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All Journal Gadjah Mada International Journal of Business Global Review of Islamic Economics and Business Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam International Journal of Islamic Economics and Finance (IJIEF) Jurnal Ekonomi & Keuangan Islam MALIA Journal of Islamic Monetary Economics and Finance EkBis: Jurnal Ekonomi dan Bisnis Journal of Islamic Economic and Business Research Journal of Islamic Economics Lariba International Journal of Islamic Finance (IJIF)
Salina Kassim
International Islamic University Malaysia
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Journal : Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam

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Enhancing Financial Education: Debt-Taking And Charity-Giving Context In Indonesia Arsyianti, Laily Dwi; Kassim, Salina; Adeyemi, Adewale Abideen
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 2 (2018): December 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i2.1195

Abstract

The low-income households are perceived to have the right to take debt from excessfinanced group or entitled for some charity. However, this perception has blur their attitude towards charity-giving. Low-income should not consider themselves as 'the taker' in perpetual. They should instil giving behaviour and consider themselves as 'the giver'. Experts from financial education and Islamic finance areas are interviewed. Results from Analytic Network Process suggest that setting specific targeted behaviour is the most priority, with debt-taking focus of interest. Women apparently become the most urgent targeted audience of Islamic finance education. Before executing education program, participant’s belief towards Islamic value should be built. Experts suggest formal education institution be the most preferable place to establish the program, in collaboration with formal financial institutions to conduct the training and support from government budget. Introducing Islamic economics and finance values from the earlier stage of formal education would be suitable for future consideration.
Co-Authors Abdul Karim, Norzitah Achmad Hidayat Achsani, Muhammad Nur Faaiz F Achsani, Muhammad Nur Faaiz Fathah Adeyemi, Adewale Abideen Alhabshi, Syed Musa Syed Jaafar Ali, Engku Rabiah Adawiyah Engku Ali, Zulkarnain Muhammad Dhimmar, Sonali Hamid, Zarinah Jarita Duasa Khalifah Muhamad Ali Laily Dwi Arsyianti Mahadi, Nur Farhah Mahadi, Nur Farhah Binti Martiana, Andri Maulida, Syahdatul Md Saad, Norma Miftahul Jannah Mohammad Irfan Mohd Yusoff, Syarah Syahira Binti Muhammad, Niaz Makhdum Nashr Akbar, Nashr Rapi, Muh Zul Hazmi Razali Haron, Razali Siti Raihanun Yusuf, Muhammad-Bashir Owolabi Zakariyah, Habeebullah Zulfaka, Auni