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Melacak Teori Rasionalitas Ekonomi berbasis Islamic Ethics Isfandiar, Ali Amin
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2015): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/muqtasid.v6i2.23-41

This paper discusses the rationality from the angle of language and itscoverage, rationality from the standpoint of immanence and transcendence.The theme of the study are about the relationship between ethics andrationality, rationality in economics including the position of rationality inIslamic economy, the role of the outsider (external factors) of rationality (ineconomy in taking decisions). The approach used is a philosophicalexploratory, i.e. tracing the linguistic philosophical side which started from the rational root of the word itself is up to on the word transformation in economics, so that gave rise to some form of the word rational that was so extreme and radical as the pretext of self to behave as free-free economy. The presence of characteristic trandensi in Islamic economy which is not owned by the conventional economy, namely the risk of uncertainty as to the resigned expression tawwakul and unrestricted time jangkauang (time horizon) from the life of the world to the life of the hereafter.Tulisan ini membahas rasionalitas dari sudut bahasa dan cakupannya, rasionalitas dari sudut pandang imanensi dan transendensi. Tema kajianadalah mengenai hubungan antara etika dan rasionalitas, rasionalitas dalambidang ekonomi termasuk di dalamnya posisi rasionalitas dalam ekonomiIslam, peranan outsider (faktor eksternal) terhadap proses rasionalitas (kedalam diri pelaku ekonomi dalam mengambil keputusan). Pendekatan yangdigunakan adalah filosofis-eksploratif, yakni menelusuri sisi filosofiskebahasaan yang dimulai dari akar kata rasional itu sendiri hingga sampaipada proses transformasi kata tersebut dalam bidang ekonomi, sehinggamemunculkan bentukan kata rasional yang begitu ekstrim dan radikal sebagai dalih diri untuk berperilaku sebebas-bebasnya dalam bidang ekonomi. Adanya karakteristik trandensi dalam ekonomi Islam yang tidak dimiliki oleh ekonomi konvensional, yaitu pasrah kepada resiko ketidakpastian sebagai ekspresi tawakal dan jangkauang waktu yang tak terbatas (time horizon) dari kehidupan dunia sampai kehidupan akhirat.

Institusionalisasi akad muamalah Ali Amin Isfandiar
Jurnal Investasi Islam Vol 5 No 1 (2020): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v5i1.1052

Islamic contract mechanism, as it's called al-'aqd al-muamalah) was doneas personal contract. The emerging of islamic bank makes it transfrormed being aninstitution contract, that changes a simple contract being a rigid one, because aposition of the islamic bank. This process is called by "institutionalization", where itcould be realized without external power which support that process, such as policypower who arranges by rules, internal resources who prepars software, hardware andbrainware, economi power who supports market acceptance analysis, social powerwho supports accelerated improvement and inovation, and ijtihad power who supportssyariah compliance. The three latest are research focus and by social economicapproach and qualitative analysis model, this research finds that theinstitutionalization of islamic contract has been transforming for a long-long time agoand using two ways scientifically integration process, economics and syariah (islamiclaw), especially al-fiqh al-mu'ámalah.

Melacak Teori Rasionalitas Ekonomi berbasis Islamic Ethics Ali Amin Isfandiar
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2015): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

This paper discusses the rationality from the angle of language and itscoverage, rationality from the standpoint of immanence and transcendence.The theme of the study are about the relationship between ethics andrationality, rationality in economics including the position of rationality inIslamic economy, the role of the outsider (external factors) of rationality (ineconomy in taking decisions). The approach used is a philosophicalexploratory, i.e. tracing the linguistic philosophical side which started from the rational root of the word itself is up to on the word transformation in economics, so that gave rise to some form of the word rational that was so extreme and radical as the pretext of self to behave as free-free economy. The presence of characteristic trandensi in Islamic economy which is not owned by the conventional economy, namely the risk of uncertainty as to the resigned expression tawwakul and unrestricted time jangkauang (time horizon) from the life of the world to the life of the hereafter.Tulisan ini membahas rasionalitas dari sudut bahasa dan cakupannya, rasionalitas dari sudut pandang imanensi dan transendensi. Tema kajianadalah mengenai hubungan antara etika dan rasionalitas, rasionalitas dalambidang ekonomi termasuk di dalamnya posisi rasionalitas dalam ekonomiIslam, peranan outsider (faktor eksternal) terhadap proses rasionalitas (kedalam diri pelaku ekonomi dalam mengambil keputusan). Pendekatan yangdigunakan adalah filosofis-eksploratif, yakni menelusuri sisi filosofiskebahasaan yang dimulai dari akar kata rasional itu sendiri hingga sampaipada proses transformasi kata tersebut dalam bidang ekonomi, sehinggamemunculkan bentukan kata rasional yang begitu ekstrim dan radikal sebagai dalih diri untuk berperilaku sebebas-bebasnya dalam bidang ekonomi. Adanya karakteristik trandensi dalam ekonomi Islam yang tidak dimiliki oleh ekonomi konvensional, yaitu pasrah kepada resiko ketidakpastian sebagai ekspresi tawakal dan jangkauang waktu yang tak terbatas (time horizon) dari kehidupan dunia sampai kehidupan akhirat.

