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Manajemen Risiko Permodalan Perusahaan-Perusahaan Asuransi Jiwa di Indonesia Andreas Krisvian; Erfan Rizki Prabowo; Muhammad Rifqi Abrar; Yusuf Kresna; Dewi Hanggraeni
Jurnal Dinamika Manajemen Vol. 10 No. 3 (2022): Jurnal Dinamika Manajemen
Publisher : Prodi Magister Manajemen Fakultas Ekonomi dan Bisnis Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jdm.v10i3.11535

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh risiko investasi dan penjaminan emisi terhadap tingkat RBC perusahaan asuransi jiwa di Indonesia. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif, dengan teknik pengolahan data Ordinary Least Squares (OLS) dan Robust Least Squares (RLS). Penelitian ini menggunakan data statistik asuransi Indonesia dari Otoritas Jasa Keuangan (OJK) pada periode 2016 - Oktober 2020 di 50 perusahaan asuransi jiwa Indonesia sebagai sampel penelitian. Hasil dari penelitian ini menunjukkan bahwa pengaruh risiko investasi memiliki pengaruh yang signifikan dan berkorelasi positif terhadap RBC serta pengaruh risiko penjaminan emisi memiliki pengaruh yang signifikan dan berkorelasi negatif terhadap RBC. Penelitian ini dapat meningkatkan pemahaman tentang pentingnya bagi perusahaan asuransi untuk memperhatikan risiko investasi dan risiko penjaminan emisi yang berpengaruh terhadap RBC. This study aims to determine the effect of investment risk and underwriting on the RBC level of life insurance companies in Indonesia. The method used in this research is quantitative method, with data processing techniques Ordinary Least Squares (OLS) and Robust Least Squares (RLS). This study uses statistical data on Indonesian insurance from Otoritas Jasa Keuangan (OJK) in the period 2016 - October 2020 in 50 Indonesia’s life insurance companies as the research sample. The results of this study indicate that the effect of investment risk has a significant and positive correlation to RBC and the effect of underwriting risk has a significant and negative correlation to RBC. This research can improve understanding of the importance for insurance companies to pay attention to investment risks and underwriting risks that affect RBC.
Effect of Share Ownership Concentration, Audit Committee Meeting Frequency, Type of External Auditor, and Risk Monitoring Committee Size on Operational Risk Disclosure in Non-Bank Financial Services Institutions (LJKNB) for the 2019-2023 Period Jane Naomi; Lolita Akbar; Ardila Galuh Savitri; Rachmi Syamsi; Dewi Hanggraeni
Jurnal Pendidikan Indonesia Vol. 6 No. 1 (2025): Jurnal Pendidikan Indonesia
Publisher : Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/japendi.v6i1.6772

Abstract

In an increasingly complex global business environment, effective corporate governance is one of the main pillars to maintain economic stability and encourage sustainable growth in the financial sector. This study aims to analyze the Effect of Share Ownership Concentration, Audit Committee Meeting Frequency, Type of External Auditor, and Risk Monitoring Committee Size on Operational Risk Disclosure in Non-Bank Financial Services Institutions (LJKNB) for the 2019–2023 Period. The content analysis method was used to collect operational risk disclosure data from the annual reports of 42 LJKNB listed on the IDX during the period 2019 to 2023. Using GLS regression analysis, this study shows the influence of governance on the disclosure of operational risks quantitatively and qualitatively. The results show that the concentration of share ownership, the number of audit committee meetings, and the external auditors of the Big 4 have a significant positive effect on the disclosure of quantitative operational risks, while the number of risk monitoring committees has a significant negative effect. The four governance variables did not have a significant effect on the qualitative disclosure of operational risks
The Impact of Macroprudential Policies on MSME Credit Growth and Risk Ferry Fredrick Kaban; Dewi Hanggraeni
Dinasti International Journal of Education Management And Social Science Vol. 5 No. 3 (2024): Dinasti International Journal of Education Management and Social Science (Febru
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijemss.v5i3.2375

Abstract

The aim of this research is to identify the impact of macroprudential policy related to the financing ratio for micro small medium enterprises (MSME) to each bank’s MSME credit growth and non-performing loan (NPL). This research used a panel data analysis using the pooled least square (PLS) model conducted on the financial data of 40 public conventional banks for the observation during the period from 2012 to 2021 with MSME’s credit growth and NPL as the dependant variables and the policy, bank’s characteristics, and macroeconomic factors as independent variables. The results reveals that the policy significantly affects MSME’s credit growth and NPL. This study ultimately provides input for banks to fulfill the financing ratio in order to comply with the regulator but should be selective in terms of MSME’s financing. The findings of this research inquire regulator to re-evaluate the requirement target for all banks to achieve minimum financing MSME ratio.