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All Journal Jurnal Bisnis dan Ekonomi JURNAL KESEHATAN INDRA HUSADA Jurnal Manajemen dan Perbankan (JUMPA) Journal Of Indonesian Social Society KREATIF: Jurnal Pengabdian Masyarakat Nusantara
Dewi Sri Handayani
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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KUALITAS KREDIT PADA INDUSTRI PERBANKAN DAN DAMPAKNYA TERHADAP PROFITABILITAS BANK (Studi Empirik pada Bank Umum Konvensional yangTerdaftar diBursa Efek Indonesia) Dewi Sri Handayani; Bambang Sudiyatno
Jurnal Bisnis dan Ekonomi Vol 24 No 2 (2017): VOL. 24 NO. 2 EDISI SEPTEMBER 2017
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Stikubank

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (323.092 KB)

Abstract

This study aims to test and analyze the factors that affect the quality of credit that is, the influence of CAR, LDR, SIZE, BOPO to NPL and its impact on ROA. Analysis of research data is done by using multiple regression method. While the sampling method is done by purposive sampling method. The study was conducted at Indonesia Stock Exchange, with period of 2013 until 2015.The results show that Capital Adequacy Ratio (CAR) has no effect on Non Performing Loan (NPL). Loan to Deposit Ratio (LDR), Bank size (SIZE), and Bank Operating Cost (BOPO) have a significant positive effect on Non Performing Loan (NPL). While Non Performing Loan (NPL) has a significant negative effect on Return On Assets (ROA). Keywords: Capital Adequacy Ratio, Loan to Deposit Ratio, BOPO, SIZE, Non Performing Loan and Return On Asset
RELATIONSHIP OF THERAPEUTIC COMMUNICATION WITH ANXIETY OF FIRST ACTIVE PHASE LABOR PATIENTS IN DR. SOEKARDJO TASIKMALAYA’S HOSPITAL Lina Marlina; Reni Nurdianti; Dewi Sri Handayani
JURNAL KESEHATAN INDRA HUSADA Vol 9 No 1 (2021): Januari-Juni 2021
Publisher : SEKOLAH TINGGI ILMU KESEHATAN (STIKes) INDRAMAYU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36973/jkih.v9i1.303

Abstract

Anxiety during childbirth without a solution will increase of anxiety to a high level and increase the risk of injury and will affect contractions to be hypotonic. One of the factors influence anxiety during childbirth is therapeutic communication less. Research purposes is to determine relationship of therapeutic communication with anxiety level of patients during active phase labor in dr. Soekardjo Tasikmalaya’s hospital. The research method used descriptive correlational. The population in this study are patient of first active phase on labor in delivery room. Research sample is 30 people by accidental sampling for 3 weeks. Instrument research used a standardized therapeutic communication and anxiety questionnaire. Hypothesis testing used Rank Spearman test. The results showed that the highest percentage of therapeutic communication is "less" category is 13 people (43.33%), The highest level of anxiety is "heavy" category as many as 20 people (66.66%). hypothesis test show that there is a relationship between therapeutic communication and anxiety level of patients during the first active phase labor with P-value = 0.026, the correlation coefficient value is 0.463, which means that the strength of the relationship is sufficient. Based on this research results is suggested that midwives can provide the best service to patients by improving therapeutic communication to reduce anxiety mothers in labor.
Analysis of The Efficiency of Sharia Commercial Banks in Indonesia Using a Two-Stage Data Envelopment Analysis Approach marhamah; Sarbullah; Dewi Sri Handayani
Jurnal Manajemen dan Perbankan (JUMPA) Vol 11 No 2 (2024): Jurnal Manajemen dan Perbankan (JUMPA)
Publisher : Sekolah Tinggi Ilmu Ekonomi Y.A.I - Jakarta - Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55963/jumpa.v11i2.663