DIGITAL HUMAN CAPITAL STRATEGY: IMPROVING COMPANY PERFORMANCE Arofatun, Sulis Ari; Mursid, Mansur Chadi; Isfandiar, Ali Amin; Kurniawan, Muchammad Arif; Masrur, Muhamad; Majid, Abdul; Aenurofik, Aenurofik
Journal of Information System, Applied, Management, Accounting and Research Vol 9 No 2 (2025): JISAMAR (March-May 2025)
Publisher : Sekolah Tinggi Manajemen Informatika dan Komputer Jayakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52362/jisamar.v9i2.1862

Nowadays, business competition is getting tougher, and companies must be able to manage their employees well so that they can work more optimally. This research discusses the various ways companies can improve employee performance, especially in the midst of ongoing global changes. In addition, this article also discusses digital HR strategies and how technology can help companies develop better. With the rapid development of technology, companies need to adjust the way they manage HR to be more effective. Digital technology not only helps speed up administrative work, but also creates a more comfortable and productive work environment. In this research, the method used is a literature study, namely by collecting information from books, journals, articles, and other relevant sources. From the results of the research, it is evident that the application of technology in HR management has a major impact on company performance. With a digital system, work becomes more efficient, the employee recruitment process can be faster, and employee engagement and satisfaction also increase. But of course, there are challenges to be faced, such as employees who are difficult to accept change or lack of skills in using technology. Therefore, it is important for companies to really understand how a digital HR strategy can be implemented properly. If done the right way, companies can be more competitive and successful in the long run by utilizing technology to manage HR more efficiently. Keywords: Digital HR strategy, Company performance, Technology, Human resource management, Synergy

AKAD MUAMALAH DI PASAR MODAL SYARIAH Ali Amin Isfandiar
Jurnal Hukum Islam Vol 7 No 1 (2009)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Shifting paradigm on capital market from conventional to shariah one supports to change the instrument usage. Because of prohibited status on debt trading (obligation or sukuk), interest instrument which has been used in capital market should be modified. Therefore ‘aqd muamalah is choosen and implemented to legalize debt contract on capital market. Ijarah and mudharabah has been implemented to shariah capital market. Beside both, it uses ‘aqd murabahah as contract instrument. Up to now, National Shariah Board (Dewan Shariah Nasional) was issued two fatawas on both of the first namely Fatwa DSN No.33/DSN-MUI/IX/2002 on shariah obligation based on mudharabah contract and Fatwa DSN No.41/DSN-MUI/III/2004 on shariah obligation on ijarah contract, beside the other fatwa on shariah obligation itself, Fatwa DSN No.32/DSN-MUI/IX/2002 deals with the shariah obligation. By fatawas, legalization of shariah obligation was actually guaranteed as to be implemented on shariah capital market and it can be seen to product variation published by financial institution.

Sharia Hotels: Identifying the Substantive and Label-Based Elements of Sharia Compliance in Hotels in Pekalongan City Isfandiar, Ali Amin; Rinda, Asytuti; Makarim, Ahmad Nabil
Hikmatuna : Journal for Integrative Islamic Studies Vol 11 No 2 (2025): Hikmatuna: Journal for Integrative Islamic Studies, December 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v11i2.13016

The development of Sharia-based business practices can be examined from two opposed perspectives: the Sharia label and Sharia substance. This article aims to analyze and compare the implementation of the ten Sharia principles outlined in DSN-MUI Fatwa No. 108/DSN-MUI/X/2016, which provide guidelines for Organizing Tourism Based on Sharia Principles, within hospitality business entities, including both Sharia-compliant hotels and conventional hotels. These ten principles serve as the theoretical framework and basis for the interview guidelines in this qualitative study. Data were obtained from seven hotel managers who served as informants. This study concludes that the interaction between business practices and religious (Sharia) principles gives rise to three categories of hotels. First, fully Sharia, referring to hotel models that implement Sharia principles comprehensively. Second, partially Sharia, referring to hotel models that implement Sharia principles selectively. Third, limited Sharia refers to hotel models that apply Sharia principles to a limited extent. Several factors influence these three categories: (1) internal rules or policies of the owners; (2) market or customer characteristics; (3) central and local government regulations; and (4) the Indonesian Hotel and Restaurant Association (PHRI). The urgency of this research lies in demonstrating that Sharia compliance does not always need to be expressed through a formal label; it may also be realized through substantive practices, which are more universally acceptable. Empirical evidence shows, first, that Sharia-labeled business practices are far fewer in number than those without such a label, and second, that upon closer and more profound observation, many unlabeled business practices are already Sharia-compliant. This phenomenon is referred to as substantive Sharia.

