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All Journal Media Trend: Berkala Kajian Ekonomi dan Studi Pembangunan Jurnal Ilmu Ekonomi dan Pembangunan OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi Jurnal Samudra Ekonomi dan Bisnis JMD: Jurnal Riset Manajemen & Bisnis Dewantara SULUH: Jurnal Abdimas International Journal of Economics, Business and Accounting Research (IJEBAR) JPEKBM (Jurnal Pendidikan Ekonomi, Kewirausahaan, Bisnis dan Manajemen) Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Economie : Jurnal Ilmu Ekonomi Jurnal Oportunitas : Ekonomi Pembangunan
Sony Kristiyanto
Universitas Wijaya Kusuma Surabaya
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Library & Information Science Social Sciences Other

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Literasi Keuangan Laku Pandai sebagai Alternatif Bisnis Ibu Rumah Tangga Desa Setro Pratomo, Gigih; Sony Kristiyanto; Matheous Tamonsang
SULUH: Jurnal Abdimas Vol 3 No 2 (2022): SULUH: Jurnal Abdimas Februari
Publisher : FEB-UP Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35814/suluh.v3i2.2760

Abstract

Laku Pandai's financial literacy has an important role in building character and community institutions in urban and rural areas. The purpose of this social activity is for Laku Pandai literacy as an alternative business for housewives to find out the reality, advantages and financial literacy of Laku Pandai and to identify methods and optimal solutions for Laku Pandai financial literacy as an alternative business to housewives in Setro Village. Menganti District, Gresik Regency. The results show that the main housewives know the Laku Pandai program as a financial bank service product with a good literacy level and some have become Laku Pandai agents. Setro Village has the advantage of a strategic location and constraints on the amount of costs and profit sharing which are much lower than its operational costs as well as the rapid pace of development of mobile banking and financial technology. The community can form a community to improve communication from the community, village officials, academics and the bank to provide stimulus to Laku Pandai agents to improve their performance.
Ethnical Barriers Tenaga Kerja Lokal Tambak Garam di Kota Surabaya dalam Perspektif Kualitatif Etnografi Sahara, Rika; Kristiyanto, Sony
Economie: Jurnal Ilmu Ekonomi Vol 2, No 1 (2020): January
Publisher : Faculty of Economic an Business Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (230.386 KB) | DOI: 10.30742/economie.v1i2.1130

Abstract

This study aims to find out more deeply about obstacles for local labor (ethnic Javanese) as salt farmers in the city of Surabaya. There is an absolute requirement in the use of salt-producing labor in Surabaya City. This research uses qualitative method with ethnography study approach. Data collection technique using indepth interviewing method. The sample used in this research is seven people by using sampling technique snowball sampling that is getting information or data based on recommendation from others who really understand the problem of this research. The result of this research is finding a fact that in the salt production activity in Surabaya City is required to use non-local worker with ethnic Madura on the grounds that only Madurese ethnic workers are willing and able to accept the heavy consequences that have been arranged by the owner of the pond salt in the city of Surabaya. Salt pond owners in the city of Surabaya do not impose barriers to local labor to produce salt, as evidenced by a new innovation by transferring the function of empty land into an artificial salt pond in order to attract local labor.
Dilema Petani, Diantara Keanggotaan Asosiasi dan Pemenuhan Kebutuhan Hidup (Studi Kasus Petani Kopi Kecamatan Dampit Kabupaten Malang) Kristiyanto, Sony; Putri Nugroho, Ayu Davieta
Economie: Jurnal Ilmu Ekonomi Vol 4, No 2 (2022): June
Publisher : Faculty of Economic an Business Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (517.51 KB) | DOI: 10.30742/economie.v4i1.2520

Abstract

Indonesia is an agricultural country and one of Indonesia's mainstay agricultural products is coffee. In general, Indonesia's coffee production is the fourth largest in the world. Until now, there are still many coffee plantations with traditional management systems that result in the production and quality of the coffee beans produced being not optimal. Coffee farmers themselves are quite aware of this, and some of them are trying to form farmer associations and with these associations, they can share knowledge about good coffee cultivation. The problem that arises is the gap between farmers who are members of the association and farmers who are not members of the association. This study aims to answer why farmers are still reluctant to join associations that clearly provide a higher level of welfare. This study took place in Dampit District, Malang Regency because in this area there are still clear differences about farmers who are members of the association and farmers who are not members of the association. This study uses a qualitative approach with a phenomenological paradigm. The final conclusion of this study is the ignorance of farmers and the requirements of the association are the two main reasons why there are still farmers who are reluctant to join the association.
Transaksi Digital Perbankan dan Dampaknya dengan Perekonomian Indonesia Yusuf, Dina Yuliana; Kristiyanto, Sony
Economie: Jurnal Ilmu Ekonomi Vol 4, No 1 (2022): January
Publisher : Faculty of Economic an Business Wijaya Kusuma Surabaya University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/economie.v3i2.1815

Abstract

The process of analyzing the effect of short-term and long-term non-cash payment systems on economic growth in Indonesia in the form of P.D.B. Non-cash payment systems are represented by debit/debit cards, credit cards/credit cards and electronic money/e-money using time series data (January 2010 – December 2020) with E.C.M.(Error Correction Model). The conclusion obtained shows that the transaction volume of debit/debit cards, credit cards/credit cards and electronic money/e-money in the short term/short term has no effect on economic growth in Indonesia and the volume of card transactions in the long term/long term has negative relationship with economic growth in Indonesia.
How Education Creates Your Wages, A Case of Manufacturing and Retail Companies in Surabaya Kurniawan, Esther Elysia; Kristiyanto, Sony
Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi Vol 20, No 1 (2024): April
Publisher : Research Institution and Community Service Universitas Wijaya Kusuma Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30742/equilibrium.v20i1.3634

