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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN PETANI JAGUNG DI KECAMATAN JUNREJO KOTA BATU Ahara, Azzuhri Tri; Hoetoro, Arif
Jurnal Ilmiah Mahasiswa FEB Vol. 4 No. 1
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

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Abstract

The aimed of this study to analyze the factors affecting revenue toward farmers in the Junrejo District Batu. The dependent variable in this research is the revenue received by Farmers in a farming cycle. Meanwhile, the land area, the amount of capital, the amount of the crop, age of the farmer and the amount of labor is an independent variable. The selected sample is 3 villages with the highest number of households cultivate maize crop in the Junrejo District such as Junrejo Village, Tlekung Village, and Dadaprejo Village. OLS regression analysis results showed that at the 95 percent confidence level, land area, the amount of capital, the amount of the crop, and the number of workers has a significant impact on farmers' revenue. While the age of the farmer has no significant effect on farmers' revenue. Keywords: Revenue, Farmers, Land Area, Total Capital, Total Yield, Age Farmers, Total Labor.  
The Effect of Merchant Characteristics and Religious Tour Visits as a Moderating Variable to Merchant Revenues (Study in Sunan Ampel Religious Tourism Area, Surabaya) Lestari, Alfi Muflikhah; Multifiah, Multifiah; Hoetoro, Arif
Journal of Indonesian Tourism and Development Studies Vol. 6 No. 1 (2018)
Publisher : Graduate School, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jitode.2018.006.01.04

Abstract

This study aims to determine the influence of merchant characteristics based on age, education, capital, years in business and labor to the income of merchants and to know the effect of religious tourism as moderating variable that influences the Sunan Ampel religious tourism area of Surabaya. This research used simple random sampling technique with 70 merchants as respondent. Data were analyzed using moderation regression with interaction method. The results showed age, capital and labor have a significant effect on the merchant's income while the years in business and education have no significant effect on the merchant's income. The result of research on religious tourism visit as moderating variable shows religious tourism visit has a moderating effect on the relationship of age, capital and business time to the merchant's income. On the other hand, this variable has no moderating effect on the relation of labor and education to the merchant's income.Keywords: age, capital, education, labor, religious tourism, the income of merchants, years in business.
Obstacles and Solutions in Performing Islamic Financial Contracts Hoetoro, Arif
IQTISHADIA Vol 11, No 1 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i1.3200

Abstract

There are some obstacles faced by Islamic microfinance institutions in performing Islamic financial contracts as purely demanded by Islamic law. In case of Bayt al-Maal wa al-Tamweel (BMT), the application of Islamic financial contracts needs a special approach and innovation. By taking BMT Sidogiri of East Java as the research site, this study qualitatively evaluated the practice of murabahah, mudlarabah, and musharakah contracts conducted by such an insti-tution. In examining these obstacles, this study had conducted several in-depth interviews with the branch manajer of BMT Sidogiri of Malang City. The findings revealed that the obstacles in performing Islamic financial contracts are dominated by lack of knowledge, asymmetric information, limited cooperation among related institutions, opportunistic behavior, and lack of social capital. To overcome these obstacles, it is recommended that the practices of Islamic financial transactions were not only in line with shari’ah-compliant but also with shari’ah-based schemes.