Sharia Hotels: Identifying the Substantive and Label-Based Elements of Sharia Compliance in Hotels in Pekalongan City Isfandiar, Ali Amin; Rinda, Asytuti; Makarim, Ahmad Nabil
Hikmatuna : Journal for Integrative Islamic Studies Vol 11 No 2 (2025): Hikmatuna: Journal for Integrative Islamic Studies, December 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/hikmatuna.v11i2.13016

The development of Sharia-based business practices can be examined from two opposed perspectives: the Sharia label and Sharia substance. This article aims to analyze and compare the implementation of the ten Sharia principles outlined in DSN-MUI Fatwa No. 108/DSN-MUI/X/2016, which provide guidelines for Organizing Tourism Based on Sharia Principles, within hospitality business entities, including both Sharia-compliant hotels and conventional hotels. These ten principles serve as the theoretical framework and basis for the interview guidelines in this qualitative study. Data were obtained from seven hotel managers who served as informants. This study concludes that the interaction between business practices and religious (Sharia) principles gives rise to three categories of hotels. First, fully Sharia, referring to hotel models that implement Sharia principles comprehensively. Second, partially Sharia, referring to hotel models that implement Sharia principles selectively. Third, limited Sharia refers to hotel models that apply Sharia principles to a limited extent. Several factors influence these three categories: (1) internal rules or policies of the owners; (2) market or customer characteristics; (3) central and local government regulations; and (4) the Indonesian Hotel and Restaurant Association (PHRI). The urgency of this research lies in demonstrating that Sharia compliance does not always need to be expressed through a formal label; it may also be realized through substantive practices, which are more universally acceptable. Empirical evidence shows, first, that Sharia-labeled business practices are far fewer in number than those without such a label, and second, that upon closer and more profound observation, many unlabeled business practices are already Sharia-compliant. This phenomenon is referred to as substantive Sharia.

INSTITUSIONALISASI AKAD MUAMALAH (Studi Transformasi tentang Proses dan Alur Migrasi Akad Personal ke Akad Institusi dalam Perbankan Syariah) Ali Amin Isfandiar
JURNAL PENELITIAN Vol 6 No 1 (2009): Volume 6 Nomor 1 2009
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/7js0s706

Islamic contract mechanism, as it's called al-'aqd al-muamalah) was done as personal contract. The emerging of islamic bank makes it transfrormed being an institution contract, that changes a simple contract being a rigid one, because a position of the islamic bank. This process is called by "institutionalization", where it could be realized without external power which support that process, such as policy power who arranges by rules, internal resources who prepars software, hardware and brainware, economi power who supports market acceptance analysis, social power who supports accelerated improvement and inovation, and ijtihad power who supports syariah compliance. The three latest are research focus and by social economic approach and qualitative analysis model, this research finds that the institutionalization of islamic contract has been transforming for a long-long time ago and using two ways scientifically integration process, economics and syariah (islamic law), especially al-fiqh al-mu'ámalah.

ANALISIS FIQH MUAMALAH TENTANG HYBRID CONTRACT MODEL DAN PENERAPANNYA PADA LEMBAGA KEUANGAN SYARIAH Ali Amin Isfandiar
JURNAL PENELITIAN Vol 10 No 2 (2013): Volume 10 Nomor 2 2013
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/4bxy4b93

This paper is intended to analyze philosophically about the existence of a hybrid contract (english) or al-'Uqûd al-Murakkabah (Arabic) or multiakad (Indonesia). Search focused on the opinion of scholars of hadith and fiqh (muamalah), as well as its application in Islamic Financial Institutions. This is important, because, in the form of a single contract is not able to respond to contemporary financial transactions which always move and are affected by the financial industry both nationally, regionally and internationally. By using qualitative and literature method, the study concluded that, firstly, fiqh muamalah contemporary view of the hadith related to contract hybrid models lead to the editorial about the ban of bai'ataini fi bai'atin (two sale and purchase in the sale), ban of shafqataini fi shafqatin (two agreements in the deal) and the prohibition of bay' and the salaf (sale and purchase agreement and ordering of goods), secondly, the construction of contract hybrid models in Islamic banks is addressed to the construction of al-Uqûd al-Mutaqabilah (dependent or conditional contract), which implemented on Guarantee Bank (BG), and al-'Uqûd al-Mujtami'ah (same type contract), which implemented on the Housing Financing.

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