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Minat Mahasiswa dalam Menggunakan Produk Tabungan Mahasiswa (SIMPEL) Bank Jateng: Tinjauan Promosi dan Kualitas Layanan Rosita Ardiana; Tri Purwani
Jurnal Ilmiah Manajemen dan Kewirausahaan Vol. 5 No. 2 (2026): Mei: Jurnal Ilmiah Manajemen dan Kewirausahaan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimak.v5i2.6818

Abstract

This study aimed to assess the impact of promotion and service quality on students' interest in choosing SimPel products at Bank Jateng. The research employed a quantitative approach with a survey design, involving 60 students in Semarang Regency using the convenience sampling method. Data analysis utilized multiple linear analysis, and hypothesis testing involved the t-test and F-test with IBM SPSS 26. The findings revealed that promotion had a positive and significant impact on students' interest in using SimPel products, while service quality did not significantly influence students' interest at Bank Jateng People's Credit Bank. The F-test indicated that promotion and service quality jointly have a significant impact on using SimPel products Development People's Credit Bank, with a magnitude of influence at 20.6%. Despite the limitation of focusing solely on promotion and service quality in in- fluencing savings intentions, the research provides valuable insights for the development of banking businesses, especially regional banks.
Pengenalan Investasi pada Siswa SMK Swadaya Semarang Suhaji Suhaji; Rahmat Budi Santoso; Raden Rara Ayu Widaningsih; Hartanto Nur Jatmiko; Tri Purwani
JURPIKAT Vol 6 No 4 (2025)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v6i4.3121

Abstract

Kegiatan pengabdian ini bertujuan meningkatkan literasi investasi siswa SMK Swadaya Semarang. Metode yang digunakan meliputi penyuluhan interaktif, diskusi, dan simulasi investasi digital. Hasil menunjukkan adanya peningkatan pemahaman siswa yang signifikan, dengan nilai rata-rata naik dari 55 menjadi 90. Selain itu, siswa mulai memiliki kesadaran dalam mengelola keuangan dan tertarik untuk berinvestasi. Kegiatan ini berdampak positif dalam membentuk perilaku finansial yang lebih rasional dan berorientasi masa depan.
Job loss, informality, and the scarring effect in central java’s labor market Sucihatiningsih Dian Wisika Prajanti; Euis Soliha; Tri Purwani; Dhea Rizky Amelia; Tania Wicaksana; Agni Alam Wijaya; Febyolla Putri Aninditya; Kinanthi Sukma Wening
Jurnal Ikatan Sarjana Ekonomi Indonesia Vol 15 No 1 (2026): April 2026
Publisher : Jurnal Ekonomi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52813/jei.v15i1.793

Abstract

This study examines labor market vulnerability in Central Java with a focus on job loss risk, post-layoff transitions, and job quality after recovery from shocks in labor-intensive industries. Using data from the August 2024 Sakernas survey and applying probit and Heckman selection models, the analysis reveals that shocks have multidimensional impacts. Workers in manufacturing are more exposed to job loss compared to those in agriculture, while service sector workers are relatively more protected. Spatial patterns indicate that neighboring regencies of the shock epicenter (shock_sritex) face lower risks of layoffs, yet sectoral linkages heighten the vulnerability of workers in supporting industries such as trade and transportation. Post-layoff transitions show that most workers return through informal employment, reflecting the limited absorptive capacity of the formal sector. In terms of job quality, informal workers are more likely to earn below the minimum wage and to experience excessive working hours, indicating a scarring effect. Conversely, higher education and union membership are protective, increasing the chances of obtaining decent wages. These findings highlight the importance of integrated labor market policies that strengthen industry-based training, ensure wage protection, enforce working time regulations, and enhance cross-regional coordination to sustain employment in the aftermath of industrial shocks.