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All Journal Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Ulul Albab: Jurnal Studi Islam Al-Ahkam IJTIHAD Islamic Ecomonics Journal MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS Ziswaf : Jurnal Zakat dan Wakaf Al-Mustashfa Al-Iktisab: Journal of Islamic Economic Law TSAQAFAH EKUITAS (Jurnal Ekonomi dan Keuangan) ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah Al-Istinbath: Jurnal Hukum Islam

Mulyono Jamal

Fakultas Syariah, Universitas Darussalam Gontor Ponorogo

Author-ID : 3089695

Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Implementasi Wisata Syariah Lombok dalam Perspektif Maqashid Syariah Mulyono Jamal; Hamid Fahmi Zarkasyi; Haerul Akmal; Tesa Mellina
AL-ISTINBATH : Jurnal Hukum Islam Vol 4, No 2 November (2019)
Publisher : Institut Agama Islam Negeri Curup

Sharia tourism is one of the tourism concepts applied based on sharia principles. In recent years, Islamic tourism has mushroomed in several regions in Indonesia and even in the world, with different concepts. This concept is not only a media for the promotion of the regions that want to apply it, but more than that the tourism carried out by a person can strengthen his creed and belief, if carried out in accordance with Islamic principles. However, how is the application of sharia tourism in accordance with sharia principles? The concept of Islamic tourism which should be applied?, There are still many unknowns. So it takes an in-depth understanding of the concept of sharia tourism, and the need for a research related to this. Researchers see a relationship between maqoshid sharia with sharia tourism currently being applied. This study aims to determine the application of Islamic tourism in the perspective of Islamic maqoshid, with Lombok as the object of study. This type of research is qualitative research. Data collection method is done by interview and observation. Interviews were conducted on 10 respondents and took 5 tourism objects that became tourist icons in 5 districts in Lombok as research samples. The results of this study indicate that there is a relationship between maqoshid sharia in the application of sharia tourism, namely in the safeguarding of religion, soul, reason, descent and wealth. So the applied sharia tourism must include five safeguards in sharia maqoshid. While the application of Lombok sharia tourism in the maqoshid sharia perspective has not yet reached the five aspects of safeguards.

REALITA PENERAPAN SISTEM EKONOMI SYARIAH DI NEGARA MINORITAS MUSLIM Anwar Fatoni; Mohammad Ghozali; Mulyono Jamal; Hendri Setyo Wibowo
Ijtihad Vol. 15 No. 2 (2021): IJTIHAD: Jurnal Hukum dan Ekonomi Islam
Publisher : Universitas Darussalam Gontor

Dominasi Barat selama 300 tahun terakhir, telah membuat kita merasakan empat ideologi utama, yaitu kapitalisme, sosialisme, nasionalisme dan kesejahteraan negara (the welfare state), di mana semua itu telah gagal dalam ilmu ekonomi karena sistem ekonomi tersebut cenderung ke arah sekulerisme. Semua sistem itu berdasar pada premis Barat bahwa agama dan moralitas tidak relevan untuk mengatasi masalah-masalah ekonomi. Pencarian para ilmuwan terhadap sistem ekonomi yang terbaik terus dilakukan, hingga pada akhirnya para ekonom mulai melirik sistem ekonomi Islam yang telah diterapkan sejak zaman Rasulullah. Sistem ekonomi Islam diciptakan oleh para Muslimin bukan hanya diperuntukkan bagi kaum muslim tapi juga bagi seluruh umat manusia. Yang dapat dibuktikan dengan adanya beberapa karakteristik dalam sistem ekonomi Islam yang bersifat universal. Hingga tidak sedikit dari Negara minoritas Muslim yang telah mengadopsi sistem ekonomi Islam ini untuk dijadikan salah satu sistem perekonomian untuk meningkatkan kesejahteraan negaranya. Salah satunya ditandai dengan banyaknya lembaga-lembaga keuangan syariah. Singapura, Filipina, Amerika Serikat, dan Inggris adalah contoh dari Negara-negara minoritas muslim yang mengadopsi sistem ekonomi syariah dalam rangka melepaskan diri dari krisis yang melanda.

MEKANISME PENANGGULANGAN PEMBIAYAAN BERMASALAH PADA AKAD MURABAHAH Mulyono Jamal; Ayu Ruqoyah
Islamic Economics Journal Vol. 2 No. 2 (2014)
Publisher : University of Darussalam Gontor

The rise of Islamic economic has established the development of Islamic banking. This indicates that Islamic banking could be competitive with conventional banking. One difference between both banking systems is in lending operation. In conventional bank known as credit, while in Islamic bank known as financing. For certain, financing procedures in Islamic banking refer to Qur’an and Sunnah. Indeed, there are also defaults in its process, because the problems occured after the process. This research aims for knowing the factors which cause the default financing and its mechanism as performed by Bank Muamalat Indonesia (BMI) branch Sragen to solve it. To reach thus aims, the researcher uses field research with deductive explorative methods. The result from this research indicates that there are two factors which cause the default financing, internal factor and external factor. Internal factor is the factor from the customers, while the external factor is the factor from other than customers, ot because of universe. But the most imminent factor at BMI is internal factor, such as the late payment because of neglect. The mechanism runs by BMI branch Sragen is monthly data collection, monitoring and controlling, so that the financing at BMI branch Sragen chategorized as stable.