Abstract

This research aims to analyze the efficiency of 10 Islamic banks in Indonesia, as well as analyze the influence of bank size, ROA, NPF, FDR and inflation on the efficiency level of Sharia Commercial Banks. The samples in this research is 10 Sharia Commercial Banks that met the criteria. The research observation period is 2019-2023. The analysis technique for this research uses DEAP 2.1 in the first stage and tobit regression in the second stage. The research results show that the sharia commercial banks assuming an intermediation approach during 2019-2023 is still categorized as inefficient, because the average efficiency value of sharia commercial banks is around 80% or still below 1. The results of the tobit regression analysis show size bank, ROA and FDR have a positive and significant effect on the efficiency level of Sharia Commercial Banks, while NPF and Inflation do not have a significant effect on the efficiency level of Sharia Commercial Banks. The research implications be used by regulators to develop effective policies in supporting the growth and stability of the sharia banking sector. In addition, these findings also provide investors with insight into the relative performance of Islamic banks, and making more informed investment decisions. Abstrak - Penelitian ini bertujuan untuk menganalisis efisiensi 10 perbankan syariah di Indonesia 2019-2023, serta menganalisis pengaruh ukuran bank, ROA, NPF, FDR dan inflasi terhadap tingkat efisiensi Bank Umum Syariah. Sampel dalam penelitian ini adalah 10 Bank Umum Syariah yang memenuhi kriteria. Periode observasi penelitian adalah tahun 2019-2023. Teknik analisis penelitian ini menggunakan DEAP 2.1 ditahap pertama dan regresi tobit ditahap kedua. Hasil penelitian menunjukkan bahwa efisiensi Bank Umum Syariah dengan asumsi pendekatan intermediasi selama 2019-2023 masih dikategorikan inefisien, dikarenakan rata-rata nilai efisiensi Bank Umum Syariah berkisar diangka 80% atau masih dibawah angka 1. Hasil analisis regresi tobit menunjukkan ukuran bank, ROA dan FDR berpengaruh positif dan signifikan terhadap tingkat efisiensi Bank Umum Syariah, sedangkan NPF dan inflasi tidak berpengaruh signifikan terhadap tingkat efisiensi Bank Umum Syariah. Implikasi penelitian digunakan oleh regulator untuk menyusun kebijakan yang efektif dalam mendukung pertumbuhan dan stabilitas sektor perbankan syariah. Selain itu, temuan ini juga memberikan wawasan bagi investor tentang kinerja relatif bank syariah, membuat keputusan investasi yang lebih terinformasi.
Kajian Dampak Pelatihan dan Pengembangan Sumber Daya Manusia dalam Berbagai Sektor Industri Achmad Puariesthaufani N; Sjahril Effendy Pasaribu; Dewi Sri Handayani; Muthi’ah Patuan
Journal Of Indonesian Social Society (JISS) Vol. 1 No. 1 (2023): JISS - Februari
Publisher : PT. Padang Tekno Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (225.411 KB) | DOI: 10.59435/jiss.v1i1.26

Abstract

Keberadaan pelatihan dan pengembangan karyawan menunjukkan bahwa organisasi tidak hanya memanfaatkan karyawan potensial, tetapi juga pada individu yang dapat berkomitmen untuk mencapai tingkat tanggung jawab yang lebih tinggi. Pelatihan dan pengembangan juga menjadi sangat berdampak terhadap kinerja, bila dari talenta karyawan yang paling diandalkan dalam suatu organisasi dengan melatih mereka dengan baik. Hasil kajian tehadap literatur yang meneliti pengaruh pelatihan dan pengembangan di berbagai sector industry, menegaskan bahwa kedua hal tersebut punya dampak yang cukup signifikan dalam mempengaruhi kompetensi serta kinerja karyawan, bahkan berpengaruh dalam peningkatan keduanya bila disertai dengan metode yang tepat sesuai kebutuhan individu setiap karyawan.
Edukasi Keuangan Pelajar: Peningkatan Literasi Keuangan dan Pengenalan Investasi pada Generasi Z untuk Mencapai Tujuan Keuangan Berkelanjutan Fathihani Fathihani; Vely Randyantini; Ika Puji Saputri; Dewi Sri Handayani; Doni Kusuma
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 6 No. 1 (2026): Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v6i1.10634

Abstract

Generation Z is a productive demographic that has grown up in the digital era and is accustomed to the ease of digital financial transactions. However, their level of financial literacy remains relatively low. Data from the National Survey of Financial Literacy and Inclusion (OJK, 2022) shows that Indonesia’s financial literacy rate has only reached 49.68%. Limited financial management skills and a tendency toward consumptive behavior further contribute to Generation Z’s lack of understanding of proper financial management practices. This Community Service Programme (PkM) aims to improve young people’s comprehension of fundamental financial literacy concepts, financial planning, and the introduction of legal, needs-based investment, particularly among vocational high school students. The training guides participants in managing income, preparing budgets, distinguishing between needs and wants, and understanding investment instruments such as mutual funds and stocks. The PkM implementation consists of several stages, including an initial assessment of participants’ financial literacy, interactive training through lectures, quizzes, and group discussions, mentoring in developing personal financial plans, and outcome evaluation using pre-tests and post-tests. Evaluation results demonstrate a clear improvement in participants’ understanding of financial literacy and investment concepts. These findings indicate that interactive and application-based training methods are effective in increasing financial knowledge and awareness. Overall, the programme successfully achieved its objectives and positively influenced students’ financial knowledge and attitudes.
Co-Authors Achmad Puariesthaufani N Bambang Sudiyatno Doni Kusuma Fathihani, Fathihani Ika Puji Saputri Lina Marlina Marhamah . Muthi’ah Patuan Reni Nurdianti Sarbullah Sjahril Effendy Pasaribu Vely Randyantini