihak Ketiga dan Return On Asset, Loan to Deposit Ratio
PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR), NON PERFORMING LOAN (NPL), DAN BEBAN OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) TERHADAP PROFITABILITAS (ROA) PADA BANK PERKREDITAN RAKYAT DI KOTA SEMARANG Deasy Purnamasari, 09.05.52.0074; Hersugondo, Hersugondo
Students Journal of Accounting and Banking Vol 2, No 1 (2013): VOL. 2 NO. 1 EDISI PERTAMA 2013
Publisher : Students Journal of Accounting and Banking

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The purpose of this research was to determine the influences of Capital Adequacy Ratio (CAR), Loan to Deposit Ratio (LDR), Non Performing Loan (NPL), and BOPO to Profitability Return On Assets (ROA) at in the Semarang City. The population in this research are all rural banks in Semarang with samples totaling 19 BPR. Aspects researched are the financial statements of the period December 2011-September 2012. Data collection techniques in this study using the census was taken. There research variables are CAR, LDR, NPL, and BOPO as independent variables and Profitability, as measured by ROA as a bound variable. Data taken with the metod of documentation. The data obtained were analyzed using multiple regression analysis. Results significance test using a significance level of 0,005 obtained 0,000 significance. Because of the significance level of less than 0,005 then CAR simultaneously, LDR, NPL, and BOPO effect Profitability (ROA) at BPR in the Semarang City. Hypothesis testing results partially CAR, LDR, and NPL has no significances effect on Profitability, whereas the significance effect on Probability BOPO. The amount of simultaneous influence CAR, LDR, NPL, and BOPO to Profitability (ROA) was 67,2%. While the rest influenced by other variables not examined. Keywords: CAR, LDR, NPL, BOPO, Profitability (ROA).
PENGARUH EPS, LDR, DAN ARUS KAS OPERASI TERHADAP HARGA SAHAM EFFECT OF EPS, LDR, AND OPERATING CASH FLOW TO THE STOCK PRICE George Agust Hermianto, 08.05.52.0127; Hersugondo, Hersugondo
Students Journal of Accounting and Banking Vol 2, No 1 (2013): VOL. 2 NO. 1 EDISI PERTAMA 2013
Publisher : Students Journal of Accounting and Banking

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The purpose of this study to determine the effect of earnings per share (EPS), loan to deposit ratio (LDR), and operating cash flow on stock prices empirically. This study shows the type of causal research and bersiifat replication of previous research with the study population is a company - a company registered BEI during the 2008 to 2010. Elections were conducted with a purposive sampling method and of the 27 companies acquired 24 companies sampled. The data used are secondary data. This study analyzes the relationship between earnings per share (EPS),), loan to deposit ratio (LDR), and operating cash flow to share price. The statistical method used is multiple linear regression to test the classical assumption first. The results of this study indicate that the partial earnings per share (EPS) have a significant effect on stock prices, the partial loan to deposit ratio (LDR) and a significant negative effect on stock prices, and operating cash flow and no significant negative effect on stock prices as well as variables simultaneously both earnings per share (EPS),), loan to deposit ratio (LDR), and operating cash flows have a significant effect on stock prices in companies listed on the Stock Exchange.Keywords: Earnings Per Share, Loan To Deposit Ratio, Current Kas Operasi