Analysis of Alternative Dispute Resolution in non-litigation dispute resolution on Islamic Mortgage: at the Ombudsman Institution Yogyakarta Mulyono Jamal; Akhmad Afandi Mahfudz; Syamsuri Syamsuri; Resi Handayani
TSAQAFAH Vol. 17 No. 1 (2021): Islamic Education
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tsaqafah.v17i1.6760

Limited information, experience, and very low economic conditions are the background of business dispute cases, especially in Islamic mortgages. Business dispute cases, including Islamic mortgage, have so far been resolved using non-litigation settlements using Alternative Dispute Resolution (ADR), it is considered easier, does not incur expensive costs, is familial, and achieves the goal of dispute resolution, namely win-win solutions. Settlement of disputes using this method has been regulated in Law Number 30 of 1999 concerning arbitration and alternative dispute resolution. In this case, the Yogyakarta Ombudsman as one of the non-litigation institutions also takes part in resolving disputes non-litigation. This study aims to analyze the method used, namely alternative dispute resolution in resolving disputes over sharia mortgage loans. Finally, this research finds that in the process of resolving disputes over sharia mortgages with alternative dispute resolution, the method of consultation, negotiation, mediation, and expert judgment is used. The alternative dispute resolution method prioritizes peace and a win-win solution or conditions that are favorable to the parties, but in this case, the non-litigation dispute resolution method does not succeed in bringing about peace or a win-win solution.

Tanmiyah Waqf al-Manāfi min Ajl al-Istiqlāliyah fī Majāli al-Iqtiṣād: Dirāsah fī Ma’had Tazakkā al-‘Aṣrī Mulyono Jamal; Mohammad Hanief Sirajulhuda; Muhammad Aunurrochim Mas'ad Saleh; Khurun'in Zahro'
Al-Ahkam Vol 33, No 1 (2023): April
Publisher : Faculty of Sharia and Law, Universitas Islam Negeri (UIN) Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/ahkam.2023.33.1.13586

The excellent potential of benefit waqf has not been fully realized since nāẓir or the community failed to develop a strategy and did not innovate enough on the advantages of waqf and its administration. One of the successful principals in administering benefits waqf is the Tazakka Modern Boarding School with its innovation and programs on endowment benefits. This study intends to identify the benefit waqf development approach for Tazakka Modern Boarding School for economic independence. With a descriptive strategy, this study employs a qualitative methodology. The results of this study demonstrate that the development of benefit waqf in Tazakka is advantageous for economic independence with three distinct benefit waqf categories. So, for future researchers to be able to discuss professional nāẓir with good management and strategy, to maximize the potential and role of beneficial waqf in improving the economy and people's welfare.

Hajj Financing Models: Fiqh Analysis of Payment Contracts for Hajj Funds at the Ministry of Religious Affairs in Indonesia Mulyono Jamal; Khurun'in Zahro'; Nuriwanda Azizah Nugraheni; Eko Nur Cahyo
Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam Vol 7, No 2 (2024): Vol. 7, No. 2, April 2024
Publisher : Universitas Islam Sultan Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/jua.v7i2.28677

Hajj is an act of worship that completes the fifth pillar of Islam for a Muslim and is performed by those who are able. In its implementation in Indonesia, the hajj is organised by the Ministry of Religious Affairs (MORA) of Republic of Indonesia, including the offices of MORA in every city throughout Indonesia. The contract used during the registration of prospective pilgrims is a wakalah contract, but when they attend to the bank, the bank requestions what kind of contract will be employed whether wadi'ah or murabahah. This research is purposed to reveal the repayment contract for prospective pilgrims and analyse the principle of the contract applied in the repayment of funds for prospective pilgrims. The type of research used is field research with qualitative methods using descriptive analysis. The primary data sources in this research are obtained from the MORA of the Republic of Indonesia, while the secondary data was attained from journals or research related to the hajj financing model, then descriptive analysis of the data as material for the research findings. There are two findings in this research, firstly, the contract on the repayment of funds for prospective pilgrims, starting from the wakalah contract between prospective pilgrims and the MORA, this contract will take effect after the repayment of funds for prospective pilgrims. Secondly, the fiqh analysis of the principle of the contract applied to the repayment of funds for prospective pilgrims is wakalah and is appropriate as it should be. Even so, the MORA must also cooperate with stakeholders in providing the best service to hajj pilgrims so that they can perform the worship in holy lands (Madina and Mecca) comfortably and solemnly.

Co-Authors Adinda Muftiviany Nur Jamilah Akhmad Afandi Mahfudz Alfiansyah Topandi Harahap Anwar Fatoni Ayu Ruqoyah Eko Nur Cahyo Eko Nur Cahyo Haerul Akmal Hamid Fahmi Zarkasyi Hendri Setyo Wibowo Iman Nur Hidayat Khasib Amrullah Khurun'in Zahro' Mohammad Ghozali Mohammad Hanief Sirajulhuda Muhamad Arief Al Hakim Muhammad Aunurrochim Mas'ad Saleh Nur Azizah Latifah Nuriwanda Azizah Nugraheni Nurul Fathonah Resi Handayani Rusyda Afifah Ahmad Setiawan Bin Lahuri Suyoto Arief Syamsuri Tesa Mellina Usmanul Khakim Wahyudi Bakri Yassinta Fitria Ramadhanty

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