Abstract

Education has an important role in the labor market. One component in determining the level of wages for workers is the level of education that the worker has. Apart from that, the level of education is one of the requirements for workers to be able to reach a certain level of position. The problem that then arises is how the level of education can reflect the level of wages that workers will receive, especially workers in the manufacturing and retail industries. In some cases, even though the level of education plays an important role, work experience, worker skills and the performance of the worker concerned are the keys for workers to get higher wages. This condition then gave rise to a debate regarding whether or not education was necessary in the labor market and whether it was true that the level of education would correlate with workers' wages. By using qualitative research methodology with a phenomenological paradigm, this research tries to reveal more details about this phenomenon. Manufacturing and retail companies were chosen as research subjects considering the complexity of the workers working in these companies. Manufacturing and retail companies have complex characteristics in their employment structure. Meanwhile, Surabaya was chosen because the city of Surabaya has the characteristics of an industrial and trade city in its economic structure. This research comes to the conclusion that basically education will be able to have an impact on workers' wages, but how big this impact will be will depend on the company where the worker works. A wage system that relies on bonuses or commissions based on worker performance will indirectly mean that the impact of education on wages will not be visible in real terms.
Analysis of the Effect of Efficiency on Bankruptcy at the Rural Bank in Surabaya Kristiyanto, Sony; Haryanto, Tri; Kusumawardani, Deni
Jurnal Samudra Ekonomi dan Bisnis Vol 16 No 2 (2025): JSEB
Publisher : Fakultas Ekonomi dan Bisnis Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jseb.v16i2.10920

Abstract

Unlike commercial banks, rural banks have their own uniqueness that they only provide basic banking services. It is important because, they serve more people with low financial literacy. This condition requires rural banks in a healthy condition to be able to serve the financial transaction needs of the community. This research attempts to see how efficiency relates to the potential for bankruptcy in rural banks. By using the Springate score to see the potential for bankruptcy and the DEA to calculate efficiency, this research concludes that the level of efficiency has no effect on the potential for bankruptcy in rural banks. While other variables in this research, namely total liabilities, total assets, operating costs and operating income have a significant effect on the potential for bankruptcy in rural banks.
ROKOK, KEBIASAAN MEROKOK DAN ANGKA KEMISKINAN DI PULAU JAWA Setiyani, Mei Handriati; Kristiyanto, Sony
OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Vol 8 No 1 (2023): OIKOS: Jurnal Kajian Pendidikan Ekonomi dan Ilmu Ekonomi
Publisher : Fakultas Keguruan Dan Ilmu Pendidikan Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/oikos.v8i1.12534

Abstract

Poverty is a major problem faced by all countries, including Indonesia. Several studies have shown that the problem of poverty is influenced by several factors, both economic and non-economic factors. This study intends to look more deeply and comprehensively from different perspectives on poverty in Indonesia, especially poverty in Java. It is estimated that smoking behavior and habits in Indonesia can affect poverty rates because generally, cigarette consumers are dominated by people with lower welfare levels. Furthermore, it is also known that the percentage of spending on cigarette consumption is actually higher when compared to the percentage for education or health. The focus of this research is regencies and cities in Java Island in 2021. This research comes to the conclusion that smoking behavior has a positive and significant effect, while other variables, namely TPAK and Gross Domestic Product Regional rates can also influence poverty rates on Java Island.
Dampak Mal Tunjungan Plaza Terhadap Sektor Ekonomi Masyarakat Sekitar Alifia, Rania; Kristiyanto , Sony
Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan Vol. 5 No. 3 (2025): Oktober: Jurnal Ilmiah Manajemen, Bisnis dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurimbik.v5i3.1407

Abstract

The purpose of the study was to determine the impact of Tunjungan Plaza Mall on the economic sector of the community in Kedungdoro Village, Tegalsari Subdistrict, Surabaya. The research informants were 9 people. Data collection techniques consist of observation, interview, and documentation. The results of this study indicate that: the impact of the existence of Tunjungan Plaza Mall includes positive impacts and negative impacts, namely positive impacts including increased income in the form of an increase in the number of MSMEs, an increase in the number of boarding rentals, employment and the application of CSR to the community around Tunjungan Plaza. While the negative impacts of the existence of Tunjungan Plaza Mall include noise due to activities around the mall, and congestion due to stalls and illegal parking that stands around the mall area. The attitude of the community towards the existence of Tunjungan Plaza Mall is that the community is quite benefited in the economic sector, although on the other hand there are some negative impacts that arise.
Co-Authors Alifia, Rania Deni Kusumawardani Etak Anggraeni Hakim Gigih Pratomo Ismanto Hadi Santoso Kurniawan, Esther Elysia Matheous Tamonsang Mei Handriati Setiyani Michelina Sasita Putri Nugroho, Ayu Davieta Sahara, Rika Setiyani, Mei Handriati Sugeng Widodo Sugeng Widodo Tri Haryanto Yusuf, Dina Yuliana Zahrotul Mufida Zita Mayella Regina Dully